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PAGE 22, WEDNESDAY. DECEMBER 19.ý 1984. WHITBY FREE PRESS w REAL ESTAT1E NEIWS Ho use seun g for $104i,900 ;~ This four-bedroom family home is located in central Whitby close to ail elementary, high and separate schools. It is most central to shopping and easy walking distance to the Whitby Library, post of- fice and the downtown core. The mature pool size lot is 81 by 136 feet giving ail family mem- WE'RE THE NEIGHBOURHOOD PROFESSIONALS i 824 Brock St. N., Whitby Ï~EEEiW~i.668-6221 I QOLD JACKET REALTY LTD. (Across from the Curling Rnk> GORGEOUS HOME IN OTTER CREEK Just Ilstedl 2 Deoks, 2 FAP's, 5 B.R2s, ravine lot - Lyncie Creek. Cen. Vac., Dsh/Stove, Beaut. RAR & much much more. Cali Ton-y Geai-y 6686221, 668-0191. I Cosi arc ack in 1848 when Whitbý Bwas named, across the Atlantic on the IsIe of Man, Richard Costain-wa's busy learn- ing the trade of a master builder. Today. well over a ce n- tury later a Canadian company still bears the Costain name. And bers plenty of room to enjoy one's hobby or outdoor activities. Ex- tras include central air conditioning, electronic air cleaner, humidifier and dishwasher. There is a main floor den with. buit-in desk and shelves, also the main level has a four- piece bath. There is a four-piece bath upstairs in the bedroom area. The basement bas two finished rooms for ad- ded living space. The selling price of this family home is $104,900. The property is located at 311 Frances St. and runs south fromn Dundas St. W. between Henry St. and Annes St. For an appointment to view this property please eall Pat Houghton or Helen Couture of Family Trust Corporation Realtor at 668-8865 or 668-3018. Talk.,to biunà.We'vebeen8 »ind aslonas - . Our craftsmen arethe v --y- first step in that commit- men t qaltyAnd when their work is done, 4 U . it's backed by. the New --. - Home Warran ty I %gram, '* L r~-r>r-i a program actually inspir- lot. The mosî meticulous And,.after thirty years - design and the fnest of building homes in features and finishes go Canada, as well as the into every home, but United States, Costain that's only a part of it. has learned that by care- When you fully monitoring ome and visit us dur -u have superior every phase of in ur Grand Opening workmen, you construction, ti oth~p<i get superior w>ork > potential prob- manshtp. Thars lems are virtually why we employ elminated which only the most enables us to experienced, dedî- - deliver as much cated and exact- home as possible - ing craftsmer for the dollar. SFALLINGBR00K Each is a spactous AI ES ENTRE di >(S on M (N p n residence rangfing from -niday 12 M nxin - btx) ;i. 1 815 to 2824 square feet, Tît,,4hîeý-I 427:6bxii7.> resting on a big, beautiful - ________ different floorpians and discover wFty you,Whitby and Costain were ail ade for each other. RMJS sL i E e; t 4 f e-e4 DOLLAR SEflSE Buyer chooses home type and legal ownership fo'rm By Harold J. Chmara, CA Most couples hunting for a home have a prettv shrewd idea whether thev want a de- tached or semi-detached home. a townhouse or a unit in' a high-rise. But mnanv, won't realize that the van- ous physical types of homes are available through ail three legal forms of owner- ship. Here is a brief rundown on the advantages and draw- backs of each: Dollar Sense offers gen- eral financial advice by members of The Insu-. tute of Chartered Accountants of Ontario. Harold Chmara is witb Markborough Proper- dies Limited. Toronto. With freehold ownership, the oldest and most popular formn of home ownership. vou own vour home and the land und'er il, right ou:t tO the property lune. There is a great deal of satisfaction in freehold o 'wnership and reallv onlv one drawback - Wts expensive - and that's why other form., of owner- ship have evolved, especial- ly in the buig cities where many expensive freehold homes are beyond the reach of the- average Canadian family. Condominium ownership involves two types of owner- ship. You are the soie owner of vour living quarters and have exclusive right to their use, perhaps out 10 the bal- cony, corridor or backvard. But you also own a share'in such common facilities as drivewavs, hallwavs, swim. ming pool, tennis court, sauna, grassed areas and parking lots. As well as paying our principal, interest and prop- erty taxes, you must pay a monthlv maintenance tee for.the upkeep of the facili- lies vou share with vour neigbors. While there is less privacy than in a freehold home . the atmosphere is dloser to that of a rented apartment or townhouse -- this is offset by the fact that there is no landlord to-cloud your life. In addition, such amenities as a swimming pool and teri- nis court are things it likelv would not be possible -10 own with the saine monthh- outlav by going the freehold rou te. With the. housing co-oper. ative, vou do not own vour living quarters although vou have exclusive rights to them and can't be evicîed.) What vou own is a share in the housing corporation that owns the co.op's îown- houses or apartment-style units, and this gives vou a sav in shared decisions.' Most co-ops in Canada are geared Io Io%%-ard mod- erate-income families be- cause Ottawa subsidizes morîgage rates for housing Cio-ops on condition that thev set aside a certain por- tion of units for low-income families. of the BROOKLIN SPRING FAIR wish to extend their appreclat ian ta the hast of peaple wha cantributed their time and labar ta ensuri.ng the great success 6f the 1984 Fair. Our fair has ýbecame one af the highlights of enter- talnment and fun held in the Durham Regian and this result has anly been made passible by the excellent 00- operatian and wark af ail the areat Il - I m- M- - -i- m a > L- fluuar Ur j 4 and rectors