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AYER'S Hlair VIGOR Refitorea xiatura. celor to the huir, P and aiso prevents it falllng out. x»s. H.W. Penwiek, of j.Digby, X.NB, mays: - ".A little more Sthan two years ago my haïr be g n to turn gr ay and faf ~ out. Af- ter the onp hottle of Aver's Hair Vigorm liair was restored to its origina color n i1coased falling out. An appiainissn@kp Il. F. F LNW 1 CK, 1 bY .S C'irowth of Hair. lViý_ht vvars ago, I hiad the vario- 1 îI, id fost nmx liair, which previ- \\ I ,S Illîto alUdant. I tried " \.i pi eparations, but with- buq1ticial result, tilI 1 began to si suld lie Ierlflafently bald.. si ! mitSi lofths ago, my husband brougît home a bottle of Ayer's lar Vigor, and I began at once to ij t *. Iii a shiort Cime, -hew hair bogai to appear, and there is now V \ IY prospect of as*thick a growth ()I liair as before nmv illne~. Nirs. A. WF:iwi, 11lyninia St., New Oreanîs, La. AYER' HAIR VIGOR 1'RKPARICD BY OR. J. C. AYER & CO., LOWELL MASS., U .S. A. A Uer'a Pilla cure Sfek Hcadachs. JORRESPONDENOE -o0- Orillia A country co-rrespondeut'writes :-The dritu~ are literally moufltaiD8 higb, ini aome places beîug several feet deep 1 Mise I>boebe bowermnan, of Port Perry, te spending a few weeks in town, the guest of i)er sîster, Mrs. John Hemn. Thie îndliationki are that witbin a year or two patiîPuts wîll pay for a photograpli of Oheir interior, iristead of hav1ing their pulise f'eit or their lungs sounded, and haîf the doctors la the country wîUi he sSwing wooI. bor!t Purin gave hîlmsecî up on Fxiday to ai conîstable, to answer the chargé of disiurbiîu, a salvittion arînv meeting, last t'et 1 Police Magistrate Lafferty irnposed the sari - ' ree& as scornrade, Arthur Stevenson, received, tlîircy days in gitol, defRtult of a fine cf $20 and cosns. The Port Ferrr correspondent cf the Lindsay Post sayâ :-The unsuitabie location of WVitby as a county town cf surhu a iong and nitrrow county as On- tario 18 becotnîng ycarly more apparent, anti it je the opinion ef not a few of the mnien rom tuiE, uorth thiat a new county mîght be carved out cf Siwcoe anti On- tario, with Orillia for capital, Lt would oert.ainlv lie much more convenient for Thorai.. Rata and Ma-a. On Saturday worning a young Frenchi Canadian got off the early train frein the .>orth, and went to tuse Dahv flouse, whiere ho reg-istemed under whîat proved to be a fictiticus Dame. Ho told the clerk in the office that ho mneant te beave on the neen train, as;ked te b. called for it, and was shown to a xoom. At oheven ocblock the clerk went te wako hum. Failing te ous. the lodger, ho called Mr Day, who priod open tho fanlight over the door sufflciently teo ece a revolver and a pool cf blood on the floor. Judging that there muet be somAthing the inatter, ho sent for Constable George Clark. and ou bis arrivai the door was foxced open. Oa a chair facing the door, sat the yonng man, hii. head tbrowe baok, a revolver and pool of blond on tho fipor, and a bal- lot bobo ie hie Ieft temple. He was dead, and life ladl evîdently been extýnot for ocreraI boums. Coroner Beaton was sum- moned, and wiîb Dr A E Ârdagb, made an oxamination cf tbe body and itas ur-- roundinge. On the bureau lay a note, ie French, whioh said, "The cause of this ïaot i. siekuesa." On the body wua toued a pookot book, centiainine 2 aed a rail- imway obeookbut 4oLbing ta es abliel the. identity of deceaaed. !is trunk vau pro- cured, and among the lettera ini it w a note ie Frencb hjihel ti, yonimana hscd apparenthy inteeded teerr itI haln, Lut bad inadverteetly put ino the truel vitî bis cther oorrespondecoe-i 1h I proves that the Lskîig of hb i1f. vwu pro mnedltated, and &Il preparations ver. de liberatiely made.'The. note, traduated, wau te the felowing effet: ,«Bù%-AÂs 1 lbave on me a check, perbape wMf yu e- cl1aiemMy valise te establièiMy idmtity. 