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i Page 14 The Claringlon/Counice Independent, Bowmanvillc, Saturday, May 9, 1998 Lottery Prize Donated to Rotary Bursary Fund The Rotary Foundation held à gala dinner and dance at the Inn on the Park in Toronto April 25th, with guests from 55 clubs in District 7070 attending. A silent auction and lottery ticket sales helped raise over $100,000 for worthwhile service projects around the world. A1 Strike (right), of the Bowmanvillc Rotary Club, held one of the lucky lottery lottery tickets and donated his $2,000 prize (presented here by Rotary's Dr. Joe Pinto) to the Bowmanvillc Rotary Bursary Fund which enables deserving youth to attend college or university. Visit Expected from Finance Minister Del's Mortgage Watch Today's Best Rate for First Mortgages. * Best Rates as of May 6th, 1998 ADJUSTABLE RATE M0RT6A6E5,$9% 6 Months 5.95% 4 Year 6.15% I Year v. 6.05% 5 Year 6.15% 2 Year 6.05% 7 Year 6.50% 3 Year 6.15% 25 year 10 Year .... 6.78% 6.54% NOTE: We handle the transfer of an existing mortgage at No Cost! WE ALSO ARRANGE: • Second Mortgages • Credit Lines • Personal Loans CALL: DEL DYKSTRA 697-3300 FINANCIAL LTD. | Division Street DELT0IM* MORTGAGES Bowmanville I J PETER KOWAL Real Estate Limited Broker 52 King St. West ' Bowmanville Phone: (905) 623-2453 Fax: (905) 623-0136 im SERVING BOWMANVILLE AND AREA SINCE 1955 IMAGINE! A 104 foot lot with a 2 bedroom starter home for just $98,000. Town water and sewer - good neighbourhood neighbourhood - a great place to start. READY TO BUILD 6 Acre lot on Langstaff Road just north of County Rd. 9. agond site - school bus on ro&d. $49,500. with good terms.' ■Building Lot on Highway 2 east of Newcastle. Alrg/jp) one acre - bush at rear - drilled well and culvert. $59,900. '* Building Lots on Rack Island, Rice Lake with hydro and mainland parking. $31,900. COMMERCIAL PROPERTIES 2 Downtown Bowmanville commercial properties to choose from. Attractive store-fronts and great locations. Call office for details. COTTAGES Head Lake, Norland. PRICE HAS BEEN REDUCED for action on 3 cottages on east shore of Head Lake. Year round road - clean lake with bass and muskie fishing. AFTER HOURS: Doreen Tillson* Toll-free pager 1-888-543-3208 John Bate* 905-697-1619 Elaine Kowal* ■.. 905-623-5868 Bill Turansky** 905-983-5420 Peter Kowal"" 905-623-5868 * Sales Rep. ** Assoc. Broker ***Owner/Broker Q- From page 13 tics to create the research and academic excellence so wc arc competitive into the new century of a knowledge based world economy. Our youth need our collective support as they will need the opportunity opportunity and experience to generate the income to pay off the years of debt we have accumulated. This week is education week. Each one of us owe a debt of gratitude to the many teachers who helped form our unique understanding understanding of our world. This has indeed been a difficult difficult year for teachers. On May 12lh, I will be hosting a youth forum from 4:00 to 5:00 p.m. at the Youth Centre, 132 Pre-Sale Inspection Gives Home Sellers Competitive Edge! Most real estate agents will agree that a house in good physical condition is more likely to sell and command a higher price, than one that needs a great deal of repair. Yet according according to home inspection experts, approximately half of the resale homes on the market today have at least one significant defect and just about all homes needs some maintenance and repair work. To identify the building components that are most in need of repair, many sellers commission inspections inspections before putting up the "For Sale" sign. The person person best qualified to do this is an experienced professional professional home inspector. According to the inspectors of OAHI, a home buyer's primary concern is the condition of the home's basic structure and major electrical and mechanical systems. Most buyers, particularly when there's a large selection of homes to choose front, consider only those homes which don't require a great deal of time and money to repair. The best items to repair, then, arc those which typically appear on home inspection reports. In a recent survey of its members, OAHI found that the Number One problem problem was improper grading and drainage around the house, a leading cause of foundation water penetration. penetration. The second most frequently frequently found problem area was the electrical system. system. 