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Ja~Jmw (Imporiane of Nkm a Will ExplaimlaIiiormalive Tak Dy Lady Lawyer ai DR P. W. Club Somethlng unique and diffir- ent n the way af an address was prouented ut h. monthlydinner meeting of the Bowmanvile Bus- ineas and Praiessional Women's Club, held Thunsday evening, Oc- tober '19 ut the Balmoral Hotel. Ifru. Thelma Kerr Thomnson, mn attractive yaung luwyer fram Lindaay, as guest speaker, deliv- ered an interesting and, educa- tional talk on "Wills." Introduced by Apha 1. fladgins, a Eowmanville lawyer Mrp. Thomon, a immbet af Linda B. & P. W. Club, "aidoh@i ut very much at home and waa pleased ta have the hanour to apeak here. WIl14 Show Charaete Wilis priment a collection of studies of the motives ln the lives af the people who mnake themn, and a suimmar of the driving for- ces ln their lives, according to* the THATE EWXNVLL THURS. - FI. - SAT.- OCT. 26 -27-28 *A"cOrsAweigh' hem,, .singing, dancing, Il clawning 1 9 Grae sors hits 1 Àlêqo.ootwym-MAYIRPCUm AN AMUSING SHORT COLOR, CARTOON MON. - TUES. - WED. - OCT. 30 -31 - NOV. -i J5 *bp1st"Iiiheig New o l UR m LOUIS sonti SHORT:- "MOMENTS IN MUSIC" THE, CANADIAN STATESMAN. EOWMANVILLE. ONTARIO apeaker. Wilhs aima point out dominant traita. The domineer- ing tather mlght place nmre con- diton on the legacy whereby the heirs utili. would hi obeylng hic wlshéa An ordèr to gît the ln- héritance. Raaentmnent la point- id out, somnetimes prejudice. Trhe henpickid huaband mîysamy al thé things ho dialikea about bis wli, An bis wl4 ,the~he nover dard amy to her lice. Some people ovin take a great interest in their own luneral. One min said that il hie funeral waan't plain and dicent, hi wauld corne bmck -ad haunt his rela- tives. In 1725, £20 a year wa bit te a manti t keep people awake An Church every Aundayi and ta keep doga aut. Borne people uaed to loive rhyming willIs, ini which they taud An verni the extent ai theitr worldly ' possession&, and the per-. mson te whom they wiahed ta beave thern. There la the case ai the wealthy eccentric wha apînt every cent In hlgh living befona ho died, no that thern wauld be nothing left for -hlm relatives ta quabble over. Eveiyone Needa A li It is the senious cancern of everyone ta louve his possessionsi te good use. and ta the neunest and deunest ai hig relatives.'Some- times property la lit ini joint ten- ancy whereby the ather peran automatically benefits when ane dies. Somae people do nat muke a will, ane Inosich cages pnoperty is divided by 1mw. A will well dnawn !à the best way ta, dispo$e of famlly praperty. Glving a deflnitiQxi ai a will, the speaker mid a wil on testa- ment la a declarition In the pre- sMcrbed moinnr, wlth two witnetss os,. of the Intenitions of the pen- on naking It regarding mutters ho wishes tota te. oict ut his death. Only the last legal will la eligibbe. It la wise ta change the will as circurnatances change. Do at tit Off According to the Young lawyer, tao mmny people put oif till ut death'a door the rnikiug ai a will, and thon they have no Urne ta conalder Il properly. Sometimes a commun mîsconception ai how property will be divided if thene s no will, causes this, while some- times people believe thut muking a will ha sornething ta do with their mortul end. This is just silly. Making a will is a cammon- sonne business-like precaution and there is na noason ta postponce it. Sorne people assume automati- cully thut their spouso obtuins al thoy louve ut death, but it's flot necessanily sa. The Provincial Devaluation ai Estates Act Is a substituto for a will when pers- ans louve none, but it doon not suit every estate, in the sume way thut the sume liat does not suit every womun. This act çivides the ostate equally between every relative, no mîttor how distant. Act Doeaat Suit Ail The Act is supposed to suit the a verage normal estate, but every estate lan ht tnormal, and this couses hardshipai muny cases. In a large estate, the beneiiciary may gel the whole thing in a lump murn. as a resuit somotimes muk- ing bad in'vestments, etc. A amali estate mnay be depleted con- iderubly by the hold-up while long-lost relations are berng sought, and then tho umount leit is so amaîl that it la very 11111e good ta anyone. When thore Is a will, Il i5 ad- minlstened