The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

Page SECTION C HIE HERALD Wednesday October ltsi Le clinic seminar Small claims court is a doityourselfers forum Herald writer Attorney General Roy McMurtry nays small claims court is an inexpensive in formal forum for resolving disputes small in monetary but significant parties involved and that what It Is You don t need a lawyer who will cost you an hour to go tosmallclalmscourt do it yourself and the Judge I expecting you to come with one either It you lose your case costs arc minimal usually about a lawyer to represent him it may cost you a little more about The atmosphere Is very in formal since you don t need to have a lawyer Interpreting your case to the judge You can present your argument to the Judge every day language not necessarily in The judge takes an active part in procedure and tries to help present the facts of he case by asking Questions which will gel at the issues of the dispute lawyer David Craig said Mr Craig presented the third legal education talk of a four part series last Wcdnes day nipt at the Hal ton Mils Community Legal Clinic on Street in George- spoken men he covered what types disputes are heard in small claims court how to sue somebody preparing for a trial trial procedure Judgements ap peals and collecting what You can sue tor almost anything as long as your claim not for more than Disputes over the price and quality of work done or services performed unpaid loans recovery of goods in the possession of another person or company some landlord and tenant matters Including arrears In rent or claims for damage to the apartment by the tenant and negligence actions Including vehicle ac cident claims arc settled dally by the email claims court If you have a bigger claim then you have to find your self a lawyer and take him you to county court Then ore two types of claims A debt or money demand Is a claim for money that owing to you under an oral or contract It could be bounced cheque failure to repay a loan or rent money In a claim- for damages the person suing called the plain lift first has to prove to the judge that he has suffered some harm because the de fendant person being sued has injured him or his prop- It much easier to prove a debt than to claim for dam ages Mr Craig said You have a choice in which claims court you wish to enter your claim II may be the court In the area where he event took place or it may be where defendant lives or carries on business Mr in the court where the defend ant lives because If you win he case ft It bo much easier for to collect what owing Once you ve selected your court you claim with he court clerk Mr Craig stress the Importance of getting LegaJJy Bankruptcy Scourge or salvation By Cera I4S It has been said that bank provides an honest debtor with an opportunity to rid himself of his debts and get a fresh start financially It has also been observed that bank ruptcy can provide an tunlty for a dishonest debtor a to live it up In grand style and then leave his creditors holding an empty bog The truth probably Ilea In between Bankruptcy has the effect of wiping out a persons or a business liabilities he gation to pay one debts except for certain debts like a fine or alimony There are however certain negative aspects It A person who owes or more can go voluntarily Into bankruptcy by filing an assign ment with a Tustee In Bank ruptcy a person trained to handle a bankrupt property An involuntary bankruptcy occurs when one of a person creditors who is owed 1 or more decides to petition the person Into bankruptcy Most bankruptcies occur as result of indi vidua Is voluntarily filing assignments It Is more frequent to see the petition used by a creditor where a business has difficulty paying Continued on page Interim head named at womens hostel the defendant and address correct on the claim form Your claim will be dismiss If re wrong he said It Important to place your claim as soon as possible especially If it against a municipality There are lime limits on how much later you can sue after the damage Unually vou have six years in which sue but a gainst a municipality based on repair a public road must be within three months If you trip on the sidewalk hurt your leg drag your self to make your claim right away Mr Craig The claim form sets out the facts of the case You just write out the story In your words and submit it the clerk who then Issues a sum which Is delivered to the defendant by bailiff If ho defendant disagrees the claim made by the