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Next to winning the lot- tery, nothing improves your cash flow more efficiently than the act of reducing your income tax and doing it by making your mortgage tax-deductible. THE SMITH MANOEUVRE is a remarkably efficient way for you and your family to raise large amounts of new money, through free tax refunds, so that you can start building a larger nest egg, sooner. GET YOUR MORTGAGE TAX-SAVING BENEFITS TODAY, CALL US AND WELL SHOW YOU HOW! Are you investing enough, soon enough? Upcoming Information Seminar February 12, 7-8pm Caledon East Community Centre 6251 Old Church Road Caledon East TO RESERVE, CALL OR EMAIL 1-877-242-5956 RSVP@JDBadvisors.com Reserved Seating, 30 People. Mutual Funds provided through JACKY DEBACKER, CFP FUNDEX INVESTMENTS INC. TEL: 416-242-5956 FAX: 416-242-9225 CELL: 416-220-5015 Mortgages provided through ADELE RANIERI, AMP, CAAMP ASSURED MORTGAGE SERVICES TEL: 416-727-8874 FAX: 905-857-0507 WE HAVE A FINANCIAL STRATEGY THAT SIMULTANEOUSLY CONVERTS MORTGAGE INTEREST TO TAX DEDUCTIONS, SHORTENS THE AMORTIZATION OF YOUR MORTGAGE AND BUILDS A FREE AND CLEAR PENSION PORTFOLIO FOR YOUR RETIREMENT FUNDED THROUGH YOUR MONTHLY MORTGAGE PAYMENTS AND WITHOUT REQUIRING ANY ADDITIONAL MONTHLY CASH INVESTMENT KNOWN AS THE SMITH MANOEUVRE. jdebacker@sympatico.ca adelei@rogers.com Independent & Free Press, Wednesday, February 6, 2008 9 Halton Hills Fire Protection and Prevention Services is reminding area residents to safely dispose of smoking materials after two recent incidents that could have resulted in serious consequences had the home- owners not been home. David Ford, Captain-Public Education, said in one incident Saturday (Jan. 26) afternoon, the bottom of a flowerpot being used as an ashtray in an Elgin St., Acton apartment got so hot it discoloured the coffee table it was sitting on. If someone hadnt been home the table could soon have ignited. Firefighters were also called to a possible garage fire at a Ninth Line home the same day but, when they arrived, they found it was actually smoldering peat moss in a flowerpot caused by a match that had been dis- carded in the pot. Again, fortunately, Ford said the residents were home. This is very concerning, because we experienced other incidents over the past summer, said Harry Olivieri, Chief of Prevention and Public Education. Had they not been home we would have experi- enced some very serious fire dam- ages. Past incidents included patio flowerpots with peat moss smolder- ing, flowerbeds at two malls with peat moss and mulch and plastic flowerpots on wooden surfaces melt- ing from smoldering peat moss. All the incidents could have resulted in serious fire damage and dollar loss if they werent detected. Ford stressed that contrary to what people believe, peat moss is not dirt. It is combustible and usually smolders rather than igniting into open flames. The fire service suggests using properly designed ashtrays for the disposal of smoking materials, and where possible, rinse the contain- ers/butts and hot matches under water before disposing into the garbage receptacle. Careless smoking close calls prompt fire service warning Halton Hills council has approved the renaming of the Trafalgar Trail to the Chris Walker Memorial Trail. Walker, who passed away in 2007, was a nature enthusiast who made a significant contribution in promoting and building trails and trail linkages in Halton Hills and Ontario through his involvement with the Bruce Trail Association and the Towns trails advisory commit- tee. Council will spend $600 from its own contingency account to buy the recognition signage and plaques. The existing trail runs from the Civic Centre through Trafalgar Country, Moore Park and the Fairgrounds and back to the Civic Centre. Trafalgar Trail renamed to honour nature lover