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THURSDAY, MAY 14, 1998 THE NEW TANNER TREE DEDICATION: Local families and Rota year's tree dedication Service. This year, planted in Rotary Park. - Angela Tyler photo Insurance premiums soar Town weighs the risks By FRANCES NIBLOCK The New Tanner Changing insurance coy- erage could save Halton Hills almost $100,000 in annual premiums but some council- lors are being very cautious as they weigh the additional risk of switching to what is known as a reciprocal from the Town's current insurance coverage. Acton Councillor Rick Bonnette convinced his col- leagues that they need their lawyer's opinion and more information before changing insurance and the issue was deferred until next month The Town will pay $295,448 in premiums to the Frank Cowan Company Limited and Dunlop Insur- ance this year, a jump of 75 per cent over four years. -- When asked last year by Council to investigate other insurance options, staff re- jected joining the reciprocal with other municipalities, but now recommend that the Town enroll in OMEX- the Ontario Municipal Insurance Exchange. Under a recipro- cal members cover losses by paying allocated premiums up front and by agreeing to be assessed for amounts in excess of the premiums in the event ofa catastrophe. An OMEX official told councillors that no OMEX member who joined after 1995 had paid an additional assessment Barry Dunlop of Dunlop Insurance in Norval, repre- senting the Halton Hills In- surance Brokers Association, cautioned councillors that they would be assuming li- ability for things that Halton = Hills residents didn't have if they switched their insurance coverage to the OMEX recip- rocal. "One of the (OMEX) members has a transit system and one has a police depart- ment while the Town of Halton Hills has neither," Dunlop said as he also warned that the own could be _liable for a catastrophic event in its fellow municipalities for up to a year after leaving . the reciprocal: After being told that the Town was considered a "very good risk" Councillor Ron Chatten said he needed to know how much the Town had paid out in insurance set- tlements over the past four years and how much its pre- miums had been, before mak- ing any decision. In support of his recom- mendation, Treasurer Andy Koopmans said that the most obvious benefit to the Town would be the potential for savings and that staff had assessed the risk that the seven more trees _ liability, errors and omissions ry Club members gather at Rotary Park on Saturday for this were planted in memory. To date, 16 trees have been Call The New Tanner with your news tips! 853-0051 Town would be assuming and found it acceptable, but would make no guarantees that the Town wouldn't face additional insurance costs. "I can't give you that guarantee, but at the same time I can't guarantee that if we stayed with the conven- tional insurance coverage our premiums wouldn't rise in future years," Koopmans said. Councillor Bonnette ar- gued that councillors would be wiser to get a legal opin- ion on the subscriber's agree- ment before approving mak- ing any changes. "Let's not be penny wise and pound foolish and find ourselves in a bind in six months if there's a catastro- phe," " Bonnette cautioned as he asked that the issue be deferred until next month. The Town's insurance coverage includes municipal liability, environmental li- ability, automobile and prop- erty claims. Need Someone to Care, to Listen? Give us a call! Coe poe those in need, Acton Baptist Another Church 853-0690 Mbbiy 4ho, aig Add etn Ya ats, dt Aboy add Sh 4 Pe COMPUTE eo DOWNTOWN ACTON esSENS SPRING HAS SPRUNG! It's a sure sign of spring when our ice cream Le open up for the season! Big Scoop Cafe was hopping on Saturday, serving up ice cream, frozen yogourt and their delicious lunch specials. Right across the street, the patio of the Red Dog Cafe was full to capacity. Cones also opened 3 their doors after the winter break, and are back scooping up humungous ice cream cones. According to the gardening specialists, we don't need to wait until the traditional 24th of May this year to start our planting; gardens can be planted now! Acton Home Hardware has a selection of bedding plants, seed packets and hanging baskets plus watering cans, garden gloves, trowels, etc. to get you started. There are some really interesting garden accessories available in downtown Acton, that can add a touch of whimsy to the most traditional gardens. Paintin' Friends has some beautifully painted bird houses on stands for sale, or get creative and take a class to paint your own. With instruction, plain tera cotta flower pots can be turned into works of art to showcase your favourite plants. Right next door, Blooms Away has a selection of cheerful metal sunflower welcome Signs to put by your garden gate. Blue Springs has a wide . variety of interesting wind chimes, everything from cows to ; hummingbirds! Come downtown to celebrate spring! Brunch at Sweet Dreams Cafe Enjoy fresh omelets, crepes, bacon, sausage, home fries, fresh fruit, delicious pastries and lots more delectable offerings every Saturday from 10 am to 1:30 pm Sweet Dreams Cafe, 35 Mill St. E., Acton 853-2663 SU a a DOO ie Woity, diMba Wa Why line wh ER SOLUTIONS P11-233 MMX SPECIAL jj] P-200 MMX SPECIAL Configuration: * Pentium 200 MMX Intel Processor °512 Cache Motherboard ° Mini Mid Tower Case 230 Watts ¢ 16 MB EDO 60 NS RAM °2.1GBHardDisk _ ¢ 1.44 Floppy Disk Drive ¢ 2 MB Video Card ¢ 14" 28 DPI Digital Monitor SVGA * 104 Win.95 Keyboard & Mouse/Pad 'CD ROM Drive & 80 Speakers _ eYamaha 3D Sound Card ¢ 33.6 Internal Modem ¢Win 95 with Disk & Manual * Lotus Smart Suite _ FREE Printer Included Configuration: ¢ Pentium P-233 MHZ Intel °512 Cache Motherboard Mini Mid Tower Case ° 32 MB EDO RAM © 2.1 GB Hard Drive ¢ 1.44 Floppy Disk Drive ° 1 MB PCI Video Card ¢ 15" .28 DPI Monitor SVGA ° 104 Win 95 Keyboard Mouse _ © 24X CD ROM Drive & 100 Speakers Yamaha 3D Sound Card © 33.6 Internal Modem ¢Win 95 with Disk & Manual ¢ Lotus Smart Suite $4429° FREE Printer Included IWidAdS Tl Aare 10 Mountainview Road South Georgetown Tel: 905-877-1856 Fax: 905-877-8412 Configuration: ¢ Pentium PIl-233 MHZ Intel ° LX 440 Motherboard ° ATX Tower Case ¢ 32 MB SD RAM ¢ 3.2 GB Ultra DMA Hard Drive ¢ 1.44 Floppy Disk Drive ¢ ATI 3D Exp. 4 MB Video Card ¢ 15" .28 DPI Monitor SVGA ¢ 104 Win 95 Keyboard & Mouse/Pad © 32X CD ROM Drive ° 100 Watt Speakers ¢Yamaha 3D Sound Card ° 56K-X2 Internal Modem ¢ Win 95 with Disk & Manual ¢ Lotus Smart Suite ACTON 'Proud! 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