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Pa ge 4 T hu rs da y, A ug us t 2 0, 2 01 5 - B ac k to S ch oo l - w w w .th ei fp .c a A child's life is flashing before your eyes. Obey all School Bus Warning Systems!If red lights are flashing, STOP! They show that children are getting on or off the bus and may be crossing the street.Flashing red means stop! Tra-Scott Fire & Safety Inc. Complete Fire Protection Inspections • Repairs • Installations Sprinkler Systems • Fire Extinguishers • Exit & Emergency Lights • Fire Suppression Systems • Kitchen Systems • Fire Alarms P.O. Box 91547 47 Main Street South Georgetown,On L7G 3G2 D.Scott Campbell Tel: 905-702-4725 Fax: 905-877-2787 Email: dsc.firesafety@gmail.com 143 Mill St., Georgetown, Ontario L7G 2C2 T: 905.877.0133 1.800.482.2308 F: 905.877.8545 www.pcarmstrongins.com Christopher Crane Network and Systems Administrator E-Mail: ccrane@odysseysolutions.com www.OdysseySolutions.com 10 Mountainview Rd. S., Unit#9 Georgetown, Ontario Canada L7G 4J9 (905) 877-4567 Telephone: (905) 877-0033 1-800-465-1575 Fax: (905) 877-2787 Email: dsc.firesafety@gmail.com 55 Sinclair Ave., Unit #6 Georgetown, Ontario L7G 4x4 D. SCOTT CAMPBELL PROTECT OUR CHILDREN BACK TO SCHOOL FOMO or "Fear of Missing Out" is a fun so- cial media term, but when it comes to pres- sures on the wallet during back-to-school time, FOMO looms large for both students and parents - but in a much different way. For students, it's the fear of missing out on trips or activities with their friends. For parents, it's making sure their chil- dren don't miss out on making good deci- sions. So how are these interests balanced? "With back-to-school approaching, it is a good time for each party to have a conversa- tion about needs versus wants," says Mandy Mail, director of student banking at RBC Royal Bank. "FOMO has very real effects on student budgets, but setting priorities can mean smart choices and great results." Mail offers the following tips to help stu- dents meet both the needs and wants: • Make a list- Jot down all of your needs such as books, food, and transportation plus the associated costs. Separately, create a col- umn for 'wants' like clothing, trips, or a new computer. Pick a few items on the wants list that fit into your budget and create a savings plan to tackle others. • Evaluate your choices- If you're con- sidering a trip over spring break that maybe doesn't quite fit the budget, weigh both sides of the equation and make a decision that fits with your current and future needs. • Shop smart- If you're on a budget, one way to avoid missing out is comparing pric- es. You may even be able to add in another want to your wish list. Shop responsibly and buy based on need, not just want. • Get the most out of your credit card- Find a credit card that suits your needs. For example, there are credit cards that offer cashback options which allow you to earn cash on your everyday purchases. There are also cards that let you earn and redeem points for gift cards and merchandise. More information on back-to-school finances is available at www.rbc.com/stu- dentsolution, #RBCStudentAdvice on Twit- ter, or at any branch. More on the rewards program s can be found at www.rbcrewards. com. --www.newscanada.com Solve FOMO at school with money management tips