And your o^p^n sense of taste iPirill convince you* II smoA" TEA *Frcsh frMa the gaHlent* ur j i Li-ji: J . Mid.r »>' BEGIN HKRK TUUA i Clare Jcwett, in lovo with the K<-v. naniel (Jilchrist, marrifs Jtrry Good- kind for his money. Daniel is dis- miJwd from the fashionable Church erf the Nativity i.i New York because of his radical sermons. "Overcoat Mall," a refuge for the unemployed, is established by Gil- christ, afld apartments will baths for the poor are maintained. George Good- kind, .Jerry's father, calls and orders Daniel to e«4^»e mttin^ Clare, who frc- quewtly visita the hall to help Gil- ch«»i)rt. Mury Margaret, a pour little cripple mr\, hulps Daniel with the work at Overw^at KaH. Pearl Hojini^; conies in an4 war^w Ckanie! that her huafeand is out to "g^" him. Pearl tells Clare »!»• knows J-erry. NOW GO O'N WITH THE STORY "Clare, I asked you â€" ' he began. "I'd nowhere else to go," she said, simply. "I've left him." "I>eft Jerry?" His inquiry was in- credulous. "Yes," she replied calmly. "For good. Ho struck me." "No," aDniel protested. "Yes," she returnc<l. "Here â€" in the breast. And lie's lying now â€" brandy- soaked and half-con.sciou.s â€" across the foot of my bed." She put her hands to her face as if to hide the siRht. | "I can't believeâ€"" Gilchrist was taken aback. j "He's been drinking," she went on in n monotone of despair, "more and more. And, of course, there have been women â€" from the beKinninK. All kinds of women. That woman"â€" she waved toward the door â€" "salesgirls, stcno- "FoTK*t •vcrrthinc," «h* "Won't you take me, dear?" Daniel looked at h«r tenderly, in- tMiVly. "No," he answered, without a siitn of emotion. - "Don't you want me?" she faltered. "No." Ho did not t«ke his deliber- ate eyes from her. "That's not true," she protested. "You love mo. You've always loved ni«. Ixiok at me and deny it if you can." "I don't deny it," he said simply. "I love you." "Then take me," she urged. "I love the good in you â€" the good you'ro trying hard to kill," he said withearnestnees. "I love you because you're big enough to do what's right." "hat is right?" she asked bewilder- edly. "Go back to your husband." Daniel spoke with cold deliberation. She flushed and straightened. "I'd rather die," she flared. "I'd rather you diedâ€" than this," he said cheerlessly. Anger stormed and swbpt her. "You fanatic," she sneered. "Y'ou blind fanatic." "I love you," he said .simply. "love," she cried contemptuously. You don't know what love means. Y'ou're only half a man." "And I'm praying to God with all "I know you do," said Clare. There was a certain desolation in her tone ' K^aphers, women of our own class Do a certain self-pity, that told of somc-iy^" rememberâ€" in your church-a thing she knew. The two women look-P^'"- Thoinbury? Hes been quite open ed at each other for u moment. Each! «*">"* ^'"- Tonight we were going out gave something of commiseration to'*" <''""*'''- "<-" ^a"><' *» "'>; 'o^'"- ihe other in that ewhango of glances M'" "'«-"'"' ''»*'l'led that he d refuse between those two who had been be- *" P" """' ^^^ ^'"' 'nviled. Then 1 trayed in such dierent ways, yet simul-!''^^"'*'''' *" f^^' ""'• *"' "^^^u^od me of- taneounly. It waa Pearl who turned away. "I gue«s you ain't got much use for me," she said, quailing. Clar.i looked at her as though shar- '"^ ing the pity she had for herself. "Why;" sho questioned, calmly, for- lorrJy. "What's the diercnce between us?" Pearl turned toward licr with eyes that did no', understand. Somehow she felt that there wa* no bitterness here, but sho did not know why. She had no answer to make. She backed nervously to the door and opened it. "Well â€" goodnight," she said, be- wildered. -and struck me with his fist." • you?" Daniel take "racj staRdaro of quality- FOR OVER 50 YEARS MAKE BETTER HOME MADE BREAD He opened the door for her rnd held out his hand. "Clare â€" " he said. She knew what it meant. "Good night," he added. "And â€" â- " she looked back at him "â€"thank you." CHAPTER XX. A PITIFUL CONFESSION. Wearied by the sheer effort of re- nunciation, Gilchrist sank into a chair. There was no smile on his wan face now. There was agony written in its fine lines. Save for his eyes, there Wiis something of desolation there. The eyes, though, still held the spark of a fire that seemed to have burned itself out in the rest of him. Mary Margaret found him huddled there, his face in his hands, motion- less. (To be continued.) The Agony Column The "Agony Column" (.Want Ads) of the Ixmdon Times carries many curious and affecting ad". The follow- ing are some: "Every so often all who seek to peer Into the heart of the English must scaa the famed 'Agony Column' of the London Times. Last week In a single Issue, on a single page, oc- curred the following revealing and sig- nificant ads, each smacking: Inimitably of Old England: WIM.. ANYONE LEND LADY 50 pounds for 12 months, 10 per cent.?