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PORT PERRY STAR -- Tuesday, April 21, 1987 --- 19 And boy, it is busy ES a '3 4 $ _ - It's "pulling out your hair' time for people like Richard Lowe, 'a financial consultant who minds other people's business. See story for details. : IE ORT AUTO GLASS Co. ERRY & TRIM wo HB Windshields El Complete Upholstery BOAT TOPS -- BOAT SEATS EB Sunroofs ; ll Body Moulding = & Pinstripes == : 139 WATER STREET -- PORT PERRY | "CALL FOR YOUR APPT. ... 985-8507 | J ™ sCOUPON! | $ [ | CLAIMS......... 29.00 Off: REPAIRS TO: + Motorcycles (Stock & Performance) Lawn Mowers Outboard Motors ASK FOR JOHN ENGINE PARTS -- Domestic & Performance REBUILT ENGINES -- -» Domestic & Performance ASK FOR MERV 985.9345 179 Casimir St., Port Perry Money matters to N & R Saying "it's a busy time of year" for Richard Lowe is a major understatement. Lowe is up to his ears with work these days, thanks to the nature of his job, running a financial con- sulting business called N & R . Business Services. N & R (which stands for his children's initials, Nicole and Robert) provides accounting ser- vices, bookkeeping and payroll for small businesses and individuals, and a big part of Lowe's work at this time of year revolves around taxes "Right about now," he says, "it's insane time." N & R has been operating for nearly six months, but Lowe has been in the money business for at least two years prior. With an education based on finance (a B.A. from U of T in Commerce and Economics, an M.A. in Economics, Law and Finance from York University, and two years of his Phd. in finance), he's more comfor- table handling numbers and juggl- ing other people's money. "They may decide they're not go- ing to go with a bookkeeper and basically sub-contract out to me," he says " But 'at this time of year, the Burketon resident is wrapped up in taxes, taxes, and more taxes. "With tax law changes and tax reforms coming up, everyone is wondering what it's going to mean to them," he adds. 'They say, if | do this, 1st legal?" And while business is booming now, he's grateful for the slower time ahead of him -- summer. Still, even in the warmest months of the vear, things are still hot for Lowe. & Durham On top of his regular work for businesses, he teaches (what else) business at the Toronto School of Business. He has also taught at Ryerson, Durham, Centennial, York University, and a gollege in the United States. Obviously, there's a real need for Low&"s type of services. "There is a market, a relatively good market for work in this area," he says But there is one problem. His wife, Shirley, is expecting a third child this year. It could mean N & R Services changes it name to N & R&~" Leisure Sales (416) 986-4295 ~~» 7A Highway to Nestleton. on, Log home across from Rec Centre AAAS a a oY PATIO FURNITURE -- SPA & WHIRL BATHS WICKER FURNITURE -- POOL & SPA CHEMICALS ®pen Evenings and Weekends FVVVVVVVVVYVYV VV V IVY More often than not, he's hiréd by small or medium-sized businesses to do payroll, taxes, and books when a full-time bookkeeper isn't required. SAVING Spring's a great time to save on our - new line of powerful 45 to 85 hp* M-F 300 Series tractors. Make your best deal, then ask about the special sav- ings and financing options from Massey-Ferguson: Introductory discounts and your choice of | Low 7.9% APR M-F financing or -- ' 3 | Waiver of finance charges "to October 1, 1987 or J 4 Cash discounts 'Manufacturer s rated PTO horsepower Offer expires May 2, 1987. A ------ ma ------------ EXAMPLE ONLY (Sale on February 15 1987) Selling Price Down Payment - Balance to finance on February 15 1987 The arranged terms at 7 9° APR for four years -- four annual payments of to begin February 15 1988 with equal payments on February 15 1989 February 15 1990 February 15 1991 Total tnance charges at 7 9% APH 10 February 15 1991 Totat All Payments $20.000 00 6.000 00 $14 000 00 $ 421749 MORROW FARM EQUIPMENT 705-357-3121 Sunderland Ontario ww MASSEY-FERGUSON Where farmers ideas take root Af rawe ] cot, nena GNRITY Pa A 0 A 8 4 4 4 4 4 44 aa aa