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I <-4 f Page 2 The Canadian Statesman, Bowmanville, December 2, 1998 Bits & Pieces IT'S MAGIC! -- The Bowmanville downtown businesses businesses invite everyone to join their Moonlight Magic celebration this Friday evening. The program will include the lighting of the downtown Christmas tree at King and Temperance St., plus bands, choirs, handbells, handbells, horse-drawn wagon rides, and plenty more. Most stores will be offering light refreshments and staying open until midnight for the occasion. That means some extra hours for Christmas shopping or browsing. And, the further enhance the festive atmosphere, atmosphere, the main street will be closed to vehicles for the entire evening. We'll see you there. NO SUNDAY SANTA -- We hasten to correct several several errors in The Independent's article on the special events in downtown Bowmanville this weekend. It's the St. John's carillon that will be performing carols downtown Friday night, not the church choir. However, the Maranatha Church choir will be singing, as in previous years. Also, Santa Claus will be greeting greeting downtown shoppers in his sleigh on Saturdays each weekend until Christmas. He will not be available available on Sundays. DON'T MISS OUR CALENDAR -- This year, the James Publishing Company has produced a unique 1999 historic calendar featuring photographs of Bowmanville that are not often seen. The pictures arc from the Garfield Shaw Collection at the Bowmanville Museum. Historic photographs of the Bowmanville Hospital, the Port Darlington Grain Elevators, and an 1897 celebration of Queen Victoria's diamond jubilee in downtown Bowmanville are among the many scenes that are featured. These calendars calendars are available at the following locations: Roy Nichols Motors, James Insurance, The Natural Nut, Brock's Service Centre, The Bow and Fiddle, Pharmasave Pharmacy, The Canadian Statesman, Destinations to Go, As You Were Bakery, Mulder's Furniture, Pam Tile, Carnation Flower Shop, Abernethy's and Hooper's Jewellers. DROP IN FOR A VISIT -- At The Statesman offices, we'll be serving refreshments and offering great deals on subscriptions during the Moonlight Magic event this Friday night. In addition, Advertising Manager Brian Purdy and his dog, Riley, will be collecting collecting gifts for dogs and . cats at the. Clarington Animal Shelter in the Advertising Office. Drop in and say hello! DRIVE THROUGH NATIVITY -- Trull's Road Free Methodist Church invites the public to their Living Nativity December 4th, 5th and 6th. Hours are from 6:30 p.m. to 9:00 p.m. This display is particularly particularly unique because you can drive through nine dramatic dramatic scenes that include live animals, live actors and authentic costumes. The church is located at 2301 Trull's Rd., one kilometre south of Highway Two, in Courtice. This presentation is the church's Christmas gift to the community, but those attending are asked to bring a non-perishable food item. Last year's donations donations fed 47 families. GIVE TO THE TREE OF HOPE - The Bowmanville Rotary Club's Tree of Hope will be lit Friday night when Mayor Diane Hamre throws the switch. The tree will decked with white lights, but for each donation to a local charity in memory of a loved one, a white light will be replaced with a blue light. It's not too late to purchase a memorial light on the tree. Donations will be accepted until December 7 at Bowmanville's Bank of Montreal; the Courtice location location of the Royal Bank; Newcastle's IGA; or any of Clarington's three funeral homes - Northcutt Elliott, Morris or Newcastle. Money raised will go the the charity indicated by the donor. -if q(*r.v , V 7 7/ \ //1 1 \ w M '£ Read the Label to sell it. From page 1 stands, reads a media release from the Health "The law says you can Department, sell unpastcurized (cider), Connor says with cider but the law also says it has anc i juice, it's better to be to be properly labelled," lie sa f c ( | ian SO rry. sa y s ; "If it doesn't say on the Unpastcurized juice is , b , , ](J rccommcnd most often found in refng- --x-*-„ J . K * V; t'A ui h ; il .