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SECTION C THE HERALD September IBB Page Experts answer often asked insulation questions Dcspue growing interest in energy and energy savings homeowners continue to be troubled by such questions as the amount of insulation they need and the proper material to install In response to these kinds of questions experts from the CertainTeed Home Institute have compiled their own version of the Ten Most Wanted List From questions asked most frequently by con cerned homeowners here are the Home Institute Ten Most Wanted Answers How does insulation work Heat naturally flows from warmer to cooler spaces During the winter heating season warmth is flowing from your heated living areas attics garages basements and then directly outdoors In the summer warmth from outdoors flows into the rooms you are trying to keep cool Insulation guards against this heat trans fer by providing a barrier to block the flow of heat The end result warmer in win cooler in summer Does my house need insulation If your home was built before chances arc it is one of the millions in the United States that arc Most likely energy was cheap and abun dant when your home was built and the amount of insulation installed in it was minimal Thus it is probably not adequate by todays energy standards In fact even if you have already added some insulation you may find this is in adequate in view of the rapid rate at which energy costs are rising Anything less than inches R of fiber glass insulation in the attic is made quale regardless of where you live For many parts of the country 12 inches or more is recommended Why should I insulate As a homeowner there arc four basic reasons to add insulation To save money to save energy to increase the resale value of your home and to increase your per sonal comfort Adequate amounts of insulation will en able you to use less energy to heat and tool your home so you will be saving year after year Savings vary Find out why in the Seller s Fact Sheet on Rvalucs The higher the value the greater the ing power In addition you will be conserving en ergy a valuable and limited resource Also in the eyes of a mortgage lender in stalling increased levels of insulation not only adds to the resale value of your prop erty but to its equity financing value In addition proper amounts of insula tion help to maintain uniform tempera turcs throughout a house thereby increasing personal comfort