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PORT PERRY STAR - Tuesday, February 13, 1996 - 11 Mutual Funds: The choice | investment of the 1990's Mutual funds have be- come a very popular way to invest. Every working day of the year, millions of dollars are directed into Canadian mutual funds ple contribute. This pool is managed by professional money managers, who in- vest in everything from treasury bills, bonds, shares in Canadian and by novice and sophisticat- jnternational corpora- ed investors alike. Part of tions to more esoteric in- the reason for the over- vestments like currencies, whelming popularity of futures and commodities, mutual funds is that these depending upon the na- investments are easy to ture ofthe mutual fund. understand. These money managers Quite simply, a mutual = have one fundamental ob- fund is a pool of money to jective; long-term, consis- which large groups of peo- tent performance for all of : There Are A Lot OF Ads For RSPs Out There. Here's Why This One Is Different. In a nutshell, at Laurentian Bank we make it easy. i We help you plan your retirement strategy with our free, personalized projections, so you know exactly how much to invest yearly to reach your goals. Bm We feature a wide selection of more that 35 well-established mutual funds to help you diversify your assets, and we identify your investor profile so you invest in only the most suitable funds. B We offer you our Tactical RSP*, which conveniently groups all of your Laurentian Bank RSP investments, including savings bonds and mutual funds, into one easily-administered portfolio on one clear statement. As you can see, we're the bank that makes your retirement planning both profitable and casy. *Trademark of Laurentian Bank of Canada For more information, just contact your branch RSP representative. - 165 Queen Street research, and a great deal your investments. For all but the largest investors, full-time professional dis- cretionary investment management is hard to find. It takes experience, of time and money. There- fore, for many investors, the™most convenient and economical way to com- bine these attributes in one easy investment is in the form of a mutual fund. The costs of professional management are low, be- cause they are underwrit- ten by many investors. Professional money managers must keep a vig- ilant eye out for market opportunities and chang- es, while at the same time balancing investment growth and risk. While a mutual fund still allows you to control your money as an individual, it gives you the decided advantage of top-notch professional management, an advan- tage not otherwise availa- ble to sinaller investors. Mutual funds can play a partin almost everyinves- tor's portfolio, whether it is small or large, but the type of fund you buy will ultimately depend upon your individual objectives. You should contact your Financial Advisor today to discuss the suitability of mutual funds in your in- vestment portfolios. Courtesy of, Deanne McFadden. Midland Walwyn ~ Compare these returns with your GIC. Industrial Income Fund: Consistently Better since inception 1 year 3 year S year 10 year 188% | 9.8% | 108% | 10.0% Sept. 1974 10.3% simplified prospectus. Obtain a copy from us and read it carefully Looking for a secure investment? A GIC fills the bill. Looking for preservation of capital and superior returns? Historically, GICs have come up short. For more than 15 years, Mackenzie's Industrial Income Fund has been the choice of return and safety conscious investors. As advisors, we believe the Industrial Income Fund portfolio - combining government and corporate bonds and selected equities-- is a timeless investment solution. For more information on this and other income- building investment opportunities from Mackenzie, plcase call us today at the number below. Building Financial Independence ROBERT J. GOW I'll Simcoe St. N. | Oshawa, Ontario LIH 7M9 11) y Phone: (905) 434-7156 RICHARDSON 1-800-267-1522 | GREENE clos Important information about this offering is contained in the Fund's before investing. Unlike GICs, mutual fund investments are not guaranteed. The indicated rates of return to December 31, 1995 are the historical annual compounded total returns, including changes in unit value and reinvestment of all distributions, and do not take into account sales, redemption or optional charges payable by an investor which would have reduced returns. Past performance is not necessarily indicative of future returns. Capital Inc. Oshawa Contribute to your RRSP now of compounding. The sooner you start investing in your future, the sooner that future will be realized. For more informaton. call: to take advantage of the power ® I YEAR pfs RS YEARS [OYEARS IRINIARK CANADIAN FUND performance as of December 31, 1995 I \R 3 YEARS BRINIG [OYEARS 985-8435 fe. LAURENTIAN BANK OF CANADA We make it easy. ROBERT J. GOW II] Simcoe St. N. » Oshawa * Ontario * LIH 7M9 Phone: (905) 434-7156 « 1-800-267-1522 \ Ns inte foros) Clrtored Aco ants ae nocabenmnad compounded sates of ict \ ' dM bettors CHACON HTH Cie dl dis Drtrons somvesiod They ae no! take ome account sales han N\ \ or admit raron feos peivable boo ddors whieh wondd have odin cd vottons Pos Dorformance In CATRIMARK cd anton fut vosiebes Youre ant vali coed 1 stove ve tron ac oe ran Important mfermation lk tin MU) LJAL FUNDS mut tof find Iccontamed mos ih fio dd EPras tus which should hy toad can fully gon mvestimy | OPES of the prospects an avarlably fron in ini ral he sor Dsted above on frome Toman de Incest Management hn Kaeo wl abomn nh \ t WN cen En Yoneda Tonk Inv cst mt Aan We Manage. To Outperform.