1 am thbe son of Mr Thadd.A&sG.gu e on,l Rtiviera Ouelle, Oouoty Kamourask.,, * Sioku is lethe cauçe of tfil as t onu. Auriohe." Prom in th erJetter liii. trunkl, al l nF»0014h, t WUptbid lt the nana, of the -,Young am"ie a Mi riel. Çkagnon. H. bad boeon woig in" the. bi Wh b the. n.bbc bo4 oP&M, Sound. A, *waaun» t ubb 30yggq tloit his pware pore,4axowêib#eU1 but w.re mec&a $..s.ed to imirâ »M~rw hlwoh h. best boe, Zeý2 grom. One publi-spirîted citizen bas ofler- ed to buîld a public hall if a free site ili provided and he is guaranteed a fair percentage on his money. It le very probable that the temperance division will accept this offer thankfully. Thomas Watson, sr., lost a valuable cow on Saturday last. The animal be- came frightened in its staîl, tbrew itself and broke its neck. Rev. Mr. Leroyd's sermon Sunday rvening was &ai able and earnest dis- course on God's e%>er-watchful care for his people. He handhed bis subject in an interesting way. All hast week the principal emphoy- nient of the people in this burg was snow-shovellin&r. And still the society for the promo- tion of matrimony progresseth and pro- mioteth. Like the grimi reaper, the girls continue to gather them in--one hy one they gather them in. Another oid bachelor is the latest catch, and it is said the fair one cornes from the W e st. It is probable that the orchestra spoken of sorte time ago will be or- ganized here. It's a crimne to be Young in this country,- is an axiom with which one x'oung man in this vicinity will agree. fie was bitterly opposed some tîme ago %%-lien hie applied for the assessorship of iRe;içh-op)posed on the argument that lie was (oo Young. fie was the ablest amiong the nine candidates, but he fail- ed to get the position. "The same Young man started ont as a fire insur- ance agent, and some people made it their business te cast doubt upon bis reliability. So it goes, Mr. Editor. The best. the ablest, among our Young men are shut ont from business or poli- tical preferment. Abilîty they may have in abundance, but they're 1"1too Young. " Ohd fogyîsm croaks those words, and, cursed by the fact that he is Young, strong, able,--cursed by wbat sbould be his greatest blessing-tbe able, ambitious Young man shrinks back from the oDublic gaze, baîf con- vinced himself that be has been pre- sumptuous in claiming recognition on 1 mere abiity. " I do not by any means undervahue experience-the ripe ex- perience of age; but bave we flot too much of this "too Young- business in this Young land? Let us remember that young men have been the central figures in some of the most striking events of bistory: that young men made the great f ree land to the south, and that old fogyism is driving our best blood across the border, where menit, not age, is the chief essential to suc- cess. -Times. LITTLE JESSIE MERCHANT, 0F COLLINGWOOD, ONT, Foi ElIven Years a Sutfoer frein Nervots Spaasis A Desperate Case that Exoeoded the Skitl cf the Bort Physiciane. No greater trial cernes to parents than the sickness cf theix- children. And when thut trouble assumes the shape cf nervous nos. the hope cf the parents eceives its severest test, fer se seldom do children recover frein disease cf this charaoter. Tbey battie with it, it may be fer many yeams, but eventually the disease con- quers, and theobhld dies. Jessie, the lit Mie daugîter of Mm. H. E. Merchant, of Collingwood, Ont, lad givon 1er parents great anxiety, as for eleven yeare she had been a suffemer froan nervons troubles. These would take *the shape of spasma, and bocome so severe that sIte would be unablo ta control berBelf. The parents spax-ed no effort te, give te their loveoe tle bealth that is national to child lifo. The fatler writes : 'II dootored with the mosti ekilled phy- sicians in Collingwead, witbout aey relief comieg te my daneîter. I must lave spent near!y $500inethis, way. h t isnet te be wondemed at that I wus becoming thorongbly disceuraged, and began to realize tblat it eould only b. a short time when otar little on. would puse from neu. A frieed influence. me te try South American Nervine, knowing sometbm*g. of tibe wonderful cures it lad effet.d in the case of ehidren troubled as vas'my littie Jessie. The edicine as procured and given ta the ohild, and île bas nover' beon se wel aed strong as aine e .cm- menoed ta use South American Nervine. Whea* ah. egaefliLs use sah.wuvaffarly able te mova &pot,-bms nov ebe eau rue around as otber ~obüidrem. I amn stili êivina he thIe mediin,, seig that it fa effecting a perznuet cure." the . s.orcNeivine in thuit iboper- mhes 4ir.l utiar e cotatres loo*ed in or samth* ie utaithebrain. hii. viie lb.. e d.npgd vitla nvous trouble thatM =ch other trouble ensu. hi I..t tw4hi~-of chroulo,.iea tinau a diingmenflof tbîý a.