The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

Page 8, Whitt>y Free Press, Wodnesday, December 28. 1994 salccessftd 1995 from DURHAM BusINESS Notice of Liquor Lioenoe Application The foliowing establishment has appiied te the Liquor Licence Board of Ontario for a liquor licence under the Liquor Licence Act: Application for a Salicnce Quality Suites By Journey's End 1700 Champain Avenue, Whitby Any resident of the municipality may make written submission as 10 whether the issuance of the licence is in the public interest having regard 10 the needs and wishes of-the residents. Submissions must be received no later than January 28, 1995. Please include your name, address and telephone number. Note: The LIBO gives the applicant details of any objections. Submissions to be sent 10: Licensing and Permits Branch LIquor Licence Board of Ontario 55 Lake Shore Bivd. E., Toronto ON M5E 1A4 Fax: (416) 326-5555 ® Ontarlo RUGGED REPLAYS owner Steve Bevis hands over shoes and cbnhogd ater 90 ays at the used men's ciothig and equipment store - to Theima McEwan of Trulis Road Free Methodist Church in Courtice. The donated items wiii go to the church's Seed Tree Con- cern Centre. Photo by Jeremy Dresor, Whitby Free Press # Secure locked containers at no extra cost + Bonded drivers +*100% of paper is recycled # Certif icate of destruction + Volume discounts available year-end, clean-outs CAI NOf (905) 427-3605 (Derrick) WASTE SYSTEMS Givo ypur old to~ys clothes and -J furniture tb charity J[~ instead of throwing #~..Athom away. Another year draWs t a close.. Our society has become very performance-oriented. That cen be good, but ail toe often the performance is judged over too short a time fraie - which can be bad. As Charles Noble soid, "You must have long-range goals to keep you from being frustrated b9 sort-range failures." Im *ne if a boby wos considered a failure if helahe couldn't walk ~rth third try. Wbat about the star bitter who hasn't had a bit in his last 10 tries? How mon y buminesses would stili be "olive" if they were ferced te close down if they showed an operating Iosfoir three inonths? Whates the point of althi? It has te do witb planning - 9ou lfe can't go according te plan if you have noe pln. Some people prefer te look backward rather thon forward because it's easier te remember iwhere you've been thon te figure eut where you're going. Ini Janu.ery ef each year, thousande of inventers wait ea erly for the year-end performance figures on mutuel funds. ey !,olr at lent years best performing unds and invest in them.'Sume even àeil off fundi that undér-performed te purchase the "hot" perfermer. Unfortunatelé et ee' "hot" perfermer eften proves to be this yeer's "dog. ý atyae Rather thon trying te pick the "het" fund each yeer, wouldri't it make more sense teOp Ion a littie? What i. your time horizon? How much capital iltdyou need at that future time? How much can you invest eech year umtil that time? What rate of return is required in order te echieve that goal? For short- terni goals or emergency funds, you should be invested in cash or cashequivalents. Fer longer-tern goals you have te ride out the uno nddowns of eqmity investmnents. f you cen achieve your goals with exintingf guarenteed returns, yeu need net venture mnte ether types ef investments. If you need a higher return, do a bit of research and find eut which funds have performed well ever the time that vou have. Further, find eut if their returns were quite consistent, or whether it was a fund that performed poorly fer many yeers, then had a 100 pr cent year, making the Iong-term averge look good. If you bs your investmnents on the criteria stated earlier, youdon't need te be overly concerned with short-teru performance (or lack