â€" Write Bf T. 1218, The Times, E.G., 4. GIKL 19, suffering from RHEUMA- TOID ARTHRITIS. One hope of cure â€" warm climate now. Will some good Samaritan offer financial help to make this possible? Mother fwidow) earnestly appeals. â€" Write Box T. 1219, Thj Times, E.G. 4. WILL someone HELP gentleman, 30, ex-service; no Income; ill, severe neurasthenia; with cost of treatment? â€" Wrilo d'x D. 1761, The Times, K.C.. 4. Sentimental Agony BLOHKN'GHIX.â€" All the same to you; lovliiK and mourning for ever and always. I shall further pray. Mouse. â€" All rights protected. Do not worry â€" N.P. Snobbish Agony EXCEPTIONAL, UKML'XERATION to anyone In good society who can in- troduce friends for decorating and antiques.â€" Write Box S. 84, Times, E.G. 4. Y<mrlbod I doesntdoyouanygpodl lifyouVe tired \ At the end of a day's work, relieve tiervoue tension before eating. Wrigley's will refresh ant* tone you upâ€" lo that you're ready to eojOy your food. Then, after mealt, Wrigley*! helps digeation, cleanses the teeth, remove* all traces of eating or smokingâ€" sweetens the breath. WRrGLETS Shandy . 1 â- First Draper: "Why do you employ .such stupid-looking assistants?" Sec- ond Ditto: "It makes the customers feel that they cannot help but get the' best of the bargain." Mr. Richman: "How do you .jljg thi.g place? Shall we buy it? Flu. Uae Mln.<rd'8 Llnln<ent for the 0- It would be a mistake to suppose that the organization of the material side of existence has been completed. But It has progrssed far enough so that a moderate amount of Industry and thrift is aU that is needed to re- lieve the great mass of our people from the pinch of poverty. â€" President I Coolldge. . i> I can always say what I am trying MInard's Llnin.ent for Coughs, Colds. to say with a gesture.- liii. •Charles Chap- like' Hi*' Wife: "Oh, it's perfectly lovely! The' view from tills balcony Is so fine that' It leaves me speechless." "Then we'll buy it." ♦ A number* of earnest persons are urging the spanking of children. We know a whole raft of parents that' need it, too. FARMERS Requiring British help â€" Single men, women or families, to assist with farm work, should write Rev. Aiex. MacGregor, 43 Victoria St., Toronto. These people will be arriving after March 15. 'Vou fanatic!" she sneered. CHAPTliR XIX. TKM PTATION Clare had turned fatigued, worried, appending eyes toward Oilthrisl. They )i:et a gontie reproach. *â€" "^^'e*' " I'lrr-i^/f^ TOBACCO LEAF BARGAIN (Reduced) i{-,ii(ly for coiiHUUier lu Mb. Hands. For SniokioK and Chewing. Burley Special 26c lb. Burle/ 1st Grade 20c lb. Burley nd Grade 15c lb. Also In L'.5 lb. bales. Prepaid, aSc per lb. Uiiaruuteed SiiioiiLli .SuKikiiiK, Swevt and Mild. Smokers' t'ormulas COOPBR ' on Request. PL.\NTAT10N TOHACtO CO.. Limited 426 Queen St. E. Toronto, Ont. Phou* Wnvarlsy 7313 drunk, and hold me I "For of you "H e accused straightensd. "Yes. And then ho tried to in his arms. Nipht af t< r he'd come to me, drunk, and hoKj n.u . in his arms." he pau.'ied in reflection. "And I said once there was nothing more degradinK than poverty." She looked up at him. "I've come to sec your way at last," ^he Kaid, in sur- rer.der. "In the past two years I've lea^nod what deKradation means. I've coire to realize that the material things am nothing â€" and thnt love is all. It isn't too late?" "It's never to'> late," said Daniel earnestly. "I knew you'd say that," she said, with relief in her tone. "I'll share your work â€" your want â€" if need be â€" gladly. Only take me away." "But my work is here," he replied, not quite cfvnvprehending. "Wt can't stay here,"^ she protested. ,Icrry suspects us. He's made his father suspect us. Do you know what lliey're planning to do now?" Daniel nodded. "Jerry wants to send you to an asylum. He said fo tunight. And he'll do it, too. The slranRC thin^ alM>ut Jerry is that, with his mind go- ing, and his health Kone, ho still (jets what ho wants." She uppe;iled lo him again : "Take nie away, and we'll have five or six rooms and each other." "Clare!" Daniel was a man lorn i. sunder. "Don't you umleistand that I'm offering myself to you?" whe aske<l bewildered herself now. "Yes, I understand," he said simply. "I lovo you," she breathed. "I need you. I've always loved you, and need- ed you, even when I lied to you â€" and myself. This is our last chance for happiness. I've l>oen blind and stupid and cruel, but it isn't too late." .She lifted tired arms toward him. "Take me and hold nie( and we'll both for- Ket." "For(<el?" He looked at her won- deringly. 