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¢ NEWS July 18, 2 = ERB GARBUTT \garbutt@metroland.com = Tessa Cieplucha stopped dreaming about making it to the Olympics almost two years ago. Aug. 9, 2019 to be exact. The uld seem. 2 odd since it was the day the - Georgetown swimmer de- livered the biggest win of her career. Competing as a member of the Canadia senior national team for first time, Cieplucha won the gold medal i in the 400-metre individual IFP - Hatton Hills | Thursday, ley at the Pan Am Gamesin Peru. That day, shifted from about the Owe to king it a reality. Cieplucha dence to envision racing at the highest ial on the international stage," Cieplucha said. "My mind- set changed from 'Wow, to e Olympic team would bes so cool,' to 'I'm go- ing to make it." It was easy for the 22- year-old to envision that path with Olympic trials just seven months away. What she didn't foresee was trials being cancelled, the Olympics being Postponed and going six months with- out so much as dipping her toe ina Pool. She to over- come it all, eet At last month's trials, she and Syd- ney Pickram waged a bat- tle for first in the 400 IM. were the last five lengths of e swimmers ex- eatee! the lead four times, with Pickram taking the win by less than a quar- J. David Keith Partner OFFICE LOCATIONS GEORGETOWN 8 Guelph Street & 905 452 7400 BRAMPTON OFFICE (Main) &, 905 452 7400 CALEDON EAST 15955 Airport Road, Suite 201 & 905 584 4545 Lk ey er + FO ae Commercial and Civil Litigation, Employment Law, Estate Litigation. 350 Rutherford Road S., Suite 320 LITIGATION ASK THE PROFESSIONAL Q My father pe ona registered retirement income fund (RRIF). The estate trustee says the RRIF is part of the estate and | have to pay ‘the proceeds to the estate. | don’t think that is what my father intended. Unfortunately, there is currently a level of uncertainty about this issue. Where a parent puts an adult child on title to a property or an account as a joint owner, there is a presumption that it is not intended to transfer to the adult child upon the death of the parent. This is because adult children are often put on title simply to assist managing the property as the parent ages. The presumption may be rebutted, ideally by clear instructions, if it is in fact intended to transfer. Last year, courts decided that ‘inci lied where there was a designated beneficiary. Until then, a designated beneficiary meant that the asset passed at death to the designated beneficiary outside of the estate. It was a common estate planning tool. Now, even more recently, courts have reverted to the prior interpretation of designated beneficiaries. It will likely take a higher court decision to clarify which interpretation holds over time. For the time being, if you are doing some estate planning, clear instructions can really help alleviate potential disputes. Tf you are dealing with an estate issue, give us a call to set up a free % hour consultation. Stay safe and enjoy the weekend. the C i ig Clients. Enrichi: theifp.ca for Use of replace or substitute any professional, financial, medical, legal, or other professional advice. = SWIMMER MAKES OLYMPIC DREAM A REALITY ter of a second. Cieplucha's time, a per- sonal best of 4:37.26, beat the Olympic A standard by more than a second, all but assuring her a spot on the team. And Cieplucha says there is still more in the tank for Tokyo. "There's still a lot of room for improvement,” she said, "but it's been a re- ally good step forward." Cieplucha's plan to ride the momentum of the Pan Am Games into Olympic trials seemed to be on track. In her senior season at the University of nessee, she contributed, to the Lady Vols first-ever conference championship, taking the Southeastern Conference title in the 400 IM and helping Tennessee collegiate career came to an abrupt end when the NCAA championships were cancelled due to CO- VID-19. The Canadian Olympic trials, less than a , followed suit. ending the chance to even train. he te was alot to process - ning," Hacks a who had ae take en more than a month off since becoming a competi- tive swimmer when she was nine. For sixmonths she wait- ed anxiously, wondering if the momentum she had built had stalled. =) 1 | Scott Grant photo Tessa Cieplucha made the Canadian Olympic team after sting a personal best in the 400m individual medley at the Canadian trials. She answered those questions witha pair of vic- tories for the Toronto Ti- tans in the International Swim League a couple of months after resuming “Tt was not as bad as I thought it was going to be," Cieplucha_ said. "Six months out of the pool gave meachance to evaluate the training I was doing, and I was mentally refreshed." Cieplucha began train- ing at a pace quicker than the Olympic standard so she would be comfortable with it when trials came around. Shealso putinalot of work on the backstroke, previously considered her weakest of the four strokes. Those improvements and the opportunity ahead of her had Cieplucha ready for trials. “There are so many tal- SLEEP DENTISTRY AVAILABLE ented girls. The whole heat s strong. That alone got me excited to race,” Cieplu- chasaid."I'veraced against Sydney for years. That re- ay, helped me push my- or jeually having to make up ground after the two strokes (butterfly and backstroke), Cieplucha ac- tually took the lead with the fastest backstroke ugh Pickram out- touched “her at the wall, Cieplucha took 1.7 seconds off her previous best time. The following day she and her family gathered around to watch as the team was officially an- Is so great," she said. "The whole past year has been the most uncer- tain time. It was good to know my patience and hard work paid off."