In Focus, February, 2011 2 'EORGETOWN3ENIORS#ENTRE 6IDEO0RESENTATION The Georgetown Seniors Centre was the scene of several film premieres recently. Over the course of several months, grade 6 students at St. Francis of Assisi Elementary School met with members of the Georgetown Seniors Centre and asked them questions about their lives. The students then put together short videos about their new friends and debuted their films at a celebration at the Seniors Centre. The project was part of the Halton Industry Education Council's Seniors and Social Media: Connecting Generations Through Technology program. Bravo! Photos by Andrea Lefebvre ABOVE: Evan Cote spent a lot of time getting to know this colourful character: the one and only Horst. BELOW: Grace Williams, Stephanie Leighton and Trevor Haines share a smile after watching their filmmaking debut. Andrew Choi, Ben Siriska, Natalie Evangelho and Jenn Allen can't wait to premiere their movies. LEFT: Things get a little crazy when Mikaela Bartolac, Emily Santaluce, Brendan Gormley and Ryan Waddick get together. LEFT: Ray Wilson thanks Emma Pushman (left) and Kea Buote for the excellent video they made about him. RIGHT: Brian Dicksenson (left) and Doug McGinn sit back and enjoy the show. WHEN IS A FLOOD NOT A FLOOD? Paul C. Armstrong Whenever any of us experience "Water Damage" from burst lines; a toilet or sink overflow; wind driven rain; or melting of ice and snow on the roof, we say that we are "Flooded". There might be severe "water damage", but these are "Common Happenings". "Flooding" occurs when lakes and rivers overflow their boundaries as we know too well from the "Australian" situation. Our Standard Home Insurance Policy covers "Common Happenings" but NOT "Flooding; Earthquake'; Landslide or Snowslide. Insurers provide "Optional" coverage at additional cost for these exposures, but not everyone qualifies. In Ontario, we are very fortunate as we have few lakes or rivers overflowing to cause damage to property. We have insignificant earthquakes, snowslides or landslides. However, our fellow provinces and neighbouring countries do not share this good fortune. Most of us sympathize with the "Australian People", especially those who didn't purchase "Flood Coverage" but they now have to rebuild their lives as there will not be a "Government Handout" from tax dollars. Occasionally, through "Catastrophies", "Countries" offer "Nominal" payments to get residents and businesses restarted, but the real responsibility rests with property owners to look after themselves through the purchase of "Adequate Coverage". Further, consumers who paid the additional premium to have the proper coverage would not look favourably at any level of government aiding those who disregarded their opportunities. The situation is no different here in Ontario or Canada in general, we are responsible for ourselves and protect what we have through "adequate protection". Now is a good time to "Review" your "Property Insurance", enquire about your options and act on them. Cant reach your insurer? We are reachable and available to everyone. Going away this winter? Ensure your home is inspected daily. Buy Local, Buy from us. Comments are always welcomed by email parmstrong@pcarmstrongins.com or phone 905-877-0133. R YOU THE INSURANCE HOUSE PAUL C. ARMSTRONG INSURANCE BROKERS LTD. 143 Mill St. T: 905.877.0133 Serving our community for Auto, Home, Condo, Tenant, Business and Recreation BUY