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: The Royal Bank of Canada General Statement 30th November, 1931 LIABILITIES Oaatal Stack PaMu..__. UMr Cund tkum ml Fraftta carried forwmrd. .. f35,*M,M.M S3S,M*,*M.* Unclaimed DMoWd Na. 177 .1 12% par annum), payabla i.t Daceaahar. 1931 f34.ISK.IW.tl I.7U.93 i.esnnon go Dtaoata MI baarlnt lntrat |17*.I3.3.M DaaltBbarlaslnf*Tcac, Including Iniereat accrued lo ata of S t temen t 7,38*. 171 .M Total Dcnoalta ....... Moan aftha Bank In circulation ptic Flnancv Act do* to other Banks In Canada .'.'.'.'.'.'.'.'.'.'.'.'.'. to Banks and Banking Carrcapondenca than In Canada ....................... 47. 3*4.075. SO .li.J17.lrt; S4 20. am. MO DO H( roi 11 UaMfltta awt taycluded In tb foregolnft LarMaa* Credit Outstanding ....... ... . 1 11 37,iM .11 CW aa4 SubatdfaUT Coin on band . . . - ' i Nota* on hand ASSETS IJ7.5W.S55 47 PapoalC te fha Ontral ' ,..M Re Vailed Stmi Ited Stmta and other Foreitn Currencka. Natai at Maw Canadian Banks ....... ____ ........ CbaaaaB aai orhar Banka ............................. alinraa loa bj other Banks In Canada .............. " > by Banks and Banking Cocrcaponden ta rhan In Canada ....................... I and Provincial < .overnmm t Securities (not 1 OOO.COO irfl 15.M2.iS* .IS 1*5,543, 24.VII J.378.7J7.M ___ acavatta* market Taluei dans* Mimk-lr.nl Sccurl l rnhUc Securities other than Ca imk-lr.nl Sccurlltea and British, . 3,144.37 3MU.4M.H 11,473, 54t dhn (DM exceeding market value) ............... 34.MI.8U 51 attiaxy and other Bonds, Debentures and Stocks no' isnaadlng aaarksi nUuel ......................... ll.935.M4.il CaU sad Shot I (not exceeding thirty days) Loana In Canada on Bonds. Debentures and Stocks and (her Sonorities of a ufTktent marketable Talne to cantor ......................................... 39,137, Jfc.3 Cll anal Short (not eiceedlng thirty days) Loans elac- wkoro than In Canada oa Bonds, Dobontvm aad Stocks and othrr Securities of a sufficient mar- toObU falao to corar ........................... }7.15,111.7I Carrot Loans and Dtacounta In Canada (leaa rebate at tewaat) after making full provUlon (or aU bad aael etoubtrul dabta tft\,r:* 119 14 and Dlacouut* elaewhere than In i (laaa rebate of Interest after making full . in for all bad and doubtful dabta 1]4.SII.MS.7 Man-Currant Loam, eatlmated loan provided for . V v.4 t, '. $J4* J 3*1 M Bank Promises at not more than coat, le Beat Karat* othar than Bank Premise* amounts written ofl. MortAafeo on Real Estate sold by the Bank LtaM&tJeo of Cuatomera un 17,JT7.*7.M 1. 1 .. I. ? i * under Lettereof Credit aa per contra ..;.... 38.*4*!SM!*4 Shanaaf and Loan* to Controlled Companlta ,17],7~~ Depealt with the Mlnlater for the purpose* of tba Circulation Fund . 1.7M.I Wintr AJ ' ------ - ^ r - r Aaaota not Included In the foregoing 344.tM.S4 %US.7n.43h.ta MO 1 E: Tba Royal Bank of Canada (France) kaa baao incorporated under the laws af Flaliia to conduct tli* business of tba Bank la Paria. and tba aawta and liabilities of Tto Rayal Bank ef Canada 'f*rucaj are Included tn the above General Statement. I. S. HOLT. M. W. WILSON. PiaaUaat General Manager AUDITORS' CERTIFICATE TO TIB SMAmBBOLTJEajl, TflB R0YAL BANK Or CANADA: W bave examined the above Statement of Llabililin and Assets >t iCHn November, 1911, ilh U> booki aad sccmmts of The Royal Bank of Canada at Head Office and with the .-nnitied retaraa Iron tba branches. We bave verilled the cash and securities at Head Office at the cioea f the Bank's ftaeal year, and during the year we counted the cash and examined the tecuritiea at sivaral af the Important brancha*. Wa bave attained all the information and explanation* that we have required, and in oar eplnioo the transaction* of the Bank, which have come under our notice, have been within the power* of the Hank Tbe above statement ia in our opinion properly drawn, up so aa to disclose the true condition W the Dank a* at 90th November, 1)31, and it is aa shown by the books af the Bank. W. GARTH THOMSON. C.A., of Peat, Warwick, Mitchell * Co A. B. BRODIK. C.A.. Montreal. Canada. Mth December. 1981. of Price. Waterhouse a Co. PROFIT AND LOSS ACCOUNT Balance of froae and Lose Account. 