PAGE 2THE CANADIAN STATESMAN, NOVEMBER 7,2001 Junior Achievement program offered in schools DURHAM -- Junior Achievement of Durham Region is planning to teach Grade 8 students the value of a good education. The organization is heading into every elementary school across Durham the week of April 22 to 26, 2002 as a part of its economics of staying in school (ESIS) program, designed designed to help students develop a positive positive attitude toward education, while also recognizing the financial costs of living on their own. "We're very excited about this initiative," initiative," said Donna Ractsen Kemp, president and chief executive officer. "It encourages students to reach their own conclusions about the advantages advantages of continuing their education and also provides them with an important important reality check." The program will introduce four central lessons to the close to 10,000 Grade 8 students during the week: Success and understanding the relationship relationship between education and achieving personal goals; independence independence and identifying the different financial financial costs of independence in contemporary contemporary life; employment, allowing allowing students to investigate available careers and the education required to match up with personal goals and lifestyle expectations; and futures, leaching students to develop the necessary necessary skills for job interviews, reviewing reviewing job applications and resume writing. For more information, call Terri Milburn, in-school programs and communications co-ordinator, at 905- 432-2492, ext. 203. 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Questions or Comments email us at halendasmeats@hom&com r: Dollar! & Sense with Deborah Kohlsmith Certified Financial Planner www.dollarsandscnsc.ca Is your 'financial house' in order?" It is times like these when we have to stop anti think. Since September lltli mortality has become a very real issue in many of our lives. Arc you a procrastinator, or do you have everything in order? tf the latter is applicable to you - congratulations - you should pat yourself on the back. However, if you fall into the procrastinator category - we have some work to do. Many people put off today, what they think can be done tomorrow. As we all arc aware, tomorrow never comes. Do you have the following: a) Will (including guardianship for your children) b) Power of Attorney for Property c) Power of Attorney for Health Care d) Life Insurance e) Disability Insurance 9 Mortgage documents g) Financial documents Are all of your documents well organized so the executor or executrix of your estate will know exactly where these important papers are located (even the location of your safety deposit key)? Please consider itemizing all of your belongings and put them all in a safe place - let someone know where they are. As Financial Planners, we can refer you to the appropriate professionals to complete the above documents. We make it our job to assist you in putting all of the pieces of the puzzle together. This allows us to provide you with a comprehensive financial plan encompassing all important aspects of your life. This is the time for a 'Reality Check' - arc you prepared for the inevitable? If your answer is 'no' start your homework today and don't procrastinate. | Cartier Partners FINANCIAL GROUP 5871 Hwy 7 E., Suite 201 Markham, Ont. L3P 1A3 (905)201-0129 1-877-731-7526^* 4SI Slnicoe Street South 723-1602 Tues,«Fri. 8-6 Sat. 8-S Taunton Square Taunton/RUson $71-1446 Mon.Wed. 94», Thun, 9-7 Frl, 841, Sat, 8-*, Sun, 9-4 IIW King 8t. East 1 (Uqmr VU* KawWCwtn)! 432-1381/6® Men..Wed. 9-7^U£S Thura. U Fri. 9-8,T Sat. 8-4, Sun. 10-$ | lilt Dundee SI. East Act*m free KndalwHd PUu frk 434-84S4 i$iTuei.«Wed.94 ■MThurs. B-7i Fri. *7 Sat. 7*, Sun. 104 Sale effective until doting Sunday, November II, 1001 REMINDER The 40th Anniversary BOWMANVILLE SANTA CLAUS PARADE Saturday, November 17th at 10:30 a.m. WANTED: Children to be part of the parade. We are looking for friendly, energetic children who are age 12 and older to participate in this years event. If you are interested in being part of the parade, costumes can be picked up on Saturday November 10 between 11:00 a.m. and -, 3:00 p.m. at 21 Rhonda Blvd., Bowmanville. Kids picking up costumes must be accompanied > by an adult. For more information please call 905-623-9804 Chrisi Thun. ns -Spn, , 8 i Sfe* 1 ii!..'.'. i 8 ' >■. v | 18 King St. E., Osh. (905) 571-3511