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SECTION C THE IT IW Securities firms reps address wouldbe investors Investing in insurance for your financial future Its a of Dm timet ai Canada Potato Plan coo- to dip further and further behind the nations inflation rate mora worker are to Invest their money to bond real Ing that Ihty have a Utile nest to supplement their il Income after retirement about Halton Hilli residents teamed Feb at a investment seniinar held by Lynch Royal SecuniMS In the John Theatre stocks and other Investment vehicles are no the Empire dobBay Street bull Sea In pinstripe suits What you buy for Invest- purpose be port an Investment Merr ill Lynch account manager executive Elaine Parii told her audience advising that invest- UW bringing US history to libraries on try and a good portfolio outlining where an individual Investments have been made You have to ask yourself how much risk you can afford and then no more Hi Parts said In other words what percentage would pro vide you with a minimum She described the option open Individuals willing to invest some of their money as investment vehicles Gen erally the rule of thumb applied when considering an investment li that the higher the risk the more money you are willing to contribute to an Investment means greater yield or rewards above the amount Invested When people bonds they are essentially lending money out lor a slated rale of return Ms Paris explained Once youve bought bonds you cant turn around and sell them lo an other imestor they have lobe cashed In with the province federal government pality or corporation interest Is paid on the face value of ibe bond which re mains the same although the real value of the bond may rise or all value of but Is actually purchased for would still earn at a hypothetical five per cent interest on the face value A bond price which rises to still earns five per cent Interest on the face value Slocks differ from bonds the brochure notes In that the investor Is actually buying a part company There are two types of stock preferred and common Preferred bonds while not allowing the holder to on the comp any direction as a docs pay dividends and lend to be more stable in price If thecompanysuddenly goes bankrupt preferred stockholders gel their money before holder of comm on stocks they allow Investors a voice in the company future and there Is greater to participate In gains which the company may make gains reflected In the Increased value of the stock and the dividends paid out lo share holders Another investment vehicle discussed by the Merrill Lynch Herald Special The and Acton public will host three llnl versify loo course this Spring Social problems will be the topic of one course offered In Georgetown it is scheduled for Monday evenings with Prof Bill Scott of department instructing ID be examining problems drug abuse crime poverty prejudice sex explain Prof Scott who has been will UW since 1M0 He haa also served a director of Industrial and public relations with several large firms On Tuesday evenings also In Georgetown Dr Gllmin rider history professor will lecture on US history since IMS Since civil war ended in 18U American society hat passed from the railroad ag the age of plasties elect ronics and Jet flight explain Well be look ing at some of the major events and cultural currents of I this last century The Acton public library will host a course in social case work Thursday evenings Grossman will be the Instruc tor Casework or working with Individuals is a core of social work says Ma Grossman I hope provide some of the theory needed for understand ing and helping the individual in Ihe casework relationship In addition to her teaching duties Ms Grossman also works In the adolescent and family Inpatient psychiatric unit at Torontos Hospital for Sick Children Each of these courses will meet once a week from to 10 p m beginning the week of April and ending the week of They may be attended free of Its- personal interest or they may be taken for credit For more Information call the Georgetown public library or the Acton public library WINTERTAINMENT 81 CT130I 14 PORTABLE COLOUR TV Lumlnar from 95 SOLID STATE COLOUR TV 95 with converter Come See Our VCRs Hitachi Toshiba Zenith BRAMPTON COLOUR SOUND NELSON ST 4 Coloring Contest rXXV MM St ATKINSON 8773333 THE FOX IS COMING and Rich Ismify entrant v room mam No and log vac system Paved drive 2 car gTe Huge deck across itar plus phis drive 2 today lor your appointment Asking ACRE FARM Minutes from low workable soil information can WOODED Custom Ml and spacious This raised bungalow Is sure you Located near Acton on a pretty treed acre lot Asking Vendor consider alt oilers DOWNTOWN ELNNECHATTEH ERME DONT BUY UNTIL