à'î vv ■ • V '*•->**, L LLLiH crated display cases or at small apple juice producers, producers, retail suppliers, fann ers markets and roadside onds." you boil the juice," lie says, adding it should be at "a rapid boil for a few scc- Community Care Raises Funds for Older Adults Community Care was offering hand-knitted clothes and afghans, plus tickets on several fabulous prizes at their booth in the Clarington Beech Centre last week. Community Care was part of a Christmas Sale taking place to assist the Older Adults' Centre on November 27. Pictured above are: from left: Louise Lyle, Vi Ashton, and Jane Thcrtell. To Get Today's Best ^ GIC Rates, Simply Call Investment Advisor Ted Trueman Today. Call (905) 434-7286 or 1-800-267-1522 RBC DOMINION SECURITIES U www.rbcds.com Member ol Royal Bank Financial Group qTp Another Referendum? From page 1 answer, they'll do it," he says. "If there was a clear question and some other parameters (on a referendum), referendum), Quebec would never separate," he suggests. suggests. Shepherd says it's time Tentative Deal From page 1 . with the right creative problem solving," says Armstrong. Teachers with the board withdrew voluntary services, such as coaching and advisory roles, when school resumed in September to protest new teaching time requirements, requirements, set out in Bill 160, the province's Education Improvement Act. The Act calls for high school teachers to be in the classroom classroom for 25 extra minutes each day. Most boards had translated that into an extra class per day, meaning meaning some teachers were teaching four out of four classes daily. Should the contract be ratified, Nicklc says teachers teachers will make an individual individual choice about providing time on a voluntary basis. "Individual teachers will have to evaluate their commitments to cxlra- and co-curricular activities," activities," says Nicklc. "It's up to each individual teacher. Some may choose to volunteer." volunteer." Armstrong says she hopes the agreement will mean an end to what has so far been a less-lhan- pleasant school year, "1 know that there has been a great deal of unhappiness and unrest in the system, We need the opportunity to gel going in a very positive way," she says, for Canada to make some decisions about the future of the country. "We can't win at this. We have to be more forthright forthright in what we want to do," he warned. Dollar$ & Sense with Deborah Kohlsmith Financial Consultant Is "foreign content" foreign to your RRSP? When I review investment portfolios most always "foreign content" is minimal or absent all together. Unfortunately this is not unusual as "reality is that relatively few individuals in Canada arc aware of the implications of the restrictions and many hold no foreign property content in their RRSPs". Source: C.I.F.P. Any property held in an RRSP has to be one of the eligible types of investments cither Canadian or Foreign. The Income Tax Act, Subsection 206(2) imposes a 20% maximum limit on foreign property content held within RRSPs. This restriction is based on a rationale to prevent significant flows of capital out of Canada. Canada makes up less than 3% of the overall world market and "over tlie last twenty years, the return on the Canadian stock exchanges has been significantly lower than that of the stock exchanges in the United States and many other countries". Source: C.I.F.P. Why hold foreign property in an RRSP? The answer to this question is simple - risk and return. Advantages of holding foreign investments include: typically higher investment return, increased diversification and lower overall risks. Keep in mind the government imposes a penalty of 1% per month on the value of excess foreign holdings iri your investment portfolio. On the other hand, strategies do exist to/.xceed the 20% limit. Let's review your portfolio this RRSP sease^and make sure it's working as hard for you as you work for your money. Call for your complimentary audio tape - "Facts & Formulas for Financial Fitness". REGAL CAPITAL PLANNERS LTD. 108 King Street East, Bowmanville, Ont. L1C1N5 (905) 623-1936 ED CM (IMM! •1998 Chev Cavaliers ! „-~ froip . , •-*' i . / « 4, "4! If . SP ■ " Y.yi I -f i 4.9 L, automatic, air conditioning, AM/FM stereo cassette. V".:J 1997 Chev Lumina LS* 4 door, V6, loaded. 