'to save -and himâ€" and for my HgOOF OF DYES r, 1^1 m your m.jiu Word.i won't dye a . Dr coat, or sweater. It real anilines to do that. TKat's why Diiunond Dyes contain from tKrce to five limes moi^e anilines lliaii any other dye â€" by actual test. It's the anilines in Diamond Dyes that do the vvoik; that give the colors such brilliance; such depth mid permanence. It's real ;miliiie that keeps them from ^ving things that re- dycd look; from spotting or streaking. Next time you have dyeing to do, try Diamond Dyes, i'4ien compare results. See how soft, right, ncw'lookiifc {he cctjors are. Observe how tlicy ki<^ ilieir.brilnaiitt, ybik- dealer will refund i i you don't d'|?4e Diamfiria Uf u are better dyes. The white packagt of Dianu>nd D^'«s ia thp original "all-purpose" dye for any a»id cWy kin'd <>' ffiatrfial. It ^A\ dye or tint silk, Wool, f.ottoii, linen, uyon or any ifii^ilure of niatcrisU. The blue package i» a "(jiecfal dye, for silk or wool only, with it you cin dye your v-.iluiibl<' ..nicies of silk or wool with results t<}jjal to the finest pro- fcssion.-d work. Wh«i you buy â€" remember this. The blue packa<ir^yt3 silk or wool only. The white fackoqe will dye every Idnd ol goods, including sitk and wool. Your dealer lias both packages. Diamond Dyes fmn to $ue J^frfeci pmmIIs^ AX AUi 9TtVa •TORBa my strength," ho returned, UK from the other half." "I'or what?" she demanded resent niKht i fully you people.''. Faintly there came the voice of .^lary Margaret singing lo the cadence of her crutch-steps. "For the little fir! out there." "And for them vou'd send iiie back to <lei,'radation?" she mocked. "That little girl's known degrada- tion that you and I will never know," he said. "And she's singing. Her constant companions are poverty ^nd painâ€" and she's singing. She's crip- pled. She may never walk again. And she can say 'God's will be done.' She believes in me I can't disappoint her and the ve.-it. I'm going on with my job â€" and you're going back to yours." "You mean .Terry?" sho asked. "Yes," was the answer. "You think thid'.s God's will?" She was helpless and hopeless now. "I know it's your job,' he said firm- ly. "You look it with your eyes open. It's up to you to see it throuj'h " "Must I go on forever pii>ins for (ii:<> i.iittake?" "Somebody must pay for our mis- takes. That it was wrong to make a| bargain doesn't make it right to break] the liavgaiii when we get tired of it." | "I don't know what lo do," shej moaned. i "Play the game," Gilchrist said con- vincingly. "Go back to that poor, mis- i taken man lying across the foot ofj your bedâ€" his mind going and hi.s; iicalth gone. Bear your iiunishment and Help him lo bear his. That's your: duty." ! "Duty, duty, duty," she echoed nic- \ clianically. "What about happiness?" | "There is no other happiness," he ; returned. "Oh, don't you see, my dear, that's be<;n your greatest mis- take! You're always crying â€" you and: the worldâ€" 'I want to be happy.' Hap- piness is service. Happiness is clean | living and clean thinking and self - 1 I'orgettulness and self-respect." ".^nd love?"' she asked like a child. "Love isn't all," he said. "Not the! lovo you mean. You said 'Take me,i and we'll both forget.' Could we have| forgotten promises unkept, faith dis- i appointed, aspirations unrealized?" 1I« smiled tenderly. "No, my dear, love isn't all, nor even happiness. There's something bigger, and better, and more important, and that some- thing is â€" duly." "The world doesn't think that," she said (loiiblingly. '» | "Thai's what's wrong with the i w orld." "Y(Ui want me to go back?" She was calm now â€" very calm. "I want yoti U> be right," he said. | She paused undecisively. Then she 1 fiung her head back aud looked at him. | "Well then â€" " she tnid, "â€"I'm go- 1 ing through. I'm goi«K back and play \ tho game â€" with you In my heart al-| ways. You don't forbiil thnt, do you?" , "You are in mine always," ho told • her. I "And thi.'i isn't good-bye." Sho looked at him wistfully. "Sometime-- soiuewhereâ€" in this world or out of it -there must be a moemnt â€" and i' place -to retrieve mietaket. CJoo' ni«ht." isr-mrraaiBBiiaaaiMwadfaMi-^-aMiii SUN LIFE ASSURANCE COMPANY OF CANADA A TOWER OF STRENGTH 1928 Assurances in force (net) An Increase of 5408,925,000 New Assurances Paid for An Increase of $112,836,(X)0 Total Income - - . . An Increase of $41,972,000 Swrplus earned during the Year - - - - Payments to Policyholders and Beneficiaries Surplus and Contingency Rcser\e - - - - .