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The Canadian Statesman, Bowmanville, Wednesday, November 10,1993 11 Real Estate Deadlines and Policies Deadline for Wednesday Publication is Monday at 12:00 Noon. Any compensation for mots or omissions by The Canadian Statesman will be limited to the value of the space occupied by the error in the advertisement. ^ Please phone 623-3303 and ask for the Real Estate Sales Department J Plan Insurance Coverage Carefully By Paddy Bateman If you're planning a move, it's time to plan your insurance coverage. While every professional mover will try and do everything they can to ensure ensure that your goods and prized possessions possessions arrive intact, sometimes damage docs occur. It's up to you to make sure that your belongings arc protected financially to the level that will offer you complete replacement value should the unexpected occur. The insurance available from Canada's Canada's moving and storage companies, says Allied Van Lines Terry Connell, can vary widely. "The ultimate decision," decision," he says, "in how much insurance insurance you purchase is up to you. A lot of people don't realize how much their belongings arc really worth if they had to replace them." The average three bedroom home contains approximately $75,000 worth of goods, once you consider the replacement cost of such items as clothing, personal possessions and furniture. If you're under-insured, say for only $50,000 and the loss is greater, that's a problem. Therefore, it makes sense to consider the eventualities eventualities and make sure all your replacement replacement costs arc covered. "What's the sense," asks Connell "in trying to cut comers when everything everything you own is at stake?" People often think that if they- have household insurance that they're covered for all the possible 1 Election Night Winfall for Losers Dear SirlMadam: Canadians shouldn't lose too much sleep worrying about all those MPs who were fired on October 25th. That's because 73 of them instantly instantly qualified to start collecting their gold-plated MP pensions; These 73 may have lost their jobs but they won a cash-for-lifc lottery. Former Tory MP Perrin Beatty, for example, will soon start collecting collecting a pension of about $70,436 a year. If he lives to be 75 his total pension pension pay out could reach $5,016,693. Almost as bad is former MP Tom Siddon, who has a pension worth $68,068 a year. His total pay out at age 75 could be $2,923,718. Those arc just two examples of a very long and sickening list. All in all, the estimated total pay out for all the defeated MPs is a staggering staggering $109,462, 851! Clearly, one of Prime Minister Jean Chretien's first moves should be to reform this outlandish pension plan so that it's in line with what's available in the private sector. MPs pensions should only start at age 65 and they should not have unlimited protection against inflation. After all, taxpayers are not supposed supposed to be the ones who lose on election nights. Yours truly, David Somerville, President The National Citizens' Coalition problems that might arise in a move. "They're misinformed," says Connell. Connell. "They don't understand that there arc exclusions in homeowner policies that arc not in the moving companies policies." "There's probably a much greater risk for damage caused beyond the direct control of the mover of liability liability on the road than there is of a house fire at home," adds Connell, "and you need to spend the time to get educated educated about the coverage you need to protect y.our valuables from most eventualities." If damage does occur on a move, and a claim must be made, suggests Connell, the first contact to assist you is the destination agent, the company handling your move at the place you're relocating to. "If they don't satisfy you," he says, "then it's time to talk to customer service professionals professionals at the van line's head office who are experienced in handling matters matters like this." What's also important, advises Connell, is to have an inventory of your goods. You must know what you own, and its replacement value, before you leave for your new home. The list must be clear and concise, complete with any insurance evaluations, evaluations, before you leave, he adds. Another important thing, says Connell, is to talk to your moving company's agent