plaintiff be can flic a notice or dispute with clerk of the a copy of which will be sent the plaintiff If a notice of dispute filed the clerk will sign a judgment against the defend ant which will allow credit account of dispute is filed the case goes court In preparing for your trial evidence and wit subpoena witnesses and It is best to do so even If promise snow up If something prevents them from attending sayanaccldent you can gel an adjournment of your trial from the judge only it they have been Otherwise the judge will not likely be sympathetic Mr Craig advised discuss what witnesses will say with them before your day in During he trial the plaintiff makes his case first before the judge He presents his evidence and calls rorward his witnesses la answer his quest You can lake notes with you said Mr Craig Every thing can be planned ahead of lime including the questions to be asked of the witnesses It perfectly fine to refer to notes be said Following the plaintiffs presentation of evidence the defendant Is given chance to crossexamine theplalnliff witnesses before he presents his case and tils witnesses lo lite judge Both Ihc plaintiff and the defendant arc invited lo make a ion of the case something Mr Craig said lsn t necessarily done The Judge then considers all tho facts and almost always gives his judgment on the spot he said If you unsatisfied with he results of your judgment you can request a new trial If crucial new evidence comes up but request must bo within 14 days the first trial Or you can appeal to the Supreme Court of Ontario If the amount In dlspulc is more than you 11 need to lake a lawyer with you If you win your case the battle over yet You may haves hard time collecting the money that owed responsibility for getting It is Service is the new acting director of Women s Place the hostel for abused women and their children in Milton now completing its first year of operation Ms Service a member of the hostel staff replaces Costigane who Is pursuing studies A permanent director is expected lo be appointed by Dec I In its inaugural year Women Place about women and children who had suffered emotional or physical abuse and had to leave their homes The 24hour emergency hostel provides shelter food and a supportive atmosphere mak Ing referrals to appropriate social or legal agencies where necessary Funding remains an ongoing concern of the hostel direct A penny sale will be held Nov from to m at St Paul s United Church In Milton with all proceeds to Women Place Anyone with Items to donate for sals arc urged to contact Pat Smith at Directors are also seeking volunteers particularly those with needed skills such as carpentry plumbing and appliance repair to help around the hostel Halton residents who have household items that may be of use to the hostel are welcome to give a call and arrange donations Items still needed include towels children clothes housecoats slippers personal care items canned food single bed sheets vaporizers toboggans skates and bikes or Irises For an Indication of how Women Place helps Its guests during their brief stays see the poem reprinted from the hostel fall newsletter In today s Herald editorial page Poet Corner Country DRY CLEANING 8770387 HILLS SHOPPING CENTER YOUR POOL PROPERLY THIS FALL OR YOULL BE LIKE THIS FELLOW NEXT SPRING Stood homeowner Insurance tttt State ROBERT TAfT Street Georgetown Sorry you didnt Bring your pool winter sample to your authorized Guard Dealer They tost and analyze your water to determine if any adjustments for winter are required More importantly will give you clear instructions on how your pool should be properly winterized the Bio Guard Hibernate program to avoid costly spring clean and repair bills Your authorized Bio Guard Dealer is ACADIAN POOLS UNITED GEORGETOWN Across from Dominion Seed House We can close your pool lor trie winter quickly efficiently We still have a good selection of winter pool covers at great savings at great savings yours Thecourtwon do It for you It can help you out You can collect by claiming the money from a third party through a method called gar Wages bank counts money owing on contract and unpaid rent may be garnished The court clerk can help arrange this can after the defend ant a like a car boat or land may bo and sold The clerk Issues a writ of execution allowing the bailiff of court lo seize the goods and hold hem for auction But if the defendant province there a much you can do at least not easily The Jurisdiction Ontario courts ends at the provincial