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IN FRESH. ON ANCRE Advances Also Reported Beyond Village of Grandcourt--Takes The Summit of the Saifly-Saillisel Hill ge A despatch from London says :-- The success of the British squeezing movenient which is closing in on Bap- soul both from the west, and south- is spoken of as "in progress," but silent 'on any further fighting along [wie READJUST 1s RATES Society Proposes to ts Pane Its Business on a Basis of 100 Per Cent. Actuarial Solvency. The Canadian Order of Foresters has had a record possibly without 3 Jutallel in the history of Fraternal Ingusan 1 . . Ancre, British, however," declare that have made progress on both sides of the Ancre. During the night, the Baillescourt Farm, on the road tween Beaucourt and Miramont, was attacked and captured, and on the of the stream a hostile! Wash yas accentuated on Thursday jeneral Haig's troops captured Wh hi thest point of the Sailly Saillisel Hill, ist northwest of the point where the French were held up in the Somme drive last fall. Advances are also recorded beyond the willage of Grand- court, which was captured on Wednes- day. Referring to this sector, the | These official statement says: "The ground {tional eighty-two prisoners with one; we have gained on the Ancre since | officer, t the resumption of the: the new year now represents an ad- | British offensive on the Somme has. vance of an average depth of nearly | widened to a front of about Somme us! three-quarters of a mile on a front miles is indicated by the report of a of over three miles." successful raid south of Bouchavesnes, On the crown of the elevation at|not far from Peronne. Sailly-Saillisel was an important Ger-| General Haig also chronicles the re- man position which the British report | pulse of G declares was captured in its entirety. | court and La Bassee and the explosion Seventy-eight prisoners, including two | caused by artillery fire behind the officers, were taken together with a|enemy's lines near Ypres. two operations netted an addi-! United States Markets Minneapolis, Feb, 18--Wheat--May, ; July, i 70% to $1.71; cash, No. 1 sf ¢ $1.83%; No. 1 Northern, 1.778. Corn--No. 3 yellow, . Oats--No. 3 white, 51% to 13--Manitoba wheat | 638c 32.0 Flour unchanged. Bran--§$31.00 1 Northern, $1.88; No. 2, do, {to No. 8, de, 5 No. 4 wheat, { Botan: Feb. 18--Wheat--On track, No. truck Bay ports. Old crop trad-|1 hard, $1.76§; No. 1 Northern, $1.768 . hove new .erop. No. 2 Northern, $1.70 to $1. oh 2 C.W., 67c; No. |seed--To 'arrive, $2,82%; HAL '$2.864; extra No. 1 feed, 66c; No. July, + oats--No. 2 $2.853. :k Bay ports. rr 5 3 yellow, $1.13, evita corn--No. subject to embargo. Ontario onts--No. 2 white, 62 to 64c, | nominal; No. 8 white, 61 to 63c, nomi- nal, according to freights outside. Ontario whent--No. 2 Winter, per car 13 lot, $1.70 tq $1.7 No. 3. do, $1. Li) 2a cording a freights outside. 2, $2.36, according to freights on de. i Barley --Malting, $1.18 to $1.20, do., rough bulls, B. 16 to $5.85; butchers' cording to freights outside. | cows, chofce, $8. to $9; do., good, Buckwhent----§1.28, nominal, according to $8.20; 4 "$1. 26 to $7.76; to frelghls outside. | stockers, $6.25 to $8.00; cholce feeders, Rye--No. 2, $1.38 to $1.40, according $§ to $8.50; canners and cutters, $6 to to_frelgnta outside H 40; milkers, choice, cach, 70 to $115; Manitoba flour--First patents, In jute | do, com. and m 40 to $60; bags, $9.605 second patents, in jute bags, sprin ers, $50 3 8 or Swe, 1) § $9.00; strong bakers', in jute bags, $8.60, $10.60 gheep. heavy, . $6 1.5 Toronto, aie es, 9 ood to choice, $11. 