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WL ER » , at I oo - be ecco Yew Me. TINY ry LER Le hd PAGE FOUR THE OSHAWA DAILY ' TIMES, SATURDAY, JANUARY 12, 1929 Che Oshawa Baily Times YHE OSHAWA DAILY REFORMER (Established 1871) h, An independent newspaper published every after moon except Sundays and legal holidays, at Oshawa, Canada, by Mundy Printing' Company, Limited; Chas, M., Mundy, President; A. R. Alloway, Secretary. The Oshawa Dally Times is a member of the Cana. dian Press, the Canadian Dally Newayapers As + sociation, The Ontario Provincial Da and the Audit Burean of Circulations, SUBSCRIPTION RATES Delivered by carrier: ¥c a week, By mail (ont side Oshawa carrier delivery limits); in the Counties of Ontario, Durham and Northumber. land, $3.00 a year; elsewhere in Canada, 84.00 a year; United States, $5.00 a year, TORONTO OFFICE 407 Bond Building, tf Temperance Street, Tele phone Adelaidn 0107, H, D. 'Tresidder, repre. sentative. REPRESENTATIVES IN U.S, Powers and Stone, Inc, New York and Chicago, = SATURDAY, JANUARY 12, 1929 TEES AUTOMOBILE insURANCE RATES . It seems to us that the automobile insur- ance companies are making a gerious mis- take in increasing the rates for insurance by 25 to 50 per cent, Under the new sched- ule a premium on four wheel brake coaches, for example, which now stands at $69 gross, will be raised to $117.25, The heavy increases can only have one effect, and that will be to reduce the amount of insurance carried, as owners of cars who are not much inclined to insure anyway will certainly cut out the insurance at the higher rates, Either the very large increase in rate that is proposed is not justified, or else the insur- ance companies have been doing business at a tremendous loss, and we are not inclined to think the latter is the case. It seems to us that the Insurance Depart- ment of the Province of Ontario should have some supervision over rates in the interest of the public as well as in the interest of insurance companies, The insurance companies defend the new rates on the ground that there have been so many automobile accidents resulting in claims for damages that the companies can no longer do business at the old rates at a profit. If this is true then we presume the insurance companies feel that one or other of two things must happen if they are to stay in business, either the premiums must be increased or the number of accidents must be reduced. But why not take some action in the latter direction? So far as we know, the automobile insur- ance companies have never indicated any particular interest in assisting to bring about a reduction in the number of automo- bile accidents. We do not recall that they have been represented in the educational work for safer traffic led by the Department of Highways and with which the Safety League, boards of trade, police departments, municipalities, Ontario Motor League and many other organizations have co-operated. If the insurance companies would spend a little money to assist in educational work to promote safer driving and also take steps on their own account to eliminate one light drivers and other forms of recklessness, they might be able to get along quite nicely with the present rates. The automobile insurance companies would not be breaking new ground in doing this. They already have the example of the life insurance and fire insurance companies along similar lines. Why do inspectors from fire insurance companies make periodic in- spections of insured premises? Why do life insurance companies employ nurses, send out health literature, advise the public what to do when an epidemic such as the flu is raging, and otherwise promote good health by educational and practical methods? Simply because they find that it helps to re- duce the hazard or risk which they are car- rying and in that way helps to make profit for themselves and also keep. down rates to the public. But we have never heard of an automobile insurance company -doing any more than sitting back and saying, "Well, there are too many accidents, so we will have to boost the rates." If the insurance companies can show that they are co-operat- ing with other agencies to reduce the num- ber of accidents; or working along indepen- dent lines as they may see fit, then the pub- lic might possibly feel that they are getting a square deal, but unless 'and until they do that the public is quite justified in feeling - that the automobile insurance companies J are a good many years behind the 'fire and life insurance companies in their method of doing business. The matter as it stands now calls for investigation by some authority other than the companies themselves, and if the Insurance Departments of the Province and Dominion are worth maintaining they ought to step in at this time and see that the interests of the public are protected, INTEMPERANCE Public attention has been so long centred on the intemperate use of alcoholic bever- ages that the word "intemperate" has lost its broad meaning among a gredt part of the populace, If one were to ask the average person to define the word the definition most frequently given would be "to drink to ex- cess," or something to the same