2*th November, l *4.1*e. 778.2* rroDta for the rear ended Mth November. 1*31 S.44.Jf!. ii Auditors. S' - -s> .1 APPROPRIATE! AS FOLLOWS: DttldetKla Naa. 174, 175, 17aand !77ac U%prsaoum i4.MO.oas oo Contribution o Orru-rtV Pension Fund :oo ooo on Appropriation for Bank Premises 4M. 900 00 Ktsui for Dominion Government Tsies, Including TB on Bank Note Circulation 600.0M M Balance of Profit and Loss carried forward. ......... 4,15-MOS si H. S HOLT, President MoutraaJ. Mth December. M. W. WILSON. General Manama*; Latest Radio Device Guides Unmanned Fleet in Air or Water to play Bridge AUCTION^ CONTRACT ^ Wynne Ferguson Author of -PRACTICAL AUCTION BRJDG6* ARTICLE NO. 4. Auction is a game of contrasts. One dealer bid two no trump. When his land will play well and the next one partner bid three hearts, the dealer badly; that is, on one hand you will failed to realize that, if his partner get all the "breaks," and on the neit. had a justifiable three-heart bid, they everything will go wrong. It is a game had a sure game in hearts and bid of such Infinite variety that no player three no trump, although there wa can ever hope to master all its quirks no sure game in no trump. The 100 and turns. Eren the best of players Aces were too much for his Judgment ost their judgment at times and allow and, as a result, he went down, three their own hand to Influence their bid- tricks undoubted, a net loss of 60 ding to their disadvantage when they points on a hand that would have should realize that their partner has scored game at hearts. His partner's an unusual or freak hand. The other hand was as follows: night, the writer noticed two examples Hearts Q, J, 10, 9, 6, * of this failure to be on the lookout for Clubs Q, 6, .1 he unusual or freak type of hacd. Diamonds 10, 9, 7 Spades 5 Don't allow 100 Aces to impair your A Resolution for 1932 "I will try Red Rose Tea/' REDROSE TEA.' is good tea" 2 CHOICE QUALITIES Red Labd & Orange Pekoe AUCTION BIDDING: judgment. The dealer, with the following hand Hearts A, 7. Clubs A, 9, 4, 2. Diamonds A, Q, J, S. Spades A, K, 4. bid one no trump. Second band passed player whose bid has Just been crltl- and the dealer's partner bid two cized played the following hand vary hearts. Fourth hand passed and the cleverly: CONTRACT BIDDING: The dealer should bid two no trump, and his partner four hearts. As a contrast to his bad bidding, the Hearts K, Q, 7, 6 Clubs 10, 4, 2 Diamonds K, 9, 3, Spades A. 6, 4 Hearts 5, 4, S Clubs A. Q, 7, 5 Diamonds 6, 4 Spades 8, 7, 5, 2 Hearts 8, 2 Clubs J, 8, 3 Diamonds Q, J, 10. 7, I Spades K, Q, 10 Owl Laffs Wise or otherwise, it's an excellent idea not to want the things you can't get. The largest bone !n the human frame is the wish-bone. Fish bite, but Women in Chile May Get Vote Santiago, Chile. Deputy Don Fran- cisco Melvilu has presented a bill to nobody seems to want them muzzled. ! CongTesg j pmanding Tote9 for women Beware of a woman who always agrees ' with you; she doesn't. We may fool throughout Chile. Supporter, are others occasionally, but we all get working hard to obtain preferential fooled In time. We all like our friends : consideration for the measure. to be perfectly frank about other p*o-[ pie. Things people give you may cost you more than they are worth. It's derstand why, as a bachelor, he didn't understand women. When Sunchine Hits You When a bit of sunshine hits you. After passing of a ciuud, When a fit of laughter gits ?e And yer spine is feeling proud. Don't forget to up and fling It At a soul that's feelin' blue. For the minute that ye sling !t It's a boomerang to you. South Pacific Mall, an English- language publication, commenting on the bill, says: "We believe female suf- frage would be an excellent thing for this country. We do not know what the present proportion of boys and (Iris at school may be, but not long ago there were many more girls than boys receiving state education. "It Is a matter of common observa- tion that the women ot Chile are more Intelligent than the men. They have a wider range ot ideas, they are more practical when it is a question of the little things that make up daily life and upon '.hem rests at all times a re- sponsibility that they accept with good Hearts A, J, 10, Clubs