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» > 17, 1995 by GRANT MORGAN REALTOR med i Canada's National Housing Act mortgages have a financial conscience written into their conditions. Canada Mortgage and Housing Corporation, which administers the Act, does not want a borrower to get into a financial bind that would put him or her over their head. So, CMHC requires that a 32% gross debt ration (42% for duplexes) should not be exceeded in order to qualify for an NHA loan This ratio is based on mortgage loan principle and interest, on taxes and heating costs and, if applicable, 50% of condominium fees. In establishing gross income, 100% of a wife's income MAY be sdded to that of the Husband These figures apply to equal payment mortgages on singles and duplexes. There are many advantages to having an NHA loan. If you qualify for it, it is worth looking into. If there is anything I can do to assist you in the field of real estate, please phone or drop in at RE/MAX scugog realty Itd., 144 Queen 8t., Port Perry Phone (905) 985-4427 I'm here to help! There is no substitution for making informed decisions W. FRANK REAL ESTATE LIMITED " Serving Scugog and Area Over 30 Years OSHAWA * REALTOR 576-4111 W Fr arg REAL ESTATE LIMITCT John Wolters* SFEICER TN 986-4303 | BLACKSTOCK - 9 UNIT APARTMENT BUILDING Priced at $179,000. BLAGKSTOCK- 4.13 ACRE BUILDING Lot Ideal setting for your dream home. Priced at $60,000. 200 ACRES SOUTH of BLACKSTOCK - $249,000. 75 acres timber, remainder mixed bush and rolling land. 84 ACRES at SPRUCEDALE - $64,900. Mainly maple bush plus 10 year old cottage. JUST EAST of BLACKSTOCK \ 98 Acres of Vacant Li approximately 40 workable, balance bush asture - pond, stream. Great place to build. ass commuting distance. 505) 5764111 JOHN WOLTERS 1508) 576-4111 or os) 986.4303. ) NICE - TQ - NO Home C prin ESTATE & CLASSIFIEDS pron RENT | PYard Sales | | Thank You | CANADIAN TIRE YARD SALE "We wish lo stato our sincerest starts Saturday, Oct. 21st, 8 AM . Br own lunches. Any , October 22nd, 10 AM and Russell as well as the great i considered. Call 985-7754 Port Perry Plaza nurses and support staf at | T A [ Memorial BRIGHT FIRST EVER YARD SALE their immediate response and Clean three bedroom apar in at V&S D follow-up 10 our son's recent need (downtown Port Perry - $850 Store in Port Perry Plaza for surgery. Also, lo all Deans month. 985-3011, days or Sorday Daido October 21st, 8 AM friends and well-wishers, a big 985-3128, evenings. Sunday, October 22nd, 11 AM Listed below a EE T Sincorely - Bil & Norma VanCamp ow are MOVING SALE Sinomoly 38 No I -- -- some of the exciting Large Bachelor apartméni close io 284 Bigelow Street A big thank to mortgage options banks | conveniences. Available pow. For Gardan 100k. patio funiture who helped me celebrate my can offer that we can't: more information 9 ve, household ly. To my son Jim rihanna eet Oca: 21st & 22nd - 9 AM and daughter-in-law Cy. my ' APARTMENT for RENT one alEASE TO. OWN eee sister Cathy Houthuys » (alias Be $825. 10 $975. per month pulling of theBig Sur Surprise' ego 5 appliances. Call C b Coming Event a big thank you to all of my Sutton Group Lilestyle 718 g con a lates N the cards, gifts and phone LARGE ONE OPEN HOUSE calls. A big thank you to Allan and CTT ar, Sn Lp ) 25th | cusesToTRiY fom 5300 730 PM Tharks 1 Mike Duck lor baron We welcome parents and anyone TH ED ROOM APARTMENT interested in visiting the daycare "9. It uly was an evening of fun plus utiites. Available Nov. 1st lo come and enjoy an evening Lov £ Sturman with the staff al 399 Queen