5 "to $4; Ontario flour--Winter, according to lambs, choice, $13.60 to $15; samplg, $7.00 to $7.10, In bags, track, $9.76 to $10.26; hogs, fed an watered, Toron compt shipment; $6.90, bulk $16.60 to $14.75; do. weighed off cars, eaboard, bxport trad 14.90 to $16.00; do. f.0.b., $13.76 to Millféed--Car lots, 'delivered Montreal ' $13 86, freights, bags included---Bran, per ton, Montreal, Feb. 13--Cholce steers, 36; shorts, per ton, $40; good feed | $10.50; good steers, $8 to $10; butchers our, per sPPE: 2.70 to $2.80. , bt i" Cholee, $7.50 to §9; canner's bulls, Hay--iixtra No. 3, per ton, $12; mixed, | 0 $5.5: butchers' cows, per ton, $9 to $11, track Toronto, 3 0 2 $8.5 6 $7; Stra Car lots, per ton, §9, cows, $6.25; ioe milk fed, $12 to S14: hax | fed, $6 to $7; lambs, $13.50; sheep, $7.50 to $9; hogs, 2 $16; sows and light, $18; Toronto, Feb. New No. Live Stock Markets Toronto, Feb. 13--Choice heavy steers, ($10, 76 to $11.26; do. good, $10.35 to 0.60; butchers' cattle, choice, $10.36 $10.60; do., good, 3a 75 to $10.10; do, $1.08 to! | medium, $9.10 to $9.35; do. common, to $8.35; Duties bulls, choice, ' to $9.50; do., good bulls, $8.26 to 8.60; do, medlum bulls, $7.50 to $8; track Toronto. choice selects, ol stags, Country Produce--Wholesale Butter--Fresh dairy, choice, ; creamery prints, 48 to 4bc; c. 3 Eggs--No. 1 storage, 44 to 456c; stor- age, selects, 46 to 48c; new-laid, in car- tons, 66 to 56c; out of cartons, 52 to bie. Idve poultry--Fowl, ., 16 to 18¢; chickens, 1b, 18 to 20e. Dressed poultry--Chickens 22 to 26c; fowl, 20 to 3a ducks, 32 to 25c; squabs, er doz. $4.00 to $4. Sor re 28 to 8c; geese, 18 to 20c. Cheese---~Naw, large, 263 to 26¢; twins, 26 to 26ic; triplets, 263 2 268c; old, large, 268ci twins, 264 to 27c. y--White clover, 2§-1b, tins, l4c; 6- 1h. ting, 18 to 133¢; 16-1b., 12) to 18c: hy 1 ; buckwheat, 60-1b. tins, Comb honey--extra fine and ht, per doz., $3. LH select, 0 to $2.75; No. 2, $2 to $3. Potatoes--Ontario, Phe Si %2. 60 to 3 76; Naw Brunswick Delawares, per bag, $2.90 to $3.00; Albertas, per bag, $2.35 to $2.90, Beans--Imported, hand-picked, per push, $6.26: Canadian, hand- 06 V0 "%s ° solide, ieeltraeete, CANADIAN BUSHMEN FOR WORK IN BRITAIN A despatch from Montreal says :-- Col. Cecil G. Williams, Assistant Director of Recruiting for the Dom- inion, announced on Friday that he was about to undertake a special trip across Canada for the purpose of raising a number of forestry bat- request from the War Office for a large force of Canadian bushmen for work in England and France. Axe- men, sawyers, scalers, cruisers, tie- men, mill men, teamsters and other bush., $7.00; Canadian prime $ men, experienced in lumbering opera- $6.60] Limas, per 1b, 10 to 10dc tions, will be accepted gladly, and as - the physical standards are not so Provisions--Wholesals, stringent as those for infantry and Smeked meat Hany, medium, 35 to | artillery units, many men will be sble 87¢! rolis, 21 to 22¢; breakfast bacon, 38 to join who otherwise would be de- jo JBei Jacks, plain, 27 to 28c; bone- | harred from war service. These bat- Lavd-Dure lard, tlerces, 213 to 228c; | talions will be sent forward as soon ag possible, as they are needed to do preparatory work for the important tubs, 219 to 22¢; pails, 22 to 22fc; com- pound, 165 to 17c, advances planned for the Spring and Summer. Cured meats--Long elear bacon, 18 to 184c per 1b; clear bellies, 18 to 18jc. Markets --Oats--Canadian da., No. 8, 69; ex- Barley--Man. Feed, $1.30. Flour--Man, patents, firsts, 9.60; , $9.10; strong bakers', $8.90; Winter patents, choice, $9.25; straight rollers, $8.60 to $8.80; do., bags, $4.10 to $4.26. Rolled oats--barrels, $6.95 to 7.16: do. bags. 90 lbs, $3.36 to $3.45. ran--%33 to $34, Shorts--$36 to $37. Miadlings, $38 t6 $40. Mouillle, $43 2 $48. Hay---No. 2, per ton, car 198, Cheese--Iinest Westerns, 26 to athe; finest easterns, 25 to 26ic. Butter-- Choleest creamery, 42 to 42ic; 39 to dlc. selected, 46c: stock, 8%c. Potatoes--per bag. car lots, £3.76 to $3.00. Montreal Feb. merry $30,000,000 A DAY COST OF WAR TO BRITAIN. Montreal, western, No. 2, 72¢: tra No, 1 feed, 68c. malting, wheat : A despatch from London says: Bonar Law asked in the House of Commons on Monday for £5660,000,000, the largest amount asked at any. single sitting by any statesman in our financial history. No less than £200,000,000 needed to carry the war to March 31, the end of the financial year. We are therefore spending now in five or six weeks as much as was spent in the year immediately before the war, The second vote of £360, 000,000 is needed to give a good be- ginning to the next financial year. Tha average expendit in 1914-15 of £1,600,000 per day grew to $3,500,000 per day in 1915-16, and will be nearer 20 ,000 than £5,000,000 per day for the middle of 1916-17. Winnipeg Grain Winnipeg, Feb. 18--Cash prices; Wheat--No. 1 thoes $1.66; No. 2 Northern, $1. 