effect, Compare' this popular understanding of the word with its definitions as found in Webstei's dictionary : "Indulging any appetite or passion to ex- cess; immoderate in enjoyment or exertion; ungovernable; immoderate, inordinate; as, intemperate language, zeal, etc." So it becomes evident that one may be in- temperate in many different ways, There are intemperate eaters, intemperate smok- ers, intemperate workers, intemperate sleep- ers, intemperate idlers, intemperate spend- ers, intemperate talkers, intemperate think- ers, intemperate reformers; and finally there may be intemperance in anything. In an essay on "The Evils of Intemper- ance" appears the statement: "The history of mankind has shown that {intemperance is the greatest evil which has afflicted the human race." Victory in civili- zation's war against intemperance in the use of intoxicating liquors will not abolish all in- temperance, There are other forms of in- temperance equally devastating and intoler- able, CREDIT It is a commonplace of banking that real assets and collateral are not the true founda- tions of credit, If they were, business would be cramped and tied, enterprise would be handcuffed and new ability would go beg- ging. For the real basis of business is per- sonal credit; the reputation of the indi- vidual, built out of his record, his capacity and character, On the reputation of a man others will risk far more than a loan or an indorsement, They will pledge their best labors, their hopes and futures and their own heart's de- sire to join this venture. Men will even dedicate their lives to a high cause for the sake of faith in its leaders, For it is the spirit of a man in which we place our trust, and serve it with loyalty and confidence that no lesser resources can command. We build for ourselves this balance of credit with our fellows out of daily deposits, large and small. We build it out of fair dealing and sincerity, of kindness and cour- tesy, of cheerful labor and willing sacrifice for things worth while. It is our greatest asset, and by it we may command what we need of the help and strength of our companions. It has also this spiritual advantage: that it is its own re- ward and satisfaction and one which we shall carry with us into the supreme adven- ture of eternity. EDITORIAL NOTES A man is also known by the lawyers he keeps. The average man's idea of a democracy is one in which the upper crust gets done. kit of Verse A CREED I will start anew this morning With a higher, fairer creed; I will cease to stand complaining Of my ruthless neighbor's greed; I will cease to sit repining while Duty's call is clear; I will waste no moment whining, And my heart shall know no fear. I will look sometimes about me for The things that merit praise; I will search for hidden beauties That elude the grumbler's gaze; I will try to find contentment in the Paths that I must tread; I will cease to have resentment When another moves ahead. I will not be swayed by envy When my rival's strength is shown; I will not deny his merit, but I'll _ Strive to prove my own; I will try to see the beauty spread Before me, rain or shine-- : I will cease to preach your duty and Be more 'concerned with mine. --O. M. in Montreal Star. By James W. Barton, M.D. CALMING A VIOLENT PATIENT A man over six feet tall and pow- erfully built was brought to a men- tal hospital tied hand and foot. He showed every evidence of a struggle, and the four young men who brought him felt very much relleved when he was handed over to the care of the institution, They were pretty well battered up them- selves, : The superintendent told the young men that they could see the patient in a few days and that he would be able to return to his home in a short time, that {s within the time sufficient to build bin up physically, In three days the young men re- turned and saw this powerful and hitherto violent man walk quietly into the room accompanied by a nurse about five feet in height, The superintendent advised the young men that in future they were not to irritate the patient, and to be kind but firm in thelr every- day contact with him and they were not likely to have further trouble with him, What had the superintendent done to accomplish this apparent miracle? Simply long continuous haths of three hours each, every day. Now what is the effect of heat upon the nervous system? Dr, J. H. Kellogg tells us that very short hot applications excite the brain, nerves, and nerve cen- tres through impressions made on the skin whereas prolonged general tion of brain and spiaal cord. Warm and hot applications lesser general nervous scusibility to a remarkahle degree, This will explain why there seem to be a few individuals to whom the hot bath at night acts as a stim- ulant and they find themselves un- able to sleep; they are very bright and alert after the bath, So if you have not found that the hot bath at night helps you to get off to sleep try remaining 1n the bath a little longer and that feeling of languor and tiredness will likely steal over you. Remember then that after a strenuous day of mental or physical effort instead of using a quieting drug, try the 'prolonged hot bath." (Registered in accordance with the Copyright Act.) STUDENTS ARRANGE INTERCHANGE PLAN Canadian Universities Will Exchange Undergradu. ates Next Year Montreal, Jan. 12.