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Page SECTION C THE HERALD Wednesday February a I STOVE Safe Installation of the Wood Stove By A SI Germain President Canadian Wood Energy Institute Probably one of the questions asked most fre can I install my own wood heating unit The answer is yes However a licensed or experienced installer is highly re com mended Through his ex he can mend several types or units which will suit your needs as well as where should be installed in order to provide the best results Most dealers alio have sufficient experience in commending the proper unit to meet your require merits Also make sure it is a CSA or approved unit If you art considering looking after your own in contact your local mumupal off will the re quired installation reguld lions for your area Yon will probably require a build permit and the in all at ion is to in by the local Build Inspector before dur and after installation Also clieik with your insurance agent in order to find out if your insurance policy has any limitations as far as heating with woe is concerned It is most important that the manufacturer sin carefully prior to any installation The manufacturer will out line the netessary mini mum clearances from com materials These will be minimum cleat a rices and space is avail able increase these mini mums Stovcboards and such as the at proved Hunter Heat guard are available in order to re clearances and are also an added safety feu tore without using Before starting the in stallation select the mum location for the heat unit taking into ac count the location of I he ehimney the shape and size of the area to be heat heat loss of the build ing and make sure that there is sufficient supply of combustion air for the fire If you arc using an exist masonry make sure that it is con dition If you arc installing a pre fab chimney it should be approved and under no circumstance should chimney be any than the diameter of the flue pipe on the appliance Most manufacturers will re commend that a reverse method of joining lengths is recommend so that in the event of creosote formation the creosote will flow batk into the heater or furnace and be burned rather than drop out between the pipe joints The installation of a smoke detector as well a having a fire close by arc added features For further information write to Home Heating In formation Hunter Enter prises Limited Box Orillia Ontario Study home owning cost before planning to buy By now coals about SI ISO per month to buy rage home in Ontario according to a recent study by the University At this level can an average young couple truly afford to buy a home of their own The study in dudes mortgage payments taxes utilities transports phone cable TV and other services in its monthly expenses But let look at the basic costs of mortgage payments taxes utilities and maintenance With a down payment of 000 a morl gage at 13 per cent interest Dollar Senw offers financial advice members of The Institute of Chartered Accountants of Ontario monthly payments of Add for property lax for ties and for The total per month Compared to this you might rent an apart ment for as Buying a home is an excellent investment First the value of the property will increase at a rati at least equal to inflation Assuming 10 per cent inflation its value will increase by at least per cent in five years and double within 10 years Your income will also likely rise making the monthly payments easier to meet Then when you finally sell the home the profit you realize will be totally tax free You should not however assume mortgage and other basic si is in excess of 30 per cent of your after tax income To meet pay of per month you should be earning at least 000 per year Finally you must be pre pared for sharp increases in your mortgage payments on renewal That at eleven per cent would cost but an increase to 13 per cent makes it and at per cent it would be 685 Mortgages taken out today will certainly be in the higher range of those rales and it is really any one guess what the rate might be one or two years from now lakes