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Pegs G October Home policies can cover full replacement value By Anne Drozd CA Only a VLry small per of people go through the devaluating of having houses or gull by fire Those who do sometime must also fact the fact that their insurance sufficient to replace the furniture or items destroyed and thai some of possess red a all Yet the difftrt that Dollar fin annul li rum hers of Tti a ii d firilulUr a bargain lor ace of mind When shopping for homi insurance or in renewing present coverage vol are strongly advised to replacement In of permanent in difference a standard home policy and replace coverage can be Take as an example a bedroom suite bought five years ago for a standard home con policy you would hove lo estimate the value of each item destroyed baaed With a used bedroom suite this might be only Yet with inflation a similar new might cost lobu today Dont let your engine lose its cool Routine tint iff iKKht Here punts tow pressure cheeked tk system re pint ami freeze rtnmt leues jni the fitt Kit JiitL fur ttnsuinfout fjn imlimke sure Cluck hosts pi ice buses tint snf spongy or cricked ii sticks in the i open Hem die illy the to t if ii needs re knishinf Vtsinlly check the condition of foi Never add water dilurt tlic mix system jnd lose freeze up jnd corrosion pro tectum ALUMINUM Storm doors win awnings canoplos pal doors Hardwood dry split It dol a Top Sol Sand S Giavol lor solo dump trucks VACUUM Cloanorn supples and service Filter Quoan Kirby Compact etc 877 1st WHY LOOK you In wall tod sriapos ol tables and bookcases trior new disc on or I no you bo than wild show room daplay Mondays Fildoys gam to Delta Lid BUILT 91 or boot 853 Replacement value once on the other hand would pay you the full or up to four times the cash value of each item insured But the difference in premiums between stand GIVE A COW A BREAK Eat to packed eiy 3730 and replacement value age ib usually quite modest A standard home owner package covering a house for the con lenls for typically may cost around a year The same package on a replacement value basis may go about Though you can gel replacement value without buying packagi the package much more economical For the coverage in the above example you might 77 for fire lightning protection plus 130 for theft insurance for com pared with house and on the contents for Not all your possessions fortunately go down in value as they get older Thank goodness for jewel art antiques and other valuables that NEWSPRINT ROLL ENDS lanes Ideal lor THE HILLS HERALD Front Counter 45b Shop early for best deal on home savings plan eta your age of Registered Hoi ship Savings Pin Om begins indows with These items however the general home insur policy You should have them professionally appraised and insured W You To Shop Any whom And Compare Quality 01 Our And Savings FANTASTIC REALTORS APPRAISERS PHONE 451 CONSTRUCTION SUNOECKSS PATIOS RENOVATIONS GENERAL CARPENTRY QUALITY WORKMANSHIP 1986 or DELREX Aluminum Limited DAVE WILLIAMS 8773322 1 CUSTOM FABRICATIONS 8771485of877029fl SALES SERVICE SHARPENING S MARINE Acton MOV SALE Till then big displays promoting iheir interest rales and terms on They also remind you that you have until the end of the year December to plan in order to deduct your from income There are as many dffc rcnl plans ihere are hanks and trust companies You have lo sort through the variables and come up and charges per ce a year for administration Is that better than one that offers per cent interest com annually It takes some time to look at all tin plans and figure out what the varying terms best for ir amount to If you are con buying a tin year you be start shopping soon Mr in with Partners Chartered Toronto Mig ANDYS IMPORT AUTO SERVICE OUR TOUGH SERVICE IS BUT FRIENDLY 8771944 348 GUELPH ST UNIT GEORGETOWN BESIDE STANDARD PRODUCTS THE LIFETIME GUARANTEE ALLMUFFLEMOMPANKS WOULD GIVE YOU IF THEY HAD THE SUPERIOR PRODUCT NOW IN STOCK AVRO ARROW BO on in colour Obi in your copy now of inn no development Canada 1 supersonic aulhors on 4 Oct Oct 28 OXBOW BOOKS Provincial SWfflrOTAKES r MKial iiwiui in ftwintlu Tin m linn mm IM Town COUMTRy DRY CLEANING 8770387 WHS SHOPPING FALL FOOTWEAR CHRISTINAS BOUTIQUE collection SYogo5hoi tor children THE OLD BANK HOME OF THE WEEK WINDOWS A DOORS Hwv Na7Toi I GEORGETOWN COUNTRY COMFORT IN COMPACT TWOBEDROOM The simplicity of this twobod room home makes It attractive to ski bulls and summer cottagers as wall as the rot I red couple longing for an easy ro tor home In a quiet rural setting Attractively designed with shingled roof and horizontal channel siding this onestorey nan basement cottago a large enclosed Iron deck with built in barboquo grill lor outdoor summer entertaining and a sheltered storage area lor recreational equipment The design affords almost square feat of well planned finished floor area A largo entrance foyer with excellent storage space tor winter outerwear and equipment storage leads directly into the kitchendining living area on tho right Tho brick and sliding glass doors which opon onto the deck suggest a convivial furniture grouping for relaxed entertaining In tho large living room The dining area opens onto a rear deck enabling cross ventilation in warm weather Both bedrooms are largo with ample storage space and wide windows to Invite both morning and Tho bathroom Is centrally located to both bedrooms Its largo window provides for natural light and long built In vanity could easily accommodate a second sink if desired Tho plumbing connection tor an automatic washer Is located In the bath area as well as an extra closet lor linen and toiletries Two separate storage closets off the main hallway can hold bathroom linens and cleaning very con venlently This cottago design Is architecturally Ideal for tho gently sloping recreational building lot and provides for privacy from adjacent neighbours Plans lor No may bo purchased either by the single sot eta coat of for the first sot and 5 for additional or by package A f plan package including the first set Is economically priced at 35 and an eight set package also Including the first set is only SI method you choose please include for postage and handling residents please add sales tax Send for the current edition of Select Home Designs cottago magazine series footuring monoy saving doIt yourself Ideas and Informative articles on the Canadian cottaglng scene plus 15 full color pages quality cottago plans lor all seasons Available for SI plus cents postage and handling To any of these Itomo please cheque or money order payable to tho the Address to Homoof tho Week co The Herald Suite A Street Toronto Ontario CARPET SHACK CARPET VINYL IMPOSSIBLE TO PAY Wholhor Mill Ends Long or Short Roll Corner Konnody Sir 8784178