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THURSDAY, NOV. 2»t, 194? THE CAKADIAN STATMLAN, IBOWMAN4VILLIE, ONTAIUO PONT POOLtell the children why it is Re- PONT POOLmembrance Day, have tbem ob- ________serve a reverent twe minutes cf "Kemniel" Bill Dew has pur- silence in bonor cf these Canadian chased a new truck. citizens who died that they (the Bll Miller bas eected a new, childmen) might enjey free and steel implement shed. untmamlled lives, then continue A packed Orange Hall, paid its wîith stoies cf hercic efforts, fol- tribute te Mr. and Mrs. Lloyd CainI lowed by a question and answer Friday night. The young couple period, the h a half day's holiday? were pesented with a chesterfield We den't blame the youngsters, suite frem the neighborhood as a but we do blame the trustees and wedding gft. teachers for this negligence. We It bas been cool here lately. cannot bring back te hife the cnes <' During a village store discussion Who paid the supreme sacrifice, on bow the wild beasts and birds but we can and sbould bonor their would lare in the winter, on very memories in an appropriate man- celd days, one cf our loa0 ii ner on the appeinted day. What zens told cf sceing an enterpris- better place than the school reorn ing woodpecker on a zero day for etching indcibly on the juv- Alast winter strike bis beak again- enile minds, the easan for. observ- ;~st a rock until sparks flew, then ing RemembrancË Day? jumping in the air and warming Another thing we don't like is bis feet in the spamks. long-winded sermons at funemals. Our schcol children w e egiven The maurners are under a terrific a wbole day's holiday on ev. 11, strain and should net be subjected we think it was a mistake. Would te undide public attention by bav- inet have been better te have ing te sit at a crowded tuneral h ad the scholars attend school as service while some well meaning, usathen, after mroning recess, but mistaken cleric gives eut with. -a "full dress" sermon. usualMost cf the farmers are trying bard te finish faîl plowing befome the freezc-up. When the Stan Fisher family Slelt this village fer their new home in Hastings, tbey gave their £ dog te a frgnd bere, but tbe dog- gie wouldn't stay &t bis new home, Epobably, because it was toc close V te bis old home, and because he Jo: j~ ~missed the children be used te pay with and loved se much. Ev- ery day we see him either lying îFOR or sitting on the verandah cf bis old home in Iront cf the door wbich deesn't open. Sometimes, DAKERY when the wind rattles the door a AND' little lie will look up expectantly, but ne little master cames. He mAm .vn mYm was very mucli attached toe RE TIU A 4 Fisher family and resents ayn else trying te pet bim. We notice Best that some kindly people place OnIy the Betcod for bim. "Pal" is nlya sbaggy, bob-tailed mMqtt, but bis QUALITY blind loyalty is very toucbing. AND The world membersbîp cf the SERVICE Boy Scouts Association bas now reached tbe five million mark. Phono 855 Without cmbarrassing aftem- math, a kind Ontario woman belp- ed a yeung skunk get its bead eut of a tin can. YOU can't get power out cf an englue with stick>' rings and a head fi cf carbon; Red Indian Aviation Motar 01, the. ail that "Cleans as is Lubricates", with lu exceptionaliy law carbon-farming tendencies kelps you avoid yhis type cf POwer 10ss, saves cil, saves gas and repair bills; See us sud save yaur car sud yaur Smeur- «aVA ( Mt STGCKER'S GARAGE BRAKES REINED- Marfak Lubricatlon 153 KING STREET EAST BRAKE DRUM LATHING - Firestone Tires PHONE 8041 Kenora on the north shore of the Lake of the Woods isc the holiday centre for hundreds of entbusiastic hunters and fishermen from Manitoba, the United States and the rest of Ontario. From the older .parts of the Province, you can reach Kenora by driving the newly-opened Trans. Canada Highway. Or you can go by boat to the Head of the Lakes anid drive from there. ln a hurry? Plan thÂ""I fly or take the train. For details on routes andcd accommodation, write to Ontario Holiday, Room 1004, Victory Building, Toronto; Tbr',bauIisàM in #u.L.ae of #hoWoods aa.. TOUR IST BUSINESS IS GOOD BUSINESS ;..FOR EVIRY CITIZENI »OV wu W. ail profit when the taurist cames ta aurÀ province or country. Even if yau have no cannectian .with hateis, il campanies or amusements, their in- creased business helps you. They have more maney ta buy your praducts or the cnes$ar w0 cs tomer selsa. Sa it's in yeur interest ta encourage friends fraodi er parts ta came sud sharé Ou , Ontario Halidays.. uh i maà.