YOU CHECK WITH US CHANCES ARE WE HAVE WHAT YOU WANT WCKFERRARO 8777323 JM KEKHEDV 8774039 VIVIAN LAW TASK AREA home localed on cut ds sac boast all the lovely features necessary lor luxurious living bedrooms master amity room with lireptace central vac mature trees Intercom with AWFM and many mote Ashing only 1169 900 Call today lor your appointment GREAT LOCATUN emery v I kept situated on a landscaped acre lust Avenue close to Many lovely Itatures and Including 2 lutpiaces full bedroom Fantasy Poor Huge Sun porch closed patio etc Please call tor your tmenl You will surety ha pleased tins lovely home Asking SEW DETACHED 2 ins Asking ACRES Brick home In ihe heart horse country possibilities Asking SANDY CHAMBERLAIN KENT SCKUPPERT CLARK REAL ESTATE LTD- REALTOR MAIN ST S GEORGETOWN Toronto Line 92 MAIN ST S GEORGETOWN 8775211 TWO HOUSE SOLD NAMES YOU CAN TRUST ACTON ONLY Large country homo on lot close lo town Features 3 bedrooms timing garage with workshop plus a lust mortgage almost at CaA John Dark for an appointment to see this great star YOUR Asking lor this 3 bedroom townhouse Cafi Marge Clarke suuvnmimtTMEirn Seventy five percent Interest In vacant land that is currently being proposed for an 80home right ki Georgetown Can Jn for Information Only 49900 Largo 2 storey home on nearly an acre lot In quiet village ol Lima hoy so There Is a new root upgraded insulation new electric and plumbing systems Ideal starter home Call Marge Clarke to Inspect this home DUPLEX ONLY 54 down payment the vendor wal hold a 2nd mortgage to go along with the existing mor which is at Theres an and downstairs apartment with a and stove in each Good Income Call Jan SUITE 3 bedroom bungalow located In very neighbourhood with large pie shaped lot This home features a large bedroom apartment in the basemen suitable lor newlyweds or your m laws Large mortgage at Call Tom GORGEOUS BUHGALOWm Immaculate 3 bedroom buck and home wrlh central location There is a nice rec room plus a large games room garage double paved drive and a lovely deck surrounded by a privacy fence The large windows provide a very pleasant sunny at mosphere Call Jim GO TRAH SPECIAL Large older home on maluie lot walking distance schools shopping and the GO train Features bedrooms dining room den sun por brand new furnace and more Best of all the vendor will assist in financing Call John Clark YES YOU CAM j Own your own home Come see these beautiful townhomes bedrooms 1 car garage broad loom close lo all amenities and backing onto park Mortgages at Call Marge Clarke to view these homes Priced in the very low representatives were mutual funds companies which make investments and manage money Its like being part of a Investment opp ortunity Because the mutual fundi are involved with In vestments in a number of different companies they can better weather declines in the stock market Income lax shelter are becoming harder and harder protect from the rapier- like talons of the finance ministry and lis ann ual budgets Mr Gellmansaid Many workers are discover ing the lucrative Lax shelter afforded by Registered re tirement Savings they are becom ing increasingly Important with the lack of financial security the federal pension plan offers offered by securities lions like Merrill Lynch banks and Ins urance companies are tailor- made to meet the of the investor II an individual Is not paying into a company pension plan be or she can put as much as per cent of or a maximum of of their earned Income into an of their earned income into an or Joa it they are participating In a company pension scheme As with stocks bonds mu tual fundi and other Invest vehicles tike coins anil- ensure that individual get que and gold bullion Mr the full amount due to mm Gellman stressed that RRSPs when he retires or when the must be artfully selected to is cashed In ACCOUNTANT McDonalds Colouring Contest DONT FORGET to redeem Coupon No 4 from your McDonalds Mailer Win McDonalds Gift Certificates And Watches M Mi a Mt TELWWHE You Deserve a Break Today Aft FLEA MARKET Antique Art Show Junction Sun Feb 1000 Enquiries OXBOW O O K S for mora crosswords A A IMPORT AUTO SERVICE D Y Expert Repairs To All Imports Domestics The Volvo Specialist LEASING A CAR OR TRUCK CLUE letter word for travel ANSWER R00S Travel Agency Georgetown I Marketplace 8770138 Basal 1 tvsrai Even In Crossword Puzzle Answer on Page C7 II Turkish flag Thinking citric M Lik today It First ladys Sky path Schema Bankroll Window I slant I I m Br See the Alt New KC Munch kin Game from Odeitey 2 NOW AT RYDERS TV PLAZA B CLEANERS R A E R Same Day Dry Cleaning 166 Guelph Street Georgetown 8772279 Your Stop Store for Knitting Crochet Suppfiei Rug Hooking Klts Needlepoint tod SmcntryKtts Supples Qutlpn StTMt