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Economist shares pointers Be tough when buying ONE MANS JUNK Bill Doberty an amateur collector and restorer of antiques examines a watch and tub which one member of the Historical Society brought In tor last Wednesday night special Judgement Day meeting Mr a MUioo studied many of which are amity heirlooms of members giving each an approximate date of manufacture and occasion ally a brief history of an Hem we The meeting was held Georgetown Knox Presbyterian Church Herald photo Erin By WINIFRED SMITH Church service was fair ly attended Sunday Bandy and the Board of Steward were pleated with the results of the Circuit Rider Week Hill some results to come Id The Dower placed fa the Sanctuary were In memory of tin Kennedy who recently passed away Voting Day baa come A good percent age of area voters turn out Jo Schneider retained position as deputy- reeve Cecil Chambers win be tne new face in Although Connie Bielby was not successful in try to represent Erin town ship on the Wellington board of education she appreciates the act that many of tin votes she received came from the Ballinatad area and wish es to express thanks to all those who voted for her students from BalHnafsd were in the Grade and gradual classes at the Erin District High School commencement Friday Many received awards scholarships and diplom as but among thoH honor ed from this area were Ron and Katberine who both received their secon dary school graduation plomas Both of these young people also received Ontario scholarships to Bon were the Branch Royal Canadian Legion Award the Prix Concours and the English proficiency The Halloo Women a Institute scholarship went to Katharine Mkhael a Grade 11 student received the trophy Congra to ail the stu dent It meant hard work but were rewarded for their Much success hi wished for them In the future Mr and Mrs Floyd visited with form er neighbors Mr and Mrs George Black at one evening last week Ernie end Eilleen Enery and Winnie Smith accompanied Lola Marshall and daughter Ruth little grandson Robbie Polo to Toronto on Sunday where they spent the day with Blanche and JunhUBer Listen up kids More and more young couples will be taking advantage of various outrageous government to get them new housing It as It should be Opponun lUes like the fed erst grant come once In a II But the housing Jungle Is fraught with danger Be careful We have a healthy respect Tor the people Who build houses We also have health We have certainly seen too many poor young and trusting get beaten badly because they trusted tome smiling salesman In fl trailer who seemed when things also seen the Idas half finished houses from builders who later went bust People walk Into a com and important thing like home ship and they do It their eyes closed and their defences down Sure Its an lional buy But be The building industry does not want you be aware of the following rules Other attempts to simple list have led to confronts tlon Bui we owe it to n When buying a new home never make a deposit or more than Because should the builder go bust the Housing and Urban Association of Canada will not guar anything more than that Note were not talking about the which changes hands when the deal closes and you move In but the cheque you give the builder or his sales agent to commit you to that house lawyer good lawyer which Is usually not the one the builder or the salesman recommends Get one who special lie a In real estate transactions and who comes with refer from someone you try to cut cor with the cheapest shopping pitta legal hack you can find Ail cut Is your throat Get this good lawyer to look at every thing you sign Before you sign It And I mean everything if something seems too restrictive to you and the lawyer tells you to sign It anyway then get a new lawyer not agree to sign any additional clauses on the offer to purchase for example some thing slating a closed mortgage rate ii sub ject lo change to reflect market con 30 days before closing Or that the builder without pen ally is entitled to delay finishing the house for reasonable cause And make sure watch the closing date That the biggie Don t push give the guy time to build the house Three months or more would be Ideal because anything less and you re probably going to get a cutcorner Job On the other hand you can never assume the builder will honor his commitment to Its an Instant Kingdom Hall A building project lust like one that caught the eye of That Incredible the American TV aeries will take place Nov Some volunteer workers all Jehovah a Witnesses will erect an foot congregational building In one weekend An Oklahoma Witness will supervlae the roundtheclock project which will see the twolevel colonialstyle wood frame structure with brick Interior ready for a meeting by Sunday afternoon then finalized that evening with an auditorium that seats 170 people The Instant Kingdom Hails as the Witness call them have been built in over 100 communities E S L CARPENTRY Specializing in HOME RENOVATIONS Experts in KIT REC ROOM QUALITY CARPENTRY AT AFFORDABLE PRICES CALL 8785104 deliver a at a tain time and quite often doean t This is because the offer lo pur chase which you forgot to show your kilter lawyer gives him a big loophole Plug ft Insist on financial pen allies Tor late closing or don sign the paper There are other builders other houses Stop being the house Is six months late for example where are you going to live And what it mortgage rates take off In that time Protect yourself If closing Is delayed sue tcly Signing the papers is half your lob The other hair is policing the development of the property Monitor the local building office and make sure a building permit Is taken out Monitor the building site noting when vail on starts when footings are poured when the structure Is roofed and closed In Ask ceaseless ques tions and it the pace of construction is too slow disturb until It quickens Dont under any circumstances move Into the house until It Is com pi tidy finished And that Includes land scaping and painting everything After all you paid for It when the deal closes in full Get your money worth Once you re In the builder has a good case for saying you accepted the Job the way was Finally don I trust anyone This may be harsh but so what We re talking about the lar gest single Investment you re probably ever going to make We re talking about massive amounts of borrowed money outrageous rotes of Interest and protected by ironclad legal agreements You must also slop thinking about tho color of the bathrooms and start concentrating on contract law and sound construction tech If too much trouble you deserve to from Financial Rescue edited by Garth Turner To order your post paid copy send S3 to Rescue Box MS Station A Toronto Oalarlo M5WICS gg ELLIS 8776917 TOR 1101 a lovely sitting lor this cory county home Gnat view at irom acre treed kit Unique family room with fireplace Country to only Be of value Ruth Jus I HUM Almost acres of bush nsar Saver creek Mfated soft and tar win keep yew going tor years Buy now or we can the buttling lot you A Marts rum at Cad BUI ENs The vendor IsTi get lum now Great location near Ave lor 36 seres or prime agricultural land Soma hardwood bush Good big bam and horns For beef or lor Us I natural Detain horn EWs men A pood and mortgaging- J add your by calling Hum Asking MHTLYMMWICH Largs enough to Do Your but smut enough to manage Pretty tatting of Umber and stream on two act steal bam and smart greenhouse Atiricllv three bedroom homo of court at St 19 inspect good valued Ruth CAMWUITEW The pries has been chewed to the bona on Wain Street have to be n Investor lo handle this oner Lei apartment your ownership Apply grant lo BOO price make sen ss7 Hurry and call hens Wood GRAMMAS The picture says it Asking only 900 Commerce to turn your hob by nto money miter Bui Elks