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BE N EF IT S FO R CA N A D IA N S Create An Alternative To RRSPs While MakingYour Mortgage Tax Deductible tax-saving benefits for Canadians MAKE YOUR MORTGAGE TAX DEDUCTIBLE WE HAVE A FINANCIAL STRATEGY THAT SIMULTANEOUSLY CONVERTS MORTGAGE INTEREST TO TAX DEDUCTIONS, SHORTENS THE AMORTIZATION OF YOUR MORTGAGE AND BUILDS A FREE AND CLEAR PENSION PORTFOLIO FOR YOUR RETIREMENT FUNDED THROUGH YOUR MONTHLY MORTGAGE PAYMENTS AND WITHOUT REQUIRING ANY ADDITIONAL MONTHLY CASH INVESTMENT KNOWN AS THE SMITH MANOEUVRE. Most Canadians arent. After ever-rising taxes and the cost of making ends meet, most of us dont have the resources to put away 10% of our income and max our our RRSPs every year. The benefits of compound interest, which are essential to our long-term financial well-being, remain elusive. But there is a way to change that. Its done by transforming mortgage inter- est into tax refunds. Next to winning the lottery, nothing improves your cash flow more efficiently than the act of reducing your income tax and doing it by making your mortgage tax-deductible. THE SMITH MANOEUVRE is a remark- ably efficient way for you and your family to raise large amounts of new money, through free tax refunds, so that you can start build a larger nest egg, sooner. GET YOUR MORTGAGE TAX-SAVING BENEFITS TODAY, CALL US AND WELL SHOW YOU HOW! Are you investing enough, soon enough? Upcoming Information Seminars January 30, 7-8pm February 13, 7-8pm The Optimist Club 13439 Highway #7, Georgetown, ON L7G 4Y5 TO RESERVE CALL: 1-877-242-5956 OR EMAIL: RSVP@JDBadvisors.com Reserved Seating, 30 People. Mutual Funds provided through JACKY DEBACKER, CFP FUNDEX INVESTMENTS INC. TEL: 416-242-5956 FAX: 416-242-9225 CELL: 416-220-5015 jdebacker@sympatico.ca Mortgages provided through ADELE RANIERI, AMP, CAAMP ASSURED MORTGAGE SERVICES TEL: 416-727-8874 FAX: 905-857-0507 adelei@rogers.com PUBLIC AUCTION 3620B Laird Rd, Unit #63620B Laird Rd, Unit # Mississauga, OntarioMississauga, Ontari HARDWOOD AND LAMINATE FLOORINGHARDWOOD AND LAMIN TE FLOORIN OVER 50,000 SQ FTOVER 50,000 SQ F SATURDAY, JANUARY 19TURD JANUA 1 th, 11:00AM, UNRESERVED AUCTION, NO MINIMUM BIDS This auction features a fantastic selection of top quality pre- finished thick nail down Hardwood Flooring to include a variety of Oak, Maple, Birch, Black Walnut, Cherry, Pine, Antique hand scrapes, as well as Japanese Exotics, Natural Pecan, & Kempas to name a few. Quantities of wide plank, dark woods and chocolates as well as natural favorites. Many in wide planks up to 5 Wide! PLUS- An excellent selection of Click together Engineered Floating Flooring with a solid wood surface that can be refinished up to 5 times, and a wide selection of quality laminate flooring up to 13mm thick! Viewing Friday Jan. 18th & Day of Sale from 9AM WWW.FLOORAUCTION.CA 905-820-0555 905-820-0555 BRING YOUR TRUCK, TRAILER OR CAR AND LOAD BRING YOUR TRUCK, TRAILER OR CAR AND LOAD AND GO, All items must be removed the day of the sale!AND GO, All items must be emoved the day of the sale All flooring will be sold by the square foot to the highestAl ooring will be sold by the squa e foot to the highest bidder; BUY ONLY WHATbidder; BU ON YOU NEED!YOU NEED Standard 15% buyers premium For directions and details, visit us on the web at Calling Single Parents and Their Kids! Beginning January 21, 2008 A 10-week program for single parents and their kids (ages 4-12) The families of Alison Duby and Christopher Kraemer are pleased to announce their engagement. The wedding will take place in the fall of 2008. 8 Independent & Free Press, Wednesday, January 16, 2008 The Halton District School Board is now accepting registrations for Junior and Senior Kindergarten for September 2008. Drop by or call your designated elementary school to find out what dates have been established for Kindergarten sign-up. To register for fall 2008, Junior Kindergarten children must be four years old by Dec. 31, 2008 and Senior Kindergarten children must be five years old by Dec. 31, 2008. Parents/guardians must also be pub- lic school tax supporters. The registration deadline is Friday, Feb. 8. When registering parents/guard- ians must bring the following origi- nal documents: Proof of your childs age (birth certificate or passport) Childs immunization record Childs Ontario Health Card Proof of address If you are not the childs parent, bring proof of custody (a court order). Parents with children who will attend Junior or Senior Kindergarten at one of the new schools still under construction should register at the school they would be slated to attend under the current school assign- ments. Check the school boundary maps on the Halton board website (www.hdsb.ca) by clicking on the School Information link on the homepage. Halton public school board accepting registrations for Kindergarten this month