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Page a MONEY MANAGEMENT 8 Wednesday February Planning for the future Heres What You Need To Stay Even With Inflation annual lacoaw to at7ntT hen 400 1200V 137106 45024 36m9 In Kan 111X524 157 In 25 Mm 17IJI2 ln30a suns II your INFLATION RATE I20O I InlSMro 111126 InZOttwn 7689 93304 In 30 Man 113319 IMS597 RATES 40tf- InlUWan I 139763 In BUM In Wan In Vara 119563 306181 In Wan I4SS53 Mi 4IW INFLATION In 10 Wan 181413 In 15 Wan 174469 In Kan In Kan 14A62I 935jD04 Kara The Magic of Compounding Its a matter of mathematics For your to grow your investments must grow at a high rate year in and year inflation by a wide margin Its no surprise to most investors that higher returns over many years allow the magic of compounding to work to the fullest extent II annual IndkvMd In RETURN 10 YEARS YEARS YEARS ISO 943 14 103768 16 18 RETURN YEARS YEARS YEARS 759 10 12 282446 77 156 86565 468442 IS YEARS 30 YEARS a I 147 AS 14 165334 16 IBS 497 18 The Industrial Group of Funds Managed By Mackenzie Financial Corp Formed in 1967 with the inception of the Industrial Growth Fund The Industrial Group of Funds is comprised of twelve investment funds each designed to meet specific needs of both individual and corporate investors Depending on their objectives the Funds hold one or a combination of the following common and preferred stocks corporate bonds government bonds mortgages and high quality shortterm debt securities The invest ments in each Fund are adjusted constantly in anticipation of changes in economic conditions in pursuit of new oppor tunities in the marketplace and above all in recognition of a primary need to protect investors capital The Industrial Group of Funds provides the advantages of professional management portfolio diversifiaction redemption on request freedom from daytoday in volvement in the investment process automatic reinvest ment of dividends and capital gains monthly payment and withdrawal plans a wide range of investor options and more No investment fund is free of risk The best way to assess the degree of risk is to look at the past performance of the investment both in percentage growth Tor ten years or more and in yeartoyear consistency From this perspec- tive we believe our Funds are an excellent invest ment ta make your Looking To manage How To Tell If You Need A Personal Financial Planner 1 Do you still pay too much In taxes 2 You cant seem to save Youre ready to get serious about investing Youre insured But is It enough 5 Do you want your children to get the education you bad Or better You know your retirement Income wont be enough You have big plans of your own How a financial planner can help you Starting with your first visit a financial planner helps you gather documents asks questions and gets to know you He or she helps you iden tify your concerns and perhaps roost important helps you define your goals in specific measurable financial terms Should you start an this year Or do you have more pressing short- term needs Can you af ford riskier fasttrack in vestments Your financial planner can tell you Evaluate The Achievements of The Industrial Group of Funds Before Buying Any The record is clear our approach to RRSP management has generated excep tional growth for Canadians who wouldnt settle for second bestwhove made the decision to invest for the long term So take a look at what weve accomplished particularly in comparison with other investments and performance benchmarks After all an decision is the culmination of a logical process You need consistently superior performance to buUdupyourRRSPinvestment 2 Some of Canadas most popular havent been able to deliver the returns over time you need to outpace inflation 3 nieIndMalGnupofFundshasprovenitcandothejob On that basis alone The Industrial Group deserves serious consideration as your investment Think about the facte Then call for complete details of our performance record If you feel good now about choosing the right RRSP just think of the difference it will make at retirement The funds are offered by prospectus only Regal Capital Planners Who We Are Regal Capital Planners is a PERSONAL FINANCIAL PLANNING COMPANY offering a complete range of financial services to both individuals and corporations Established in the company has grown to over Financial Planning Associates located in offices across Canada The Associates come from the various sectors of the financial services industry and have a wide range of ex- perienceHowever it is the ability of the individual financial planner to listen to client needs formulate realistic financial plans and effectively communicate prudent courses of action that has made the company a leader in financial planning As a truly independent firm our clients enjoy the real benefit of being able to select the best products from the best companies and have the security of knowing they have a comprehensive financial plan of the future which is regularly monitored and updated by a competent caring financial planner Regal Capital Planners approach to personal financial planning provides advice and services dedicated to your financial success You can expect top quality in dependent financial advice from all Associates of Regal Capital Planners For More Information on The Industrial Group of Funds And For FREE BOOKLETS on Retirement Planning and RRSPs You Contact REGAL PLANNERS Over Years of Helping Canadians Reach Financial Independence PETER CMASSON FAGAN DRIVE GEORGETOWN Phone