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Surge In Use Of Credit Requires Counselling By JOHN CUNNIFF NEW YORK (AP)--The tre- mendo' us surge in the use of credit during the 1960s is being peonmpanied by a related phe- Spaniei Famous VICTORIA (CP) -- All springer spaniels Jove the water but the enthusiasm of a 10-year- old springer named Bobbie is so at that it has boosted him to the headlines three times. Bobbie, owned by Mr. and Mrs, Otto Miser of nearby Gooch Island, first gained prominence as a pup. He rescued two little girls who ng groey oh gece "stricken when they 'drifted away from shore on a log in a lake in the British Columbia interior. The dog towed them to safety --log and all, In 1959 he gained notoriety by shaking his soaking wet pelt in front of Prince Philip and spray- ing water over the immacu- lately pressed trousers of the Queen's husband. Bobbie's third achievement was of the off-beat variety. Mr. Miser left Gooch Island in a 34-foot cabin cruiser to pur- chase the week's grocery sup- ply at nearby Sidney, B.C. Just after leaving the dock he bumped against the ignition key, snapping it off and shut- ting down the engine. The wind was blowing at about 30 miles an hour and the cruiser began drifting toward rocks and reefs of another nearby island. Mr. Miser dropped anchor before the cruiser ran aground. His plight was observed from Gooch Island, Someone tied a er of pliers and a spare ig- gnition key to Bobbie's collar, then threw a stick into the wa- te for the dog to chase. When Bobbie reached the stick, Mr. Miser coaxed him over to the boat and hauled the spaniel aboard, " Concessions Bill Seen TOKYO (Reuters) -- Japan propose mutual concessions in tariff rates at the fourth Japanese - Canadian, cabinet- level economic conference to be bekt im Ottawa Sei. 4 ang 6, traae Giciais said o Officiale af tha mis ternational trade. said Canada . in Com- mon Market nations in import- ance for Japan in the current Kennedy round negotiations for linear tariff cuts. Canada so far has offered Japan a fairly wide 'positive list" of industrial goods on which tariff concessions are considered feasible, but the ex- tent of the tariff cuts proposed for these items are mostly be- low 50 per cent and unsatisfac- pons 4 for Japan, the officials This is particularly true with machinery and chemicals in which Japan is most interested, they said. On the other hand, Canada has been asking for Japanese tariff concessions on wheat, pa- per and pulp, aluminum, and some other industrial goods, the 'officials said. aos Hane Japan exported to Canada goods worth $215,700,- 000 and bought from Canada goods worth $359,000,000, the of- ficials said. Clerics Seek New Image Of Humility ROME (R uters) -- Ro- man Catholic Church dignitaries said here Tuesday. One bishop, Right Rev. Er- nest Green of Port Elizabeth, South Africa, has asked people to stop calling him 'my lord" and not to kiss the traditional episcopal ring that he wears. This is part of the trend set by the recent Vatican council, the sources said, but there is no Vatican ruling on the respect to be shown to bishops. in , "good life, only to have eo Same goal; tide' wave of bills submerge president of service much, but we have de- termined there is a definite The debtors anonymous, credit voun- Amon Tanaren 'To take the avalanche of bills| year, ean't nav. put him on a' crease. Said a ge J. Martin Jr.,;strict budget and, if necessary, Consumer Credit|horsetrade the creditors Counselling Service of Long Is-jtaking payments in land: amounts, "We haven't publicized the\,ne wipESPREAD Credit counselling - are available in need, People are banging down| states and in Ontario. nomenon: counselling services|the door."' Those seeking help that advise or supervise those) are 'confused, overwhelmed w who can't pay bills The reception given a new counselling service here indi- their position." ay ae these: Called by various names debt has increased from about $48,000,000,000 in 1962 to close|>Y & oF there are a lot of people |Sellors, consumer counsellors--| to $70,000,000,000 early this year. the different services have theiPersonal bankruptotes, es Umaied at More inan i9uU @jMWOA Masa caae S aiseess ome Should one use such a service|more involved, though. he will be provided with forms into| proliferation .of charge smaller|counts, credit cards, terms, later philosophy. at least 27| sense credit. Admittedly, facts behind the phenom-| "ave -- the ease 'ind wife are urged to not the pai Users of existing counse instalment services generally are refe consumer or an employer. have had a similar in- Much of this represents the are ac: THE OSHAWA TIMES, Wednesday, September 21, 9900 7 "easy" on which he must detail debts,|the blem explained to them and. the "bup-siow-pay income, instalment repayments|and Thelr co-operation asked. services|, At fault for the prevalence of this attitude are those who dis- (S| must b being ital ey kak tor, by the legal aidj)yses the problem, makes rec-\..iq alfred R, Hackbi edu- society, a social service agency| ommendations on budgeting and etlonat divector ot he Coed OVER 40 YEARS and living expenses, An inter- inv view iz scheduled at which he), see ies eal gt, rF. payments to Aig >on service each documents. age ne and payday. Once a month the serv- come t0-lice pays the creditors. gether. The service is free. "We don't A. financial specialist anal- believe 'a charge is ethical," pues ow McLAUGHLIN seat 723-2481 Mee, SUDDLIEe suggests improvements in han-|Foundation, although some dling monev. The case may Del eounsellors may charge a 8) fee to keep the matter on aly If so, creditors are reached,! businesslike level. SUPER-RIGHT QUALITY, SIDE PORK SPARE RIBS mee ocatood Buys! --Exsee BLUE FISH FILLETS 2% Ometead (individually Frozen Fillets -- Use What You Need For A Meal -- Keep The Balance Frozen). PERCH FILLETS 1.39 SMELTS +39: BOY THs FAMILY PACK AND SAVE! PORK LOIN QUARTER * CUT INTO 9 TO 11 CHOPS BREAST ine ntea| WALL AND GBILING EE ust (pai See the DEMONSTRATION 1H_OUR STORE DURING THE NEXT 2 WEEKS PATTE'S FOR PAINT €5 Yeors ot 85 Simece Bt. WN. 725-3529 i QUARTERS LEG QUARTERS HALF OR CUT.-UP WHOL SUPER-RIGHT QUALITY FRESH CHICKEN GRADE 'A' OVEN-READY, 2% to 3-4B., WHOLE DON'T PAY CHICKEN PRICES FOR GIBLETS CHICKENS== GIBLETS lb 39: (CHICKEN GIBLETS +29: N So Fresh--So Low In Price! 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Price pkg 290 -- SAVE 4e FRENCH ROLLS pkg ot 6 2 Se dane Parker Reg. Price each 79¢ -- SAVE 10s BABKA COFFEE CAKE =:69- dane Parker, Chocolate iced or Pineapple leed each he WHITE LAYER CAKE = eee KING SIZE poly bag of 12 Qe BRADFORD MARSH GROWN, WASHED, ¢ Gane. Parker CRACKED WHEAT BREAD 365° Reg. Price loaf 240 -- SAVE Te dane Parker, Plain or Sugared . ae Support Canada's IN Centennial Projects. 24-0 loaves ALL PRICES IN THIS AD GUARANTEED THROUGH SATURDAY, SEPTEMBER 24, 1966. WHITBY, OSHAWA and BOWMANVILLE