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. The Ontario Reformer (Established tn 18745 independent newspaper. pub- od sve} other Jas (Tuesday, Rutay oa fuse day afternoons) Oshawa, ne a, The Reformer inti wu ogy ag Company y arles M, dy, Presi- pr i Ape Director snd Treas- ures; A. RK, Allaway, Assistant Man- bi ta raver a ae GEO, A, MARTIN, « - | Editor 3: "SUBSCRIPTION RATES: ' livered by: Carrier 'in 'Oshawa or tall" anywhers 'in"Oatiada $3.00 W'yéar.' United States subscriptions $1.50 extra to cover postage, Single copies be. OSHAWA, TUESDAY, JUNE 6, 1922. OSHAWA "AGAIN IN THE LIMELIGHT Oshawa's position as one of the leading industrial centres of the Do- minfen: ef Opnada is again drawn at. tention to hy. the. leading editorial in yesterday's issue of the Toronto Globe. . In stressing an argument for the need of an immediate start being made on the buiiding of a customs house in the Queen City, The Globe quotes. from the Department of Customs the figures showing the re- venue derived from principal offices | in the Dominion, There are only 13 municipalities in. Canada with a revenue of more than two millicn dollars a yeap. Osh- awa is tenth on the list, with a re- venue for the year ending March 31, 1021, of $2,901,207.19, Ottawa, Reg- ine, and Calgary are the three places! below Oshawa, while those ahead, in order of the size of revenue are, Montreal, Toronto, Winnipeg, Van- copver, Windsor, Hamilton, Quebec, St. John and Halifax. it is noteworthy that the expenses of. collection in Oshawa are excep- tiopally small, being only $12,916 a year. 'This is $34,000 a year less than Regina, while Ottawa, which is next! lowest to Oshawa, spends $95,337 a year in. expenses. While this is a splendid showing] for Oshawa, both in revenue and in| the low collection cost, it is hoped that. the department is keeping be- fore it the growing importance of Oshawa as an industrial centre, and that a desire to keep down: expenses | will at no time be allowed to inter- | fere with the efficiency of the office. | AN ISOLATION HOSPITAL IS NEEDED Great advances have have been made in Oshawa in recent years in guarding the health of the public. Whereas a few years ago the expenditure on] this work was small, it has now grown to several thousand dollars 'a year. And the resultd are annually | accruing which show the wisdom of this expenditure. More and more it| is being realized, here as elsewhere, that that homely axiom "an ounce of prevention is worth a pound of cure" is just as true to-day as when first | uttered. Oshawa, however, even now Tre- quires greater facilities to protect the health. One of the outstanding needs at present is an isolation hos- pital. Even with the strictest sort of regulations there are bound to be occasional cases of communicable disease. It is desirable that patients so afflicted should be isolated, and lacking a proper hospital this is not possible. of the Board of Health that already | this year $300 had been spent in To- | tonto to defray the expenses of pa- tients sent there because of lack of accommodation here. This amount will be almost certainly increased before the year is out. be better to have this mosey invest- ed in buildings owned by the town? The money would be kept in Osh- awa, 'and there would be accommo- | often asked is, 'Wha {the Church?' It was Stated at the last meetin |g ures Would it not | tors are not devoting their attention to holiday activities greater interest will be aroused in civic elections, a condition which has always been de- sirable. \ BACK TO THE BIBLE Believing that there is no other foundation for the makfhg of a good citizen--for right thinking and right living--comparable with ithe plain teachings of the Word. of God, The { Reformer will, commencing with this isswe, publish a verse of Scrip- ture "in its editorial columns. . Tlie verses so used will be selected by the "Back to thé Bible Bureau," of Cincinnati, Ohio. This Bureau was. formed two years ago. Its objeetive then, as now, was to secure the co-operation of pub- lishers in an effort to reach the great masses of the people daily, with a helpful and inspiring Bibile message, and thus inculcate in the minds, of readers a greater reverence for the {Supreme Ruler, and a desire for bet- {ter things in Government and all in- dustrial and social relatigns, Since it was formed the kureau has secur- ed the co-operation of more than 1,000 papers on this continent in publishing Bible quotations, with a |combined circulatign of something [over 10,000,000. The work of the Bu- reau is non-sectarian in ts most ah- solute sense, EDITORIAL COMMENT "See Canada First" on your holi days this year. Take care of the pennies. If you are going to be pound foolish it's just as well to be at least penny wise. In the drama of life it takes a mighty quick study to jump in and takes the hero's role without re- thearsal. i smb In fishing for compliments many a fellow fishes with baited breati quite overlooking the technicality of baited hook. One of the puzzles of matrimony | is how six months of married life | lean transform an old maid into a Iyoung widow. Even ambition shoutd be sure- (footed. Many a man feels that he | bas the world at his feet, only to {have his foot slip. A quart of gasoline will propel an automobile four miles. A often causes four fire trucks and an {ambulance to run the 3ame distance. No man ever understood women, | ay the ancient aphorisms. But that | doesn't worry the men so much, for what perturbs them is the lingering {fear that women understand men The owner of the back Jot that is (filled with gaping tin eans, broken { crockery, wood debris and ash heaps is sure to be somewherg discussing the orderly adjustment of interna- tional affairs. BIBLE THOUGHT FOR TODAY Sure Guidance.