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985-6397 CITIZEN CLASSIFIEDS | Deadline: Monday 1 p.m. Fax 985-1410 "Scugog Citizen -- Tuesda: --4 Interest the P Work Wanted| Pp Work Wanted | p Contracting 3 Auctions | PROFESSIONAL WALLPAPERING & PAINTING Reasonable :ates. Call Roy Povey 985-0940 PAINTING, WALLPAPERING the house, garage, even the dog house Ray at (416) 985-1910 FREE LANCE GRAPHIC ARTIST Logos - Letterheads - Flyers Artwork - Graphics Plgase call (416) 985-1616 BCA TYPING SERVICE WordPerfect 5 1 Business / Personal Office Overload, Resumes, Essays. Call Bernice (416) 986-0653 SNOWMOBILE SEATS Recovered. Call 985-9904 AUCTION SALE SAT, JAN. 30th - 11 AM L Cc Janu, 1993-- 19 key to RRSP by Bill Bradburn The great debate on where to invest RRSP funds always accompanies the season known as Tax Planning Time. The large daily paper are filled with GRANDMA'S COMPANY offers Green Cleaning of Residences and Offices. All our ladies are criminally checked through the police. Bonded and Insured Chamber member. KNOCK YOUR SOCKS OFF SERVICE!!! (416) 986-0689 or 24 hr. Answering 725-9177 NEED A HAND? - Call Murray! Grass cutting, window cleaning, eavestrough cleaning, garden- ing. hedge and tree trimming, papering, painting, VAN CAMP CONTRACTING Sand, gravel, fill, limestone, topsoil, and excavating. Call 985-8469. Centre on McCowan Rd. Round dining room table, Tortiere Fidor Lamp, Stereo Set, Dining Room Chairs, Wall Clocks, Dishes, Glassware, Nestling Tables, Blow Torch, Primitive & Numerous BABYSITTING AVAILABLE Other pieces. in my home, reasonable rates EARL GAUSUIN Call Tina 985-4306 Auctioneer (416) 640-3079 AUCTION SALE DAYCARE PROVIDED in my home, mother of two Park setting Reasonable rates Call 985-3717 ing, garage, attic, basement and yard cl p and removal GAS & PLUMBING REPAIRS & INSTALLATIONS Fireplaces & Spas Complete Service Portside (416) 985-7754 RICHARD APPLETON Please call 985-0069 HOUSECLEANING SERVICE Reasonable Rates References available Call Karin 986-5779 Quality Painting, X Wood Refinishing, Texture Spraying. Plaster Repair Certihed, Insured, References available Phone (416) 985 9649 BOOKKEEPING SERVICES Receivables Collected. Inventory Counts, Reasonable Rates See me before you see your accountant KEEP TRACK ACCOUNTING SERVICES 985-3116 - Bob Jamieson SNOWPLOWING Reasonable Rates, No GST Call Jim 986-5892 3 Help Wanted MAKE a DIFFERENCE in a Child's Life, Today! Start your own Discovery Toys Business for $97 Call for more details Jeanette 985-0000 Candice 985-1561 CUSTOM DRESSMAKING by appointment, plus alterations Signature "M" by Minam Phone (416) 985-2882 BARB'S "AT HOME" SEWING everything from Drapes, Alterations, to Children's Clothing Reasonable Rates and Personalized Service Call (416) 985-3788 SEWING CLASSES for children 7 to 14 years, for teens and adults Sewing machines provided. 86 Chester Cres., Port Perry. Daytime Adult Classes and Teen Classes Sat 11 to 12 30, spaces available. All classes taught by Susan Scholfield, Hon. BA Sc , Family Studies. To register call (416) 985-3031 2 For Rent PRINCE ALBERT | nicely decorated and clean, 2 bedroom apartment in quiet, established area Includes fndge, stove, carpets, blinds and parking $675 / month plus hydro Call 656-3047 FOUR BEDROOM 2 storey home in Downtown Port Perry. zoned Commercial (C3). Suitable for business or family $895 per month, plus utilities. Call 985-2829 or 985-2676 TWO BEDROOM Main Floor Apartment, Central Port Perry, available March 1st. $700 plus hydro, no pets. Call Grant 985-4427 3 Personals HALL RENTAL - Immaculate Conception Hall. Available for i B FREE TRIAL SUBSCRIPTION ENDS MARCH! Soulmates Profiles § (sunections Network for sincere singles of Faith Network for discerning singles NO Home Sales Visits, Big Agency Fees or Pressures. Free Mail and Call Forwarding PREECE SENSES SEENEESEEEREEEREEES 2 Please send me Info Pack at No Cost or Obligation: NAME: . , Dances and Meetings. Please contact Father Charlie 985-7071 (TF) SPACIOUS 2 BEDROOM apartment, overlooking lake on Water Street in Port Perry. Available March 1st. Indudes appliances, custom window blinds and private balcony. Coin laundry on premises. $775. per month. Call Don Forder - 985-8471 from 9 AM to § PM and 985-7263 evenings. ADDRESS: Send to: Harrington Publications P.O. Box 453, Port Perry, Ontario L9L 1AS or Call (416) 986-CARE SESS EEESEEEENESESEEENERENES COMMERCIAL SPACE for rent, available March 1st. Ideal downtown location for small business. Utilities include. Call (705) 448-2474 SPACIOUS APARTMENT in Brooklin with private yard. Perfect for young working couple. Call 655-3474 days; 655-4546 evenings. Questions? We'll Listen. Divorce in 3 mths. $875. or