ïrwéý ,TwentymThir.dý Annual Report. OF TIE- ONTARIO LOAN 'AND SA VINOS COMPA NY, FEBRUARY l9th, 1896. T HE TWENTY-THIRD ANNUAL MEETING 0F THIS COMPANY At heoffceof hecompany on Wednesday, February i9th, 1896. The following Shareholders were present: Messrs. W. F. COWAN, W. F. ALLEN, R. S. HAMLIN, JOHN COWAN, J. A. GIBSON, T. H. MCMILLAN, W. READWIN, JOHN CARTER, T. PATERSON, F. E. DINGLE and L. K. MURTON. The President occupied the chair, and Mr. T. H. McMillan acted as Secre- tary to the meeting. The minutes of the previous annual meeting were read and confirmed. Thc Chairman then read the Annual Report of the affairs of the Corbpany for the past year as follows DIRECTORS' REPORT ENDING DECEMBER 3IST, 1895. The Report which devolves upon me to submit for the consideration of the Shareholderq is one that 1 feel assured will meet with their approvai. Having regard to the comparatively reduced returns obtainable by the cultivation of the soul, and the decline of profit prevading the general'.business of the country, it is somewhat remarkable that the repayments on oans have been much greater than usual, a circurnstance which confirms in a marked de- gree the statements made at previous meetings to the effect that ail possible discrimination had been exercised in investing the funds of the&Company. Interest accruing indebtedness has also been met with a promptitude that is flot only a very gratifying feature in itself, but is additionally so fromn the fact tiat it increases our confidence in the security afforded by the mortgages which represent the great bulk of our assets. f Not only bas no effort been made to extend the business of the Company, but the reserve policy of prudent restriction has been adopted, and as a conse- quence the aggregate figures on our balance sheet have been correspondingly reduced. Many maturing loans which could have been renewed or extended have been called in, your Directors deeming it best to proceed slowly until the prompt sa1eabie values of real estate can be estimated with greater certainty than now would seem possible. The earnings of the company for the past year have been exceptionally good. Improvements made upon leased properties have been wholly written off, and we have found ourselves in a position to add the respectable sum of five thousand dollars to the Contingent Account after payment of our usual annual dividend of six per cent. The Contingent Account $î9,ooo, amounts to over one-fourth of the Real Account, which remains as before at $75,000. The books and securities of the Company have been duly audited and checked, and the auditors' certificate attached to the finançial statement, ahl of which is respectfully submitted. 1Oshawa, February i 9th, 1896. 1895. Jan. Dec. RECEIPTS. To Balance .......................... Repayments on-Loans......... Interest received on Loans ............ 64 Banks ........... Revenue Account.................. Deposits Received.................. Debentures Lssued.................. Western Bank, Oshawa .............. Add nine Cheques flot presented. W. F. COWAN, PRESIDENT. $109,556 44,570 224 5,521 4,756 69 1,143 90 $ 9,'395 541 159,873 219,948 177,000 5,900 591 $572,117 691 I 8,5 DISBURSEMENTS. Jan. i. By Western Bank...................... Dec. 3 1. Deposits Returned............ Debentures Retired......... ...... Loans on Mortgage .......... Interest paid ...................... Dividends Nos. 44 and 45 ............. Expense account................... Ontario Bank, Bowmanville.... ...... Western Bank, Wbitby .............. Cash on hand...................... 1895. Dec. 3,170 7,348 PROFIT AND LOSS. CR. 31. By Interest earrîed for the year ...... Revenue Account ....... Bank interest rec'd ......." 1895. Dec. 3 f. 1895. Dec. 3 1. 1895. Dc. 3 1. DR. To Interest paid...................... Dividends Nos. 44 and 45........-- Expense Account, including commissions on Loans............................ Amount transferred to Contingent Acc. ASSETS AND LIABILITIES. ASSETS. B) Montgage and other Securities........ Office Premnises.................... 44 Furniture ................... Cash in Ban ks.................... Cash on land...................... LIABILITIES. To ýapital stock ..................... Depositors.............................. Debentures ........................ Contingent Account ................. Rest ccount.......... '***4* Amount due Western Bank .......u47, &69, T. ALS.MLLLA, SEC $52,453 216,143 198,500 49,590 21,203 17,9)65 5,54, 39 10,519 16 199 57 $572,117 69' $43,965 72 5,521 53 224 32 $49,711 57 $21.203 94 17,965 8o 5.541 83 51000 00 $49,7" 57 $842,652 S4 1I1,0000 400 00 10,519 16. '99 57 $864, 771. 