borders You can l get money owing to you if your debtor has moved another province unless you go through the whole court procedure In that other province or you gel your you can end up behind bars tor appear In court or an order judgment registered contempt of court Although given by a Judge can be a You can I go to jail in small claims court is very serious matter and you may Ontario tor being a debtor but informal ignoring an order to bo found in contempt THE HALTON BOARD OF EDUCATION SEEKS APPLICATIONS FROM QUALIFIED ELECTORS TO FILL THE VACANT TRUSTEE SEAT IN WARD OAKVJLLE Tho vacancy tins boon created by Mrs J a resignation In order to Book ton as Municipal Councillor term of from October 1GB1 roDocembor A person Is Qualified la be a Is a Canadian 1 of or oJdor a I within 0 public school should be dirocted to tho Chairman the Board doodling for receipt of applications is October Interviews win bo held on Thursday evening October 22 at The application should Include a resume of your experience and flections an Indication of tho reason for your Interest In the position Wm A Lowbwi S Lavender Chairman tho Board Director of Education Ration Board of Education Ontario FOR HOMES THERES NO PLACE LIKE THE PERMANENT MEMBER OF THE TORONTO BRAMPTON REAL ESTATE BOARDS LIVE IN ONE RENT THE OTHER Be Smart let Incomo from one apartments reduce your mortgage payments this family dwelling Is In a area town on a huge lot and has an extra largo double garage Why call be first to see II Call Rudy LOOKING FOR GOOD FINANCING Asking 900 takm to at 1 lor 0 at 1 yeats yaars tnan Ask with Vendor will help I naming rot its the sns of yaw times SHOPPERS WORLD PLAZA BRAMPTON CANADA PERMANENT TRUST CO LTD FACTORY OUTLET -WM3TAU- PHONE 166 ALUMINUM ttflvwo a rea moms LOW MONTHLY REE Your Ad Could Be Here v EAMitchell LIMITED flEALTMtAmiiUtEIIS MODTGAGES PHONE j A Home Of Your Own Hart s charmingly non bungalow which Is perfectly Li Had lo the narrow frontage raildsmtal building lot and which provides In of 1 300 squirt fast of weihorginlzed plusafur- l square sal storage spsca In Ida tori a bora main living araa The traditional Is In or lion tl siding with a ram chimney and thing la or roof Tha shattered main an try lead Into spacious tlon foyar and storag are traffic moras forward down a short and right Into luring dining room combination Tha living room feature a position ad energyefficient flraplacs and arid sliding glass walk through which st eal to tha lose lout rear patio dining area via pockat door and utility Tha wall configuration combination has a savlng work con figuration counter- work and ample cupboard storsge The ta could be furnished with either a dining suit or built- in nook fur nishings Tolha rear kitchen Is a facility with a by side configuration washer and dryer and a generous linen slorsga clossL The central hallwsy contains the and hot water lank concealed behind bMold lor servicing Ad jacent this utility la cupboard containing a lad der eccess to the spsclous atotage loft THREEBEDROOM BUNGALOW IDEAL FOR NARROW LOT All three bedrooms are positioned to the of Ihe low plan and wall away from tha main ares for freedom from tur bine a Each has imp la close storage and good exposure for view and natural lighting The large master bedroom wide alldlng gin wslk through which to the rear patio a lull walkIn closet a three- piece bathroom with use of avsllabvl apace end provide excellent rearward axpoiure to on the lor design No be purchsssd either by the single at a cost lor the first las lor each ad ditional sat or by the package A laeiel plan Including lint economic illy priced si and an sight set also including the Iratsat Is only Whichever method you choose Include lor postage and handling Ontario residents plesie add Sand lor the currant Select Horn Da signs magazine SO featuring Imaginative decorating and home Im prorement Ideas quality home plan of every type for 112 plus 75 postage and handling To order sny these Item please send cheque or money order payable to the Horns the Week to Home of the Week Halton Hills Herald Unit 1 151 Carllngvlaw Drive Rex data Ontario M9W GET Builtin Homo Cleaning Systems HALTON CENTRAVAC WALL PANELS CERAMIC TILE W- 75 ZXl BRAMPTON GLASS DOOR FIRESCREENS GRANTS MOTORS LTD ntootxTsMacuiirjMiurx itroonTOWfmcuo ENTRANCE SLUMD00flS WW 138B Mittntiis nip DIU FURNITURE REFINISHING Jim Murphy Msafiiwjy mm Retaining walla Exterior stucco Chimney repairs Texture spray Plaster repairs DAVE Mcmullen General Connecting 8778463 DELREX Aluminum Limited