K. 9, 6 Diamonds A, 8, 5 Spades J, 9, 3 ,.. l'# l *-wwifc*, y a-v *_j^'_x_ii^ ii ^ tivr uv, <n u Z, the player in question, was play- forcing A to win the trick, who Oww-Ja^t tool ^^ ', ,i n '". IIU * borhood of big towns with their cor- Several men_ proposed to me humor ^ philoMphy< For , many country places, especially In the neigh- iy \\uv il:dnt Ton marrv the . Ing the hand at three no trump. A upon led two more rounds of clubs, opened the five of clubs. Z won the B was now forced to make another trick with the king and led four discard. He could have discarded rounds of hearts, winning the last either a spade or diamond. If the heart in Y's hand. B discarded two former, Z would discard a diamond diamonds on the last two rounds of and make two spade tricks. If the hearts. Z was where he could now in a position latter, Z would discard a spade and make two odd. but make three diamond tricks. It U a figured that if he could force B to perfect example of the "squeeze" play. make another discard, he might pos- sibly make three odd by making three Study the play of this hand careful- ly, for It was cleverly thought out. diamonds or two spades. At trick six. It Is very unusual to win a game by therefore, he led Y's ten of clubs, leading your opponent's suit. Wife "I did." On page 617, volume !0, llth edition, Encyclopedia Britannlca, the page heading reads: ease Football." "Foot-and-Mouth DIs- After listening to ruptiug Influences, It is invariably th women who do the work and keep the going." Plan Le Bourget Enlargement Le Bourget, France. Plans for th the conversation 'of certain Inspired I enlargement of Le Bourget Airport are old-grads during the 'ate football sea- beln S studlel! b >' a commission headed son, we heartily subscribe to this high- ly Illustrative and illuminating head- Ing. Young Paris Barristers Pay Taxes by Digging Paris Some young barristers in Montpellier have found a humorous way of protesting against the heavy taxes that are levied on members of the so-called liberal professions. As iu,, s tn>ted Drfmninkhifi Lesson Fur- What New York Is Wearing BY ANXEBELLE WORTHIXGTON London.' A radio Invention, by In an interview he said: "My method which It would be possible to control ( Is absolutely new. On one ware a fleet of airplanes or ships, la said | length, high or low, I can transmit to hare been perfected by a young eight distinct signals. radio engineer. The Inventor also de- clares that by his device radio signals "Two men in one airplane could fly a dozen or so craft, carrying hundreds cannot b* Jammed that even If an- 1 of tons of freight or mail. With the other radio station is operating on the new robot pilot, which the air ministry tame ware length, it will not affect ' still has on Its secret list, these ma- tke controlling Instrument. j chines could, be landed with perfect These revolutionary claims In re- safety and without a liuman hand note radio control are made by Chales ' touching the controls. Keeling, of Buckhurst Hill, Essex, a London suburb. The system la o ex- "Freight vessels could be controlled either from the shore, or, it in a group, UnslY* that anything from a type- ' from one master ship. They would re- writer to an airplane can be controlled quire no crew, every operation of the by a person miles away, Keeling de-|boat would be mechanical and would clam], | be controlled by radio." Better Living Standard Attributed To Advertising New York. The Influence and Im- portance of modern advertising was advertising men, consolidated In clubs tressed by J. P. Muller, president of the J. P. Muller Advertising Agency, peaking before the annual meeting of the Women's Press Club of New York City. \ mas Evt a suitable tine to propose to The public learns many things his lady love. vigorously advertised gooda by pro- secuting where fake ads try to sell poorly made produc-U," he added. His Mistake The young suitor thougnt Christ- through printed and broadcast adver- He dii. so. When he had finished Mr. Muller said, pointing out talking, she shook her head. Wat morel than J2.000, 000,000 Is spent annually in advertising. He attributed MM rise in the standard ot living for "No, John," she replied. Tha young man looked