St, Port Perry. Call 985-0800. + KEN REINHARDT | Sot 5500 bor nonin includes 9854029 1-800-363-1396 comm ose ast B Real Estate ] 905-985-0651 Toll Free 1-800-775-8858 for the bast in home ingpocion References required, 1st & last "OLDER HOME . Call 985-3083 PRINCE ALBERT to thank the Port or nd UNITED CHURCH | Cacsarea Fire Departmen, P BEEF SUPPER SUN., OCT. 29th Two Settings Kathy Gury & Avie Wanrinkiot 5:00 0 i ors PM | © Please remember s$10.; ' to recycle Posies | THE CITIZEN Phone 985-3143 pass it on to your family and friends! two storey brick three PComing, Events | two three piece baths, large room Centre Friday, October 20th at 7:30 PM Information call 986-5196. Why not try , loa Cream Cake from a delicious . Sougeg T Lending Library. Kerr Chi Nancy 985.7173 HALLOWE'EN DANCE Caesarea Hall - 8 PM 10 1 AM Saturday, October 28th and mee Call 985-3337, ask for Tracy "660 SQ.FT. of RETAIL 144 Queen St., Port Perry (905) 428-1332 (905) 985-4427 REMIX" Scugog Realty Ltd. Working for the #1 Company in Sales (GRULEICE] 1S MY CHOICE. And listing your home will give you the fullest exposure possible CURGERNIVITES Listing Service. CALL YOUR CRAIG TAYLOR Associate Broker ' ) anit! Registered Ads ir SHORES BF LAKE Relocation o N ) Specialist uot EY or Office Space ayailable on Prizes Walter Street in Port Perry. tickets call 986-507 10r 966-5823 Unit has central air and includes ~~ ---------------- TS basement storage area. THE HISTORY of PORT PERRY Apply 10 : Don Forder and the Lake Scugog Basin Business hours 985-8471, by Paul - Talk #2 evenings 985-7263 Thursday, 19th, 7:30 PM rn ee ae Head Church, Museum! SHOP SPACE Grounds, Scugog Istand for rent, 2000 sq.ft., 550 volt, Peter Parry and the be of renovated for for store or off ices, elc. Also - office space available, reasonable rates Days 905-655-4544, Evenings 905-655-8989 mem mm eee pe EPSOM / UTICA 2 MINS. EAST of PORT PERRY et Dinner at Utica Hall Quality one bedroom basement, , October 27th, 510 7 PM. separate entrance, all included ls $10. ($12. at door); 50. October 31st. Children $5. ($6. at door) 705-324-8502 Preschoolers Free. Call JRE dg 985.9701, 852-9339, 985-6004 c 2 Bedroom Apartment in Triplex, PANCAKE BRUNCH storage shed - $756.00 Sunday, October 22nd + hydro and appliances. 11 AM to 1 PM, Masonic Hall, Call 985-2128, after 6 PM 320 Queen Street, Port Perry. by the Masonic Lodge ONE BEDROOM APT. and Order of the Eastem Star. in house, walk downtown, Come and bring the family. separate entrance, no pets. Ra aaa oid an 985-0223, afr S30. MARK YOUR CALENDAR! BACHELOR APARTMENT ano Original Cratt 4 pe. bath, and RH Commish garden, very Noro. Shor walk 0 2 downtown. vm. No smoking pats . y, October Teton. 985-7555 10 AM 10 4 PM Golden Anniversary DONALD & NORMA FREW Once a lovely young maiden named Norma Meta young man named Don Frew. On October 27th, 1945, she chose To change her name to 'Frew' foo! Thus this couple livecithappily after And throughout all the years remained true. They were blessed with five chidren Their health and too. Two sons and their families stayed on To work land with dad and his crew. . Their farming tradition has expanded - And their barns number more than a few. Thus 50 years have passed quickly And merry couple - Norma and Don Frew Would like to celebrate their Half Century And invite you all to a great 'Frew' do! In honour of Donald and Norma Frew's 50th WEDDING ANNIVERSARY their family requests the pleasure of your company ata Dance * Saturday, October 21st, 1995 at 8 PM in the Blackstock Recreation Centre. Best wishes only, please. 4