--In all thy ways acknowledge Him, and he shall di- rect thy paths.--Proverbs 3.6. WHICH IS WRONG? Hamitton Bplay wh question is wrong with It might, however, be pertinently queried, What is wrong with the people ° The church of to-day im various ways appears {to be doing its utmost to fulfil its | mission, while many people exhibit either the pervisity of spoiled child- ren or the eymicism attached to har- dened unbelief. OPEN SECOND AOSY similar | quantity used for household cleaning } "OSHAWA, ONTARIO, TUESDAY, JUNE 6, 1922 EI Thomas. dutta oh i | LO.F. Has Large Assets and Reserves The following article is from the May issue of the "Insurance and Fin ancial Review" published in Toronto, which is somewhat of an authority on insurance matters: The valuation exhibit of the In- (dependent Order of Foresters, which is required to be filed with the vari- ous insurance 'departments of (he United States, has just been publish- ed if "The Forester," and it reveals a mobt satisfactory state of affairs in connection with tis great Fraternal Institution, The totai admitted assets of the order on the 31st of December last HORNER AT SAVOY Greater Facilities to Cater to Growing Business--Appre- ciated by Patrons = A progressive step, planned by the management of the Savoy for some time past, was realized on Saturday when a second Kozy Korner. adjoin: ing the one that has been in general use, was openetl to the public, and was visited by several hundred store patrons. A Reformer man visited the new place and found it to be the |gmounted to $43,763,828, while the last word in finish and comfort com-|pegerves, according to the Independ- modious and designed to meet the ont Order of Foresters' Consolidated needs not only of the Savoy in tak-|Act of 1913. stand at $42 123,882. ing care of its growing business, but 1, addition to this lability there is to provide a place where afternoon teas, or other private gatherings on a small scale can be held. This latter need has long been felt, as Mr. W. R. Alchin has frequent!y been asked for the use of his Kozy Korner in the afternoons particular- ly. No expense has heen spared to make the new addition up-to-date and comfortable in every particular, and that Mr. Alchin's efforts in that, line have heen appreciated was de- monstrated by the remarks passed by Saturday's visitors. The furnishings are the Same as in the original Kosy margin of safety up to practically Be aa li over and phove the amount of ., lo BD , incident- WErVES. Ie ve N we ally at a much lower figure than Mr.! [the reserves required for the protec Alchin could obtain them in Toronto, demonstrating that it pays to buy in Oshawa. The Savoy management are to be commended for their enterprise. np ------------------------ 000, while other liabilities are placed at $404,020. There is a net sick and accident "fund of $101,980, while the value of unpaid instalments on in- surance premiums at the end of the year was but $4,767. In addition to the admitted assets there are non- admitted assets of $2,413 6568, s0 as ia matter of fact the order has in addition a margin of safety of $618,- 679 of admitted assets, equivalent to 1.4% as well as non-admitted assets of $2,413,668, which would bring the tion of the insured in the order. | The benefits paid hy the order dur- {ing the year, for "benevolent work amounted to $3,083,033, of which ' $2,042,320 was paid to beneficiaries, while $1,079 724 was paid in old age pensions, In dis lability benefits the amount paid was A BIT (04 VERSE |i3ivo mt and in sick benefits $229,- ; 1632 so that will be seen from the |above figures that not only the living THE HOUSE BY THE SIDE OF THE | members who would ordinarily be in ROAD, {the greatest need---that is, old age There are hermit souls that live with- |received large sums in addition to drawn tthe amount which is also paid in In the peace of their self-content; |claims which fall due by death of the There are souls, like stars, that dwell |assured. apart The society "has paid out since it In a fellowless firmament; has been organized more than $74,- There are pioneer souls that 000 000, and when one their paths consideration the fact that of the Where the highways never ran-- |ninety-three fraternal societies on But let me live in a house by the side|roljed in the National Fraternal Con- of the road gress of America, the Indepenndent | And be a friend to man. Order of Foresters has the large st | I see from my house by the side of reserve of any society represented in the road, that great organization. It must also {be a source of satisfaction to the men at the head of affairs of this society | that, according to the strict-valua- The men who are good and the men [tion placed upon all "insurance in who are bad y {force in it, they have accumulated a As good and as bad as I. reserve more than sufficient to insure { would not sit in the scorner's seat, | Payment of all policies as they. fall Or hurl the eynie's ban, due, whether by death or old age. Let me live in a house by the side of EE mie the road TREATY THE FOUNDATION And be a friend to man. | New York World.