praperly by an oxecu- ton, and where there is none, the administrutor han ta insure a bond, which ia annually renewed until the estate ia cleared up. Ac- cording ta distribution by the De- valuàtion of Estates Act, the near- est next-af-kin profit toaun equal degree with distant relatives thut porhups the deceused neyer knew. Hud the deceased appliod his mid ta what ho wlshod done with his pnaperty, ho might have given ilta chunity or tai sane kind friend. The above distribution aiten cauaed hurdshipa ta a man's wid- 0W and chidren, sametimes fonc- ing theni ta become public wards. Now the Act gives the widow the f irst $5,000 ai the estate, and only 1/3 af the excesaven that. The other 2/3 goos ta the childnen, and if there are nane, ta the fleur- est next ai kmn. Ordinurily a man would nther his wife have al the praperty. An officiai guardian holding maney ion a child, can anly ob- tain the money by canvincing a Judgeofaithe necessity oaitilfor maintenance und educution. Most futhers havi definite Ideas ai how the child's shane af the estato should lie booked afer, and stute this in their wills. Sornetixnes g man puts ail hi. praperty In his wife's name ta evade creditors, and unlesa ho YOU CAN -CET $#O«000 10W RATE INSU RANCE PROECTON $10,000 for your fcsmily if you die from aL naturcd cause; or- $20,000 if you die by accident; or- $30,000 if you Che by accident whi. rlding as a passenger- -in a public conveya.nce (aeroplan. except.d), or due to a fir. in a public building. Libera! cash PsyMont la£t00oilparta r Asc fo prltidof you body and total diaability. thi poicy Itwilllitu«tyTOU.. ~1~JConJ'ederatioun N 1 ,,c. Atsociaftio 1 ,0 b TRUBSDAY. OCTOflER 28. liai Kendal Wins Durham Base bail Titie This Yecto'. Seyerai weeks ago, an the same day the big world series started, an event af considerable interest was taking place on the bail diamand at Newcastle befare a large cro wd. It was the final battie for supromacy in the Durham Basebaîl League, a struggle which had gone through sever ai games before this teani froni Kendal was declared the winner over Bethany. Frçnt raw, from lef t ta right: Eddie Couraux, Charles Armstrong, Dave Foster, Dean West and Charles Kenny; back row, Ab. West, coach; John Thonipson, Howard Quantreil, Jim Gilmer, Carmen Cornish and Roy Sleep, Manager. The bat boy sitting in the front is David Foster. certifies that his wiie draws up a will, lie will only get 1/3 ai it bock, whereas his éhildren get 2/3. Even if there are no chil- dren the husband still gets only 1/3. The first $5.000 clause Is flot applicable ta hM.. The Dependent's Relief Act Io ta protect adepen4ent cut off en- tirely by his fathor's will, by maintenance frorn the estate. A will should provide for guardian- ship ai children by'placing thern in the hands of a trusted relative or friend. Succession Dutios Succession duties on wills stressthe-importance ai having an up-to-date will. The Domini- on Government placed a tax an thern in 1941, Some are subject ta Provincial duties. But wills can be druwn ta avoid taxation. It is illegal ta try ta evade tax- ation, but il is not illegal ta avoid it, when drawing up the will. Importance af Wordlng WIlls The wording ai wills is subject ta a great deal ai judicial inter- pretation. Words are ai ten given a different-meaning in court than the. decoased intended;, then the beneficiury has ta go ta a great deal af trouble and expense ta try and vindicute the wordifig. Ail facts concerning a will should be tulked over with a sol'. icitor, for his advico lsAinestim- able. Ho bas an autside impar- tial* výiewpoint. What may lie clear,.to,.you mn the will, . ma5y nat be ta the outsider. You wlll nat be there tao xplain what is meant whon the will is read. The law- yer can forsoo and forestal ny questions that may arise, and ho has knowledge af how certain torms have fured in ather wills. ..Lawyer Benofits -Results ai lay tomerity are afood for the profession ai luw. When there is doubt cf meaning, the persans Involvod have ta mako application ta the court toaunswer the questions druwn up. The per- san concorned has ta be represent- ed by a counsel, and if the mat- ter is mentioned properly in the will court cash uand taxes came out ai the estate. The- tostatar could have suved dollars by drawing his own will, wherean the rosults ta the estute may lie disastrous. 