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1JK Shoplifting charge A 41yearold female from Kit chener was charged with theft after an incident at the Olde Hide House in Acton at pm Nov 27 Police say t e woman was ap prehended after the security alarm was set off when she left the store A pair of leather gloves were missing from the store The woman will appear in court Jan Man arrested A yearold man of no fixed address was found wandering the street at the corner of Trafalgar Road and Maple Avenue in Georgetown at pm Nov 28 Police arrested the man for his own safety He was charged for being intoxicated in a public place Mischief charge An Georgetown man was charged with mischief under and two counts of breach of probation after he got into an argument at a residence in Georgetown at pm Nov A kitchen cupboard and chair were broken causing damage The man was held for a bail hearing Youth charged A youth was charged under the Young Offenders Act at pm on Nov 28 in connection with an incident in which so meone was found examining the inside of a pickup truck near Guelph St in Georgetown A charge of attempted theft was laid The youth will appear in court Jan 25 Impaired charge A charge of impaired driving was laid at pm Nov after police spotted a vehicle moving erratically on the road on Road North at River Drive The driver was held for a hearing Charges laid Charges of following too close and not having an adequate license on the person were laid following a twocar accident at the Ninth Line and Sideroad in Acton m Nov 26 Police say a Chevrolet driven by a 28yearold Georgetown man was stopped for sign when a Honda driven by an 18yearold Milton woman collided with the rear of ihe Chevrolet Damage to the Honrla was moderate and the Chevrolet received light damage Car demolished A car was demolished after it hit an icy patch and slid off the road striking a tree about 10 Nov 19 Police say the 1981 Plymouth driven by an 18-year- old Georgetown man was south bound on the Tenth Line when the accident occurred Personal financial consultors will be a trend author says ITS YOUR MONEY Mayors luncheon The Third Annual Mayors Christmas Luncheon will be held at the North Halton Golf and Country Club Dec 12 The mayor will give an over view of events that have affected the town in the past year and he will field questions from the au dience Radio personality Jack Carpenter will be the master of ceremonies Tickets can be ob tained by calling Tickets cost each School celebrates Christmas Milton District High School is holding a Christmas celebration on Thursday Dec 7 at 730 pm Tickets are for adults and 2 for students and seniors Tickets are available at the door PHOTO REPRINTS appearing in The Herald 8772201 The letter read impart it will always be an important responsibility of individuals to seek out with care those that offer professional advice whether it be medical legal or financial Having said that I would predict that in most of the population will have a personal financial consul tant just like they a dentist and a doctor today The letter was written by Terry Stone of the Bolton Tremblay group of mutual funds addressed to David Herskowitz writer with the Investors Digest of Canada magazine Terrys advice is sound We should all seek out good medical legal and financial advice The problem is that most of us dont seek this advice until we have to Most people dont go to a doctor until they feel sick Very few go to a legal advisor until they need such services And very very few ever seek a financial advisor because most of us think because we earned it we know how to han dle it As an example a few weeks ago this writer was being interviewed by a reporter and when we ex pressed the thought that most peo ple do not seek financial advice we gave the illustration that almost per cent of people today die without a will yet if you were to ask everyone if they should have a will probably 100 per cent would say yes They know they should have one but never seek so meone to help them The financial reporter sheepishly said I dont have a wiir He was in his late had a family knew he should have a will but had done anything about it That is why we have profes sionals today who do financial planning and who seek you out A long time ago it was recognized that most of us are a too lazy to go and see someone about im proving our financial health or Exploring New Horizons Ive completed my parttime at Laurier and am now beginning to see my career goals within my reach Going back to university is a good idea whether or not you want to complete a degree Theres personal satis faction in learning something new and you meet a lot of nice people Ms Sarah Jane Olszewski Brampton Ontario WINTER SEMESTER 1990 January 3 April 28 including exams At Laurier we offer a personal touch Whether youre taking courses through classroom lectures or at a distance through Telecollege were here to help you achieve your educational goals Classes are available for parttime students at Brampton Centennial Secondary School Brampton Public Library and HewlettPackard At Laurier there is a course to suit your interests career and location For a complimentary copy of the FallWinter Parttime Studies Course Calendar or for personal assistance just call us 519 or tollfree 18002658866 Ext 4447 OFFICE OF PARTTIME STUDIES AND CONTINUING EDUCATION WILFRID LAURIER UNIVERSITY 75 University Avenue West Waterloo Ontario N2L 3C5 we dont even like to think about our financial future because were too busy thinking about get ting by today Do most of us fit into that category After all financial planning can help us If we were to put down and then save per month at 10 per cent in years wed be worth almost If wed done the same over the past 14 years with a mutual fund called Value Fund wed be worth over Or IF we could have borrowed 10000 years ago at 12 per cent and put it in the same mutual fund it would cost us per month to service the loan but the 10000 grew to After we repay the loan we have 164800 left On top of that the mon thly interest payment was tax deductible making the true cost 59 monthly at a per cent marginal tax rate In all three cases above we are looking at 100 monthly But one ended up with 41000 the other and the third with with less actual savings because of the lax credit I think youll agree that most of us save with method number 1 above in fact we dont even get to per cent on our savings account ending up with the More and more are starting to save with mutual funds and therefore ending up with the And only a few will even con sider method number three whereby you would have ended up with Yes financial planning can pro bably help most of us Maybe it is time we seek out help rather than waiting for someone to find us For free information on mutual funds ask for Why Doesnt Everyone and contact Peter Mas so it 10 Drive Georgetown or phone Paul J is the author of the best seller Why I Invest in Mutual Funds and President of Regal Capital Planners Ltd Q HEART AND STROKE Or ONTARIO IMPROVING YOUR ODDS AGAINST CANADAS KILLER to Drive and Survive WITH Young Drivers Canada Christmas Break Special Days December 26 27 28 29 900 338 16 Mountainview Rd S Georgetown FOR BRAMPTON OR BRAMALEA CALL 7 Give Ihe gift of a lifetime Christmas Gift Certificates NOW AVAILABLE 8770751 OVER 300000 GRADUATES RECOMMEND YOUNG DRIVERS OF CANADA