'ZZZ77Z//Z/Z//////Z////Z///Z7777Z77ZZ/Z/Z//. 7ZZ77///Z////////////ZZ7? Bowmanville Mall and Candy land Express Amusements VV invite you to mother's Day Midway May 7th to May 10th SAVE SAVE $000 This coupon good for $- 00 j $000 OFF ! SAVE $2°°_ 243 King Street East, Bowmanville a strip of 21 Midway Coupons •LIMITONE PER FAMILY• I I I I SAVE 00 Lots of FREE Parking \ Mother's Day Special: All Mothers Ride FREE \ ★ Sunday, May 10, 12 noon to 4 p.m. * Church Street in Bowmanville. The theme will be student summer employment. Please call my constituency office at 697-1501 or I-800-661- 2433 for more information. information. Over the past couple of weeks, I have been privileged privileged to attend a number of interesting events. The Rotnry Clubs of Bowmanvillc and Port Perry each held a dinner and charity auction to raise funds for worthy community community projects. The annual Big Brothers' awards dinner dinner was held to honor the many volunteers who give the gift of their time to help our youth. The Chamber of Commerce in Port Perry hosted an excel lent business breakfast. The 12th annual Kinsmen Home Show was held this past weekend where many small businesses presented their products and services to people from all over Durham. On Saturday morning, I attended part of the Islamic community forum "A Cultural Bridge to the 21st Century". I also visited the 7th Annual Mental Health Awareness information presentation. There were a number of conflicting events that I could not attend but did convey my best wishes to the 100th Anniversary to the Port Perry Cadet Corp. Call our office if there is any special event where you want a scroll or greetings greetings from the Province. CUSTOMER SERVICE if ~ Jj 1st -Z ■ PRIORITY fc Mk royal Lepage 1 FRANK! ur - * w,<w ™ | Sales Representative 234 King Street East, Bowmanville | Private Sale DRASTICALLY REDUCED - MUST BE SOLD 83 Barley Mill Crescent 140' Corner Lot 2 storey detached brick home in desirable area of Bowmanville near parks, schools and shopping. Fully fenced and landscaped yard with wrap around deck and garden arbour. 3 bedrooms, large finished rec room, office or 4th bedroom downstairs. 3 appliances. Many upgrades. REDUCED TO $148,900. To view this home please call 623-4676. Frank Real Estate Ltd. and Royal LePagc Working I FRANK! Together For... ROYAL LEPAGE YOU! Real Hslale Services IJJ.. Broker 234 King Street East, Bowmanvillc Telephone 623-3393 Toronto Line 686-1035 REMODELED BUNGALOW 3 bedroom bungalow on large 66 x 165 lot, living room and large eat-in kilchen, walkout to deck, close lo hospital - shopping - schools - 401. Don't miss this 10+ value at $124,900. Call John Fowler* 623-3393 or 623-7928. 32 ACRE HOBBY FARM - ORONO 4 bedroom home, family room with lireplace, eat-in kitchen, newer oil furnace,.5 stall horse barn plus lots of storage, 25 acres workable. $229,9002 Call Charlie Reid* 623-3393 or 983-5914. Rozmin Awadia** 623-3393 J . % or 623-2207. IL COUNTRY TREASURE Restored older two bedroom, two bath, home on large 70 x 165 lot, extra extra large kitchen, new furnace, furnace, walkout to large deck, two storage sheds. Great location In Leskard. Act now at $134,900. Call John Fowler* 623-3393 or 623-7928. SOLID INVESTMENT PROPERTY 2 good commercial tenants, huge property, excellent location. location. Over $25,000 net income. Asking $265,000. Bring all offers. OFFICE SPACE - BOWMANVILLE From $650.00 per month.. Retail space, core area. From $700.00 per month. Call John Shewchuk* 623-3393 or 623-5927. FOR BUYING OR SELLING YOUR HOME, CALL ROZMIN: • OUTSTANDING SERVICE • INTEGRITY • RESULTS I AM NOT NUMBER I; YOU ARE! LOTS OF POTENTIAL $131,900. 4 bedrooms, lireplace, single car garage, side entrance, walkout to a large deck and fenced yard. Don't miss outl Call today and ask for Rozmin Awadia** 623-3393 or 623-2207. Real Estate with Betty Smith If you're thinking of buying or selling and looking for an experienced realtor to assist you, please give me a call. I can be reached at Sutton Group-Dynamic Realty Inc., 129 King St. East, Bowmanvillc, (905) 697-1700 (24 Hr. Pager). Five Percent Downpayments Some Good News and Some Not So Good News!!! The extremely successful successful "First Home Loan Insurance" programme, programme, introduced in 1992 by Canada Mortgage and Housing Corporation (C.M.H.C.), the government body that insures high ratio mortgages for lenders, enabled thousands of first