away the advantage of buying home over paying rent which was thai mortgage remained stable while rents went up Now rent increases are normally fixed at per cent while a per cent mortgage interest increase can increase your monthly pay by approximately IS CLARK REAL ESTATE LTOREALTOR 92 MAIN ST S GEORGETOWN Toronto- Unto 92 MAIN ST S GEORGETOWN 877521 TWO HOUSE SOLD NAMES YOU CAN BRICK BUNGALOW 3 bedroom home In neigh bourhood Now plush carpol no in iho Hying room and hall I shed room large bar area Coll Alters or I Clarke LEVEL SEMI Only years new Ivng room with walkout room area Mum win love the largo kitchen main floor den beautiful finished room Clark HOME SMALL PRICE Spacious 3 bedroom 3 both home on beaut fully landscaped lot Beautiful brick fireplace fern room walkout to deck kitchen double garage tasteful decor fully formal room John Clark QEORQETOWN HOTTEST ISO Immaculate home on toot lot mature area Boasting a full garage sun porch cheery kitchen some appliances Ask for John Clark EXCELLENT MORTGAGING ARRANGEMENT ottered on lbs bull country home Tho many ncludo two kitchens lor and one oft largo elegant room Two level homo th to up per floor much much more Call Pearl REDUCED TO This home la gorgeous 2 baths I room largo lot mature Bees troctlvo available Ask for Bar bafa rigs LET YOUR TENANTS PAY THE TQAOE Older bedroom home fin shod Ivng room room Spncous sun room fnshod basement Add tonal leased add lion area for schools and transit Call Hank Rons REDUCED TO BOOM Come 3 detached good location beau double lot In shed roc room Call Clarke BUY NOW AND SAVE 900 Lovely older homo good ton on largo double lol bedrooms baths country kitchen plus almost F rat Mortgage at CalUohnCtark HOME WITH 2 EXTRA LOTS RIQHT IN QEOROETOWNM Located In hoar of Georgetown th num homo on mature lot also has 2 build ng lots that make up com package Ask lor Jim Akera BEAUTIFUL HOME A WORKSHOP TOOII On a cturosquo 1 V aero treed lot sita a ful home with 3 bedrooms Com downstairs rec room bar stove gomes room and more Super 30x40 workshop amp service Insulated Its own fur and a solid concrete floor Call Don Fendloy or J Construct a custom cos Ho your own design on ins aero country lot Call Tom Robson POPULAR CARDINAL home mo location has largo oat In dnng room pool I yard Roc room is port ally fnshed with stove and bar HAVE THE TENANTS PAY THE Bit LSI I Largo older homo renovated to modem Presently 2 3 1 apartments Separate motors close to schools GO bus Frol Mortgage at 12S Call John Clark today SOW FARROWING OR HORSES Thrty six aero hobby form a going concern sow arrowing on Included Is as equipment and a A store homo Easily convert to horses Call Honk Ronslnk NEW LISTING Bright cheerful 3 maintenance homo fenced on a secluded court For tho largo art ly are two extra In Four An k lor Tom Rob A BUSINESS VENTURE FOR YOU A good incomo a growing bus Tho fast food Industry s growng Completely sot up and ready to go Coll Don Jim Akara BROKER John Clark BROKER Ms Clarke Don Fan lay Barbara Jennings Pearl Tom Rob ton Bob 877 74Q0 FOR HOMES THERES NO PLACE LIKE THE PERMANENT MEMBER OF THE TORONTO I BRAMPTON ESTATE HOARDS igfMi DETACHED Sparking three bedroom bungalow near the park Beautifully finished with fireplace to double garage- on nice treed lot Asking Call Frank Qoodrldge OPEN HOUSE SUNDAY MARCH T05PM ACTON FOR INFO CALL WALTER RAMUSCAK 47 STOREY DR FOR INFO CALL CLAUDE CADIEUX 8244or792 IS YOUR HOME ON CPT TVT TWO LOCATIONS TO SERVE YOU SETTER PEEL CENTRE DR CITY CENTRE AND THE KIOSK AT SHOPPERS WORLD PLAZA BRAMPTON CANADA PERMANENT TRUST CO UK come down and lie But unit they do couples should be certain they can their pay ments now and also absorb any increase If you cant make that assurance lo yourself perhaps buying Is not for you just now Marshall la with Robert Half of Toronto Ltd Financial and execs live placement specialists Toronto Can Spring be far behind And Spring can t be far behind sap begins to flow March at Wildlife Centre he Halloo Region Conservation Authority s borne tor wayward flora and fauna near CampbeUvllle of several area parks