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THE HERALD OUTLOOK a Page I Professionally managed could be for you We live in a doityourself age And for some things it is very im portant that we learn to do-it- yourself Maybe a professional can drive a nail faster and but once it is driven even by you and me it should hold just as well no matter who had the hammer But in the field of finances and it isnt that simple True we may think we a great deal about bow to invest our savings but can we know as much as the professional who spends all his working days looking and analyz ing the best ways to invest and seeks the advice and counselling of other fulltime advisors ITS YOUR MONEY Paul J We doubt it Placing our savings into the hands of professionals just might mean we will have a much better rate of return and retire ment benefit than if we try and do- itourselves This writer believes that the professional manage ment that is found in mutual Coping with stress Dr Hans Selye the worldre nowned stress expert once defined stress as the rate of wear and tear on the body The late Dr Selye also said that stress isnt all bad Some of it posi tive even joyful as when you kiss someone you love or attend a happy occasion such as a wedding Then theres negative stress linked to unemployment marriage problems death of a spouse money worries poor housing or concerns about children There are dozens of reasons for Canadian men and women to feel under stress If people cant cope it may lead to high blood pressure heart disease ulcers migraine headaches asthma or dependence on alcohol and drugs Health authorities say stress is one of the leading causes of disease in our society How can you control stress so it doesnt result in a serious condition Experts say youshould be aware of the warning signs They include rapid heartbeat sweaty palms a stomach in knots short temper or feeling irri table or inadequate To get over these feelings some people may go on an eating binge or drink too much to escape They may turn to tranquil izers sleeping pills or cigarettes which wont help at all In fact any of these escape mechanisms may impair health even more Experts say that people under stress should accept it as a part of life They should realize that some things just cant be changed Stress counsellors offer coping tech niques Set priorities and organize time attending to essential tasks first Eat the right foods Get enough rest Revitalize through exercise Counsellors emphasize that its just common sense to realize that a body in poor physical shape wont be able to handle stress very well Its also suggested that relaxation techniques are useful deep breathing stretching walking yoga For men ex pressing emotion repressing it often helps It may help to talk ovor anxieties with someone in the family a good friend a member of the clergy or a sympathetic physician someone who wiU take time to listen If the stress problems are very serious it may be useful to seek profes sional help and to get a good book or two with sound information on stress man agement Experts also say Listen to the body It will tell you if youre pushing too hard or taking things too seriously And look on the funny side Give yourself a treat once in a while Develop a new hobby Do something for somebody else Solutions may not be easy especially inatimeofrecession lors say being aware of stress accepting it and adjusting to it are the basics in coping Industrial Growth Fund an RRSP are what count Many RRSP investors select The Industrial Group of Funds and Mackenzie Financial Corporation primarily because of our reputation And frankly it pleases us that our name is a good one to financial consumers and financial advisors alike But wed rather you selected us for another reason our performance record After all results are really what count For both of us One example i 10 ft Industrial Growth Fund 13 OX 167 FOR MORE INFORMATION ON THIS AND ANY OTHER INVESTMENTS CONTACT REGAL CAPITAL PLANNERS LTD PETER C MASSON MBA 10 Fagan Drive Qeorgatown Phone OVER YEARS OF HELPING CANADIANS REACH FINANCIAL INDEPENDENCE The Industrial Group or Funds Mackenzie Financial Corporation All figures to December 1 1988 are average annual compound returns basea on net income invested and including reinvcstmetii Past perjormatice is not necessarily indicative of future results Any offers made details all charges read before malting a purchase and itprjuiumrejerence funds have proven over the past many years to be tbe best way to invest your monies whether they be savings or just plain savings It appears that most of the rest of the world agrees that mutual funds have proven to be best because the banks Insurance companies stock brokers and even credit unions have all jumped on the mutual fund bandwagon whereas not too many years ago they mostly ignored the mutual fund concept and even ridiculed it What are the results Every month the Financial Times newspaper publishes the results of a survey of almost all of the mutual funds in Canada Among other statistics the average rate of return over several periods of time are listed In tbe survey for the period ended Dec 31 1968 there were at least 10 eligible funds whose average rate of return for the past 10 years was 15 per cent or better All the mutual funds are invested per cent In Canadian holdings and therefore qualify for In the same survey there were many other mutual funds with averages as good and even better that qualify only for regular sav ings but not for There are also programs available where you can have up to 10 different funds under different management In one RRSP thus giving you even more safety and diversification than you get with one mutual fund Wouldnt you have liked to have five of the funds or more within your over the past 10 years If you start an RRSP at age and carry through to age 66 and earn 10 per cent by Investing per year you will end up with a value of If you achieved per cent youd have which Is more dollars Maybe professional manage ment of your savings makes Barragers has perfected a scientific method of cleaning and packaging fragile gowns A service that gives youth and loveliness down through the ages BRIDAL SHOW See us at the Welcome Wagon Bridal Show on Sunday February 26th at the Hills Cultural Centre on Church Street Georgetown 0 When you have your Wedding Gown professionally cleaned and at Barragers COUPON EXPIRES FEBRUARY 1989 Whatever You Wear We Clean With Care LAUNDROMAT OPEN7DAYSA WEEK Same Day Service Mm to FrL uniform rental BARRAGERS Barragers Cleaners Barragers 8772279 8734868 CLIP SAVE COUPON coo OFF Four Locations To Serve YouBettorl Barragers 8771834 Shamrock Cleaners EitM 5198332408