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Report from Q ueen'5 s Park By The Hon. George Ashe, MPP (PC - Dur ham West) Ontario Minister of Revenue Recently, a number of Ontario news papers have contalned classified advertisements identifying "financial consultants", "1financial advisors,, or "cash finders". These ads also included promises to arrange boans of any size, regardiess of the inter- ested individual's credit ratinge Unfortunately, these consultants or advisors often demanded a cash downpayment - as a measure of "'good faith". In many cases, this downpayment Ieads to financial ruin rather than the anticipated financial success. The Ministry of Consumer and Commercial Relations has received a number of complaints from Ontarians who have advanced considerable sums of money to these consultants in good faith and have not received the prornised loan. Under provincial legislation, individuals who provide boan or mortgage assistance must be regist- ered under the Mortgage Brokers Act and must identify themselves as such ln their advertising. Al registered brokers will provide sufficient proof of their registration and should be required to do so before finantial arrangements are negotlated. As a consumer, if you discover that you are in- volved with a consultant or advisor, rather than a, registered mortgage broker, avoid paying fees in advance. If you are considering arrangements for financial assistance, consider authorizing the company to de- duct alservice fees from the proceeds of the loan. In 'this way, you will not lose any money should the deal fal through. if an arrangement cannot be reached to deduct the fees, then make the cheques out "in trust". This wil ensure that the company becomes the trustee of your money and as such wilI be held accountable for justifying how the moifey is spent. You can also request that the company place the money in trust with a third-party lawyer. In the first two weeks of 1983, the Ministry of Con- sumer and Commercial Relations had a number of advertisements removed from newspapers because the companies which were being promoted were not registered mortgage brokers. The importance of checking ail the facts before making, final loan or mortgage arrangements should not be under-estimated. Be suspiclous of in- dividuals who do flot wish to discuss the terms of their operation openly with you. I would suggest that a deal that sounds too good to be true probably is. Symphony offers class-ical guitar WHITI3Y FREE PRESS, WEDNESDAY FEBRUARY 23, 1983, PAGE 15 It's not quite swimmning weather, but Sunday cam e close t o-beiëng a fine day for beachcombing. Above (from left to right) Barbara Wilson, Claire Moore, Dawn Mansfield and Peter Moore explore the beach for trea- sures. Free Press Staff Photo Oshawa Symphony Or- chestra in a Rodrigo concerto for guitar, "Concierto de Aran- juez" at the Symphony's fourth concert of the season at Eastdale Collegiate, 8 p.m., Mar- ch 8. Corrido r Capers' By MARY MCEACHERN Cail 72541M7 with items for this column. w .,M Welcome back to the McEachern's. You must bave brought the mild weather with you . I sure hope you enjoyed your vacation and are ready to face the world with renewed vigour. WESTMINSTER UNITED CHURCH Morning Bible Study will begin on Tuesday, Mar- ch 1 at 9:30 a.m. The themne will be on special times in the life of Christ and their meaming for us. The evening discussions will begin on Wednesday, March 2 and Will1 deal with Baptism, Confirmation and Communion. The first discussion wil be - What does infant baptism mean? Who should be bap- tised? What about sponsors? 