crestfallen. "But, why not, Betty?" he said. "I've French Senators and Deputies are nearly all members of the bar, there are probably many future Parlia- mentarians among these young men. Considering the "vicinal'' tax too high, they availed themselves of the right which they had, to pay it in kind. This is why they were seen one morning happily breaking stones and cleaning out roadside ditches under the supervision of a road men- der. The result of this small inci- dent was to attract the attention ot ! the powers that be to the lot ot i those Intellectual workers who. In 1 France, are poorly paid. This gives ' food for thought, for If all French- men suddenly availed themselves of theft right to pay certain of their taxes in this way, the authorities would certainly be rather perplexed. The example of the barristers la Montpillier has already been follow- ed by the tradespeople of a small town in. the Pasde-Calals Depart- ment, who paid taxes which they considered excessive by three days of work on the roads. First Use of Shorthand Traced to Early Romans Rome. Shorthand symbols are of ancient Roman origin, a recent arche- ological study has revealed. Romans were widely using a unlforn. system of shorthand writing 200 years before Christ. Such are the- declarations in a recent Investigation by Glno Massauo, who has brought to light the full alphabet of ancient Roman shorthand writers. | The symbols are, In some respects, ; similar to those employed today. Several centuries before Christ, when Rome was extending her prov- inces into every part ot the world, the need for speed brought forth several forms of abbreviated writing by sym- nix hf d with I-'. I'at'crn by M. Etienne Riche. Coder-Secretary ot State for Air. Modernization of i field facilities and purchase of addl- I cional land as well as the construction Are you a thoroughbred? It has, ' new hangars aad administration been well said that the cart horse goes j buildings are being examined by the until he can't go another Inch and'sr u P- then gives up; that the thoroughbred goes until h can's go another Inch and then gots the other Inch. Boy (visiting a shoemaker) "What do you make shoes from?" Shoemaker "Hide." Boy "Why should I hide?" Shoemaker "Hide! Hide! cow's ou?s:de." Boy "Let the ol' cow come; I'm not afraid." Classified Advertising N OFFER TO EVERY IN VK.NTOH. .A. List of wanted Uiventlona and full mrurmatlan sent '!>. Ths aVamsaj Com* paoy, .Vorld Patent Attorneys. 273 Jatik srreet Ottawa. Canada, The Grandmother i.to granddaughter) "When I was your age we girls all wore petticoats." Granddaughter "Even then boya would be boys, wouldn't they grand- ma?" fciUIP CS YOUR POULTRY ND >5 egg. Absolutely Highest inar-i-t prlcea paid. Cheques remitted ImmrJl- ately. Cratfs loaned. Write :'or qiMta- tions nnd give us a trial. RO8ENFELD POULTRY AND EGO i.VMPANY LIM- ITED. MONTREAL. P TI'.S. Ill I >K-S. WOOL, WANTED. Highest prices paid. Sell direct to Thorn pson^Wtttford, \ 111^. vSAcin Health Deriifii from Daily A Ute of the (5435 Here's a nice tiay h:u,iel of unusual lines in semi-tailored styling. Th _ LUi 1113 VI. auul lbou *llnu& uj .- I j _ , bols which were swiftly adopted for "rapped effect gives the figur. There is no question but what Eve had the best husband !n the world at that time. If, as is said. It was necessary to use a man's eye to per- fect television, do you suppose it was a woman's tongue that ylelfled the secret of the oM-fashloned talking ma- chine? In speaking ot L. neighbor, old Ragson Tatters said.: "He's one of the fellows who can be depended upon to sign a poti'.ion or second a motion. Dealer "How (io you like your new radio set'.'" Scotchman "The music is fine, but the lights are too dim to read by." Soap?!?, Otuunrni ;.'.