of it). You need te monitor your My nvest sinlighea ntomutuainura athe beg'nning Of 1994 because of their tremnendous performance in 1 3. A we end 1994, many of the investers that jumped in are despondent - thinking of cashing in, or they have* olready cashed in because the market is down. Sir John T nipleten summarized it this wey: "To buy when others are despondently seiling and teo eil when others are greedily buying requires the greatent fortitude and pays the ratest reward." I, for one, agree with Sir àon The world stili has its problenis - and mont certainly Canada bas its share. Even with our hi h taxée, Canada is s9i1 one of the greatest places te live inth e world. Mont Canadiens can control their own financial destiny ... if they want te. Reflect on 1994 and be thenkfu for wbat you have. Be optirnistic, look for the good in ail situations - and plan for your future. Derek Du&ka is an ndeped etffnanciai laner uitb Financial Concept Croup in Oha wa Info session on ISO 9000 A free information session on the ISO 9000 Network program will ho held on Monday, Jan. 9, 8 a.m. at the Whitby Skills Train- in dentre of Durham College. qC ee wiII ho information on how companies can implement ISO 9000, and an overview of quality assurance and systenis.. The trainer for the program is the Productivity Improvement Centre of Durham College, which is presenting the session in anse- ciation with the Bureau for Exce- lence in Durham Region, the Ontario Skills Development Office and Canadian Einploy- nient Centre. The prograni will begin in late Januar and continue until the edo1995. Registration for the program is on a first-come basis. To reserve a seat for the infor- mation -session, coul 905-721- 3319 or 1-800-263-3735. i~~i~iIiChristmas and a XieýdaNw Year 30 DAY Moneyback* Guaranteel d ?*1 M -IT I4ihseveii free software tities, a t/hree year warraîîty an î iîternal voice/fax mnodemn, the CI/FX-66v is the greatest v'aluîe inî the Iîistory of mnultimedia coîîîpîtiîîg! PERSONAL COMPUTERS ry4 'Pr r...j 1~ f~ IPC 560-CDIFXv "Intel Pentium 60MHz pro cessor "Pc, local bus " 8MB RAM, 256k cache " 530MB hard drive " 3.5' floppy drive " Double speed CD ROM " Oua! amplified speakers " 16-bit stereo sound card q "14.4 Voice/Fax/Modem iiuný " 1MB PC! video card E""" 101 enhanced keyboardVicU " MS mouse and mouse pad ' MS DOS 6.22 " Windows for Workgroups 3. 11 "Word 6.0, Word Assistant " Bookshelf '94 $A65O- For informationHes3iJ' te contact: MKRO)SOJT- Netoare 25 Thickson Rood. North WIND~.OWS Tested and Tel: 905-725-7454'* Fax: 905-725-7732 Nt~1 UI Approved Hours: Mon. Tues. 10-7, Wed-Fri 10-9 Saturday 10-6, Sunday il-4 IPC Prsn a Cpte ae bulilCanatda by 30OMIcoeomtes 3SfStee asf Rta West Ma'thattO't,t. t31 B3 Tel 1tBO577 IPC CDIFX-66v, " Intel 486DX2166MHz processor ' VESA local bus "'4MB RAM 128k external cache " 340MB high speed hard drive " 3.5' high density floppy drive ' Double speed CD ROM drive "'Dual amplifîed speakers "16-bit stereo sound card aull! ln ' 14.4 Voice/FaxModem "" "'1MB VESA SVGA video cardà ' 14' SVGA monitor 1024 x 76& .2Bdp " MS Mouse and mouse pad " MS DOS 6.22 ' Windows for Workgroups 3. 11 t Seven free Microsoft tities Computer Performance Center N IPC CDIFX-50sç " Intel 4D6DX2ISOMHz processor " VESA local bus " 4MB RAM, 128k cache " 340MB hard drive " 3.5» floppy drive ' Double speed CD ROM "'Dual amplified speakers ' 16-bit stereo sound card " 1MB VESA video card " 14'SVGA monitor. 1024 x768-.28dp " 101 enhancedkeyboard ' MS mouse and mouse pad " MS DOS 6.22 ' Windows for Workgroups 3. 11 t Seven free Microsoft titles I T I U " L I A ~ M- - - - - - - - - - - - - - - - - - - - ----- - - 1,--..1. . - 7- - - - - - - - - - MME Corne in and savo wi*th our fantastic BOXING WEEK Special1s!'