in advance. Let them know what's important to you, and what kind of protection you want for those special items. If they don't know, they can't help you, and that's where it all begins - up front, I83&I NICER THAN NEW COUNTRY BUNGALOW This "Texas Size Rancher" offers almost 5,000 sq. ft. of tastefully finished finished country class. $224,900. See this one for yourself during our Open House, Sunday, Nov. 14,1993, 2 - 4 & .m. 1 km. west of Hwy. 35 on urham Rd. 20. Follow signs. Rob Perkn 905-623-3624. RENTERS - CONSIDER THIS! For only $5,000. down and $1,000. per month including taxes you can own a 3 bedroom brick home with 1 1/2 baths located close lo downtown Oshawa. Hardwood floors throughout, charming backyard, garage PLUS 3 appliances. Only $112,500. SO WHY RENT! Call Brad Hockln 623-0398. Colabfallng Our 20th Anniversary 123 KING STREET EAST BOWMANVILLE, ONTARIO 905-623-4115 TOP OF THE TOWN Elegant century home in west end Bowmanville. 1/2 acre corner lot with huge shade trees on quiet street. $249,000. Rob Perkin 905-623-3624. JUST NORTH OF TOWN Spacious open concept bungalow offers offers almost 3,000 sq. ft. of custom luxury luxury living in North Oshawa. High efficiency efficiency heating, two walkouts, two fireplaces, fireplaces, two-storey barn and too many features to list. $269,900. Rob Perkin at 623-3624. HORSE LOVERS LOOK HERE 39 acres just east, of Newcastle Village. 1/2 mile training track, 68' x 24' barn. Bungalow with a breathtaking view of Lake Ontario. $219,900. Brad Hockln 623-0398. TREED BUILDING LOT Situated just 12 km. from Bowmanville, this 78' x_208' lot is in a partly built-up area of homes. Vendor has agreed to take back First Mortgage. Only $49.900. VACATION AT HOME Play golf, tennis, lawn bowling or take a walk on the beach, all near this 2- bedroom, maintenance-free home at Wilmot Creek. Large living room and kitchen with walkout to wrap-around deck. $69,900. Call Marg Bain. EYE DEAL Immaculate bungalow on quiet court in North Bowmanville. Walkout to deck and overlooking inground pool. Rec room with bar and woodstove. Gleaming hardwood floors. Great starter or empty nester! $154,900. Rob Perkin at 623-3624. VACANT LAND 330 acres vacant land fronting on Highway 2. Market garden or golf course potential. East of Bowmanville. $289,000. Call Al Beard. cornerstone realty ltd. realtor 104 king st. e., bowmanville 623-6000 428-1206 (Toronto Line) "Associate Brokers * Sales Representatives James Bush 4 level backsplit with 3 levels finished. Shows very well. Asking $131,900. THINKING OF BUYING OR SELLING? Don't beat around the Bush. Call James and Ellen Bush BRING AN OWER! I. 4 level backsplit. 4 bedrooms, 2-4 pc. and much more. Asking $113,900. baths Carol Hallman* TOTALLY UPGRADED Large eat-in kitchen, main floor family room, parlour stove, main floor laundry. laundry. Large deck, large lot. CENTURY HOME .54 ACRES Totally renovated. 2 decks, 2 skylights, skylights, loads of extras. Beautiful park-like setting. For additional information call Carol (24 hr. pager) 623-6000 / 428-1206 (Tor. Line) OPEN THIS SUNDAY 1-3 p.m. ' 30 Tucker St. Bowmanville Ron Moore 1 - -< "Get Moore "New" 3 bedroom all brick, 3 bath home with gas fireplace in , for your ma i n floor family room. Choice of carpet, colors, etc. still money with possible. Dir: East of Liberty St., north of Cone. Please Remax" watch for Open House signs. For this and other properties in the area, please call Ron Moore* at 623-6000 24 Hr. or 623-9263 Res. Vinnie Gupta* -6000 : URGENTLY NEEDED HOUSES FOR SALE!! Inventory is down!! If you are thinking about selling please call me for a no obligation market analysis of your home!! Please call Vinnie Gupta* 623-6000 (24 hr.) or 987-1709 Res. "Your Newcastle and Area Sales Representative." Rod Doris* Associate Broker 623-6000 or 987-1832 Res. JMM| E Linda McLennan* OUTSTANDING VALUE Tucked away in a tiny hamlet just minutes north ol Bowmanville, this property offers a pond, privacy and moro. $159,900. Forprofessionalism at It's boat call the name people recommend to friend*. FIRST TIME BUYERS LOW INTEREST RATES! Now Is the lime to buy. If you'd llko assistance with no pressure; ploaso glvo mo a call. % LARGE MATURE LOT Solid built bungalow on almost 3/4 aero lot. Cozy firoplaco. 