Legal Aid. Rei 3. Hoenn 1s. 985-4087 | 3 BEDROOM HOME in Cannington, newly renovated, backs onto river. Large deck. Front porch. $750. / month, plus utilities. Call 705-432-2103, after 6 PM HORSE BARN for RENT 3 stalls, tack room, heated water, seven acres of pasture. Scugog Island - 985-0111 Thurs, February 18th - 5 PM at the Islander Banquet Hall on Scugog Island. Fumiture, Appliances & Antiques. Consignments Welcome PEARCE AUCTION SERVICES 655-8073 COCHRANE Auction Service selling ESTATES - REAL ESTATE FARM EQUIP - LIVESTOCK ANTIQUES - APPRAISALS Now booking Spring and Summer Dates. Woe also Buy & Sell Antiques & Good, Used Furniture, by the Housefull or by the unit (416) 985-2788 $4.00% for FEBRUARY 14th! Don't Be Shy! Tell Your VALENTINE How Much You Care ... .. for just $4.00* send a greeting to your Sweetheart through the classified word ad section of the SCUGOG CITIZEN. "$4.00 for the first 15 words, plus .20 c. per word over 15, plus gst. Greetings will be published in the Scugog Citizen on Tuesday, February Sth. Deadline for ad copy is Monday at 1:00 PM. All Sweetheart Greetings will be entered into a draw fora $50.00 Gift Certificate from Stables at Greystone. iews of the hottest performing investments of the past year. Mutual funds release performance statistics with the winners rewarded broad print publicity and free advertising. Adding to the confusion, managers of the best performing funds are asked for their favourite picks for the coming year. The investing public is led to believe each RRSP season that a handful of so-called "gurus" have un- locked the secrets of the financial markets. A trend has developed over the last few years advising stock purchases to be the mainstay of RRSP i I am ad. ly opposed to this idea. In fact, I will go so far as to say that most of us should not have any stock in our RRSPs. Historical studies will prove that a variety of interest bearing Bonds and GICs are superior performers over the long term than funds placed in Equities. Proponents of stock market investments point to the sparkling return of the stock market during the 1980's. And they would be right. During this unusual period, stocks have performed at a rate of 16 per cent. But taken over a longe period, the time required for retirement savings, the returns are a lot less glamourous. The 30-year gain stands slightly above nine per cent. Stocks require constant review and market timing. Few managers are credited with out performing randomly moving stock market indexes over the long haul. The sheer numbers of funds to choose from could make it as difficult to select the best performing mutual as it is to pick and individual stock winner. Further, past performance is no guarantee of future wealth. The glitter of spectacular one-year profits should not cloud the fact that stock values always cyclical. They could very well be depressed in value when the time comes to cash in for your retirement. The gains on stock market investments are given perferential treatment as capital gains when held personally rather than inside an RRSP. Compounding interest year in and year out takes all the guess-work out of where to put your funds. Interest rates are set each year and you can predict with assurance how your RRSP will perform. You can easily establish a sum that will be required for your retirement and set about budgeting with complete confidence. A variety of short and long term maturities will ensure the best possible average yields. When interest rates are high, lock them in for longer periods. The best part, though is compounding interest on your interest. The growth of your RRSP funds keeps on going and going, just like that battery driven rabbit. (Bill Bradburn is a resident of Scugog Township who has a working background in financial matters. His column appears on a regular basis in the Scugog Citizen. Any question or comments can be referred to the Citizen at 985-6397) Survival in hard times A North Durham Interagency Meeting, under the auspices of the North Durham Social Development Council, will take place at Port Perry Nursing Home, 16941 Lilla Street North in Port Perry on February 5th 1993 from 11:30 to 2:30. All social agencies are invited to come and participate in our Geographical Game.."Survival in Hard Times"... come and be part of our Recession Resolution. We will meet in groups, primarily from the townships of Scugog, Brock and Uxbridge, to explore ways and means of helping our clients cope with the hard times of the recession. As usual there will be registration and pre- luncheon mingle from 11:30 - 12:15, followed by lunch, in township groups, and a short business meeting before we get into the "Survival Game".