-pu.od la0" pflS Me Ih.l by i LabiLeb lo Chartered Banks Play Vital Factor In Canada': Economy Montreal, November 13. - De- spite mounting costs of doing busi- ness, the rates and charges of Canada's chàrtered banks, are the saine as prelwar, or actually Iow- er, it was stated here today ày E. C. Gardner, president of The Can- adian Bankers' Association. "I know of very few business- es," he said, "Ithat can make the same assertion, that in the face of steeply increased costs, charges for the final product of service have not been raised." Addressing the Association's an- fluai meeting, Mr. Gardner noted that the payrolls of the Canadian banks had increased 90 per cent since 1939; taxes increased 104 per cent between 1939 and 1946 and contributions to staff pension B. C. Gardner funds now are equivalent to, 12 cents for every dollar paid in wag- es. At the same time that these 'usiness expenses were mounting, the maximum interest rate on boans was reduced, the yield on in- vestments f eh below the prewar level and the banks voluntarily agreed te limit holdings and earn- ings on bigher coupon government securities. "In short, our expenses are na- tumally bigber; our charges are not," Mm. Gardner stated, adding 'lit goes without saying, bowever, that il the upward trend cf casts continues, at least some cf the charges we niake for our services will inevitably have to corne under review." After refemring to the exchange problem created by shipments ta Europe under credit and the mounting deficit in our transac- tions with the United'States, Mr. Gàrdner continued that Canada's dollar problem, as it relates tu the United States, "cannot be.resolved entirely through our own efforts." "What hope there is of a per-. manent solution," lie declared. 'Idepends largely on the extent te, whîch the productive facilities of this entire continent are intelli- gently shared in helping war-torn areas of the warld ta meet their own resr.ensibility for rehabilita- tion and recavery." "If the Marshall Plan can be made effective it is reasanable ta boe that the United States would be a larger buyer, either directly or indirectly cf Canadian products and th at this weuld bring about results net dissimilar to, these which fellewed the wartime Hyde Park Agreement, thus maintain- ing aur ability te purchase tram the United States thase goads such as machincry, ceai, cottan and aul which are so essential te our ec- enomy, and which are net under present circumstances read il1y available elsewhere." The average Canadian, Mr. Gardner declared, is inclined ta take bis banking facilities fer granted, "but wbat lie may net reahize is that the nature and qual- ity cf the banking services on which he depends are in their es- sence the product of private -en- terprise in the field of banking, that they are the result cf a long experience of banking conducted apamt from. political pressures and preoccupations, and witbin an at- mosphere in wbich the comapeti- tive spur te efficiency is constant- ly womking in the customcr's be- hall. "The Canadian banks, 1 arn ful- ly confident, are thorougbly alive to the significance and importance cf their present and future ole as a vital factor in the cconomy. This in the solld basis cf good public relations and the best assurance of continued opportunily for fur- ther development in thë service cf the ccmmunity."1 Touching on the Canadian