^u Increase of $9,157,000 Total Liabilities ... (Including Paid up Capital) A.ssets, at December .31st, 1928 .^n Increase of $87,652,000 Rate of Interest earned on mean invested assets (net) DIVIDENDS TO POLICYHOLDEXS INCREASED FOR XINTIi SUCCESSI VE YEAR The Company lias nlso inaugurated the prof lice of paying a special maturity dividend on participating policies, ten or tnort years infi'rte, terminatini by death or maturity. $1,896,915,000 441,244,000 144,747,000 40,264,000 49,920,000 66,938,000 422,020,000 488,958,000 EXTRACTS FROM DIRECTORS' REPORT ISiUE No. 8â€" '29 . . . After <le<lucting amounts re-assurcd, the total assurances in force now amount to $1 ,896.915,934.57, an increase of $408,925,254.48. Policies in force number 6.?3,240, and in addition 136,29.5 certificates of assurance are held by employees of corporations and firms under the group plan. While every field of operation contributcil its full share to tliese impressive advances, the rapid dtvcl- onment of our business in Great Britain and the I'nitcd States is especially noteworthy. The tjcuerous reception of our Company in'couft€nes aerv«d by poweffu) domestic institutions is particularly, g^ati- fyiag, as testifying to widespread aj>pre6iMii6n of our record and services. _^ . . , The affloWit paid to policyholders since organisi- tion, together with the ootount at present licid for their security or benefit, exceeds the total aiapunt rcceivedTrom them in prcnuiimsby >11 l,3W)pZ29.fO. The strength and resources o( tlie Compaoy have been still fiiither enhanced. ,. , The net rate of intorost earned on the me.in in- vested assets, after making provision for^inviatnieat cii|x:nses, has ri.sen to 6. 58 pit cdnt. CiVidond in- creases, bouuscs and â- â- t"-tT irfit i i im r e . jr^f^iinj on nuay of the Company's Uoldiftgs, cofimWuflKl Mb- stantially to this gratifying result. A net profit of $11,028,854.S9 has been realized from the redemption or sale of securities which had riicn to high prcniiimis. The securities listc<l in the assets have been valueil at figures substantially below the A'alucd placed ou them by the Government. This under-valnation of our sccurilies represents an .in^pprtant safefuard against possible adverse uarkfA floc^nintiona, addi- tional to the reserves specilitally prtivided agliiiiit that contingency. ,. ».ip,,- We are again able to report that on the bonds and preferred stocks listed in the assets, n«t one dollar. due cither as interest or as dividend, is in arroar for a single day ; while the dividends accru ing to common stocks exceed by several million dollars those pay- able on the same stocks at the time of purchase. The surplus earned during the year, based on the \-aIues given in the accounts, amounted to $40,204,- 088.52. $10,000,060. has been deducted from the already heavily roarlccd-down value of sccufities, as addi- tional provision against possible fluctuations, in- creasing the amount so set aside to $20,000,000. The special amount set aside as a liability to provide for unforeseen contingencies has been main- tained at $12,500,000. $15,8:2,330.65 has been paid or allotted as profits to policyholders during the year. After making all deductions and allocitions, $'',157,966.34 h.isbcen added to the undivideil sur- plus, bringing the total over liabilities, contingency uccouats, and capital stock, to $54,438,862.48. The continued prosperity of the Comp.iny enables yoiir Directors to announce, for the ninth successive year, a substantial increase in the scale of profits to be distributed to particijiating policyholders during the ensuing year. T-In addition, your Directors have inaugurated the principle of granting a Special Dividend on partici- (istia^ policies maturing after having been in force ten years or longer. This new bonus will enable policyhoUlers or beneficiaries whose withdrawal is occasioned by the maturity of policy contracts, to participate in the accumulated surplus which it has not as yet been considered prudent to divide. The effort to provide life assurance at the lowest net cost obtainable has been increasingly appa-ci- atwl. Our policyholders will be gr.\tincd by thi.i further evidence ol our desire that the Company's prosperity !>hall be fuUy etiared by its members. SUN LIFE ASSURANCE COMPANY^OF CANADA