1998 PONTIAC SUNFIRE • 4 door • Auto • Air • P8267A * 14,500. 1998 CHEV LUMINA LS • Loaded • 9006A *1 9,500. 1997 PONTIAC GRAND AM • 3.8 L, V6 • 4 door • Air • P8283A * 14,888. 1997 PONTIAC SUNFIRE • 4 door • Aulo • Air • P8240A * 12,976. 1997 S-BLAZER LS • 4 x 4 • Red • 4 door • P8334A *28,376. 1997 S-HOMBRE PICKUP • Ext 2 x 4 • 22,000 km • P8209B * 16,476. 1997 CHEV VENTURE • loaded • P81141A *22,376. 1997 CHEV CAVALIER • 2 door • Aulo • P8285A *12,000. 1996 CHEV CAVALIER • 2 door • Auto • Air • P7176A * 11,200. 1996 CHEV SILVERADO •2x4* Exl. • Loaded • 9129A *23,576, 1996 S-BLAZER IT • AWD • Dr. Green • P8232A *26,976. 1996 CHEV S-10 PICK-UP • 54,000 km «Air» 81190A *13,976. 1995 GMC SAFARI SIX •56,000 km» Air • P8284A *15,276. 1995 CHEV LUMINA 4 DR • 19,900 km «Loaded* 81122A *15,976. 1995 CHEV BERETTA • 62,000 km • Air • Sporty • P8316A.... * 10,576. 1995 PONTIAC TRANSPORT • Dr. Green • 60,000 km • P8274A * 14,476. CHEV OLDS & CHEV TRUCKS 2728 Courtice Road & Hwy. #2, Courtice TelepHone: 905-436-2222 Toronto Line; 905-427-4444 sup. CLARINGTON OLDER ADULT ASSOCIATION 26 Beech Avenue, Bowmanville L1C 3A2 Telephone: (905) 697-2856 PROGRAM OF ACTIVITIES December 1998 Monday Tuesday Wednesday Thursday Friday 1 9:00 a.m. Euchre 9:00 a.m. Social Bridge 10:00 a.m. Sit'n Chat 12 noon Hot Lunch 1:00 p.m. Square Dancing 2 9:00 a.m. Walking 10:00 a.m. Candy Cane Cookies 1:00 p.m. Big Brothers - Be a Mentor 3 10:00 a.m. Lifeline - Personal Response 1:00 p.m. Euchre 1:00 p.m. Social Bridge 1:00 p.m. Duplicate Bridge 4 9:00 a.m. Walking 9:30 a.m. Crafts 10:00 a.m. Folk Art Demonstration 1:00 p.m. Drop in Bingo 7 9:00 a.m. Walking 9:30 a.m. Come & Bring a Friend - Cards, Games, Videos, Ping Pong 8 9:00 a.m. Euchre 9:00 a.m. Social Bridge 10:00 a.m. Sit 'n Chat 12 noon Hot Lunch 1:00 p.m. Square Dancing 9 9:00 a.m. Walking 11:00 a.m. Christmas Buffet with to 3:00 p.m. Entertainment 10 10:00 a.m. Euchre 10:00 a.m. Social Bridge 12:00 noon Bring your Lunch 1:00 p.m. Euchre 1:00 p.m. Duplicate Bridge 1:00 p.m. Social Bridge 11 9:00 a.m. Walking 9:30 a.m. Crafts 1:00 p.m. Drop in Bingo 14 9:00 a.m. Walking 9:30 a.m. Come & Bring a Friend • Caras, Games, Videos, Ping Pong 15 9:00 a.m. Euchre 9:00 a.m. Social Bridge 9:30 a.m. Osteoporosis Support Group 10:00 a.m. Sit 'n Chat 12 noon Hot Lunch 1:00 p.m. Square Dancing 16 9:00 a.m. Walking 10:30 a.m. Making a Will: Lawyer Irwin Hamilton 17 10:00 a.m. Euchre 10:00 a.m. Social Bridge 12:00 noon Bring your Lunch 1:00 p.m. Euchre 1:00 p.m. Social Bridge 1:00 p.m. Duplicate Bridge 18 9:00 a.m. Walking 9:30 a.m. Crafts 1:00 p.m. Social Dancing 91 1:00 p.m. Come & Bring a to 3:30 p.m. Friend Carols and Sing-a-Long 22 23 24 25 28 29 30 31 Coming in January: ♦ Tuesday, January 26,1999 • 7:30 p.m. Come to the Woods Smile Theatre Production; Friday, January 8,1999 ■ Registration for winler exercise classes • Movin'& Groovin' MORRIS FUNERAL CHAPEL LTD. M- *"** 01- ^Xx'^v, -kfiS&èi. r^djurham Region ? Since 1841 "When' 1'rofmimuil lùiipicnc is Important" A Division Si. al Quean Si., Bowmanvillo 623-5/180 When It's Time To Move Call LORN SCANLON Full Time Sales Rcpresenfative 576-LORN (5676) Re/Max Reflection Realty Inc. | FORTUNE FINANCIAL Mutual Funds • RRSP Products RRIFs & Annuities _ Stocks • Bonds Noil McGregor , u| 0 insuranco 623-2414 • Tax end Eatalo Planning 19Scugog St., Bowmanvillo Fotluno Financial Coipornllon. Mombor: CIPF & Moulinai EnchAnflO McGregor IDA Drugs All Drug Plans Honoured OPEN 7 DAYS A WEEK Delivery Service 5 King St. W. Bowmanville 623-5792