ec- onomy, Mr. Gardner expresscd the hope that tax ates would con- tinue dewnward and sounded a warning against excessive inven- tory accumulations. "Loans te finance excessive or speculative accumulation cf stocks of merchandise or over-expansien çf business rnay aggravate infla- tion and are in the interests nei- ther cf the community, nor cf the barowers concerned," he said. To demonstrate the adaptability cf the Canadian chartered banks, Mm. Gardner showed that com- mercial loans bad încreased 45 per cent n the past year and 86 per cent since the end cf the war. As a resuit cf this upward trend in.lending, theme bas been a mark- ed shift in distribution cf bank assets. In August, 1939, total boans of the Canadilan banks were equivalent to 34 per cent of al assets. Six ycars later, at the end of the war, the figure was 21 per cent. At August 31, 1947, loans were equivalent te 28 per cent cf total assets. In contrast, total holdings of Dominion and provincial govern- ment securities were 34 per cent 01 assets in 1939. As a result of NEWCASTLE W.M.S. MEETING (Intended for Last Week) The afternoon Auxiliary of the W.M.S. met in the Board room of the United Church, Nov. 6, with lst vice president, Mrs. Cooke, presiding. The meeting opened with quiet music and a poem read by Mrs. Cooke "To Think in God's Presence." Miss Blackburn read the minutes and Mrs. Beman gave the treasurer's report. Miss Fer- guson, Cor. Sec., read a letter from St. George's Church W.A. inviting the W.M.S. to visit them on Nov. 13 when Mrs. Weller, Whitby, will be guest speaker. A special collection was taken ta send a box to the needy children of Japan. Mrs. Honey, Mrs. Harold Toms and Mrs. Hart were appointed a nominating committee to bring in a siate of officers for 1948. Mrs. George Allun read the Scripture and Mrs. Norman Rickard offered prayer. The Study Boook topic "The Bi- ble for the Pacific Islands," was ably taken iby Mrs. Carveth. Mrs. Dyer, Mrs. Hare, Mrs. Ferguson, Mrs. Hoar, Mrs. George Allun and Mrs. Mellor answered the "What do you Know" questions. Mrs. Philps and Mrs. Pearce sang a beautiful and appropriate duet, 'Thy Kingdom of Love.' 1 Inspir- ing reports of the Presbyterial Rally at Hampton was given by Miss Blackburn and Miss Fergu- son. There are 13 doctors to every 12,000 Canadians. Girl Guide training inspires the desire for community service and a responsible attitude to cern- munity welfare. In Canada 4,400 women give their time today to the organiza- tion and runnin.g of Brownie Packs, Girl Guide and Ranger Companies. war financing, this proportion be- came 52 per cent in August, 1945, and had receded to 43 per cent at August 31, 1947. "This Partial re-alignment cf the two major elements in the banking structure is welconie in- deed," Mr. Gardner continued, "and dernonstrates conclusiveiy- the resiliency cf the banking sys- tem. A continuation of the trend is inost desirable." - - - - --' Hampton H. & S. Club Enjoy Educational Pictures by Carveth Monday evening, Nov. 10, the Home and School Club met in the school house with President Will White in the chair. Meeting op- ened with O Canada and Miss Norah Horn at the piano. A gen- eral sing-song was enjoyed. Mr. C. R. Carveth with his moving pictures shone the words on the sereen. His talking box played the tunes. He also showed some begutiful taikie pictures of "<New- foundland," "Precious Cargo" de- picting how the school bus is re- sponsible for the school children and how wonderful safe driving is carried out, also "Tomorrows' Timber and Loss by Fire" caused by a careles moker cf cigarettes. Mr. Howard Foley introduced Erniest Twist ,also of Bowmanville who explained the Hospitalization New Volume Liste Facts About Ontario Avaliable for Asking Facts and figures about Ontario, gathemed from'-countless sources, are contained in a volume titled "Conspectus cf the Province cf Ontario," which bas just corne off the press. Prepared by the Bureau cf