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THE Financing yourself to death Watch it By Celte Saxon Staff Reporter Buy Now pay later No payments all January With the Christmas season approaching especially these words ring a familiar tune While you go merrily about your daily business of living in Georgetown and area there a a vast army of people who spend most of their time thinking about you They are probing your subconscious plumbing your psyche seeking out your hidden fears end desires You the consumer are being con stantly studied and analyzed by Ihe salesman the manufac turer the people and services to sell Each Is bat tling the other for your hard- earned dollars John Clement Minister of Consumer and Commercial Relations has warned of the pressures in the holiday season causing consumers to live and spend Beyond their means He has urged consumers to exercise care In the use of their credit With the Christmas season of high volume purchases approaching rapidly con sumers should be reminded that the use of credit inflates the overall price of goods and services Clement said Increased consumer awareness can mean that credit Is not abused Using Credit Wisely a booklet produced by the Ministry of Consumer and Commercial Relations outlines Calling all Francophones books on display at school CREDIT counselling Is Christmas season of Credit available free to anyone who buying the government Is Is in financial trouble at his urging consumers to company says Paul else care in using their manager Here he credit Mr Rowe says we assists a client in money never let people borrow management With money beyond their means Calling all Francophones The South Central Regional Library System wants you at Holy Cross School on Maple East this week for a French Canadian book display Its the Systems first effort to reach the Francophone In the area and offer library ser vice The best of contemporary French Canadian will be presented for display and perusal by the SCRLS Several hundred volumes will be on display In order to provide a glimpse of what Is available to Francophones and those interesged In the French Canadian culture Efforts have been made to provide a wide range of subjects Unlike many collections where literature constitutes the entire collection the range of titles Include childrens material the practical arts photography cooking physical fitness etc the performing arts and the social sciences as well as literature These books and many other French titles can be obtained through any of the public libraries The vision of rests on the ability and willingness to communicate and this In turn rests on the availability of Information The display provides a first step In realizing that vision according to the Regional Library System The display at Holy Cross will be held October and Two Varian contracts OTTAWA A Georgetown services announced this week firm Varian Associates of It was one of unclassified Canada Ltd of River Dr contracts each worth has been given two federal or more for a total value of contracts totalling for awarded to the manufacture of a spec- Canadian companies during the and electron tubes week ended Oct the deportment of supply and credit Georgetown banks and finance companies also offer numerous booklets Urns trips and pamphlets educating the consumer in money management and credit buying They are distributed free to the schools and the general public Bank managers give lectures to schools and groups on request Over Your But what about the family or Individual who has already In over his head trapped y the folly of too much credit buying Several creditors ore lurking around his bankbook he cant meet all the payments and spends much of bis time worrying and wondering who to pay this week Where In Helton Hills can such a person go for credit counselling Although It Is not a part of our normal service credit counselling is always available at the TorontoDominion Bank says Terry Dickinson manager of the Georgetown branch on Main Street We help people to work out a budget advise if they should borrow money and how much We urge common sense In credit buying If people use it sensibly It is a valuable financial tool If they abuse It they can end up overextending themselves beyond their Hauscr Royal Bank Manager in Georgetown says with the number of credit sources available one must take care not to go hogwild Ten dollars a month doesnt sound like very much But here and there and you could tendollar yourself to death If youre not careful he warns Whenever we assess a loan request we endeavor to ensure that Its not beyond the ability of the customer to handle the considering his or r circumstances All banks promote sensible borrowing but when It comes to credit counselling to those in over their heads send the customer to a counselling service Since here are none In the Hills area this often means a trip to Toronto or Cooksville time off work and a counselling fee Finance Company And if there Is one thing these people dont need it another payment says Paul manager of Household Finance on Georgetowns Main Street Mora than one third of finance companys service is in counselling a free service available to anyone whether or not they have an account with Household says The manager adds that pride and fear prohibit people from seeking counselling They gel in trouble here so they go elsewhere for mora credit They should be getting advice rather than hiding from their bills We will give this advice Rowe says the government cutting down means protecting customers because creditors are not allowed to dlscussa a persons finances among themselves He said If the bank or creditor calls us for a reference I should be able to say dont touch him he cant handle another payment but the law says I can only state the amount of loan the payments and credit standing opinion Is that all lending Institutes should be able to operate a prorated service to its customers that Is make reduced monthly payments to creditors for them But the government wont allow it he says so all we con do is consolidate all toe into one payment and cut their monthly payments In half imporikntautto Is lie will not let people borrow beyond their means He says we cant keep putting people into financial binds just to keep up with the Joneses Edward H Schroeder D DOCTOR OF CHIROPRACTIC QUEEN ST EAST BRAMPTON Telephone Aftir Hour HOUR SERVICE Lucas Farmstead moves to Agricultural museum lEA museum It will be one of a series of about six farmsteads we hope to erect and restore as bailey bridge before The farmstead had remained we could cross over in the Lucas family for six Restoration has already generations until Ita recent sale started on the house and the George Lucas in the spring bams are next springs and summers project says and two barns built around Acquisition of the 1B40 were donated by the Steel Lucas Farmstead Is an Company of Canada who had porta step In the Ontario purchased the Lucas farm for Agricultural Museum industrial expansion within the development city of Burlington While the barns could be dismantled and trucked GIVE US A TRY museum site the house could not So the foot by 74 Toot long house was transported in tact on a float totalling one hundred feet In length The moving task Itself was undertaken by Charles Matthews Limited of the second generation of house- movers points out Carbert A convoy of escort vehicles accompanied the house as It wound along the approximately 16mlle journey The trip went extremely well Carbert feels despite some concerns We crossed three sets of railroad tracks and had to detour through a field to avoid a Bell trunk line he says And at Milton Heights the float had to back up once so more supporting members could be added to the OFF TO MUSEUM A JOB WELL DONE These men could breathe a little easier once they arrived at the Ontario Agricultural Museum near Milton with the Lucas farmhouse partially shown behind them The Journey took plenty of planning but will be well worthwhile as soon as restoration of the house and barns Is complete From left to right are- Carbert general manager of the Ontario Agricultural Museum Richard Garnet both from the Museum staff stationed at Hawkestone and Charles and Roger Matthews Thornhill who carried out the move WREATHS FOR REMEMBRANCE DAY NOV ARE NOW AVAILABLE from the Royal Canadian Legion Branch Mill St or order from Thomas Bruce Elliott Poppy Chairman State whether the wreath will be picked up prior to the ceremony or if you wish to have it placed on the Cenotaph by the Royal Canadian Legion COST OF THE NO WREATH WERE HAVING A Halloween Party PINE VALLEY FARMS GARDEN MARKET Hwy mile east of NORVAL There Will Be Apple Dunking Apple Bobbing Wagon Rides through the corn Held Wltches Brew to sample Taffy Apples and Popcorn SATURDAY OCTOBER AND SUNDAY OCTOBER 12 noon to pm We have a bountiful array of Natures Harvest apples pears pumpkins squash honey maple syrup elder lams cheese beans and many other Canadian 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