--The British I see from my home by the side of [Government certainly wants peace lin the south of Ireland. There can By the side of the highway of Yfe. |, ;,6 doubt about that. But it is The men who press with the ardor of | 0 prepared to countenance acts at| hope, | Dublin in open disregard of the Lon- The men who are faint with strife, | 55, treaty least of all, out of con- But I turn not away from their smile: | sideration 'for Mr. De Valera's pres. | nor their tears- ; itige as leader of the opposition. In Both parts of an infinite plan; protesting at this jumeture it may Let me live in a house by the side of |;y0rt 3 more serious misunderstand- the road ling later. In any case, the London And be a friend to man. {treaty remains the sfoundation on | wrook-gladdened | {which any government to be erected |at Dublin must rest. wearisome | blaze Let me live in a house by the side of | the road Where the race of men go by-- I know there are meadows ahead. And mountains of p------ an.invégtment reserve fund of $6500, Volunteer (Continued from page 1). chasis would serve present needs, The day of the horse drawn fire-waggon was done in his opinion, Insurance Rates Outrageous Deputy-Reeve Mason, contended that fire fighting apparatus should be pur- chased cn a business basis, and the equipment improved, not by the pur- chase of appliances from time to time, If the latter course was carried out Council would never get the people io buy proper equipthent,. He believed in buying the proper truck, even al a cost of $15,000 or $16,000, and that while a bylaw had been defeated in January the people would eventually vote the money, The deputy-reeve opined that Oshawa today was paying outrageous insurance rates, but if a substantial reductjon could be obtain. ed by the purchdse of an expensive truck then he would say by all means get it, but if the Council continued to buy appliances piece by plece the rates would never come down, The Council' should consider the invest- ment of town money to save by it. The Fire Underwriters should be asked what they wanted the town to do to obtain an insurance rate reduction, Deputy-Reeve Hill, had little faith in the redustion of insurance rates hy the Underwriters who had outlined necessary before any reduction as Coun, Trick was not opposed to im-| proving the fire fighting equipment | which he believed was a very necessary step but he believed that the Councii| including maintenance | # takes into | should see that the right thing was} bought, Coun, Alger was glad that whik | some objected to buying the apparatus recommended by the committee all the Council was agreed that the fire fight ing equipment should he improved, | granted other towns would take place, | that a better water pressure and sev-| eral other costly improvements were] | The purpose of the committee in mak-| ing this recommendation was to im- proye the present equipment and vice at a very moderate expenditure, These Cases Rare Coun. Moffatt stated that the Underwriters were one of the arbitrary and strict bodies one hope to meet, and that cases Fire most could were ser-| | rare when towns or cities had obtain-| ed reductions in insurance rates by buying fire equipment, It was also hard to get from the Underwriters in writing any promise of an insurance | rate reduction. Reeve Morris was favorable to buy- ing the chasis recommended but want- ed some more information as to the | cost. Several other members of the | Council also took the view that more | detailed information should he forth- coming as to cost and what the new chasis would do, and the recommenda- tion was therefore referred back t- the committee for a further report, Want Fence Removed A petition was read asking for a concrete sidewalk on Simcoe Street South from 1st Avenue to Jackson Street. A piece of board walk now in | use was reported to be in a dangerous condition. The petition also asked that the Pedlar Peopie be required to |tuke the iron rail in from their | factory said to be encroaching on town | property and preventing people from walking on the east side of the street. One of those who signed the peti- | tion was A. J. Skingley, a former em- ployee of the Pedlar People, and be- tween him and Deputy-Reeve Mason there was a lively tilt. Addressing the Council Mr. Skingley contended that not only was the sidewalk, peti- tioned for several times, very neces- sary, but the fence in front of the Pedlar property, a part of it on the boulevard, was dangerous to people in that section, a number of serious accidents being narrowly avoided, while it prevented pedestrians from using the east side of the street, Deputy-Reeve Mason contended that the Pedlar People were willing to take down the fence, but their object and only desire had been to beautify that section of the town, grass having