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Saturday IMSPage IS CALL I34 Gutlph SI STOVES 8778830 J 8532790 TOPSOIL GRAVEL SEPTIC SYSTEMS EXCAVATING GLEN ERIN ELECTRIC QUALITY WORKMANSHIP FREE ESTIMATES STOYLES CARPENTRY DECKS FREE ESTIMATES Licenced AH Work fitted I Teach tots money lessons for life mYCARE By Mary Turner CA While teaching children about money management may sound like the latest Yuppie obsession is in fact simply leaching them a good habit Starting out tan be as simple as open a bank account Begin when your child is or years old taking him or her to the bank and opening an account in the youngster name Initial its might include gifts from or relatives or even baby bonus cheques Next explain to your child how money will grow if left in the bank to cam interest Then go back next month and the month after and so on having the bank book updated each time so that the child can see how the money in creases just by saving Your kids will benefit most from this exercise if it is tied to a goal Saving for a special toy or treat will give meaning to the figures in the bank book and it a good way to teach youngsters about planning But be sure to help your drcn set realistic goals for their savings years of hoarding to buy a play Jag will likely create some bitterness Many parents think that introducing their children to the stock market is a good way for them to leam first hand how money works If this strategy ap peals to you your children will learn most if the stock they acquire and the company in whose fortunes they are sharing is one they rccogme Maple Leaf Gardens or Irwin Toys for ex ample As your children grow to be mile pendentminded teens lessons in man aging money may become mon diffi cull to give But Ihcy are not If for example your teenager wants a ten speed bicycle try striking a deal raihcr than just handing it over Suggest that you will contribute half the price of the bicycle if your offspring saves for the other half Such savings could come from doing special chores around house from gifts of money salted away in the past or a part time job That lime honored teenage tradition of the part time job is by the way one of the money management tools of ail Having to work plan and save to achieve goals is not only good training for real life it is a slice of it Finally parents should never under estimate the influence of their own money management techniques or lack of them Your children probably most about how to deal with money by watching you For advice on TV sec Your Wealth available on broadcast ncls in Ontario and on satellite across Canada or see Money in the Bank on your community cable channel Is general financial ad vice by Canadas chartered account ants Mary Turner Is with Ross Chartered Accountants HALTON HILLS MILTON AREAS Toronto Line 8460800 A VISUAL DELIGHT Three bedrooms separate dining room in kitchen garage and workshop Fireplace deck What more could you ask ACRE FARM NEAR LAKE HURON FOR OR ACRES FOR 000 COMMERCIAL LEASE SPACE Approximately sq ft plus basement Two washrooms MOVE RIGHT IN to this semi in location in Milton Walk to school and shops Immediate possession 326GUELPHST GEORGETOWN 8775296 DOUG MEAL SALES REPRESENTATIVE Business Residence 4168776279 Hate Town houses Welcome to this 3 bedroom detached brick home Call Doug Meal at 8775296 FOR LEASE Industrial shop or office space Asking per square foot Call Doug Meal for details at 8775296 FOR SALE Industrial 18000 square foot combination shop and office space Call Doug Meal at 8775296