which annually treats the public to the delights of the sap collection and tailing prorata again offers a ride aboard the Sugar Bush Express visits to the Sugar Pancake and Candy House Taffy on the Snow and even some musical Maple Syr Time through Apr Saturdays and Sundays plus special weekday opening through the school March break Good Friday Apr 17 and Easter Monday Apr For more information phone weekdays Real Estate Services tor SPRING FOR INDEPENDENCE oak no Excotont TOO cropland win Or house huge country kitchen win wood a to plus Urge summer kitchen wood Larrjo bonk bam Call Lorry QEOR01AN ACRE ESTATE lory custom built home on wooded lot It gardens and stream from Weil In Hoi ton II frontage 3400 so immaculate Vendor win assist I dancing Bonn uehl ACRE PARADISE SOUTH OF TOWN on landscaped lot w lots oarage room room plus much more For cell TRANQUILITY IN to trees transportation baMmenl phis much mora For Is coll INVESTMENT PROPERTY Two bedroom apartments overlooking lake Large lot plus super Beat I Buy nowl For details and cat Andrea BUNGALOW WITH HEATED POOL Tudor room with fenced lot double oarage plus much For HOME WITH TWO ACRES SMILES FROM TRAIN Flowing croek double garage at 10iS full basement Franklin stove In room plus much more Priced For viewing call ACRES 30 MINUTES Nice lot In area of nice homes mile oil paved road for only BOO Starl your dream home now For delate LOOKS ARE DECEIVING For Income property contain 4 rented at Bit limns Coll Lorraine lor Income LOT IN SCENIC VILLAGE close lo on area Town water and For more do tails call GEORGETOWN Walk to GO rec fireplace and bar plus It n this bedroom maculate homo In mature area Call Andrea GO ACRE HORSE FARM Superior set up w trek 1 1 ben bom tack room wash rack gran and hay Superior bedroom log homo overlooking stream do Lib a I to Coiling stone Celt Larry Bur IIS SCO Vt ACRE LOT Gently roll lot on edge of H Isburgh Is walking stance from schools and perm down Vendor I hold tgage PRIME COMMERCIAL IN DOWNTOWN Largo store oticos plus Iron ling on two streets Good lonanls shows good return For more details call MOR Prudla Bond Larry Barnstaple Diane Together we can better ROYALTRUST CORPORATION OF CANADA REALTOR H NEW LISTINGS KNOTTY PINE superb lovol home is n Immaculate lion Lower I shed In tongue groove no w Ih cupboards washroom bedroom t tgage only BOO your appointment now CUSTOM BUILT your tired of looking poor quality In wo Invite you to In spec hi lovely bedroom homo locatod minutes from town Many features Asking goo NICK ELAINE ERNIE Bungalow with dining room Plan on Main Road Bungalow close to downtown Bon low with garage or carport We have anxious and ready buyers lor the above mentioned properties Please give LOTS AND ACREAGE Ravine building tot with permit wall Mature Iran on the edge of town acres 277 Asking only Vacant ATTENTION NATURALIST We have Just llslod acres woods springs rock ana primitive beauty Located from town Call now more Information Asking 1 BOO Located south of the this char valorey 3 bedrooms home situated across road from a on a picturesque acre lot bordered by a winding stream has character and and you can move tight HURRY for this Asking only S Good mortgage EXCEPTIONALLV MAINTAINED This bedroom unify alio home has at live good features you might expect very butt room and fenced lot add the home Good Mor ige cent BOO HORSE SENSE HAVt YOU so we have Just tared a 45 acre hone business Featuring SB stats indoor arena ISO SO observation room bedroom afMrtnent 3 tack rooms 7 fenced paddocks and more Cal today or mora Information Asking only 00 Good mortgage TWO WOODEO ACRES On the edge of town is Betting for this custom bu It vo hore Boast large bedrooms master to country walkout dock Formal dining and Irving rooms ore entertainment size Warm functional mam floor family room and lower party rec room have loo burning Please can and let us you all moso foaturos Asking BOO REDUCED OWNER ANXIOUS BE YOUR OWN BOSS Flourishing ladles wear business High way location good lease available Cell or further Information SANDY CHAMBERLAIN KENTSCHUPPERT i