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6 -- PORT PERRY STAR REAL ESTATE -- Tuesday, November 7, 1989 SSS Ci a Insurance protects your home (From page 3) policy covers insurance for both the dwelling and per- sonal possessions, the first step in deciding what premium a homeowner will pay is to determine an in- surance value for the house. House insurance is general- ly either under a fire or homeowner's policy. The cost of the land included in the purchase price, is not insured. Private, detached struc- tures, such as garages or tool sheds, are insured as an extension of your policy and amount to 10 per cent of the insurance carried on the main residence. Therefore, $8,000. can be included for your detached, private structures if your dwelling is insured for $80,000. Outdoor trees, shrubs and plants are insured up to a maximum of $250. per in- or 985-3398. 986-0055 for details. dividual item; lawns are not covered. This coverage pro- tects you against fire, lightning, explosion, impact of aircraft or land vehicles. riot, vandalism and malicious acts. Outdoor swimming pools and attached equipment, in- cluding fencing and or- namental lighting you might have are also covered under your dwell- ing policy. You should make sure, however, that the total amount of insurance on the building is adequate for all these needs. Under a homeowner's policy, glass breakage is in- cluded as part of the regular coverage. However, under a fire policy, or a limited homeowner's policy, glass is covered against all named perils ex- cept vandalism or malicious acts. OPEN HOUSE -- SATURDAY, NOVEMBER 11th--1to3PM DIRECTIONS: 78 Scugog Street, Blackstock BLACKSTOCK $199,900. Large family home with many ex- tras, well constructed brick and stone bungalow, 102 x 148' lot, 3 bedrooms, master with ensuite, bright eat-in kitchen, dou- ble attached garage. For viewing call Bonnie Steele 985-7386 - BALL POINT Under construction, 3 bedroom raised bungalow, 2 car garage. Fireplace in living 'room, cathedral ceiling, 2 walkouts to decks. Choose your colours. Lot 1 15x 261'. Area of good homes. $184,000. Call C. Malcolm Bliss 985-7386 or 985-3298. : WATERFRONT AT THE BACK DOOR Unique 1450 sq.ft. all brick, three bedroom home with fireplace and family room walkout. Still time to choose your cupboards, carpet and washroom colours. Won't last long at $249,900. with possible vendor financing. Call Ernie or Penny Duncan 985-7386 or JUST LISTED -- 1 ACRE Wooded building lot north of Port Perry, excellent site for your country dream home. Vendor will finance with 30% down. Listed to sell at $99,900. Call Ernie or Penny Duncan 985-7386 or 986-0055. Major building altera- tions or major renovations can affect your insurance. You should inform the com- pany if your home will not be occupied during those times. Additions and repairs are permitted and construction materials on your property are insured. Finally, don't forget to in- crease the amount of your insurance to protect your in- creased investment. For more information concerning house insurance contact the Insurance Bureau of Canada, 181 University Ave., Toronto, Ontario M5H-3M7. Phone No. 416-362-9528. This article is provided by the Ontario Real Estate Association (OREA) for the benefit of consumers in the real estate market. DID YOU KNOW your Dream Home could GETYOUR (ORV NDAD ON THE RIGHT TRACK. LOOKING FOR A NEW HOME? No need to look an further than the REAL ESTATE PAGES be listed this week in the Port Perry Star REAL ESTATE SECTION Don't miss out....Jlook now! PORT PERRY'S LONGEST ESTABLISHED [S1=F-N gals] | FRANK @LRRELL REALTOR TORONTO LINE 686-3931 Serving Durham Ragion For r= A:T: Tak] 112 SCUGOG STREET [=le]=RaN=]3-12h4 PORT PERRY 985-7386 Bonnie Steele .................. reseusnnorreRITSRHARRRRLR Res. 985-3398 Bruce Currie Res. 705-357-3392 Ann Elliott ....... Res. 985-8123 Valerie Hoffman . Res. 985-2526 David WOOAS ........coevemememeresenmnmmmnmessasesssanans Res. 986-4986 John WOMENS ....cveveeiniereninreeneincninenne .... Res. 986-4303 C. Malcolm Bliss Res. 985-3298 Garry ROYIE ....cccuivererenenunnccnnsnnnsnnaeseses Res. 985-3933 _ Christine Vanderniet ..........ccccoceeeiicnnciinnees Res. 986-0380 Ernie DUNCAN ...cccoceereieirinnrnrnensssscssssssanannss Res. 986-0055 Penny DUNCAN ......cccoeeneneninerisanssnnsanesianans Allan Bassett ........ Debra-Ann Taylor Sandi Kenny ......cccceererencncscnenes Susan Bryant .........oooeieinniiininninnnninns i Tom SCHEIN ...eerereeerecniirnerernese nessa snenssseesanes Steven Brouwer Mark SMH ....oooveeeeeinerneenese inane APPLE VALLEY $225,900. 3 bedroom, 1 year new brick and aluminum sidesplit, main floor family room with fireplace and walkout, eat-in kitchen overlooking family room, 12 baths, 4 pc. ensuite, upgrade flooring, trim and cabinetry, 2 car garage. For an appointment to view call Mark Smith 985-7386 or 985-3110. - of this newspaper. Whether its a new home, cottage, farm, . =n bullding lot or ca Investment property. JOHN VERNON you'll find it In the 285-7371 dito PORT PERRY ( enh {7A STAR Wr pi REAL ESTATE GERRY MEHARG LTD. Member Broker SECTION IRREGULAR WATERFRONT 3 bedroom cottage fully furnish- "ed, 3 piece washroom, detached garage on 72' wide lot just 15 minutes from Port Perry. Hurry on this one. Won't last long at $119,900. Spring closing possible. Call Penny or Ernie Dun- can 985-7386 or 986-0055. 085-7386 or 985-9415. UTICA AREA 4 bedroom Century home on 49 plus acres of rolling hills with captivating view of countryside. Formal din- ing room, large country kitchen with woodstove, main floor laundry room, separate 3 car garage. 60 x 38' barn and 50 x 57 steel barn. Offered at $550,000. Call Tom Schell today ONLY $15,900. DOWN Canal front starter, 2 bedrooms, eat- in kitchen, living room, 3 pc. bath. In area of permanent homes. Detached garage, well maintained. Asking $124,900. Call C. Malcolm Bliss 985-7386 or 985-3298. 96.86 ACRES, KINMOUNT AREA over 1000 feet fronting on year round township road. Breathtaking countryside complete with hardwood bush, rolling meadows and its own creek. Ideal _ for cottage or retirement. Priced at $72,900. Call Debra-Ann Taylor 985-7386 or 985-8881 for more details. VACANT INDUSTRIAL LOT 1.05 acres zoned M2. $90,000. Call Susan Bryant 985-7386 or 985-2014. BRAND NEW LOG HOME 12.5 acres of nature and quiet seclu- sion, 2 trout streams, deer and wild turkeys plus 3 plus 1 bedrooms, cathedral ceiling, walkout from kitchen and base- ment, oak cupboards. Large front deck and many more features. Back to nature price $349,900. Call David Wood 985-7386 or 986-4986. SEAGRAVE $235,000. Neutral decor in this 3 bedoom bungalow, sunken family room, two 4 piece bathrooms, separate dining room, walkout to deck from kitchen. This won't last, call Christine Vanderniet 985-7386 or 986-0380. 110' OF NONQUON RIVERFRONT, $233,000. Unique layout, scenic view from this fully furnished 3 bedroom home, two 3 pc. bathrooms. For more information and to view call Christine Vanderniet 985-7386 or 986-0380. OPEN HOUSE -- SATURDAY, NOVEMBER 11th --1 to 4 PM Directions: 29 Lilla Street, Port Perry PORT PERRY Clean 1: storey, 3 bedrooms, eat-in kitchen, finished entrance porch with closet, unfinished loft, detached insulated, wired garage. Walking distance to all amenities. $169,900. Call Steven Brouwer 985-7386 or 986-0687. NESTLETON, 100 ACRE DAIRY FARM 36 x 120" main barn, 54 x 94' feed barn, stable cleaners and pipeline milker, 3 silos and unloaders, grain and feed bins. 4 bedroom, 2 storey home. Quota, cows available. Asking $425,000. Call John Wolters 985-7386 or 986-4303. } HIGHWAY LOCATION, NESTLETON 175 x 225' treed building lot, creek running through property. Asking $95,000. Call John Wolters 985-7386 or 986-4303. BUILDING LOTS 3 scenic building lots for seasonal homes with lake access. Located just east of Port Perry on Scugog Point. Only $35,000. each. For more details call Steven Brouwer 985-7386 or 986-0687.