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thi oc0r08town herald wtju juto wk ik page 8 rosedale floral flowers for all occasions wedding r work corsages a specialty cut flowers and funeral designs 32 albert st tr 7 2952 we wire flowers glen taxi operated by jim boll 2- cabs 2 radio equipped reliable drivers tr 72432 service every day including sundays mino millwork doors cabinets frames sash stairs screens prompt service free estimates 11 water st tr 79771 to fid laterflora nn caaadioa motfctt of at vest dantsk bora upoa spies titan her bouquet of wall caraahoes to cpl l g cnenteborougk of tao rovol coaodiaa mounted rottce or parlraneri hill although she ml laumgraho minister fairclotrgh and other ugh ranking dignitaries on her rat to ottawa mi spins counted her meeting with a canadian mounho at at highlight of hot tnrpnme tour of canada capital feudes fcer award bonaaet mrs spfess will receive a flowtr of the month bouquet every mmhi for the ant year through inierttora the international flowers by win association she aba sent a booauel to her mother ia deamork and placed a rriephone call to bar mother who fives hi manager which moans town of rotes denmark mrs spicss has been ia caaoda sis years and became a canadian citizen this rear her husband is a swim canadian and they bovt a son marcel nomed for a montreal canadian hockey player tips for home buyers he ruanst pntl tor another load ol fuel or bis olovfaohioned waatef ol f tor kc ami he la reeling broke what t jo with a newadealftealty deigned economics smarts fanmace ha could nave mooey by saving fad pay for his new furnace and enjoy hhn be wine see your smarts dnahraww and get fed paruculara this is the fourth in a scries of week i articles entitled how to buv a home and how to take care of it provided b the national house builders association and its local affi late the north halton builders aocialion as a public service to help jou find the n home for vou and our familv ant to io ou ho v to get the maxi mum sail factu n from it does it pay to prepay i it i t- r foolish to pa bolton minister is anniversary speaker the pattersons were guests at the graham sinclair wedding in ossington ewe baptist church to ronto on saturday where miss joy patterson was junior brides maid for her cousin lorni visitors with the mitchells on sunday were mrs joseph sanford miss pearl scott mrs ii scott and palsy and mr jim wilson mr and mrs lawrence sinclair of gernldtdn visited the patter sons this week visitors with the a w bent ons on sunday were rev and mrs jess and children of bol ton mr and mrs w grcenlees and mr and mrs wm elliott and cnthv of campbcllvillo and miss glenda quinton of meaford mr and mrs calvin mcdonald and little son of elmwood were with the kirkpatricks last week end fuinelj ninth anniversary servic- improvernent in healthy mrs leslie campbell and her granddaughter nadine of hamilton have been visiting with mr and mrs a w norton and mr and mrs ron latimer district cubs enjoy ramble at elora park dfepitc cool weather and threa tening skies over two hundred cubs leaders and guests enjojed a ramble at elora gorge park last saturday june 13lh the cubs assembled at the gear gctown station eager for the in vasjon of the picturesque gorge but wen delajcd for almost 45 minutes due to train trouble the train ride was the firt for many of the bov s and probablj the main event of1he journej was the discovery of the water coolers by the lime of arrival at elora the toolers were emptj and the cubs were full the walk from the station to the park was approximate one and a ha f miles but must havc were held at limchoust prev seemed like five milts tor sunn bjlerlan church on sunday with f tht oldi r member of the par nev m s jess of bolton as guest l the cubs were immediatelj preacher mrs j davidson and assigned to their lair bv camp mr norman el lott of acton obli i akela jot mcconkev and the ged with vocal numbers at thcu greeted ihur new surroun morning service in the evening ln with a grand howl messrs mussellc bnstow credsey after lunch two hours were and duby sang as a quartette ac- sdcnt exploring the gorges and companied by mr hall of acton cav and when tht p rtasscm the junior choir directed by mrs bka at the cam slle games were roughley was in attendance a p p tne leaders kepi the cubs both services rev a j calderl pushing in an egg carrjmg in assisted in the evening service dmuc s w- following the wms met at the liome of su consisted of hot dogs mrs mills on thursday evening ff j h jzfz when the text word answered in atetex xe rpi re xeoof a prospector froth from the north country stopped of mi inn with sign st george and the dragon whan tht landlady saw his dirty clothes unshaved face and matted hair she ordered htm avray after standing outside a mo ment he entered agajnv when she looked up annoyed h spoke up promptly if you please maam id ilka to talk to st georye you won t have any trouble talking to us anytime whet er or not vuu arc in the im mediate market for a good us ed car we re always glad franklin prouse show you yiround and right now we have quite a few late models we 1j be especially proud to talk about for instance this weeks best buy 19s6 pontiac laurentian sedan one owner low tlaqc mileage priced at 1x2f3 i f r 1 u r t pjv iff our omstjihlin hjvu the in nt ah chunk mort if availabk the answer it i 1 itptnis on vour finances nn whether vou mav u sh to stli in the near future on tht investment return vou mijht obtain elsewhere on the levtl of inflation on a lot of thinh tht first fact to consider i thai the mone be kept clearly in mind that the lending companv is the deciding bod it has ihc libertv of amend ing these terms depending on the merits of the individual case in its judgement if vou arc in the position of being able to pav cash for your house vou are able to save jour se f pajmtnt of anv interest what ever in other words ou become vour own under lending monev to vourself at the pnvailinj rate of ix per cent or more but v mr montv is not then tjrntnk anvthinj for vou it is in vt it i in a fixed ioet and vour i ilv cirnims art tht am unl the value of ihit it appreciate the 1 w v u vv u i rt altzi a re in i n r invis mtnt while re- n i v u hi mi w ul 1 1 1 t p i nli re our lf rt il i u jii i urn t it omewhere cnsh reserve important r w n if v u have the cash it n t bi n to put it all into vour h ust at the outt a cash resirvi shi uld be retained for famil financial emergencies a verse of scripture was testify mrs roughley spoke on the work of dr marion milliard scripture was read by mrs a norton