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10 - PORT PERRY STAR - Tuesday, February 1, 2000 "Scugog's Community Newspaper of Choice" Trotter nominated fo By Heather McCrae Port Perry Star For the fourth time in his harness rac- ing career, Mike Wade has had a race- horse nominated for an O'Brien Award. Corn Cob Conch, a six-year old gelding, has been nominated for an O'Brien Award by Standardbred Canada in the Older Trotting Horse category. This citation, which honours Canada's best in harness racing over the past sea- son, is named in honour of the late Joe O'Brien, an outstanding horseman and a member of the Canadjan Horse Racing Hall of Fame. The bay gelding has proven his worth since Mr. Wade bought him as a yearling four years ago. "We paid $12,000 for him, not a bad price considering he's made almost half a million dollars in his lifetime earnings," said Mr. Wade. The trotter didn't prove his strength and stamina overnight. A = he r prestigious O'Brien Award Canadian horse, won the prestigious Elitlopp in Sweden in 1992. Later, another racer, I'm No Walton, was nominated as a three-year-old trot- ter. The other horse nominated for an O'Brien Award this year in the Aged Trotter category is Goodtimes, an animal that is no stranger to Mr. Wade: "His owner-trainer, John Bax, is a good friend of mine and often the horses are trailered together to the track." Goodtimes, a nine-year-old bay geld- ing from Peterborough and a winner of $552,803 in 1999, won the Maple Leaf Trot at Woodbine and the Frank Ryan at Rideau Carleton. While Corn Cob Conch came second in both these events both horses share in setting a track record for trotters with a 1:53.2 clocking. Other people responsible for Corn Cob Conch's achievements are his drivers and groom. Mike Saftic has been the Th ei ie ial ti oR "We bought him as a yearling, and raced him first as a three-year-old. But he really came on strong as a four-year-old," said Mr. Wade. He feels it's the horse's gutsy perfor- mance last year that has made him eligi- ble for an O'Brien Award nomination: "He was the second highest money earner for aged trotters and equalled the Canadian Mike Wade with Corn Cob Conch, nominated for an O'Brien Award. record for speed for aged trotters in Canada, as well," said Mr. Wade. "He's got a lot of spunk. Whether training or racing, he likes what he does and gives all he has to give." The horse comes from good racing stock; his mother, Worthy Stephanie, once owned by Port Perry's Peter Heffering, has been nominated also for an O'Brien Award as Broodmare of the Year. Of the four times Mr. Wade has had horses nominated for an O'Brien, he has claimed victory twice. Two trophies were awarded to his famous trotter Billyjojimbob a few years ago. And racing fans will also recall when BJ, the only horse's steady driver, but when he was | laid up for a while due to a track injury Paul MacDonell took over the lines. Since Corn Cob Conch came to the Little Britain stable, Duncan Brock has been his sole caretaker. "Duncan's fan- tastic with all the horses. It would take two good men to réplace him," said Mr. Wade. The winners are to be announced Saturday, Feb. 5. ' 10 EAE TR EE HH ERIN Vr iv SEER SRB 5 A AE EE SE J I SN TO ACHIEVE YOUR RETIREMENT DREAM, YOU NEED A PLAN. We dream of enjoying a wonderful retirement filled with family, friends and the chance to do exactly as we please. But to get there you need a plan; a plan for seeing beyond today's RRSP contribution to your total retirement plan. Balancing today's cash flow with tomorrow's need for a retirement nest egg sometimes seems like an impossible task. But it doesn't have to be if you take it one small step at a time. Putting away a little now for the future is a part of that plan. So is making sure your investments are working as hard as possible for you. And you'll want to protect that nest-egg by ensuring your © plan aims to minimize taxes when the time comes to pass those investments on to your loved-ones. 145 QUEEN STREET, PORT PERRY TM - Trademark of CIBC * . CIBC Trust is a member of the CIBC Group of Companies What are the pros and cons of carrying forward unused RRSP contribution room? Pros af you don't claim your maximum RRSP deduction in any given year, you can carry it forward. ~i? Independent Thinking from your Independent Broker We offer a wide variety of Products & Services from Banks, Trust Companies, Insurance Industry & Mutual Fund Indus RRSPs & Investment Planning, GICs, WE CAN HELP YOU MAKE SENSE OF IT ALL! EVANS FINANCIAL SERVICES a If you don't have the money one year, you can make it up later. a1f you have fluctuating annual income, you can delay RRSP contributions in years when your income is lower, and increase them when your income is high- BRIAN J. BRIAN J. EVANS email - bjevans @interhop.net web page: www.efpg.com/bjevansfinancial Associated with Investment & Tax Counsel Corporation \ \ 38 Toronto St., N., Unit #2, Uxbridge (905) 852-3184 + 1-800-268-0417 MONDAY TO FRIDAY 9:00-5:00) SATURDAYS DURING FEBRUARY 9:00-3:00) er. a Higher income means higher tax brackets. Claiming RRSP deductions in those years will bring your overall taxable income down - meaning you pay less tax. Cons a Delaying RRSP contri- butions year after year can be costly for two reasons: they are difficult to make up, and you are deferring the tax savings offered through your contribu- tions. 2 Most people who forego their contribution in a given year rarely make it up. If you can't contribute Remember delaying contributions costs you money in the long run Carrying forward unused RRSP contribution room $2,000 this year, will you be able to make up $10,000 five years from now? 1 One of the greatest benefits of contributing to an RRSP is tax-advantaged compounding. By delaying contributions, you not only miss out on the tax-shel- tered earnings for the year, your money has less time to grow. Courtesy of, Chris Hudson and Mark Hlozan Investment Representatives of London Life and London Financial Centre Limited, Pickering, On. Personal Wealth Management™ RRSP Time 'NUF SAID! Talk with Investment Advisor DOMINION 434-7156 or 1-800-267-1522 SECURITIES 11 Simcoe St. N., Oshawa, ON L1G 454 Robert J. Gow Member CIPF