25th Anniversary Project - The first major item for fundraising will be the Pancake Supper on ,Saturday, March 12. Keep this evening open and there wil be more details later. The U.C.W. is collecting clothing in good condi- tion, both mens and womens for the hostel in Oshawa and the Womens Shelter in Toronto. You can bring donations to the church on Saturday, March 5 from 10 a.m. to 12 noon. CORRIDOR AREA RATEPAYERS Last notice for our dance on Saturday, Feb. 26. Tickets are only $12 a couple for non-members but if you buy a family membership the tickets are just $10. Tickets are available by calling the dance con- venor Bey Rogers at 725-5008 after 5 p.m. If you have any items for the coîumn, for next week, please cail Mary McEachern. Kraft's career began its ascent wfien he was named Grand Prize Winner of the 1979 CIBC Talent Festival. He has appeared with most major symphonies in Canada in the past sea- son and on CBC-TV's national program series "Spectrum". Frequent- ly heard on radio, he will be featured this year in his own radio series, "The Art of the Guitar". He combines bis con- cert career with bis positions on the facul- ties of the Royal Conser- vatory of Music and the University of Toronto. His career is also fre- quently combined with that of bis wife Bonnie Silver, a pianist and harpsichordist. Together the duo has been delighting audienc- es across the country with the unique com- bination of music for guitar and harpsichord, much of which they arrange themselves. They also have had compositions especially written for them by Canadian composers. The concerto to be played by Kraft on Mar- ch 8 bas been described as "bright as the sun of Spain and based on the rhythm 0f the Fandan- go"; "a thoroughly Spamish flavoured work combining brooding ten- derness with dancelike movements". The or- chestra'Is contribution to the evening includes the brilliantly lyrical Over- ture to Euryanthe by Weber and the majestic Symphony No. 2 by Jean Sibelius. Tickets for the- con- cert are now for sale at 7ZZ72~7~ Good food, fast and f riendiy service. BREAKFAST SPECIAL $85 Bacon or ham, 3 eggs, toast, home f ries i ý»I 1eLil tu0n m11 Saywell's, 14 Simcoe St. S.; Alto- Music, 453 Simn- coe St. S., Oshawa, and- in Whitby at Middleton 's Stationery, 113 Dundas St. West. Telephone or- ders are accepted at 579- 6711 using Visa or Mastercharge. The box office will open at 7:15 on the night of March 8, but lineups can be avoided by advance pur- Chase. MOST- FOR- YOUR. MONEY NIGHT OUT Di nnerlShow Complote Fram $ 19.95- ARIOL Dînner . Playhouse Phono 668-9000 419 Brock St. N. WHITBY TOR./AJAX 686-3911 GOLDEN GATE, 107 Brock Str-eet South,' Whltby 668421. 1%ls popular Chinese restaurant bam beeni Whltby for 39 years. The speclaty of the bouse la bar-be<quedspr-b. A new dish i8 being in. troduced. It's a specla combination of lgbt bar d'oevres cailed Bo Bo platter. Eat ithe dellhtfiy decorated Bamboo Roorn at orne of their dcilar ooUu. Open Monday Wo Thursday from il a.m. Wo 2 a.m.; flday and Saturday from il a.m. Wo 3 a.m. and Saturday till il p.rn. Fulll icensed and borne delivery. S* High quality [pw photocopying whiie-you-wait. WHITBY FREE PRESS 131 BROOK ST. N., WNIT BY r February2i is the GALLA OPENING of our newly renovatd promises. FEATURING - non stop dancing -12 Montreal dancers - table dancing -doorprizes & extras It's ail happening at the CHEZ PAREE ROOM ln the ROYAL HOTEL - 171 Brock St. N. Whitby 668&5012 Cof fee Shop & Tea Room Yr9hesatdickcs ma& b4trest. Open: 8:30 a.m. ta 6 p.m. Tues. & Wed. 8:30 a.m. ta 7 p.m. Fri. & Sat. 124 Athoi St. Steak,& Seat oods Celebrating' aur 4th ANNIVERSARY 4 DAYS ONLY FEB. 27-28 MARCH 1-Z To make it specil for yau we are turning the dlock back ta March 1, 1979 to bring you aid time prices. Savings of 25%. A few selections f rom the 1979 menu... LOBSTER TAILS $1 15 70 CHATEAUBRIAND RlrW3.5O......... NOW a PRIME RIB 0F BEEF $90 20 Reguiar $10.35.............NOW-Oz VEAL CORDON BLUE $ 9 Regular $99".............. NOW I.39 557 King St. E., Oshawa For Reservations 576-6999 The Oshawa Sym- phony Association of- fers a special treat to loyers of classical gui- tar at its March 8 con- cert. Norbert Kraft, nationally known, award winning guitariat wil appear with the 30 Thlckson S. & Consumera Dr., Whltby 433-0766 Sun. 8 am. to 9p.m. Thurs. 6 am. to11 p.m. Mon.-WecJ. 6 am. to 9D.m. Fri. 6 &.mtol1am. qat.7a.m . wývfv- %%# f M.181. ýi 9 n-m- 668-5775.