623; No. 3 Northern, 1, 8: No, 6, $1. ow, s3c: No. No 3. $1.28 1 teed, 52c; No. Barley--No. 3 C. Site: No. al i sow. sede; ghia eo 1c id ~~ 4, eek ol i Fl Flax No. 1 The Doings n attacks at Gueuede-| 1p, goojaty Soles: ' ff to ascertain the facts required by the telions in consequence of an urgent dian. ne ory operating in C Be This Soclety was we Listtuted in 1 In 1885 it enacted a table of Ba. ee ow tho. present | from t me down P | without a sin lo change. During that a, ¢ Pratornal Insurance ial, have found it », hy rates, until this Society stands as the only prominent ! Institution operating upon a remark- ably low schedule of rates. In i the Soclety pald out in death claims {over $726,000,00. Notwithstanding this large payment, it added to the Insur- ance Fund, for the year, over $422. | 000.00. The balance standing to the credit of the Insurance Fund on the 31st of December last was $5,628,343,00. In spite of this most unusual record, decided to have a most thorough and comprehensive investi- ation made of its actuarial standing. This oourse was thought wise on ac- count of the legislation passed by the Ontario Legislature at its last session. The Legislature in 1916 passed an Act which requires that all Fraternal Insurance Societies shall, on or before the first day of April, 1918, file a re- port with the Registrar of Friendly | Societies, which report shall contain a valuation of all its Insurance Certi- ficates in force on the 31st December, 1917, This report must not only show the Insurance Liability which the So- olety has undertaken to pay, but also the Assets which the Society has avail able, fu the way of accumulated Funds, and future assessments for the pay- ment of the Insurance Liabilities as they mature. The object of this state- ment is to show the degree of actuar- ial solvency which each Society has, as of December 81st, 1917, The Act provides further, that at the end of each three-year period, after 1917, a similar statement of valuation shall be filed in order to ascertain whether or not the Society has maintained its degreo 'of actuarial solvency. The ob- ject of the Act is, that where a society shows at the end of the first thrée- year term that it has not maintained its degrée of actuarial solvency that there shall be such an increase in rates as will insure that the society shall maintain the degree of solvency which it had on 31st December, 1917, or improve that position. i In view of this legislation, the Can- adian Order of Foresters decided not to wait until the $1st December, 1917, Act, and, shortly after the Act was passed in 1916, this Soeiety engaged | Mr. Abb Landis, of Nashville, Tennes- Jee, for the purpose of investigating ctuarial standing, as of the 31st 3 tua! Mr. Landis is one of | the leading actuaries on the American 'gontinent to-day, and is 80 recognized in the Insurance world. His experi- !of membership, ence extends over a term of twenty- five years, eighteen years of which has been devoted exclusively to Fraternal | Insurance Associations. In these | eighteen years Mr. Landis has advised ' with one hundred and eighty-six socie- | ties, six of these societies being Cana- | . He has also been for fifteen years on the Committee of Statutory : Legislation of the National Fraternal Congress, and has been prominently : identified with the drafting of all bills dealing with Fraternal Insurance legis- lation. Mr, Landis is also the author of eight books on Insurance, which are accepted as authorities to-day. The Actuary has found that during its whole experience of thirty-six 'Tea years, the Canadian Order of Fores- | ters has had an exceptionally favor: able mortality experience. Because of this exceedingly favorable mortality experience, and the large amount of accumulated funds, Mr, Landis has been able to prepare unusually favor- able monthly assessment rates, which will enable the Society to provide for the payment of 'all future claims. These rates of assessment, as com- pared with rates deduced from other mortality tables, is very much to the advantage of the members of the Can- adian Order