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BENEFITS FOR CANADIANS Create An Alternative To RRSPs While Making Your Mortgage Tax Deductible tax-saving benefits for Canadians Most Canadians arent. After ever-rising taxes and the cost of making ends meet, most of us dont have the resources to put away 10% of our income and max our our RRSPs every year. The benefits of compound interest, which are essential to our long-term financial well- being, remain elusive. But there is a way to change that. Its done by transforming mort- gage interest into tax refunds. Next to winning the lottery, nothing improves your cash flow more efficiently than the act of reducing your income tax and doing it by making your mortgage tax-deductible. THE SMITH MANOEUVRE is a remarkably efficient way for you and your family to raise large amounts of new money, through free tax refunds, so that you can start build a larger nest egg, sooner. GET YOUR MORTGAGE TAX-SAVING BENEFITS TODAY, CALL US AND WELL SHOW YOU HOW! Are you investing enough, soon enough? Upcoming Information Seminars January 30, 7-8pm The Optimist Club 13439 Highway #7, Georgetown, ON L7G 4Y5 February 12, 7-8pm Caledon East Community Centre 6251 Old Church Road Caledon East TO RESERVE, CALL OR EMAIL 1-877-242-5956 RSVP@JDBadvisors.com Reserved Seating, 30 People. Mutual Funds provided through JACKY DEBACKER, CFP FUNDEX INVESTMENTS INC. TEL: 416-242-5956 FAX: 416-242-9225 CELL: 416-220-5015 Mortgages provided through ADELE RANIERI, AMP, CAAMP ASSURED MORTGAGE SERVICES TEL: 416-727-8874 FAX: 905-857-0507 WE HAVE A FINANCIAL STRATEGY THAT SIMULTANEOUSLY CONVERTS MORTGAGE INTEREST TO TAX DEDUCTIONS, SHORTENS THE AMORTIZATION OF YOUR MORTGAGE AND BUILDS A FREE AND CLEAR PENSION PORTFOLIO FOR YOUR RETIREMENT FUNDED THROUGH YOUR MONTHLY MORTGAGE PAYMENTS AND WITHOUT REQUIRING ANY ADDITIONAL MONTHLY CASH INVESTMENT KNOWN AS THE SMITH MANOEUVRE. jdebacker@sympatico.ca adelei@rogers.com Register for a summer of ball If you've played softball before and are looking for some competition, come on out and join our Ladies Softball division. Games are every Wednesday and the occasional Friday night. If you're new to softball, just getting back or looking for a night out with the girls, then our 3-pitch division is just for you.Games are every Mondayand the occasional Friday night. We invite you to be part of a great Georgetown tradition. Registration: Thursday January 31st, 2008 at 7pm - 9pm At The Georgetown Marketplace (in front of The Independent) Softball $125 3pitch $100 For more information visit our website at www.GLPL.org or call Sue at 905-877-3707 Georgetown Ladies Powderpuff League ONE NIGH T ONLY Georgetown Ladies Powderpuff League GET INSPIRED BY HUNDREDS OF TORONTOS FINEST WEDDING EXPERTS SPRING 2008 SHOW January 25-27, 2008 Direct Energy Centre, Exhibition Place BRIDES TO BE ARE FREE! Visit: www.nationalbridalshow.com to register for your FREE admission THE BAY & HOME OUTFITTERS 00 rs e BRIDAL GOWN SALE FIRST DIAMOND 500 how! DAILY FASHION SHOW st trends ding party ar fashions SHOW HOURS: 10 am - 9 pm, y 10 am - 6 pm sintoronto.com WWW.THEBAY.COM PART OF THE HBC FAMILY OF STORES WWW.HOMEOUTFITTERS.COM THE NATIONAL GIFT REGISTRY 16 Independent & Free Press, Wednesday, January 23, 2008 Family Literacy Day is celebrated on January 27 what is family literacy? Family Literacy is about the ways families use literacy and language in their daily lives. It is how families use literacy to do everyday tasks, help children develop literacy, use litera- cy to maintain relationships with each other and with the community. Remember the fami- ly is the childs first teacher. Are you a childs first teacher? Do you need help with your basic literacy skills? We can help. Literacy North Halton offers free adult learning with the following programs: Read*Spell*Program basic literacy skills in reading, writing, math and computers. Successful students may be eligible to continue their academic upgrading by applying for the Sheridan ACE Program. Academic Upgrading (ACE) Program in English and Math in order to qualify for admission to college or obtain your Grade 12 equivalency. Volunteer tutors are needed for our Read*Spell*Write Program. We are currently accepting applications for literacy tutors please refer to our website, www.literacynh.org or call 905-873-2200 for further information. 905-873-2200 Literacy Matters Links2Care Friendly Visitor volunteers meet with seniors on a regular basis, providing com- panionship and support. Depending on the clients needs, visits may include shopping, out- ings, and/or visits at the clients home. If you might be interested in this rewarding volunteer opportunity please call Kim, 905-873-6502 for more information. Seniors foot care Seniors foot care is offered in Acton on the second and third Tuesdays of the month at Shoppers Drug Mart, 252 Queen St. For an appointment call 519-853-3346. Bereavement support A bereavement support group for widows and widowers started Tuesday, January 22 and will run for eight weeks at MacKinnon Funeral Home 55 Mill St. in Acton 2- 4p.m. To register please call 1- 800-387-7127 ext. 2310. Snow removers required We urgently require more individuals to remove snow for seniors and persons who are disabled in both Acton and Georgetown. Snow removers are paid a fee by the client. This is part of our Home Maintenance Program Please call Kim, 905-873-6502 for more infor- mation. Apprenticeship Month Join the Acton Employment Resource Centre, 45 Mill St. E., in celebrating Apprenticeship Month throughout January. Hear a speaker from the Ministry of Trades, Colleges, & Universities on Monday, Jan. 28 at 5:30 p.m. Call for details at 519-853-5014. Family literacy The family is a childs first teacher Friendly Visitors to aid seniors wanted