time buyers and special "hardship" cases to purchase homes with as little as five percent down. As of May 11, 1998, this programme will end, but the good news is, that after this date, EVERYONE who qualifies qualifies for home ownership," will be able to purchase a home (a principal residence) residence) with a minimum 5% downpayment (certain (certain price ceilings apply). The not so good news is, the premiums charged by C.M.H.C. to insure these higher risk mortgages (those with 5 to 9% downpayments) will change. As of the above dale the Insurance premiums will increase from 214% to 3%% of the mortgage amount. The premiums can be paid "up front" or added to the mortgage and amortized over the life of the loan. All Agreements of Purchase and Sale signed on or after May 11, 1998, will fall under the new programme and be subject to the 50% increase. For a complete and up to dale breakdown of the C.M.H.C. guidelines, guidelines, contact your Realtor, Mortgage Lender or C.M.H.C. at 905-571-3200. Your comments and questions are always of interest to me and I welcome welcome the opportunity to answer them. ©j. P . REMr cornerstone realty ltd., realtor 104 King St. E, Bowmanville 623-6000 OPEN HOUSE SAT. MAY 9TH 1-4 PM Directions: Liberty SI. North lo Cone. Rd. 3 (next Rd. past Freeland) turn east past Meams and just over bridge to open house signs - go down driveway. Mobile'Home $29,900. MSSL $15,900. Start In Ms mobile home. $45,900. 3/4 acre building lot ■ $49,900. 2 ten acre wooded parcels.. $128,900. 3 bedroom bungalow, 28 x 14 workshop $128,800. SoSd brick bungalow, lin. rëc room, 2 - 4 pc. bathe . : $133,500. Newer Courte bung, on quiet court, $133,500. Gorgeous 2 storey, fm. rec room, whirlpool tub ' ' $158,800. Al brick 1600sq.lt, 5 bedroom $239,800.,. 3 acres, trout stream, 1800 sq.lt. randier , David Passant** Assoc. Broker Over 23 Years of Service For a market evaluation of your home, please ask for David Passant**, Associate Broker, today! 623-6000, Ron Moore* Sales Rep. 623-6000 24 hr. pager 623-9263 (res.) NOW YOU CAN OWN YOUR HOME! $92,500. Lovely 3 bedroom townhome In excellent condo area of Bowmanville. Features main floor walk-in to open concept living room, dining room and kitchen, walkout to fenced yard, walkout walkout to garage, finished rec room and 4th bedroom downstairs. downstairs. Central air, gas heating. Now here's the best news! With $4700 down, this home will carry at $861 a mo. prln., interest, takes and maintenance fees Included. Call Ron Moore now to view (905) 623-6000 24 hr. pager. CHARM OF YESTERYEAR $148,900. Lovely 3 bedroom, 1 1/2 storey sits on a 66' frontage lot in Bowmanville - features hardwood hardwood floors, large kitchen with lots of cupboards, cupboards, separate living room and dining 'room.' 2 large bedrooms up, 1 down, separate 1 car garage, close to shopping, schools and churches. To view this neat home call Ron. OPEN HOUSE SATURDAY, MAY 9/98 1 - 4 P.M. 262 KING ST. W. NEWCASTLE VILLAGE 5-LEVEL SIDESPLIT - 3 + 2 bedroom home on a 1/4 acre lot. Huge country kitchen with picture window overlooking backyard and apple orchard. This Is a spacious homo (or a growing family featuring main floor family room a finished rec room and more. Asking $189,900. Call Linda McLennan or Marg Bain (905) 623-6000 5 ! 1 k WniMit JgiMwaeraa-- -- g Dianne Warren* Sales Rep 623-6000 COME SEE THIS! uovely 3 bedroom raised bungalow. 2 - 4 pc. baths, Insldo ontranco to garago. Contrai air, walkout to dock, interlocking brick at front. Nicoly landscapod. Only $132,900. Call Dianne Warren Office 623-6000 or Toronto Line 428-1206. LEVEL BACKSPLIT Call Linda McLennan* On a 45 x 149 foot lotll This 3 bedroom home Associate has been freshly decorated. Living and dining room with French doors. Most floors are parquet. parquet. All windows upgraded In 1997. Gas furnace furnace with electronic air cleaner Installed 1997. Basement access to garage. $164,900. Broker 623-6000 Tony Klompmaker Remax Cornorslono Realty Lid. Call 623-6000 GREAT FAMILY HOME, BOWMANVILLE 4 bedrooms, 3 baths, finished basomonl, gas llroplaco, oat- In kilchon, walkout lo dock and magnillconl yard. Asking $156,900, OPEN HOUSE SAT., 2-4 PM, Location: 89 Wavotloy Rd. Call Tony Klompmaker Romnx Cornerstone Realty Ltd, 623-6000. Ros, 263-444B NEWCASTLE $99,900. ' 3 bodroom 1 1/2 storey homo, hugo kitchen and living rooms, oversized loi, now gas lurnaco and now' or windows, Won't Iasi, t