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Friday October 1M Consumer advocacy needs more government concern BvJUUANRkED Hilton There has been considerable discus I on recently on the subject of consumer Here in Ontario the provincial seems to adhere to the principle that the consumer should be the main policing force in the marketplace and lhal the consumer should be provided with the wherewithal to carry out that function The govern merit s role appears to consist of providing certain statutes and supplying for the consumer particularly with respect to legal rights One area In which the Mini try of consumer and Com Relations has become Involved is in he investigation of suspected fraudulent through the Business standing campaign against auto transmission and repair The idea that the consumer should be the main policing agent In the market place only makes sense when allowance is mode for a the realities of the marketplace the difficulties inherent In a public information distribution pro cess and the barriers which prevent consumers from exercising their legal rghts these problems call for a positive government response This is the case not because the consumer cannot protect his or her own inter eats but because the nature of the marketplace and our legal processes are such that it Is often not worth his or her while o take action to assert a consumer Lets take a look at the realities of the marketplace The original approach In con tract to resolving a dispute between two parties was the legal maxim caveat emptor Let the buyer beware Today we rarely hear that saying raised to the level of a principle This is because conditions of the marketplace have changed Years ago when this rule was originated the buyer and the seller were usually on an equal footing Nowadays the consumer Is in far weaker position vis a vis the seller the consumer has no ability to negotiate cither as to the price or to the quality of the goods being sold The fact that the seller is several stages removed from the manufacturer means that the seller Is rarely Intimately with the peculiarities of the product or the particulars of trie manufacturing process which went into Its production The nature of advertising and marketing practices arc such that little valuable Information is relayed to the consumer With the great diversity of manufacturers and retailers the consumer stands little chance of becoming better Informed and his or her Individual protestations will have little impact on the marketplace as a whole The other problem with the marketplace is that at he stage of buying a product or service the consumer receives very Information about his or her contractual f rm mi Ira contracts art to the atr policy or Hut cm tract ha bun there not if lo Ih had from any Thin Hurt are the In information dissimiTuitun programs A study timed out umkr of tin Ministry of Consumer and il Relations entitled of Consumer Issues lie People of wis in August 1978 It indicated lhal most name a single pro tects law The actual fit was per tent On the oil side of the ledger those who knew something of con protection not one of the laws well known a Ten per cent of Hie respondents of the could the tion offered by the period provision of Ihi Consumer Protection Act re the highest Let face it tin per cent is an low Marketplace processes need to be made more understand able Many vendors use standard form contracts The government could require thai these be written in plain English In addition the applicability of penalties could be extended to breaches of specific provisions of con protection legislation Union Gas no longer selling appliances Joe IloMrile of jnd Is jiinuuncint ur The will i a in J 10 111 jnd Friday til The itiiuc In hours will be bv j Monday jechl each Mr llofilrtle i he he re hours III still be Consider credit card as time bomb cards if waning lo I low you out of water mid sink you of Piously Next urea Thin goes beyond merely on impulse It drawing up a realistic budget that allows for a certain amount of impuloc spending You can il forever bo plan for it Never state ihiin up Bui credit cards ratlur the abuse of ihem is by far ihe largest single cause of personal hankrujines in Canada and an out of sight Also cord intercut rolls always much as per per or per rice to for Dollar offers financial advice by numbers of of of Ontario Ttic Union Gas office in Georgetown will no longer sell any gas appliances once its present slock Is sold regional manager Jack said lasl Union Gas Limited is phas out of retail sates of gas appliances In all Its offices in order to concentrate on the sale or home heating and water heating equipment and conversion of many consumers from oil to gas heat Union Gas will continue to whether they were purchased from a dealir or from a Union Gas office Mr said Guarantees on appliances will continue be honored While slock lasts ranges dryers and other while goods will be for sale Union Gas offices but these items are going quickly Mr said HORNBY AREA Scouts Guides Cubs Brownies BOTTLE DRIVE ON SAT NOV Pfoesv have bottles at end of drive by AREA 1st Line Hills to Church II Drive Ave to S deroad PLEASE STARTING SA on managing a credit if you are sure here is how you can be First and most important never use a credit cord to buy any thing you can afford to pay for ai the end of the month Convenience is the only justification for having the card and you must avoid the interest penalties If you have to borrow lo borrow from a bank youll pay much less in You should km limis exactly bow much you owe Don wait for the monthly bill to remind you of that right dinner you even ihe morning Every six months do an analysis of your spending on credit Nothing fancy so much for clothes so much for entertainment and so on You might be surprised to learn when your money When comes lo your credit bills consider paying on the last day before the is due This may seem like advice but why should you gam interest on your money especially if it is in a daily interest account for as long as you can without penalty Do you have a desk calendar or a calendar on the kitchen wall The day you receive a credit bill make a note to pay it on the Hay before it falls due and don l forget Finally paying the bill the bank is simply the safest route because your receipt is stamped and the payment goes directly to your account whereas mail can go astray The most vital key however is lo know pre as plain as I can put it how money owe at Ifjoulosr Mr is with track of that you in Scllo LIQUIDATION SALE Health Conditions 1 cause closure of store EVERYTHING MUST GO I Fa Fashions I Price Main St S Acton 8533600 3 DAYS ONLY OCT 11th to OCT Georgetown Decorating Centres PAINT WALLPAPER SALE Famous SPRED SATIN your room a of I beautiful Abraaialoipply with brush or roller Choo from almost 3 colors 95 GALLON CLEARANCE GllddensBEST Flat Latex Exterior House Paint Quick drying peeling cracking SMOOTH SCRUBBABLE Enamel tor Miction and bathroom walls ceilings end trim 95 Compare to Latex SemiGloss Enamel Resists moisture Applies easily quickly Malchas Salin Compare to Last SAVE 30 on WALLPAPER Compare to 24 Selected Books Available till Sat Oct 1 Only Sale ends Saturday October GEORGETOWN DECORATING CENTRE DOWNTOWN GEORGETOWN 8774193 HOLIDAY WEEKEND SPECIALS On special occasions like Christmas Easter Thanksgiving we like to have specials to offer to our customers as a way of showing our appreciation for their patronage ALL TREES SHRUBS OFF ALL CONCRETE FOUNTAINS PLANTERS TABLES AND BENCHES ALL EVERGREENS 20 0 OFF 20 OFF FREE 500 G BOTTLE OF PLANT AIDE WITH THE PURCHASE OF ANY OR MORE ALL LAWN FERTILIZERS 20 OFF ALL GRASS SEED 1 0 OFF THERE S STILL TIME TO PUT DOWN GRASS SEED AT SPECIAL BUYS PUMPKINS your choice 50 PEPPER SQUASH 4 for 99 5 A BUSHEL FREE COFFEE Coma In to visit a hot cup of code while you around our shop MEADOWLANDS NURSERY LIMITED MISSISSAUQA 8261501 8261502 OPEN DAYS A WEEK HOURS am till dusk Saturday 00 am till 8 Sunday 5 30