Sta- tistics and Reseamch cf the Treasu- ry Departraent, the bock will serve industry, commej-ce, pub- lic libraries, newspapers, business- men, schools. Within its 422 pag- es the bock has a wealth cf bis- torical data, information on con- stitution and government, natural resources, a surt'ey cf production, retail trade, transportation, com- munication and financial institu- tions. There are also many gaphs, maps and statistical tables. The information bas been well classified and a quick reference is provided'by an index. The Bur- eau of Statistics, which obtained and correlated this vast supply of information over a period of ma- ny months, was created in 1943. One cf the purposes of the bureau was to undertake a scientific and practical analysis cf the many and varied problems *prnting a provincial governmett. The bureau proposes also to publish as a corollary, a book which wiil reflect the specific po- sition of the Provincial Govern- ment, its functions and sources of revenue. School Boards and individuals may get further particulars by -writing to Division of Public -In- formation, Parliament Buildings, Toronto. When an excited boy at the ra- dio shouted that the Brooklyn Dodgers had three men on base, his sister wanted te know which base. COURTICE Mrs. Carman Choate and Mms. Blakse Oke with Mms. Frank Wom- den. Mrs. George Reynolds is home from Oshawa Hospital and wiahes for a speedy recovemy are extend- ed. Mrs. Geo. Goddard was a visitor in Guelph on Sunday, aceompany- ing the Hutton family. Mrs. Douglas Oke was in Tom- ente. Mm. and Mrs. George Edgar, Mrs. Garnett Tubb and son, Gary, at Harry Wilcox's, Hampton. Mrs. Addie Tink, Solina, 15 stay- ing at the home cf her son, Hilton, during Mrs. Tink's absence. Mr. and Mrs. Joe McKenzie were in Kitchener. Farm Forum held its opening meeting at Charles Osborne's. Mr. and Mrs. Frank Worden were guests at Walt Patte's, Osh- awa. Sympathy is extended te the relatives cf the late Mr. Hutton, who passed away in Guelph Hos- pital. Those in attendance at the funeral were his son, Herb, and Mrs. Hutton, grandson Harry and Mrs. Hutton, George and Mrs. Goddard and Mr. and Mrs. Fulton. Mrs. Hilton Tink is a patient in Toronto hospital, and ahl hope fçr a speedy recovery. Amang the many who are deer hunting, are: Sydney Worden, Sam Vinson and party, Bill Wade, Muir Bras., Eric Courtice and par- ty, and W. R. Pickell and party. Mr. Senko had a fine beast al- most killed by a train at Darling- ton Station which had te be killed later. The Evening Auxiliary held its Hallowe'en Party at the home cf Mrs. Lloyd Çaurtice. Costumes were gay and colorful, with wit- ches, ghosts, animaIs, minstrels, ladies tram the Gay Nineties, just ta mention a few. Ail enjoyed the evening of games, contests and fQrtunes. -Prizes were won by Y is. Erie Courtice, Mrs. W. Wade, Mrs. H. L. Gay, Miss K. Pidduck, Mrs. N. Pierson, Mrs. J. Walter. Lunch was served by Mrs. G. Chartran and her committee. Courtice Home and School As- saciation met Nov. il, at the school house. The meeting open- ed with 0 Canada, followed- by twa minutes' silence in memory cf aur wemen and men who fell for defence of frcedom. A cammittee has been formed te look after the purchasing of a piano for the jun- ior room. Mrs. Hinds gave a re- port from, the school for leaders, she attended in Oshawa. Mrs. McKenzie played same'selections on her piano accordion. Mr. Win- ters, schoal principal, spoke on educatian in the home and sehool. Mrs. Sands met with a slight acci- dent at the schoal and hope she will sean recover. Lunch was served by Mrs. Heoey and Mrs. MacKay. The Evening Auxiliamy of Eb- enezer Church met in the Sunday Schaol and had as ils guests, mem- bers af the Evening .41_xil.iary tram Albert Stréét Church, Osh- awa. President Mrs. Clyde Set un- ders, welcomed the visitors and called upon the Albert St. presi- dent, Mrs. E. Rundle, to, take the chair. The visiting. ladies gave a short pragram, atter which