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HILLS OUTLOOK January itBS- Business Acton man purchases new Ford car Some or us think we average ill or to new vehicle In a lifcUmt but how about Well Ill true Mr lUno middle Jth Ford vehicle He pur- chain It from porta Ford Mercury In Acton He here accepting a old pen and pencil let with the Ford logo on It Mr Boh left Public Altai Department Ford Motor Company of Canada Limited Alio teen here I owner of Ford Mer cury In Acton Mr Joe right He relenting Mr J Bralda with a letter allowing free maintenance for life on all his vehicle Mr J now In hit llth year of retirement a former employee of Ford and retired alter IS year of Hit lh vehicle was a 1988 Grande Marquis from Ford Mercury He l a longtime of Acton from early childhood and moil of his time bet- ween his cottagr In ridge and apartment in Acton Mr that back In December of 1980 he wrote a letter to William Clay Ford Vice Chairman of the Board and told him about hit disappointment In the company A plan The Ford A Plan offered an employee of Ford Motor Company the possibility of pure ha two vehicles under this plan within a oneyear period but a retiree was allowed only one new within a year period At this lime Mr Bralda had purchased hi vehicle new In January of Mr received a letter from William Clay Ford replying to hi letter Mr Ford had reviewed Mr Bra Ida i concern and had decided to permit all retirees to appreciate the same privileges a an employer of the Corn- Mr Bralda hit time enjoying at hes a and even plays dawn south with a trio from Indlanapoll California He alto ha an uptodate woodworking In Brace bridge where he make furniture and enjoy tuch craft as stained and making tiffany lamp Toy Magic moving up in retail business Should you get capital gains and dividends in your RRSP Yes By DONNA KL1 1 Herald Special Georgetowns Toy Magic strong Is moving down the and up the ladder to success President Marion Manning began Toy Magic as a retail store 10 years ago Today it is a wholesale distributor of childrens ilims We re moving to a space approx imately four limes the space were in said Mrs Manning Three years ago husband Jim gate up his Job as a vice president of mother company to Join his wile at Toy Magic Husband Jim looks the warehouse operation I look after the front he looks after the luck explained Mrs Manning Toy Magic along with expansion from an square foot building to the new square foot building will also undergo a name change Toy Magic doesnt describe what we do anymore staled Marion Manning We had people thinking that we only supplied toys The new company name Is Educational Materials The company recently peaked at K million in sales making it no longer i small business by provincial got eminent standards With the success of Toy Magic the Mannings plan to a branch in the A fully national corporation Toy Magic has been shipping from St Johns to Vancouver To the best of our knowledge said Manon Mann ing were the fastest growing distributor of our kind In Canada Toy Magic or llonal Materials as it will be colled supplies everything that a child up 2nd home granted cording to Mrs Manning The new warehouse is a I read j being filled with books and supplies for the January opening of the new building at Arms rong Avenue The Mannings new building Is De constructed by Steel to No objections were heard by the own Jan 18 for an application by Julien Croteau for permission to keep his second residence on a rural lot on the comer of Sideroad 15 and the Fifth Line The previous council allowed Mr to build a second residential dwelling for a temporary period of Senior Planner Terry Korslak said the situation is unusual because Mr Croteau was bequeathed the proper ty but the current tenants arc allow ed to remain in the first house until 1995 HYUNDAI COUNTRY Mr is applying for a rewnlng of the land actually just an extension of the previous to allow his second residence Town Staff are expected to report back to General Committee with a recommendation Feb 1 will be fully computerized In addition to being larger the Armstrong loco Mr and Mrs Manning will run the show Jointly from their own of fices The Mannings have lived In Georgetown for the past 15 years Several years ago they built a house on 19 DENTURE THERAPY CLINIC TRENTON DT CHURCH STREET GEORGETOWN ACROSS FROM LIBRARY AND CULTURAL CENTRE 8772359 CAPTURE YOUR DREAMS FEEL THE DIFFERENCE With BARLEY GREEN Barley Green contain micrograms of live SOD In each 2 gram serving SOD a remarkable substance for treating arthritis Dr James dard Former Assistant Surgeon General of the USA What Is Sod superoxide the CELL PROTECTOR Whether we use SOD as an rstardant or for our arthritis or to protect our cells varied types of radiation and body pollution to which we are subjected or as a cancer preventive or turner or to clear up cataract or in any ol the other ailments In which the use of SUPEROXIDE DISMUTASE seems to be we can be almost certain that all or any these conditions can and will be helped by the SOD catalase combination KURT PhD Jacks Distributing Trafalgar Rd N at Hwy 7 Monday to Friday 1 to 9 pm Saturdays 9 am to pm ITS YOUR MONEY PaulJ It amazes me that so many financial advisors say you should invest your dollars only into fined or guaranteed interest- earning investment and use invest menis that achieve capital gains and dividends for oilier investments thai is if you have any additional dollars to invest They reason that interest earning investments arc normally fully tax able after the interest capital gains and dividend deduction or SI 000 is used up so put your interest earn ing investments into an RRSP where they grow without incurring any current lax liability That is rue Many of these advisers further icason that if you plan to earn divi dends and capital gains by in veil ing in something you own such as stocks businesses mutual funds or real estate gam is taxed very lightly if all and therefore these investments should be of your Again this makes sense according the tax laws The problem of all that most people face today hough is that they utilize all their savings into because of obvious taxdeduct of them and have very littler if any monies led lo m vest outside the li is my bet that most readers of this column find themselves in that same situation Ive got a further question Whats wrong wiih earning divi dends and capital gains in your After all if the combined capital gams and dividend return were averaging just 12 and your interest earning investments inside your RRSP were earning only ft or less wouldnt you rather have the 12 ever if it was made up of capital gains and dividends 1 If I were age and put a year into my each year through to age at Id be worth whereas at Id be worth Thats more dollars Who cares if ihcy are capital gains and dividends rather than in terest more dollars is more dollars available to produce my retirement income Yes I believe you can average and belter in what caff equity mutual funds They invest in a broad spectrum of Canadian in dustries watching over those invest ments fulltime every working day making changes and Improvements whenever they feel ihcy are advan tageous And Furthermore most have averaged considerably more than 12 over the past 10 and years with the better funds aver aging 15 to as high as per year over those time spans like the extra dollars be they earned through capital gains andor dividends Your comments and questions are welcomed Write Paul J Regal Financial Centra Union St Waterloo On tario andor for a copy of his book Why I Invest In Mu tual Funds forward payment of retail PAUL J la President of Regal Capital Planners Ltd and of the Independent Financial Services Association of Canada Proofposjtive These are manag Better After one of the worst declines in market history every Canadian eligible mutual fund from The Industrial Group of Funds in existence during the period posted positive 12month results How fare Add this to Mackenzies exceptional longterm record and you have proof positive Industrial Group of Funds are belter managed For your future INDUSTRIAL EQUITY FUND For more Information i i vn c return the coupon 5YR- ll7ll5Bll5 5N5 PETER C MASSON Regal Capita Ltd ID Drive Georgetown re proof Industrial Group of Funds arc bell managed 1 ADDRESS I con 1 TELmiONE Mall to PETER C MASSON MBA Regal Capital Planner Ltd 10 Drive Georgetown to December 1987 are average annual compound rttums based upon the net amount Investedand Include reinvestment of dividends Rates of return are calculated before deduction of maximum Past performance is not necessarily indicative of future results Any offer is made only by pros pectus which contains complete details of all charges Please read it before making your purchase and retain it for future reference The Industrial Group of Funds Looking both ways To manag your RRSP Better