<. uul&Oe. TslcuaZSc. SiMKJ fUB J. 1 .M.ill.o.. Ltd.. Munlr..! Helen "You say you are going to marry u man with an Income of $10,000 a year and try to persuade me It is a love match?" Clara "H is; I love money." Bill "Have much snow this year. Farmer Giles?" Hi "Fair amount, but my neighbor had more." Bill "How could lie have more?" Hi "He has more land." commercial enterprises. Ancient rec- >>' ant hel * ht ' Buttons *"* a " nrt .. I . wt ., i commercial eui.ei pi iscs. AIICIV-UU ic*--i . _. . . . average family, from $350 annually given you a car, I ve sent you flowers, ords ghow most Qf the accounts anil trim. The sleeve cut u mterestmg. ta 1916 to $1,200 in 1930, to the In- I've taken you to uances and hundreds Ietter8 of R omau fl rms were written ' A novelt y woolen n.ade the original 'flnence- of advertising. I of shows. In fact, I've given you "Advertising U a sure-tire method ! everything that money can buy. Now ot placing the goods of merit before ! you refuse me. Why is it?" '4M baying public," said Mr. Muller. j "Because, John," she said dramatic- J"Ajn*rlo Is advertising conscious, and | Uy, "you're too extravagant!" MACDONALDS Firte Ctit ; 3 ; *ic<dcCA tyi/ne&t Gu^Ae-tte tyokiccc- .vith ZIG-ZAG papers attached In IO C , IS^and 2C>4 Packages In shorthand without transcribing, as ' wlth Plain woolen vestee. However, was always familiar , n - a y " > tho vest of self-fabric. " ^ that lends itself very well to the tweed-like and monotone supple woolens, now co fashionable Canton-faille crepe, wool crepe and the recipient with the code employed. Canada WeU Supplied With "White Coal" Ottawa. Canada Is compensated for Us lack of hard coal by the almost limitless supply of "white coal," or waterpower, which supplies nearly the ntlre energy requirements of the country, xcluslve of that utilized for steam railways and automobiles. The machinery of conciliation is cre- ated by public opinion; and with its more perfect adjustment the force of public opinion behind it will grow steadily more and more insistent. Little by little war will be erased from the possibilities.-- David Stan- Jordan. novelty rayons aro all chic. Stylt No. 34123 is designed 'or sizes 36, 38, 40, 42, 44 and 46 inches buat Size 36 requires 3Va yards 54-inch, i with *i yard 10-inch contrasting. HOW TO ORDER PATTERNS. Write your name and address plain- ly, giving* number and size of such patterns as you want. Enclose 20c In stamps or coin (coin preferred; wrp it carefully) for each number, and address your order to Wilson Pattern Service, 73 West Adelaide St., Toronto. Steadiness is a point of prudenc* I well as of courage. L'Estrang*. Everything Would TuraJLACK Mrs. H. E. Swanzey Considers that Dr. Williams' Pink Pills (tonic) Saved Her Life. "I could hardly ralk across the room," writes Mrs. H. E. Swanzey, R. | R. No. 1, Collins- i wood, Ontario, "Everything would turn black and I would become so dizzy I would bave to rest. I thought I would never be strong when I was advised to get Dr. Williams' Pink Pills. I used them until I had taken six boxes. Soon I was feeling like a different person. I am now the mother of six strong, healthy children." The iron and other elements in Dr. Williams' Pink Pills (tonic) increase the mount of haemoglobin, or oxygen- carrying agent, in blood. The result is a bettet appetite, a feeling of well-being, restful sleep, and the ability to do your work happily. Begin now to take Dr. Williams' Pink r 50 cents a package 134 In These Trying Times - Maintain Your Health Take regularly SCOTT'S EMULSION , of Norwegian Cod Liver Oil 7" .]]//! To Build Resistance *^ Easy to Disest TOO FAT AT 22 Lost 19 Ibs.-And Backache " I am 22 years nf age, and I weighed 1631b9, I )uul 1 1. 1. i is in the back and head, I didn't care about anything. ^Vheu my friend told me to try Krusclien Salts. I would not at first I -was siek of taking stuff. But since I tried Kruschen fNilts, six months ago, I have lost 19 Ibs., and feel a different woman, so I am very thankful to Mrs. who recommended Kruschen SaH. Mrs. I'. l'*ie condition which caused this v-imaii to put on weight was also the cause of her bnckacho nnd headaches. The whole trouble was due to the Internal organs failing to expel from the body, regularly ana completely, th waste products o? digestion. Tbe six salts of Kruschen assist th internal organs to perform their functions properly to throw off each day tho wastage a.d poisons that rurumbcr the system Then, little by little, Hint ugly fat goes slowly, yes but surely. The backache and head* aches disappear. You feel wonderfully healthy, "outhful and energetic more so tli :i ever before in your life No. 232