--With the object of giving Canadian univer- sity students a more intimate knowledge of Canada as a whole, the National Federation of Cana- dian University S.udents 1s now formulating a scheme which will permit undergraduates to inter- change in universities across the Dominion, and in r:ost instances the visiting students will have their fees remit.ed. L. C. Carroll, member of the executive council . of the federa- tion, who recently attended the conference held at Queen's Univer- sity, sald that the scheme is mak- ing rapid headway. The major conditions are that students desiring to exchange must be in their third year and must return to their home university outside their particular section. The Dominion is divided into four sections: The Maritime group con- sisting of Dalhousie, Mount Alli- son, Acadia, St. Francois Xavier and New Brunswick Universities; the central group is made up of Bishop's, University of Montreal, Macdonald College, McGill, On- tario Agricultural College, Univer- sity of Toronto, Queen's, McMas- ter ,and University of Western On- tario; the Middle West group com- prises the Universities of Manitoba, Saskatchewan and Alberta, while the final seciion consists only of ihe University of British Colum- Scholarship, maturity of thought, personality, standing in athletics, interest in student af- fairs and speaking ability will be considered when applications are received from those students de- siring to exchange. ™ hot applications give rise to exhaus- | CANADIAN WHEAT BiG FACTOR IN THE TRADE YEAR Marketing Of Crop Now Takes A Year And Stim- ulates Business Toronto, Ont.,, Jan, 12.-- The fields of Western Canada produced in 1928 a larger crop of grains thun ever before in the history of the country, in spite of frost damuge which occurred just before cutting. and which besides reducing the gratle of a great deal of the wheat materially reduced the yield, Hon, T.. A. Crerar, president of tlie Un- ited Grain Growers, writes In the annual financial review of the Globe, It is probable, he continues, that the total quantity of wheat when all returns are in will exceed 500 million bushels by a considerable margin, That is more than twice what our wheat crop was expected, on the average, to be in the years before the war and greater by 200 million bushels than the average tor the 10 years preceding 1927. The frost damage, besides reducing the yield, lowered@ithe grade of a high percentage of @he crop. In addition wheat prices are on a considerably lower basis this year than in any year since 1923 so the vear's pro- duction 18 not proving as profitable as was earlier hoped, On the whole the year's production prohably pro- vided a fair net return over cost, although there were a considerable number of individual farmers and certain districts hardly so well off at the end of the year ms at the beginning. Year to Market Not many years ago the market- ing of the Western Crop anl the |gpending of the proceeds was to a large degree carried on in the fall months of the year, With the in- creased crops we are now produce ing, which form a much larger part than formerly of the total interna- tional trade in wheat and flour, the marketing of our crop extends through the whole year. Instead of providing a temporary stimulus to Canadian husiness for a few bplef months, as was to & considerable extent the case not so many years ago, the marketing of our crop pro- vides a major stimulus to Canaaian | business through the whole year. { That fact should be borne in mind {by those who have experienced som» (measure of disappointment in the |resuits so far apparent from West- ern business. i Outlook Good On the whole, although present prices are somewhat disappointly low, the market outlook for Cana- |dian grain can be considered satis- J Both world population and world consumption of wheat seems (to increase steadily. Although tem- porary periods of apparent world surplus of wheat may be encount- ered, jt is altogether likely that Western Canada can find a satisfac- tery market not only for continued production of wheat from her pre- sent crop acreage, but also from the largely increased acreage that is likely to be in wheat before many years, " It is true that Russia remains an unknown factor and that part cf the present existing market for Canadian grain is due to the fact Russia is no longer able to export grain, and Indeed seems to find difficulty in feeding her own peo- ple. There seemsggto be no indi~ation however that RuMsia will be able in the near future to recover her place in the world's grain trade and be- fcre that can happen there is a rea- sonable likelihood both of increas- ed world demand for grain and a tendency towards decreased pros duction in some countries, notably the United States. MINISTER TO TOKIO Ottawa, Jan. 12--Major George Washington Stephens, of Montreal, is out of the running for the Cana- dian ambassadorship at Tokio and Hon. Herbert M. Marler has been chosen. Premier King announced Fri- day evening that Mr. Marler would be recommended to His Majesty for the post, TT