Mrs. E. RunIle introduced the guest speaker, Mrs. F. Rogers, Oshawa Missionary College, who, gave a resume cf ber experience in a Jap- anese prison camp. Her talk was very interesting and enlightening. Ebenezer Auxiliary then t o a k charge of several contests and the follawing committee served cake andi ice cream: Miss Jean Gay, Virs. A. Muir, Jr., Mrs. W. Brown, Mrs. C. Hoeken. $2.98 ea. $1.39 sa. $1.98Sea. $1.49 ea. print apron 84c ea. A dainty transparent plastic apron, with eolored bias98 ea tape binding-------- 98 a A lovely littie tea apron for those af- ternoon teas, made of fine fiowered print 1~.05 p a. R. Peasant style apron wlth bib. Two- tone effects ln con- é . tra.stlng colors 17 a Lastinq CGuis SHREETS Double bed sîze and bleached pure white. These sheets wlll give long, hard service. Size 8lx9$6F80isnr. with plain berna$6.0r. Embroidered PILLOW, CASES Smartly boxed for Christmas glvlug. Made of fine, white cottan, attractlveiy embreider- e.A glft that ta bound toplae ------ - ------- --- $ .A1 r Flowered Print TADLECLOTHS Brlghtly priuted fiowem and couveutional de- signs ou pure white cotton. A verfect gi. Large aize, 54 luches by' $ 7 12 hiches __________- * -luAlviiys Acceptable k TOWELS The fmousSolid Colors The fmous"CANNON" towel ln sof t pastefl shades. Large, generous size. Calors are dusty rose, turquoise, blue $29ea aud peacli--------- $ .9 a Jacquard Design Pure White Soit, thirsty toweis that do A real he-man tawel, soit such a grand drymng job. Twoansd absorbent. Pure white toue effeets of white with wlth bordera of rose, green Mlue, green, $27 e. or tur $,9 a rose or peach $27 e. queuet----- ---$.9e Mulii-ColorE A high quality very low prîce. git for smre- eue you kuaw- SCARVES A Lovely Gi Printed sheera lu a vsriety of celor -------------------------------- ---- Snow white crepes with hem- stitched borders ---------- Flowered crepes and rayons. So practîcal --- ---------------- ----- Ail wool beadsquares ln soit pas- tel toues ________ Phone 451 Colt oq Print HOUSE DRESSES Mother wculd just love ta have you give ber oue cf these attractive, flowered print house dresses. Sa easy ta launder and keep look- Ing fresh. Sizes 12 ta 20 and 34 te 52. $3.49 ea. Siriped Flannelette PYJAMAS FOR BAD Engiish fiannelette Pyjamas, genroualy cut, and superbly tailored ln the not4ehed coliar, button front style every man likes. Contrasting plain color coilar and cutis. Sizes C and D. $3.59 Pr. owmanville - ,. __ . -- PAG11C fTUR ~~iVo~'* About (t- -Bowmanville's Gift Centre APRONS A Useful Gif t Boxed Sets Bd A grand grit to put nuder towel at a the tree. Set consigsaoc The vemy towel sud two face cloths, 89C ea. boxed~ $2.19 sel *9'~*GLOVES : ~~To Suit Any Taste Soit, pliable akin gloves, lovely te, look at and weam. ~, ~-'~cShades ai black or brown. (" "i Sizes 64 p$ ,~<kI ta-------$3.25 pr. A fiue charnoisette glove iu achoice of colors. Grand frbest or every day weam. $o --------------$ 1 49 pr., She'Il appreciate a pair cf wool gioves this winter. Plain shades or various celer combinations. Sizes amali, miediumn and $11 ~ THE MODERN STORE iritJXZA Elvuim Insurance. carried on by Durham Federation of Agriculture. Many questions were asked and answer- ed. Thé Institute is hoplng to get enough members to join this pro- jeet as a group te carry it through. Miss Nonie Hem 'played a very nice piano solo. Wes Hoskin play- ed the harmonlc4 and accompan- ied himself on the piano. Miss M. Nidery played for community singing. Mrs. Warren, program conven- er, thanked ahl who had helped. The west grcup, Mms. Hindman, convener, served delicious re- feshments and tea. Next meeting will be pictures and the centre group serve with Mrs. J. Balson, lunch convener and Mrs.. Lorenza Trull, program convener. Around 60 were in at- tendance. British research has revealed that woody jungle vines give a substitute for linseed cil. 9 ---------- A fine quaiity fiowered eut on bib style. Iu bright colora --- i