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SECTION C THE Wedneidav November Buying or selling your family cottage By WILLIAM When buying or selling a cottage knowing your rights and duties under the law con change an often frustrating experience Into a transaction AGREEMENT The sate of a cottage like that of a house Is usually carried out using a standard Agreement of Purchase and Sale form which Is available from most local real estate agents or boards Once the buyer end seller have signed this Agreement a legally bind ing contract Is formed Both parties must carry out the provisions of the contract Before signing the Agree ment therefore both the buy er and seller should retain lawyers to ensure that they understand what they ore themselves into TITLE A lawyer should check the title to the property before you sign to find out whether there arc any defects such as undis charged mortgages liens am or building code viola tions and unpaid taxes or insurance premiums This check Is colled a title research Sometimes a problem arises when people have rights over land that dont up on the search Examples of these rights include a right of way over the land or even full ownership of the land The law in Ontario provides that a person in possession of proper can become he owner of property if the true owner has not used any right he or she may have to enter on the property kick the occupier out charge rent or inform the occupier of his or her owner ship within ten years after the person occupied or started to use the land The squatter can acquire rights through a legal doctrine known as adverse possession a CLEO publication Any confusion concerning the true ownership of however con be ended by the seller of the cottage having his or her title investigated and declared legally valid by a judge The Quieting Titles Act allows any person who owns land or has an interest In land to apply to a court to have the title investigated The court wilt issue a certificate of title which is conclusive evidence that the persons title Is abso lute and legal EXPENSES In calculating how much a callage costs make sure to take into account all expenses you will Incur For example lawyers fees are usually three- quarter to one per cent of the purchase price A land trans tax of per on the first of the price and per on the rest of the price must also be considered Provincial Sales Tax Is often another forgotten expense as Big brothels appeal The Brothers Association of and Milton Is extending an urgent invitation to Hal ton Hills residents to spend three or four hours a week of their spare time with a f other leas boy Big Brothers isnt Interested in recruiting superstars the Association says Our most successful volunteers are men of average abilities who recognise the contribution they can moke to a boys development and have the heart to follow through with It Local men IB years of age and older are Invited to call the Association at are CAPITAL GAINS Sellers of cottages should remember that the capital gains on the sale of a cottage are taxable at half the ordina ry tax rate However since each tax payer is allowed to sell one principal residence In a year without paying capital gains tax on the profits made a husband and wife owning a cottage and a city home may protect both from capital gains tax by having each spouse declare one of the properties as a principal residence The information in this article Is accurate as of August For more Infor on this and other topics contact Community Legal Education Ontario HI Queen St Suite Toronto MSC For legal advice contact the Hills Community Legal Aid Clinic at 5 St Georgetown Goebelle heads PC Youth The Brampton Georgetown Progressive Conservative Youth Federation elected lis officers for the IBB term at its recent annual general meeting Hugh of Georgetown is the new President with Trevor Small of Brampton First VicePresident Susan Anderson of Bramp ton Second VicePresident Evan of Georgetown Third VicePresident Heather Robinson of Brampton Secretary and John Turccek of Brampton Treasurer Guest speakers at the meeting Included John McDermid and John President of the BramptonGeorgetown Progress Conservative Association Police Beat SANTA I KNOWS Christmas tis the time for memories and memories are made to treasure QUALITY PHOTORNISHiNG BY Now you can relive those memories perfectly pic lures even professionals would admire The Cannon offers split image fine focusing automatic shutter selection quick Ions changing power winder capability All those make your photography easy And a Halloo Camera Exchange wo know youll be taking lots pictures so we slocked up on our camera accessories such as film batteries flashes and many many more ensure youll be prepared for trie holiday season I BENJAMIN HALTON CAMERA EXCHANGE 7 James Street 8774433 Car recovered speeder escapes A northbound driver on Highway eluded police Friday after midnight Having passed through radar at kilometres per hour In an flOkllomctre zone the driver attempted to turn onto Trafalgar Road lost control and crossed the median knocking over a warning sign The vehicle was found stranded in a driveway of an Lime house home with damage to the left rear of lie car There was damage to the warning sign Deer injured by car A deer was struck by a Georgetown driver Tuesday night on the Ninth Line near Sidcroad 10 The injured deer ran back into the trees leaving the driver MO damage Minor injuries Two drivers suffered minor injuries in a collision Tuesday night A southbound car on Mill Street entered the Street intersection and collided with a westbound vehicle on Street The intersection is controlled by traffic lights and Hal ton regional police havent confirmed which vehicle went through the red light There was damage to both cars Merger revoked Two vehicles collided while their drivers were attempting to merge Into a single lane at a construction site on Street near Alcolt Drive Sunday afternoon causing damage to both cars Miscalculation A westbound driver in Guelph Streets centre lane was preparing to turn left into a parking lot when a vehicle behind him swerved out and struck the right rear comer of his car There was damage to both cars Saturday afternoon Asleep at wheel A Georgetown man was driving north on Main Street South in Georgetown Saturday morning when he fell asleep and his car mounted a concrete curb striking a hydro pole The collision at a caused damage to the car and damage to a hydro polo and street light Smith and Stone hit Smith and Stane on Glen Road In Georgetown was broken into early Friday morning A lock on a rear door was broken but whoever got in didnt bother stealing anything Staff Sergeant Ron of Ha I ton regional police said Church breakins Two religious institutions were broken into and searched over the weekend with nothing stolen from either one Gospel Temple on Highway had a basement window smashed in Thieves went through the closets desks and cupboards looking for money said regional police Knox Presbyterian Church on Main Street in Georgetown had its back door Jimmied Highway collision A westbound driver on Street Intending to turn eft onto Maple Avenue in Georgetown thought oncoming traffic had cleared and began to turn An car on Street collided Into the turning car causing 1000 damage Friday evening on Main Two vehicles proceeding north on Main Street North In Georgetown collided causing damage to the first car The driver of the first car had signalled a left turn onto The driver and passenger of the first car had minimal injuries as a result of the collision Save on INDAL ALUMINUM STORM DOORS Complete 87 MACKENZIE BUILDAU won Good Until NOV GEORGETOWN- B Jimci SI PHONE ACTON Church ST MACKENZIE PHONE Just ask team of experts Inventory Clearance SALE 15 OFF STOREWIDE But Hurry Some Quantities Are Limited a JEWELLERS DOWNTOWN GEORGETOWN T 8772481 1 Now until Dec 23rd were offering a f0 discount to all senior citizens I and students with ID And to all Until Saturday November 21 st 10 off 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