The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

SPRING HOME IMPROVEMENT Wednesday April IMC House is still good buy despite mortgage rates By Rind J Buying a ho mi in Onuno been mare expensive it today the result both of rising house coals and high mortgage yet a good case can still be made for home ownership Many people who are first lime house owners Tor example are young and in the work force Chances are their incomes rise in pace with in Oat ion and interest rales go up so do their incomes A good example of what happens to your home loans a family in this position may find it cheaper to use the cash for other necessary purchases such a car or furniture instead of borrowing Randal Is Baker Co Chartered Account ants Downs view Dollar Sense offer general advice by mem bers of The Institute Chartered of Ontario investment as house prices is the case of a home buyer who puts down on a home In his he also pays about in mortgage payments that his investment at the end of a year is But with rising house prices the home value may up by If he chooses to sell at this point he comes out of the deal with a clear profit of which amounts to a 17 per cent return on his investment along with a years free rent People who live in apan and compare the cost of renting an apartment with that of owning a home can usually moke a good economic argument in favor of apartment living It s misleading oftcr n comparing a two apartment with a four bedroom home with basement and backyard If they want to make a true comparison they should be comparing the cost of renting versus buy a four ledroom home or the cost of buying a condominium similar to the rented apartment It is also popular to recommend paying off your house mortgage as quickly as possible This can be a sound investment for people with excess cash but in some cases family expected to grow at an accelerated rate and in such a situation monthly gage payments will take up less and leas of total income even when gage rates are climbing Since mortgage interest rates are generally lower than interest on most other A 11 KIM Or maids iflhcnc curding up Under the builder the uith a JDI a insurant defect- Razing the roof aint necessarily so the step of tearing your roof ihc Routing offer- fol codes be sure If your present is si or tile a teaoff is because roofing Rooting Bin UAH Grand New York Home Improvements Made HAZENS OF HOME IMPROVEMENT NEEDS Hardworking Chain Saws The XL2 The Super2 SXL Mini XL76 XL1 LIST 20995 31495 35995 28495 SPECIAL 16995 19495 29495 33995 26495 Save as much as IDLE LINE STRING TRIMMERS has made a major breakthrough in automatic string advancing- systems When you need more string simply and release the trigger slowly a tew limes and youve got it Hurry and Save Garden Tractors 10 hp hp regular pries 14 hp 5e35 53go above units include cutting pan TRACTORS Hardwork made easy and economical ON UNITS IN STOCK HAZEN 55 Sinclair Ave 8779473 3820 QUALITY MADE ECONOMICAL Homehte has developed over 6 types of lawnmowers each having its own personality So whatever your lawn needs are has the mower to suit you Talk to John discuss which mower is right lor you Lawn Tractors Riding Mower and SERVICE Sale applies to instore stock