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PAGE 32, WHITBY EREE pRESS , WEDESAYAPRIL11,19 ýDNSDY, 99 r_~~ 'Brkers recommend that _ ots have in suirance Li:ed (ust East f K-Mart Plaza> ICE /IRsft*TWFaL 579 - 5874 .J(«? MEYERS Alger &Hutr luahnzanl Baeforeyo. launch that boat, consult youf insurance broker -- it may save ,ou money down the road. Although 't is flot illegal to qeaean uninsured boat on dOntario w4ters, local brokers recommend that ail boat owners carryliahility insurance.. «If~s one thing tols 0$,O onyour own boat ifyohaen accident » said broker Chris Bar- ber. <'It' another thing to be involved in a lawsint.» Barber recommends that boa- ters carry a minimum of $1- million hiability insuranea o tection in the event of ami ~ap on the wtr He said some companies will provde coverage through the bat owner's house insurance, while others insist on a separate policy for the vessel. "Eîther way it's best that people check with thefr broker ahead of time » said Barber. Broker Phif Andrews endorses Barber's commenta. d'flI ~ ana ai ta.,ic.of M 13OneST.Location 5 90 LI1VERPOOL RD. PICKlERING contact your broker prior to launching it,» said Andrews. qIts (insurance) flot required by law but some marinasinsist on it. 4'e W hitby m a ia>o ' gave you a slip (docking spaoe) unlesa you have it.» In. addition to liability in- surance, Barber recommends that ownýers of new or expensive boats purchase separate «ail risk" coverage. "It covers everything but what the policy .says it den't Take. steps for sale tnip This allows for fulI coverage in case of accident or the' boat is dama0edbjsome 'other means, 0Of courseif it's a five-year- oldbot o1 only gst'the value nf elc*g t, nott e value of a Afor an accident which might occur away from the water, such as a boat falling off a trailer while bemng toweAndrews saidl the driver's car masurance would cover damage to other vehicles or B0y the Canad"a Red Cross Society An alarming number of Canadian sportsmen and women who engage i aquatic and boating activitieis needlessly lose ther Ui ech earth1uC1 hO u c~~ r~ A D~~ A Elui 590 Liverpool Rd. S & S BOATnRrMîRu South Pickering 8331- 9734 We at S & S Boat Repairs can help you make this sailing season the most enjoyable yet by offering you a complete line of services including: " Prelaunch Preparations (offering a Spring Special on anti-fouling work) " Fibregîass Repair - Custom Woodwork - Gelcoat Repair " Compete Boat Ref inishing Specializing in Awlgrip Painting " Osmosis Preventative Sealing & Repair S & S Boat Repairs wiII service your boat on location, so whether your boat needs a general cleaning or more extensive work, cali us for a free estimate. -Iappy Carn-I Sa«àfge aIrg! U&N MOBILE MARINE SERVICE 590 Liverpool Road, South Pickering on Frenchman's Bay 1-(416)-831-1243 NEW FOR 1990 SENDIEIBAD lntroducing the most versatile boat in lamam rr" b sclass" FR0 UT1UTY.FISHERMAN" FiberglassConstruction - Center Console Models U i e s iM t r $ 8 0(Base Boat)-.-- Complete mobile repair service for the Durham Reglon Specializing in Mercruisr, Vamaha, Mercury-Mariner, Yanmar, Universal T oug h East Coast Fishing Boats - 18' - 24' - 28' - 35' Rosborough - 246 RF-24622d6 x -26 NOW AVAILABLE Wheeîhouse lnboard *Fully Trailerable FastiFuel Efficientgi-J6 X *Stable - 8,000 Lbs. carrying capacity Economically priced wOutboard, 1/0, lnboard SWAN MA INA TD.590 Liverpool Rd., South Pickering 420-2141 1ciowledge r .grdig sfety praticesi. Te following information will assst you in the preparation for a safe and enjoyable hunting and li shing Lifoejacket or Persona Theliéjckt on Devicea n Ter h leat you praed model Ca the- DOT authorizatio7n.?'qese lifejackets, although buEýy and uncomfortable, arq deigned to keep an unconscic>us person afloat, face up, and with the head clear of the water. The PFD, although having Iess buoyance than a lifejacket, will keep you afloat, and should carry the same DOT approval. For hunters and'fishermen, there are several types of PD. Models with extra pocketjs, special hooks and loops to accommodate tackle, arnmunition and even bait are currently available. Your assurance ýof safety and quality control in the manufacture of either a lifjacket or PFD is the Department of Transportation approval Neyer buy a product that does flot carry this important qualification. Once You hvepFD/Lfihae ou lifejacket or PFD, familiarize yourself with the product. Wear it, preferably with the clothes you will wear on your trip, and check aIl ties, zippers and buckles and make necessary adjustments. If. possible the device should be tested in thewater te familiarize you with it. Your PFD or lifejacket should always be worn when you are near or on the water. Accidents do happen and a PFD stowed in the boat will be useless should youslp o fl o the wter Wer evra ayrsoflgh Wear severtha laersofaigh cloing wfjckt t op.aTwind an ranroof jacketon top. Ibis is Wool is warmer than synthetie meaterasesecally when wet. If lea he bo ts are worn, waterproof them with silicone and always tightly tie laces. Chest -and hip waders (for fishermnen) will float feet Up if a belt is tied «'tightly around your waist. If flshi? from a riverbank or streamian you fallin with waders, lie back quickly to brin your fet to thé surfacean élowl~ move arms backward to, p eashore. Your clothing, even when. wet will keep you afloat for a short time - at least until you paddlle ashore. Remember, move slowly. There is air trapped in your clothing that will hold you up. for a short time. Hip waders should neyer be worn in boats. j J