and mrs mills led in prayer mrs jas noble read a short item giving meaning of hymns the hostess served refreshments afterwards flight cadet peter scholr pres ently at trenton was home for the weekend mr wm turner is hospilaliz td in toronto and we wish him brought the da to a close and the trip home was uneventful as most were tired much credit is due akela joe me conkey of the 1st georgetown b and his assistant doug ward concrete foundations brick block work sidewalks ncw homes floors garages commercial industrial residential institutional bill hamilton hamilton construction every building need 8 reid court georgetown phone triangle 73480 la joe mcconkey 1st georgetown c akela dave hastings 2nd georgetown a akela jim scho- for field 3rd georgetown akela mrs the effort thej put into making vic gunn 1st glen williams ake- the day such a success credit la mrs leslie young lamehouse also to the credit valley bottling jean fend lev works for sending a loaded pop truck to elora for the cubs drag for boy when packs attending included clothing found on shore 1st georgetown a akela ben canncll 1st georgetown b ake- provincial police gathered dragging opeartions along a lion of the credit river near here last week after a boys clothing was found on the river bank by two fishermen however no body was turned up by the search the clothing consisted of blue corduroy shorts t shirt with the lettering smokey mountain and a leather case containing rosary beads there have been no re ports of any person missing in this area winner of automatic gas range miss dolores barbadoro u for jne thins thtrt are sometime pen i on a home more important tilings than getl is an inve intent in order to mg jour mortgage paid off as acquire that home vou most likclj i quick as powible and there are have borrowed monev from some things wh eh arc more profitable one else each monh vou pa them i there is also the matter of in back a little of this monej along 1 nation to consider it has been with interest on the amount jou intimated that monev rs losin rhthompson hardware oil gas heating hardware plumbing phon tr 72971 travel notes ttjty flam lowest trans atlantic fares to england and scotland pay later plan available for all flights j john r barber travel advisor john barber agency insurance travel tr 74114 mill strmt still owe them earlier the better it stands to reason that during the first few vcars ot vour occup anc when jour balance jet to be paid is still large a much higher proportion of vour monthlj pav ment ia going for interest than for the principal of jourdebt there fore the earlier in the life of jour mortgage jou pav off a big chunk of the outstanding principal- the more interest vou save with some m irlgajies it s not possible to prepav a portion of jour iebt anw lime vou wish however this constitutes a change in thc terms of jour agreement with jour lender and he has been count ing on jou to adhere to thtse term fur the life of the loan on con venlional mortgages lendtrs pohe- ic varj and are sometimes fltx ib c some charge a puialtv for prepav mtnt others n strict the limes and amounts which jou can paj in this manner the cosl of anv pena tj would ha c to be weihtd against j our savings in inlere t to discover if u win pofitable for jou to make such a prepav ment with- an mia loan j on have the can jou tlecidvthe most advant prerogative of pajing off an addi ueous method of investing il lional amount of the principal en each of the first two anniversaries of the date jou assumed vour mortgage this amount cannot ex hospital auxiliary lady cecd 10 tier cent of the original guest speaker to kinettes amount of jour loan however and jou arc liable for a bonus to your mrs waller pope of the george- lender of three months interest town and district memorial hos on the amount l association was the guest on the third anniversary of your speaker at the meeting of the re alue at the rate of some four per ear in canada if this trend continues it means that 10 jears frpm now evcrv 100 jou pay in mortgage and interest payments will be worth onlj 60 bj todaj s standards this is one reason real estate is such a popular invest ment in times of inflation because while the terms or pajment are set todav the actual paj ments w ill occur in the future in dollars of leis and less value in this way it can be reasoned that j ou sav monej bv going into debt if in flation continue- therefore even if vou have the tlionev now to pav cash for vour house or la make a ver large down pavment h miht bt more profitab i fir vou in the long run take normal mortgage lerm and mivrt vour extra money elstwhere when vou re in this rtilm of in e tment however vou can expect n miaranttts invi tment implies ri k y mr bt st btt alvvavs is to consult the most competent finan rial divisor ou know jour bank ir inve tment counselor or morlg ict r mpinv representative with him calculate the altcrnalivi wavs of usjrvg vour capital only then mortgage you may pay off any or all of the remained of the money you still owe again providing jou pay a bonus of three months in terest on the extra amount you paj off when jou make any extra par tial payments on your mortgage in this manner normally the subse quent monthly payments remain the same so that your mortgage is retired sooner than the original terms called for lender decides even though the nation hous ing act sets out certain policies as described above however ft should ccnlly formed kinetic club thursday june 11th held in the dining room of the jack o lantern restaurant the president mrs bern middle ton presided at the meeting and a report was given by mrs bill hewitt of the kinsmen and kmctte konvention in detroit two weeks ago the nextmeeling will be at the north halton golf and country club on saturday june 27ui when the specral guest will be dick ucata at that time the draw will be made for a steam iron on which the kinettes are currently selling tickets following the spring gas range promotion miss dolores barbadoro 926 burlington street east hamilton ontario was declared the winner of a moffat automatic gas range dolores is to be married in july asked why she chose a gas range her reply was my mother has cooked with gas for 23 years and personally i wouldnt cook with any other fuel mr j f robertson merchandise sales manager at united gas limited is shown presenting the cheque to miss barbadoro others in thepicture are vic addison of dominion furniture where the range was purchased and mrs t barbadoro united suburban gas company limited 7 main street south georgetown triangle 73921 4 unitedffs