of Foresters. In constructing a mortality table on ; the experience of the Soclety, Mr. Lan- | dis has eliminated the first five years {of membership duration. The object of this course is in order to insure.the death rate under more nearly normal pg than would be possible by | ng the first five years of duration into consideration. During the first five years there is a gain from recent medical selection. He has recommen- ded a schedule of rates, which, based upon the report which will be filed as of the 81st December, 1917, should show more than 100 per cent. of actuarial solvency, because of margins of safety ! which may be classified as follows :-- First: There would be gains from actual interest earned in excess of 4 per cent, which is the amount the Actuary fixes as the basis of calcula- tion. As a matter of fact, the average interest earned by the Society, upom its Insurance Fund, as at present in- vested, is 5.44 per cent. As the se- curities held by the are most. | ly for long terms, Sole re be a substantial gain on interest account. Becond: There would be a saving from a lower death rate by reason of the fact teat the first five years of | as been eliminated by Mr. Landis 2 onstructing kis mor tality table. Third: There would also be gains from accumulation forfeited through lapses. No' allowance was made for such gains in fixing the schedule of THES. d Fou There woul in contributions owing to tne dior at after eliminating the first five years the Actuary loaded the tabular rates by an arbitrary sum to make assurance doubly sure. Notices of motion have gone out to the membership Jrgriding for read- justment, and this legislation will" be considered at the next meeting of a High Court of the Order in June. The rates for members who are now in the Order start at sixteen. with a monthly assessment of 66¢; at twenty the rate is 69c; at thirty, 85c; at) thirty-five, $1.08; at forty-five, $1.53, with gradually jnorassing rates for the older ages. The rates for new mem: bers start at sixteen, with a rate of 66c; at twenty, T3c; at thirty, $1.02; at thirty-five, $1.28; at forty, $1.62; at forty-four, $1.88. Two options are given to those who are already members of the Order, One option provides that all mem- bers who are between attained ages of sixteen tov forty-five, inclusive, ages elect to take term Insurance, whioh will entitle them to carry their present Insurance at their present rate until they have attained the age of sixty years. Members between the attained ages of forty«ix "and fifty- five, inclusive, may elect to continue the present amount of their Insur ance, at the preseat rates, as term In. surance for a peried of fifieen years. Those members who are between the attained ages eof fiftysix and sixty: nine, inclusive, ead carry their pre- sent protection as term Insurance, at thelr present rate, for ten years. Term protection of members between the attained ages of seventy to seven- tysix gradually dooreases from nine years at the age of seventy to three years at the age ef seventy-six and over. The seoond eptien insures to all members no matter when admitted, when they attain the age of seventy, 'and over, the right to paid up Insur- ance for amounts set out in the schedule prepared by the Actuary, where such members do not desire to continue to pay the life rates. This schedule entitles the members from sixteen to eightesn to paid up Insur- ance for $900 at the age of seventy, , which amount gradualiy decreases as the attained age of the member in- os. The adoption ef the proposed Ye adjustment will place the 190000 on a basis of absolute solvency from an al standpoint, and enable it to maintain its splemdid position in the world of Fraternal Insurance. es DYNAMITE FACTORY BLOWN UP IN GERMANY A despatch from Amsterdam says: --According to Les Nouvelles of 'Mae- stricht, Holland, a dynamite factory at Schlebuscs, near Cologne, was blown up on January 27, causing the death of 200 persons, mostly women. An explosion last Thursday on the ralway between Aix-la-Chapelle and Louvain, this newspaper reports caused the death or Injory of 26 Belgian work- men, : WAR BREAD IN FRANCE _ AT AN EARLY DAT bread soon will make its appearance