01 course, a better place for money, uccording ta Mns. Thomson, than someone'a pocket, is the hand ai the liard- working deserving lawyer, when people have leit no wlll. The lawyers have a apecial toast ta those kind ai people bocause they make so snuch mare inôney out Lmfe I ~ ~Branch Office: 169 Charlotte Street, Peîtrborough, P. J. MATE=, Divialonal ManagerI Q af a will like that. The lormality in executing a wül impresses upon people the seriousness af the occasion. ln Ontario, there is only the two- witness type af wîll, where the testatar signs the will and the witnesses add their signatures. These should flot be people who are beneficiaries, ta ensure that there was noa monkey business in drawing up the will. Witnesses should be chosen who are likely to survive the testator, but affida- vits that the will is propenly signed can be taken out.. Wit- nesses should be people Who will be easy ta fid at the death of the testator.' In Mrs. Thom~pson's opinion the capacity ta make a will 15 very n- teresting. Pérsons'mùst be aver 21, except in the case af a service- man. The testator must be of sound mind, and the will must be an'act ai bhis own free will. Any- thing ta the contrary must be proved. If a persan is sane enough ta know the extent ofi Ns prap- erty. thon the law considers him sane enough tao make a wilI. Un- due influence is not presumed in a will. Anyane alleging such ta court must prove their case. Mrs. Thomson hoped the club memnbers weren't too disappoint- ed that she did, not show them how ta draw up their awn w.i11, but she hoped she had convinced them aof the Importance ai going ta a solicitor and telling him the extont ,ao their property, and answering other questions he might wish ta ask. Don't lie M ..SAMZE ATHO M C (Lo' hri EliEve oNDr ut, aa, dly no sta oe dry cleaning odor! The Saniton. Ceiner gets al aur work fram now on!" EVELEIGH' S Laundries Cleaners & Dyers OSHAWA ZENITH 13000 Local Agent: HOOPERS LADIES' WEAR urpriaed' at any of the questions he may ask you, she said. Any- thing tald ta the lawyer >la told in the strlctest confidence,. md is flot revîaled In court or even ta thie Incarne Tax Department. It's A Woman's Wotld As the saying goes, "It la a wo- I1IaÀh's warld. When a man la born, people ask how the mother is: when he ls married, they siy, "Oh, whit a lovely bride!" When hi dieu they aak, "lI1ow much did ho louve her?" Mrs. Thommon addèd, Peyshbuld maoaik, 'How carefully and thaughtiuly did he leave it ta, her? " In closing the speaker said, "The leaving ai a will la the last act af aur stewardship, and aur lent oppartunity ta deal wlsely with the talents ta whieh we were entrusted."1 Thanking the speaker for her highly Informative address, Mns. C. A. Wright mid, "We ail have ta die sometime, and I amn suri the speaker has canvinced us al af the necessity af miking sane wills."1 Atter dinher and a sing-mong. business was discussed. It w#& decided ta, hold another meetint on Nov. 2nd, at 8 p.m.. ini the Lions Community Centre. Miss Lucille Farder was the lucky draw winner af a cake baked by Miss Mary Jewell. Convention, Repart . Miss Violet McFeeters gave an interesting account af the Pro- vincial Conference of B. & P. W. Clubs that she attended in Wind- sar. Miss Helen Weddell, Carres- ponding Secretary, read twe letters, one, greetings from Port Hope Club, the other from the Oshawa Club, inviting the mem- bers ta their meeting on Nov. 20, when Miss Margaret Aitken, well known journalist an the Taronto Telegram, *ill be guest speaker. In 1949'Canadians spent $1.270,. 000,000- in food stores., ai which $300,000,000, was spent In chain stores. At the time ai the 1941 çensua, 7,735,486 Canadians spoke Eng. lish anly, 2,181,746 spoke F.rencli only, and 1,474,009 spoke bath languages. RELAX IN WARM COMFORTI WITH- A NEW QUAKER Q IL HEATER Look - right around the corner there's a dealer that has a trim, modern,' baked - enamel. Quaker Oil Heater for you. It operates with a simple dial ... ail you do is ad-' Just the diai to the room- temperuture you want. Your new Quaker wilI give you dlean, humidi- fied' warm air in every roons . .. constantiy!' Gît a Quaker tomorrow! 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