11/2 car garago. $159,999. CALL LINDA MCLENNAN* 623-6000. Tony sAagi Klompmaker* ESTATE SALE - HAMPTON h 4 bedroom, 1 1/2 storey home on large 90' x 198 ft. lot. New vinyl siding, new furnace and detached garage. Asking $114,900. ALSO SEVERAL BUILDING LOTS TO CHOOSE FROM. DOREEN CRES. Lovely 3 +1 bedroom semi on over-sized lot, finished basement, pool, gas ; heat. A must to see. Asking $115,900. Call Tony Klompmaker* 623-6000 or 263-4448 David Passant** $38,900. - retirement village $87,900. - north end detached $92,500. - 1-1/2 storey immaculate $100,000.- older semi $118,9Q0. - 2 bedroom, hospital WATERFRONT LIVING Squeaky clean 1 1/2 storey with many new upgrades, airtight wood- stove, 3 bedrooms separate dining room, main floor laundry, sliding glass walkout off family room to patio, lovely view of lake, complete 3 with a private beach. Reduced to $119,800. Vendor says bring all offers! offers! $115,900. - gas heat semi $118,900. - clean twin home-SOLD $125,900. - in-law bungalow $149,000. - 4 bdrms., 2 storey, mature trees Please call David Passant**, Associate Broker, 623-6000 24 hr. pager Serving the Durham Region for over 18 Years. Dianne Warren* START OR RETIRE In this 2 bedroom home. Vinyl tilt-in windows, plaster walls, hardwood floors, rec room. Large 50' x 150' lot. Now priced at $118,900. A 75'X 330'LOT Comes with this 3 bedroom bungalow. bungalow. Main floor family room with walkout to deck. Finished rec room, 4 pc. and 3 pc. baths. 2 car garage. Between Oshawa and Bowmanville. All this for $139,900. Call Dianne Warren* 623-6000 24 Hr. Pager 623-6000 or Toronto Line 428-1206 WHEN YOU WANT TO SELL FAST FOR TOP $ CALL ROB DONNELLY TODAY. associate broker 623-6000 CALL FOR A FREE APPRAISAL S JUST LISTED ---r> /ê S \itfe 14- Amazing value in this lovely all brick bungalow with new vinyl windows throughout including a beautiful big living room bay - new doors, new trim, new vinyl flooring - roof re-shingled in '89, huge rec room with woodstove in stone setting, and fourth bedroom down. Extra large attached garage with house entrance, great in-law potential! Located just east of Bowmanville on a private, fenced, 72' x 237' lot backing onto farmland. Lots of ^extras! and best of all - priced at only $139,900.1 m kÎ&nI PARK-LIKE SETTING FOR A KING- SIZED FAMILY HOME! Everything about this sleek, live level backsplit will bring you pleasure - (with 3000 sq. It. finished) - from the cathedral cathedral ceiling in the living room down to the cozy woodstove in the rec room! All on a picturesque one acre loi with winding stream and manv mature trees - unique! EXECUTIVE VICTORIAN REPRODUCTION Set on a premium court lot, backing onto greenbelt, in the Village of Newcastle, this elegant four bedroom, bedroom, all brick home comes with greenhouse kitchen, main floor family family room, fireplace, walkout to deck, central air and double garage. DECEIVINGLY Spacious one and a half storey home on a large country lot. Charmingly decorated with gleaming gleaming hardwood floors, French doors lo separate dining room and real country kitchen. It includes a main floor laundry, mud room and attached garage! ONE OF A KIND An exceptional home - a terrific lot! This fabulous century homo, in North Bowmanville, renovated with new plumbing, wiring, insulation, cedar roof, high efficiency gas furnace furnace and much more is located on a mature 104' x 297' town lot and even comes with a traditional red bam! Call for details. PEACE AND PRIVACY ARE YOURS in the nature lovers wooded backyard ol this all brick bungalow that comes complote with oat-ln kitchon, separate dining room, walkout to raised deck, and fully finished roc room with liro- placo - lois ol room to roam on tho 75' x 200' country loll SALLY STAPLES** 623-6000 SALLY STAPLES* Doug Humphrey** BANK SALE-NEW LISTING Courtlco - 3 bedroom homo with doublo garago - sides onto groonbolt. Includes largo kitchon, firoplaco, 3 bathrooms plus areal curb appeal, Doing sold under Power ol Salo at $150,500.1! Commorcial BANK SALE building plus 2 BANK SALE-NEW LISTING Courtlco - 2500 square feet of luxurious living space, 4 large bedrooms, huge principal rooms, firoplaco. onsulto with Roman tub and soparato shower stall, Being sold undor Power ol Salo at $195,900. To view these properties, call Doug Humphrey^, Broker, 623-6000 - Member of Remax Hall of Fame 2 bodroom aparlmonts! Buy It lor tho kldsl or livo In and run your own businoss in 1600 square foot, Excollont building In good condition. Bolng sold undor Powor ol Said at $159,900.