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he copy REAL ESTATE OUTLOOK WedwwUy 1W8- Loan sweet loan helps many realise dream of remodeling kitchen or bath When youre planning a new or kitchen gel taught up floor and color Bui il youre like most people you need J loan in mute your dream a rejlny year will bil- lion of dollars on home improvement And all kinds of financial ions offering kinds or loans its easy get confuted Most credit unions offer very compel i live rates on loans you can customize lo fit your financial situation remodel mg goals according to the Credit Union Noli on a Association If your job is fairly say under two options jrc an advance on your credit or an unsecured per son a I loan The advantage of a credit card ad Ivance is hat it fast and paperwork free the iredil union credit card annual percentage rate is 15 percent rac in personal loan is Tor larger remodeling projects a home equity loan is a traditional source of money Strictly speaking any loan se cured by the value of your house minus outstanding mortgage debt is a home equity loan A home equity loan tan be scLond mortgage or if you own your home free and clear you can take out a home equity first mortgage ir rusting mortgage for a larger vert to cash Home equity credit is ideal for major an improvement boosts Ihe value or your house is a smart use of Compare interest rales and loan nalion fees before you borrow youll save money up front and over the life of One popular feature of a home equity loan is that i merest payments on loaas up to certain amounts are still fully deduct under the new lax laws Ask your lender for details Whether you are in the market for a small or large loan it important that you shop around for a loan thats right lor you then negotiate the best possible rate A credit loan officer or finan counselor would be to discuss your options pens agree that the right de sign remodeling a kitchen or adding a bath is one of fie best home improve ment Investments you can make When you sell you may recover more than the improvement cost And when using jour new kitchen or bath youll re alize the dividend on your investment enhanced property value and enjoyment for years to come A PARK FOR THE KIDS SUITABLE FOR THE HANDICAPPED Right next door Is a lovely little park or the little oik of your family This 3 bedroom home is only a year old and la filled with lovely new features Including a pine roc room Priced to soil at Four spacious bedrooms wide hallways hardwood floors and bright airy rooms Big are the circular drive double car garage and pool set on of an acre on edge ol town Sounds Call Glenda Hughes or John Hill Sales Reps for all the details it 873 0300 or Bus 8730300 Res 8778402 Toronto Lino 8401 26S NATIONAL REAL ESTATE SERVICE BRAND REALTY INC REALTOR Bus 8730300 Res 8778402 Toronto Line 8401268 DOWN HOME COUNTRY CHARM r J IM SOUTH OF BALLINAFAD OFFERED AT 199900 For your personal viewing Call BUI or Andy King Largo country kitchen Bill McKwwn Rp RESTAR MARLATT REALTY GROUP INC NETWORK OF THE STARS MEMBER REALTOR mly King Rap