7 $299,430 53 270e,&40 15 i194,6S00 75',Ã" 001" S5.900 59: Mr% E Wolh s at4-in iin g health. Miss Burni 1sef Crillis has been visitinï~ in towfl. The coldetat knewn for a groat many years was frlonday morning when at break of day lte thermometer regiétered about 40 degrees below Zuro. Miss Kate Gundry left lait w eek for. Goderioh where sha will reside in future. Mr W Guudry of Gi'oderich bit been in tewn for a few days. Hie bas flot gone back on Iixbridge exaotly but thinks Goderich i. about the beat town ini Canada. The Salvation Army i. organizing a Sunday School They are mnany chiildren iin tItis town who are flot sent bo any Sun- day School and it is.very probable that the Army will succeed in producing many of them to attend. A$2 sect. Wm Swanick of Reaoh soId four quar- ters of beef to buyer 1H11l on te market a few days ago for 50e per quarter. The animal bad a cailour lump on> one of itks legs, but this lump we hear came off with the hide, and the animal had flot been condemned. Foot Froz on. Laut Monday, the coldest day. of the winter a little girl rîamed Minie Jack- son. who had btien visitung with friends narned Elockley on the 5th concession started to walk to her home on the 7th concession, a distance of three miles, through the deep snow. When the child reached home her feet were frozŽýn so badly that the toes of one foot înay have to corne off. Mr A E Blackburn of Epsom found 87- on the street here Tuesday and for a long time cou Id find no person to claim it. Ho thought Mr E Till of Greenbank lad dropped iii and ýan af ter him witb it, but Mr Till did not think ho had dropped any. Along about noon, Mr Tilb retumn- ed to town for the money. He lad got about three miles on hie home ward jour- ney when ho thought ho would ceunt his money to make sure and diacovered he was 67 short. Ho got the money, muel te the relief of Mr Blackburn who was afraid ho would have to, keep it himasif. It was lucky for Mr Titi that an honoat man found hie money. A Bear Huas. Lutt week a couple of moen frein Roach reported to our local sport. tbat they had seen a bear eaat fromn the tow n'and a litte bunting party waa at once organized. The keen-eyed sportsmen were directed or led te the bush and aon came apon signe of animal life, The next moment bruin'. dark fori was espied ami Win- field lad hi& rifle te his shouldor in a twinkling, but whuhe taking aira it istruok him that the bear had an odd tail, and thon the oars lookod. too long the gan wus lowered. Appmoaching nearor te the gamne they discovered it to bo ?]eter Clark'. Newfoundland dog, which had been atraying areund the woodis for three day. The spot whoro ho slept at night was bocated and it waa -neticed that his 'tr>, ks always back te the atm.r spot. Tuhe dog w;îs brought home but i. "-net hiisolf ai ail"' since bis hungry oxperionce pILVIyIU be. -JOUuTÉNÂL.e s h L I The man with v weight on hi. le- w can't houie to win wî.,th,2'wui7ht oniv health can't cxpecý7 Wa coxnpete in 1 ' and bsna - those who are noi - handicapped1. A man who 'spend' Y two-thirds cf hit turne in business, anc ~l/ one-third of hi. timf being sick, canne be expected toe c comnpliýh more thu.: two-thirds *as mucl as the man who at tends te business ai the tiane. ' If hi - brain is heavy, ai,.f his blood suxy~ because fcf oTi3Up % tien, le wilI het su. ceed in doing arp- thiug very wci: Caiîstipittion is t-i- cause of nleùe-tenths of al- sickness by Most people. but iis 5just the saine. Lt it f serious sickness, b.ecanse* j. c:auses alùost;l -,of the uiT heýaitb of mankind. m Stdmns 0f it are, sallowness lislesnea, por-appîetite ba.d taste in 1 the -menth,,-diz II Constipatio pl-prfetysa. violent 'u >teirýac i aeSe o0tr,-?that fù ?1nrl.P. Q ý.~ariâvIous Medicine WPhenever Civen a Fair Trial Hood'Is Provres Its M ;' Vvs',archiitect aid su.Iveor, No.; -JShaW S reMontreal, Canada-, "C .Hood & Co., L0«wn(,11l, IM..S,: *,Geuttcinefl-I hatve bce(,ii -*ýi ;--rsapariIIa for about A4x 1i1~1 u z giad. t 9sny tlitItl12S e l Cerie a'l ': r Last blay my w e -. À Sa rsï-apéari-a 1 began te take IIood's Barsapartila It ],as lu- creased to 163. 1 thirik Hood's Sarqimer1!,i is & unarvellous medicine and amn very axuli pleased wlth lt."1 J. ÂLrlCHCAUOSS. MI40d*, P111 cure Uver lMl. coustipation, bMW mouse8J=mice, siec hedache, indlgestio& dur Warawalc --,amie kEUBAWI'AIU Dr. B.J. KWlitse ee Daw Sfrs-I nv n.ed svoeal b'#t" of yow mrooed ore V,use IJl8 #9Inawf Fm nuhe by a&UhwuggIomeqaddrems Dl.B. .«te (i~.jy ENOSS8iUqràtt FALLS, VT. L GO p. heeycertify that the hýConpny. as ýsbown w»mwvý ),ýz