been gown and trees planted, If the factory had never been built there the pro- perty would have remained an eye- sore, as the contractors building the pavement had piled carth high on the east side of the street which the Ped- lar People had to remove at their own expense, The deputy-reeve stated that Mr. Skingley was a discharged employee of the Pedlar plant, dis- charged for a valid reason, and was therefore stirring up an agitation against the company, He charged Mr, Skingley with being a labor agitator from the ground up. After some cross-firing between the two, which the mayor ruled out of order, the petition was referred to the Board of Works, Now they hrew young acorns, {Great soaks from little acorns grow. Muskegon Chronicte, Resignation of Coun. W. B. Rowe Is Not Accepted Several weeks 380 Councillor W. B. Rowe, tendered his resignation to the Council and it was laid on the table for further consideration, Last night Reeve Morris brought the mat ter up stating that the resignation should be. disposed of one way or the other, as Coun. Rowe had asked regarding it. Without discussion a motion was passed that the resig- nation be not accepted. BURIED ON SUNDAY The funeral of Miss Agnes Keen, who died on Friday in Oshawa Hos pital, was held Sunday from her mother's residence, on Hickory street, Whithy, to the Union Cemetry Rev. W. Turkington of St. Andrew's Preshyterian Church conducted the services, The choir of St. Andrew's, Whithy, attended in a body, and two motor cars were required to convey the floral tributes. (1.8. press does not think much of Fielding's budget. That seems to make it unanimous. Toronto Tele- gram, Helping Your Business EEP your business account with this Bank, You will find us always read- ily helpful, with unbiased counsel and competent service, and adequately equipped to conduct all banking transac- tions connected with your business. Discuss your problems with our local manager, You will find him interested. il DOMINION BANK . N. HENRY, Manager. Manager. anager. OSHAWA BRANCH CEDAR DALE BRANCH, BROOKLIN BRANCH, 'w. H "SHEPPARD, . E. C. CROSS, VICTORY LOAN COUPONS We will cash your Victory Loan Coupons or place them to your credit in our Savings Bank where they will draw interest at 3), per annum, THE CANADIAN BANK OF COMMERCE PAID-UP CAPITAL RESERVE FUND = 13] $15,000,000 $15,000,000 . . OSHAWA BRANCH, H. E. Tylor, Manager. height; That the road passes on Siroueh the ---- long afternoon, And stretches away to the night | But still I rejoice when the travellers | rejoice And weep with the strangers that moan Nor live in my house by the side of the road | Like a man who dweils alone. Let me live in my Bouse by the side of the road Where the race of men go by-- They are good, they are bad, they are weak, they are strong, Wise, foolish--so am I, Then, why should I sit in the scor- ner's seat Or burl the cynic's ban? Let me live in my house by the side of the road. And be a friend to man. dation for persems afflicted in the future. £ tat { | A DESIRABLE ALTERNATE One of the amendments to the Municipal Act adopted by the Legis- lature this vear gives municipalities | the optiom of changing the date ot | the municipal elections. Voting in | muaicipalities now comes on New Yéar's Day. Inasmuch as this is a public holiday, and comes Suring the festive season, it has been found to be a somewhat unsatisfactory date. "The act, as amended, gives the | municipalities permission to fix the | polling day on the first Monday in December and nomination day om the last Monday in Nowember. Some objection to the change was voiced, AUCTION SALE Saturday June 10th ~~ At2P.M. Situated 3% of a mille cast of the Brosk house an the Base Line road. Lots already laid out. These: lots overlook Lake Ontario, ase high and dry, and are in an ideal building location. The offer of sale by auction gives every w: Oshawa a chance to procure a site for his own home at your own price. sewer runs only a short distance from this property. Jhe pavement is being laid Premiums paid monthly or yearly. I The Independent Order of Foresters Assets $43,753,328.00 A few examples: Issues 20 Pay Life Policies with disability clause, and gives cash Withidyaviel values, and automatic non-forfeiture features after only two premiums have been Pays sick and accident benefits at rate of $28.00 for first month and $46.00 monthly for next 5 months. a" 25--$5,000.00, 20 pay life, 30--$5.000.00; 20 pay life, 35--%5,000.00, 20 pay life, 40--4%5.000.00, 20 pay life, a" in In case of total takes a paid up Premiums the same and will run within a few minutes walk. Street cars will eventually sun up Ritson Road. Only a short walk from Pedlar's, Malleable Iron and Parke's Foundry. 25% of puschase price down, and three equal payments to cover a period of three months, without interest. discount for cash. 131 Eldon Ave. 10 JAS. BISHOP, George Metcalf, CR. disability at any time, all payments cease, the insured draws $3.500/00 cash and for women. permanent pojjoy for $1,500.00. Above figures provide for free doctor. FOR FULL INFORMATION APPLY TO A. E. Eagleson, Fin. Sect. 74 Bond East, Phone 972 Fred Gibbs, R.S. 217 Celina St. To any Member or to F. MULLETT, District Deputy, General Delivery, Oshawa.