The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

the HERALD Home Newspaper of Hills The Word returns page 10 Minibike trial begins page 14 IH Page SECOND SECTION PEOPLED Highflying career for Acton resident Herald staff writer When graduation lime rolls around most young people would give eye teeth to land a job that Is exciting and gives them a chance to travel and pays Ihem reasonably well too Bill Jerrard of Division Street in landed just such a job when he became a second officer on an Air Cana da Boeing six years ago Mr says there are three ways to get a job with a commercial airline in Canada but the route he chose is the newest one He studied to be a pilot at Seneca College in Toronto force pilots have always found work on private carriers Privately trained pi could upgrade their cations by taking Ministry of courses until they wire acceptable to the big airline companies and were thtn eligible for final training college training routt into a pilot job is a relatively new one however and Mr was a student in the first such course when it was offered 11 years ago 1N1TIU ENROLLMENT At that lime there were to students enrolled in the three year course About 16 of them graduated Todiy the initial enrollment is about In pie but the percentage of remains about the same the course was aim at helicopter pilots but fixed wing are included now loo he understands Mr students interested in the course that it won be an easy one As well as maths sciences and avia lion courses students gel per feral courses like English and history in the first year He had won a scholar ship while he was an air cadet and had already earned his licence to fly privale plane before he entered the course While these extra bits came in handy they I have any bearing on his getting a place in the course hi feels All they did was make his first year a bit easier since he already knew the basic work with which his classmates were struggling in the early stages of learning to fly Students load of technical courses in the ail and winter of their first year he says and if they fail eligible for inclusion in the final portion They must alio go through an interview with college staff before the third semester begins and they ground school instruction and flying training YE HOUND The course runs on a year round basis with a couple of weeks off between each year Since good weather is essential especially in the first stages of learning to fly the actual air training doesn t be gin until the spring of the first Academic work and training are combined throughout the second and Personal bankruptcies triple in last the four years locally BylOltlTWLOK Herald staff writer The number of people ring bankruptcy in the Ion district which includes Halton Hills has more than tripled over tht past four years Joe of the Official Receivers Office told an fence at bankruptcy seminar last week Mr Abt and loci lawyer Allan Kogon were the speakers at a seminar on bankruptcy and consumer law sponsored by the Hills Community Legal Clinic last Wednesday at Knox Presbyterian Church in Georgetown The two men spoke about credit and what alternatives arc available when a person gets behind in payments They also talked about the ultimate remedy which Is declaring bankruptcy Mr said there ore many pieces of legislation des igned to protect the consumer not in only his financial deal when he Is solvent but in situations where he is in over his head The Business Practices Act the Consumer Protection Act and the Sale of Goods Act are all designed to assist the cons prior to and during the transaction to ensure that the consumer is purchasing the goods he Intended to purchase and that he has the opportunity to withdraw from a transact ion afterwards if he changes his mind FALLS BEHIND Most people now find elves In a position where they can just meet their payments if both husband and wife are working or if the husband continues to work Mr said But loses his or her Job or the only employ is laid off or fired the couple very quickly falls behind The flrsl step to take in such a case is to approach the creditors and try to negotiate wiih them by explaining the situation Mr Kogon said If the situation is a credible one the creditor may be willing to suspend payments while the debtor reorganizes himself of he may be willing to suspend interest payments The credit might also be willing to accept partial payment and close the file on that debt he said If confronting the creditors proves too cm harassing to the consumer or if the family loses one of two incomes the consumer can make an appointment with one of the many government operated consumer credit counselling services These services will help with credit counselling budgeting to get through periods of financi al difficulty and they will act as intermediaries with the per son s creditors and try to arrive at a mutually agreeable solution with the creditors and the debtor If a debtor ignores the tor and fails to make an attempt to resolve the problem through negotiation the next step is sometimes sending the account to a collection agency suit Mr said All this is prior to the point where the consumer has declared bank ruptcy The plaintiff must actually serve the court papers on the debtor before the case is heard However if the creditor has reason to believe that the debtor is deliberately evading the serving of the papers he can apply to the courts for permission to serve the papers to a relative or to some -nrmffliii- location where the debtor will become aware that they exist Mr Kogon said If the debtor ignores these papers and t appear in court obtain a default judgement in which the judge rules that the debt is owned payment will be enforced a Judgement has been Issued establishing the validity of the debt the creditor can apply for a writ of execution Mr Kogon said When the writ is filed with the sheriff a office the creditor is authorized to instruct the sheriff seize any property belonging to the deb tor which can be sold at an auction with the money being applied against the debt The government protects debtors by ensuring that they must be allowed to retain a certain minimum of their pro perty including lure personal belongings and tools which might be used in a trade so as to cam a living Other assets such as a camper color television stereo or the second family car which the protected amount can Mr Kogon said The ultimate remedy In es of serious debt where the debts have piled up and debtor has no assets to clear the debts is for the individual to declare bankruptcy Both Mr and Mr that the federal bankruptcy legislation is not designed to penalize bankrupt people but them a fresh start and wipe their debts clean The idea of the legislation is to get people out from under to get them started again with a job and the opportunity to become useful members of the community Mr said There arc two ways of going into bankruptcy Mr said The debtor can go Into bank ruptcy himself voluntarily or a creditor can apply against him When bankruptcy has been declared the status of the debtor is placed in limbo None of his creditors can talk to him about their debts Mr said unless they are secure creditors and then the sation can only deal