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Seas*n's Greeting s 000 &~ aw~ c6ent~v Herb G. Tran David Smith , rS John Bakelaar Gerry Woof, CLU Charles S. Kirvan Randy Moore Garth Blackman Garry PhîIips Mutual Life of Canada Pearson Lanes 129 Byron Street North Whitby, Ontario L I N 4M8 Tel. 668-9669 ef The Mutual ru Licensed with Mutual Life of Canada and/or Mutual Investco Inc., two companies of The Mutual Group Christmas Carols & Gift Guide 23 wu1~fritd~ lngrahm Lai