En Se 5 THE WORD OF THE LORD--- Hear the word of the Lord, ye that tremble at his word; Your brethren that hated you, that cast you out of my name's sake, said, Let the Lord be glorified : but he shall appear to your joy, and they shall be ashamed. --Isaiah 66.5. PRAYER--Blessed are they that are persecuted for righteousness sake, for theirs is the Kingdom of heaven, Members Toronto { Cassels, Biggar, Tarner & Crawiord Stock and Bond Brokers ESTABLISHED 1902 Stock Exchange Associate Members New York Curb Market 4 Direct Private Wires to New York and Toronto Quotations Boarded on New York, Toronto, Montreal and , Standard Mining Exchanges OSHAWA OFFICE Telephone 2000--% | _ Alger Building, Opposite Post Office F. G. CARSWELL, Manager BLYMYER IS. FOUND ' GUILTY OF MURDER Boy Who Thought He Was Bewitched Given Life Sentence York, Pa., Jan, 12,--~John Blym- yer, the lad who thought he was bewitched, has beef convicted of first degree murder and ordered sentenced for life imprisonment be- causé he and two companions had killed Rehmeyer, 58-year-old con- juror, The jury deliberated an hour and 29 minutes, took three ballots and on the third had formed an un- divided opinion that Blymyer, witches or.no witches, must suffer for his crime. York does not approve generally of the death penalty, so the ver. dict .constituted in _actnality the heaviest penalty which could be expected. Blymyef was only slightly affect- ed. "They went a little heavy," he sald after court adjourned, 'but I feel a lot better, I'm much hap- pier, The spell is off of me: I'm not bewitched any more." Enjoying his freedom from the sinister charms of the 'evil spirits, he was led back to jail by his guard, The verdict was reached at 7. p.m, The first ballot had stood' 11 for first degree murder with lite imprisonment, and one for cap- ital punishment, The second ballot stood 9 for ljte imprisonment, 'two for second degree inurder, and one for acquittal on the grounds of in- sanity, The third was unanimous as rendered, It was 7.40 p.m. when Blymyer wag led into court and Judge Ray B, Sherwood ascended the benih, On demand of Herbert Cohen, Blymyer's counsel, the jury was polled. Each member affirmed that he was in accord with the ver- diet, Cohen then filed formal notice of appeal, and sentence was post- poned for four days. Cohen said later he desired time for considera- tion before he could say dfinitely whether he would go through with the appeal or not, MINISTER WEDS CHILD-BRIDE 'A. L. HUDSON & CO. MEMBERS ; CHICAGO BOARD OF TRADE WINNIPEG GRAIN EXCHANGE STANDARD STOCK and MINING EXCHANGE NEW YORK PRODUCE EXCHANGE (As'te) OFFICES AT:-- DIRECT PRIVATE . TORONTO, ONT YIRE CONNECTIONS 11 KING ST. WEST, TORONTO TELEPHONE: ELGIN 1104 Burns & Co., Limited 6% Cumulative Preferred Stock PRICE: 100.0) and accrued dividend, yielding. ..6,00% we Each preferred share carries a bonus of Y share Common Stock and a warrant to purchase an addi. tional 4 share. This is the largest and most important company supplying food commodities in our Canadian West, where it pioneered the chain store business. The company's activities also extend to Europe, the West Indies and the Orient, Business for 1928 will show an increase of more than 309% over 1927. Money placed in such a sound Canadian enterprise, established for 38 years, is well invested. Purchasers of these preference shares will obtain a good return on their capital and will, through the common shares received as a bonus, participate in the future pros- perity of thz company. ; Dominion SEcurITIES CORPORATION LIMITED Established 190] WINNIPEG E. R. Wood, President VANCOUVER Head Office: TORONTO, 26 King Se. £ F. J. REDDIN, Representative Telephone: 280¢ MONTREAL LONDON, ENG, 23 Simess Sweet North Oshaws Ontario village of Carbondale debated heatedly today the marriage of « blind, 54-year-old pentecos al minister and one of his faithful Sunday School pupile, said to be | only 11 years old. Rey. Joseph Benton, sightless | the greater part of his life, was' married last week to Selinda Glendenin. In obtaining the license Selinda gave her age as 17, but schoolmates declared she was only 11, | Opponents to the marriage charged that the minister had ex- erted religous influence to gain, the consent of h# child-bride, | Carbondale, Iil, Jan. 11.--The! ~ StoBIE-FORLONG © STOCKS BOUNDS GRAIN Head Office: Reford BAY AND WELLINGTON STS S. F. EVERSON, Local Manager Private Wire System 11 King Street East, Oshawa ~-- Above C.P.R. Office Phones 143 and 144 A SIX IN THE PRICE RANGE OF THE FOUR LE fatigue. THOUGH the new six- develops 329% more power with higher speed and faster acceler- - Jmoothness Never Before Achieved in a Low-Priced Automobile . oh mn , and mew automatic The entire car has been further and improved. its outstanding feature of performance is a degree of smoothness never before 'achieved in any low-priced sutomobile. You can drive and ride for hours without any sense of .. "The mew power plant has many unusual features, such as new sion cylinder head, new acceler- new Chevrolet Six is built and how smoothly it: perf C-12-1-298 Ontario Motor Sales, Ltd. Oshawa and Whitby, Ontario PRODUCT OF GENERAL MO TORS OF CANADA, LIMITED R"