with those items being held in security The trustee sends letters out to all creditors notifying them of tht bankruptcy and they must submit a proof of claim to the trustee When he has done the initial the first meet the creditors is held The bankrupt person is required to attend but the creditors may or may not as they choose At least three creditors or their proxys must attend or all creditors if there are less than three order to have a quorum The creditors must iff irm the trustee te another SUSPFNDPHOtFDUilF The Supreme Court of Ontar mokes the final ruling on the binkruptcy determines whether or not the debts will be wiped out Mr said The creditors are to object to hi request for a discharge but they must have a reason for objecting he said The only debts which remain after a bankruptcy are those incurred through the purchase of necessities of life Tliedecis Ion as to what constitutes a necessity varies with the indiv although the basic are food clothing and shelter Mr Abt said Alimony and support payments must also continues and affected by a bank third years of the course The flying training v is done at airport on Woodbine Avenue north of Highway minimum standard of hours of flying time when they graduate he says In cast prospective trainees hive misconceptions that go ing the college training route will give them an advantage in job hunting when they grad Mr quashes the He had a brochure put to pother giving details on his qualifications and began send it out to prospective em at the beginning of his third year at Seneca He Gays he sent out 100 brochures and applications Only two com panics bothered to send him a reply and one of them was Air Canada He was told to keep the company posted as he further qualifications and accumulated more flying hours He was hired within a few months of graduation and considers he was very lucky since members of the next graduating class are only now beginning to be hired by Air Canada t Mill Air Canada seems hire by spurts he explains The job market there will go along fairly static for a period may of several years then they II suddenly niLd pilots as they hit a time with a lot of retirements or a bit of The pilots who graduated Hit year after Mr had to work in smaller operations he says Many of them were bush pilots flying to mining camps and that sort of thing He says they now have a lot of hours as well as great experience flying in different kinds of weather which could be useful to them Most of these men being hired now have to hours of fly experience and can almost immediately be come first officers on DC or second on DC or Boeing The company gives these men courses in company procedures wheh last wo or three months include courses on the air crafts they will fly Mr Jerrard says there arc only three men in the cockpit of a the pilot and the first and second officers They car ry up to passengers and have as miny as 14 flight attendants and a flight service director If the plan t full the number of flight attendants will be cut according to the number of passengers aboard The is basically a long haul carrier doing the trips to by summer and to Eun pe and the sunny south in MAN PI The other three man planes arc the Boeing which officer Bill of Acton Herald photo passengers and the Lockheed which carries around people and the DCe which carries about people The carries Just over the hundred passengers and has a Mr Jerrard planes no longer have stewardesses or pursers EveryonoisIabeUeda flight attendant and the one in charge is a flight service direc tor Since women have an equal chance at that top spot Ihe name was changed eliminate the sex distinctions or the old terms Pilots do hours of duty one stretch usually but that can go up to 16 hours at their discretion if there has been a delay that lengthened the trip For instance if we made the Toronto to Miami run and were then expected to take the return flight to Montreal but a minor mechanical thing held us up in Miami for a bit longer than we expected it would be silly to hold the whole flight up while they got another crew to take the run Just because we were going to be working 14 hours and io minutes he explains So long as we fell okay we can go ahead with the second flight If they were tired for some reason ihey would ask for a replacement crew to do the second run Crews will stick together for such things he says so that they all make the trip or none of them do trews bid individually for Ihe flights they want but since all flights art allocated strictly by seniority they tend to wind up with the same men working together much of We bid for a block of time he says That way we 11 have the same flights each day of the week for a month Number second officer on the 747 list tends to wind up with number first officer and number pilot Should he decide to change vehicles from a to a DC8 for example his seniority would be totally changed since it goes by the length of time a man serves on a specific type of aircraft Mr Jerrard says that over seas trips often have more than specified nine or hour lay overs since the always fly the same typo of aircraft If we took a to on Friday the crew of the last 747 to moke the trip would be to bring our plane back We might have to wait a full day before that plane came back to Canada and returned to us again before we could leave he says Pilots retire at he age of Mr Jerrard says but they must meed medical standards at all times They get a medi cat every six monthsj but every fourth one includes x rays ex tensive blood tests and eye and ear examinations In of Transport allows a pilot to keep his licence as tang as he is medically fit NO HIGHJACKERS Mr Jerrard says he has had no hair raising experiences cither of the type to do with mechanical problems and po tential crashes or of the type generated by highjackers But I more years ahead of me he chuckles so by all the odds I bound to run into something a bit more bloodchilling than I en countered so far Mr is a Toronto native odd he and his wife Ann have lived In Acton for three years His son and daughter arc both ers At present he is doing the Toronto to Miami to Montreal run but he has been all over the place and loves logo to new places when Air Canada opens a new run I missed out on the trip to Moscow he admits then adds with a grin but I got on the one to Rio Janeiro David Moulton WELCOME MAT OUT AT CANDIDATES GEORGETOWN CAMPAIGN OFFICES All three political parties are nuking themselves just a Utile more accessible to Georgetown residents during Che current federal election campaign by opening committee rooms In town Left the Progressive Conservatives officially opened their election trailer Monday night parking lot beside the arena Candidate John mid was en hand for Ihe official opening and along with committee room Gwyn Ramsey he discusses campaign tactics candidate Dave committee roematsz Main SLS officially opened this week as party workers are still busy making the Georgetown Shirley MP Ross Milne office to the left and were already Guelphvlew Square has been open since busy at work Monday at the party s last week and Alice Walker was there downtown office Literal candidate nc- busy as usual earlier this week Id photos by Michael