in France. not yet-been definitely decided, but ex- periments now ave being made with a new bread that will contain more whole wheat fleur than that now sold. A despatch from Paris says :--War | What kind it will be has| MANY U:BOATS SUNK OR TAKEN DURING THE PAST Dy jes Submarines Depend Greatly on Their Guns Rather Than On Torpedoes To Accomplish The Sinking of Ships; Torpedoes Not Reliable. A despatch from London says: -- Naval officers are sure the next few days will see an offsetting of the Teu- ton's grand finale of fireworks. Al- though absolite silence regarding sub- marine operations is the rule among naval men, it is eaid that the Admiral- ty's measures are proving effective and that a fair average of submar-] ines is' being captured or sunk. It is impossible to" get any figures regarding the number of U-boats now preying on commerce, but it is not 300, as some reports from Scandinavian countries have placed it. As London opinion was summed up for the correspondent by a high au- thority: "If the United States has not already found cause for war with Germany then the submarines will supply such provocation within a few hours.' There is not the slightest doubt in official circles that the Germans will either attempt to sink or actually will sink the first American liner that ven- tures into the restricted area. Sub- marine commanderd®have received ab. solute orders to sink at sight, it is said, and it will be a miracle if these orders are not followed to the letter. For the last wéek all wireless sta- tions, cables and telegraph wires have been crammed with reports as to the effect of the new submarine activity. All show that the submarines now de- pend greatly on their guns rather than on 'torpedoes to accomplich the sinking of ships. Out of seven torpedoes fired at merchant ships not a single one found its target. The ve: either saw the torpedoes and i to evade them or the German marks- manghip failed. BRITISH "ACTIVE AROUND YPRES Dugouts Were Destroyed and Prisoners Taken in Successful Raids. A despatch from London says i-- General Haig's troops, continuing their policy of giving the enemy no rest, have carried out a number of successful raids east of Vermeddes and south-east of Ypres. Numerous dug- outs were destroyed and about fifty prisoners taken, two of them officers. Friday's report from headquarters BRITISH DESTROYER "We carried out successful raids this morning and last night east of Vermelles and south-east of Ypres. A large number of the enemy's dugouts Yare Sesttoyed and several prisoners ke, 2 osile attempt to ap- eh our I south of Armenticres during the night, after a heavy pro- liminary bombardment of our trenches, was caught oy our" ga in 'No Man's Land' and easily ed. Thirty-seven 'prisoners. ing two officers, were taken by us in the last 24 hours at different points along the front. "Our artillery performed much sue- cessful counter-battery work and caused two explosions in the enemy's lines. Thursday. evening an enemy working party in the neighborhood of the Butte de Warlencourt was dis- persed by our fire." HITS MINE AND SINKS IN ENGLISH CHANNEL All of the Officers and All of the Crew Except Five Went Down With the Vessel. A despatch from London says: A British torpedo-boat destroyer. of an older type, the British Admiralty an- nounced on Friday night, struck a mine in the English Channel Thurs- day night and sank. All the officers and all of the crew, except five, were CRO lost. The official statement follows: "A torpedo-boat destroyer of an older type, employed in paveo the English Channel, s on Friday night and sank. ficers were lost. There were five sur- vivors among the crew." 4 The volume of applications for new. insurance during 1916 was by far the Greatest in the History of the Company. That is the best evidence of public esteem. Lot us send you some fresh Tasurahs fasts OROWN LIFE INSURANCE 00., TORONTO . Agents wanted in unrepresented districts B IT SEEMS TO ME THAT YOUR STAG BANQUET LASTED LATE ENoUGH! I've 'Gor A Great JOKE 70 TELL Nov - so PONT SCOLD How, Now, ee] WELL WHAT'S Your. rng FUNNY STORY Lets - Now KNOW HE IS A HAY SALESMAN AND HE GETS DP AND SAYS He'tL GIVE A NEW WAT TO EVER JARED, pd Wo ew,