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BENEFITS FOR CANADIANS Create An Alternative To RRSPs While Making Your Mortgage Tax Deductible tax-saving benefits for Canadians Most Canadians arent. After ever-rising taxes and the cost of making ends meet, most of us dont have the resources to put away 10% of our income and max our RRSPs every year. The benefits of compound interest, which are essential to our long-term financial well-being, remain elusive. But there is a way to change that. Its done by transforming mortgage inter- est into tax refunds. Next to winning the lot- tery, nothing improves your cash flow more efficiently than the act of reducing your income tax and doing it by making your mortgage tax-deductible. THE SMITH MANOEUVRE is a remarkably efficient way for you and your family to raise large amounts of new money, through free tax refunds, so that you can start building a larger nest egg, sooner. GET YOUR MORTGAGE TAX-SAVING BENEFITS TODAY, CALL US AND WELL SHOW YOU HOW! Are you investing enough, soon enough? Upcoming Information Seminar February 12, 7-8pm Caledon East Community Centre 6251 Old Church Road Caledon East TO RESERVE, CALL OR EMAIL 1-877-242-5956 RSVP@JDBadvisors.com Reserved Seating, 30 People. Mutual Funds provided through JACKY DEBACKER, CFP FUNDEX INVESTMENTS INC. TEL: 416-242-5956 FAX: 416-242-9225 CELL: 416-220-5015 Mortgages provided through ADELE RANIERI, AMP, CAAMP ASSURED MORTGAGE SERVICES TEL: 416-727-8874 FAX: 905-857-0507 WE HAVE A FINANCIAL STRATEGY THAT SIMULTANEOUSLY CONVERTS MORTGAGE INTEREST TO TAX DEDUCTIONS, SHORTENS THE AMORTIZATION OF YOUR MORTGAGE AND BUILDS A FREE AND CLEAR PENSION PORTFOLIO FOR YOUR RETIREMENT FUNDED THROUGH YOUR MONTHLY MORTGAGE PAYMENTS AND WITHOUT REQUIRING ANY ADDITIONAL MONTHLY CASH INVESTMENT KNOWN AS THE SMITH MANOEUVRE. jdebacker@sympatico.ca adelei@rogers.com Bring in this coupon and receive: Up to 5 litres of oil New oil filter Check and top up all fluids including brake fluid, transmission fluid, power steering fluid, radiator antifreeze Visual inspection of belts, hoses, cooling system and electrical systems for information, products, services, online appt. bookings & more TURNERAUTOMOTIVECARE.comwww. 20 Armstrong Ave., Georgetown 905-877-8731 for most vehicles LIMITED TIME OFFER $4599+TAX FOR ONLY email: tservice@on.aibn.com PLUS RECEIVE FREE tire rotation & balance FREE front end suspension check FREE anti-freeze test FREE brake inspection We Service ALL New & Used Domestic & Import Vehicles LAST CHANCE FOR WINTER SPECIAL New Car Maintenance Brakes ABS Safety Checks Cooling Systems Fuel Injection Computer Analysis Exhaust Tune-Ups Suspension Service Air Conditioning Electrical Transmission & Service Tires All General Repairs Emission Diagnosis Lube, Oil & Filter Diesel Acton/Georgetown, Friday, February 1, 2008 3 Do you have some fond memories of 2007? Would you like to to take a photographic look back at the year just past? Then check out the new slide show feature on The Independent & Free Press website at www.indepen- dentfreepress.com. As part of several website upgrades planned for 2008, The Independent & Free Press site now boasts a slide show feature in which readers will be able to look at photos from var- ious co- mmunity events through- out the year not just photos that are pub- lished in the newspaper. The slide shows can be accessed by clicking on the Featured Slide Shows camera icon on the right side of the home page. T h e year in review f e a - tures a month-by- month look back at the past year highlighting the work of both staff and freelance photogra- phers. Numerous slide shows will be post- ed on the site throughout the year. Readers are also encouraged to continue to check out the website for major breaking news stories. Take a look back at 2007 Website now boasts slide shows A snowy winter to date has resulted in the Town of Halton Hills Public Works depart- ment overspending its 2007 budget. According to a summary of the 2007 oper- ating and capital budget, the winter control budget has been overspent by $276,000 including $150,000 for salt. The parking lots maintenance budget has also been overspent by $11,000 due to the severe winter weather. As well, Old Man Winter has caused an overdraft in the bound- ary road maintenance agreements for 32 Sideroad and Winston Churchill Blvd. The Public Works department also over- spent its litter and debris program allocation by $29,000, due mainly to graffiti removal. The capital budget has also been over- spent on a number of projects: $161,000 for the Acton Agricultural building, $120,100 for Mountainview Rd. surface improvement; $40,200 for the pavement management pro- gram; $28,500 for Churchill Rd. S. recon- struction and park improvements $22,300. Wicked winter weather plays havoc with Towns Public Works budget CYNTHIA GAMBLE Staff Writer